Oportun Financial Corporation
NASDAQ:OPRT
6.21 (USD) • At close July 29, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 1,001.775 | 1,056.919 | 640.7 | 530.4 | 335.1 | 442.4 | 473.559 | 324.555 | 248.751 | 195.229 |
| Cost of Revenue
| 238.158 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 1,001.8 | 1,056.919 | 640.7 | 530.4 | 335.1 | 442.4 | 473.559 | 324.555 | 248.751 | 195.229 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 34.2 | 16.9 | 10.8 | 4.9 | 3.5 | 3.1 | 2.7 | 2 |
| General & Administrative Expenses
| 90 | 194.228 | 213.7 | 153.3 | 126.9 | 106 | 74.119 | 64.044 | 48.629 | 43.182 |
| Selling & Marketing Expenses
| 66.973 | 75.284 | 110 | 116.9 | 89.4 | 97.2 | 77.617 | 58.06 | 39.845 | 24.993 |
| SG&A
| 157.038 | 269.512 | 323.7 | 270.2 | 216.3 | 203.2 | 151.736 | 122.104 | 88.474 | 95.985 |
| Other Expenses
| 253.343 | 11.154 | 479.442 | -737.8 | -609.5 | -561.2 | -543.862 | -408.191 | -292.395 | -77.575 |
| Operating Expenses
| 410.381 | 534.319 | 715.943 | -467.6 | -393.2 | -358 | -256.545 | -286.087 | -203.921 | 77.575 |
| Operating Income
| -115.177 | -198.768 | 17.76 | 62.8 | -58.1 | 84.4 | 217.014 | 38.468 | 44.83 | 9.519 |
| Operating Income Ratio
| -0.115 | -0.188 | 0.028 | 0.118 | -0.173 | 0.191 | 0.458 | 0.119 | 0.18 | 0.049 |
| Total Other Income Expenses Net
| 0 | -54.885 | -115.512 | 2.95 | -20.22 | -33.552 | -24.761 | -28.071 | -19.267 | 0 |
| Income Before Tax
| -115.177 | -253.653 | -75.3 | 62.8 | -58.1 | 84.4 | 170.095 | 2.069 | 16.056 | 9.519 |
| Income Before Tax Ratio
| -0.115 | -0.24 | -0.118 | 0.118 | -0.173 | 0.191 | 0.359 | 0.006 | 0.065 | 0.049 |
| Income Tax Expense
| -36.495 | -73.702 | 2.5 | 15.4 | -13 | 22.8 | 46.701 | 12.275 | -34.802 | 1.124 |
| Net Income
| -78.682 | -179.951 | -77.8 | 47.414 | -45.1 | 61.6 | 123.394 | -10.206 | 50.858 | 8.395 |
| Net Income Ratio
| -0.079 | -0.17 | -0.121 | 0.089 | -0.135 | 0.139 | 0.261 | -0.031 | 0.204 | 0.043 |
| EPS
| -1.95 | -4.88 | -2.37 | 1.68 | -1.65 | 0.46 | 5.6 | -0.46 | 2.31 | 0.31 |
| EPS Diluted
| -1.95 | -4.88 | -2.37 | 1.56 | -1.65 | 0.4 | 5.59 | -0.46 | 2.2 | 0.31 |
| EBITDA
| -64.02 | -198.768 | 0 | 89.903 | -37.874 | 98.533 | 181.918 | 0 | 24.434 | 14.722 |
| EBITDA Ratio
| -0.064 | -0.188 | 0 | 0.17 | -0.113 | 0.223 | 0.384 | 0 | 0.098 | 0.075 |