Oportun Financial Corporation
NASDAQ:OPRT
6.74 (USD) • At close July 1, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||
| Net Income
| -78.682 | -179.951 | -77.7 | 47.4 | -45.1 | 61.6 | 123.394 | -10.206 | 50.858 | 8.395 |
| Depreciation & Amortization
| 51.157 | 54.885 | 47.533 | 27.112 | 20.22 | 14.101 | 11.823 | 10.589 | 8.378 | 5.203 |
| Deferred Income Tax
| 0 | 0 | 16.451 | 16.451 | -14.464 | 10.419 | 42.023 | 8.291 | -36.367 | 0 |
| Stock Based Compensation
| 12.989 | 18.593 | 27.62 | 18.857 | 19.488 | 19.183 | 6.772 | 5.705 | 4.503 | 2.6 |
| Change In Working Capital
| -30.263 | -21.05 | -80.7 | -10.4 | -34.3 | 15.1 | -29.88 | 18.371 | 7.264 | 2.905 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | -4.01 | -7.128 | -6.889 | -3.453 | -2.384 | -3.021 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| -30.263 | -21.05 | -80.7 | -10.4 | -30.29 | 22.228 | -22.991 | 21.824 | 9.648 | 6.058 |
| Other Non Cash Items
| 438.321 | 520.288 | 314.696 | 63.98 | 207.056 | 97.997 | -15.758 | 106.368 | 79.266 | 69.955 |
| Operating Cash Flow
| 393.522 | 392.765 | 247.9 | 163.4 | 152.9 | 218.4 | 138.374 | 139.118 | 113.902 | 67.657 |
| Investing Activities: | ||||||||||
| Investments In Property Plant And Equipment
| -19.187 | -31.261 | -48.9 | -26.5 | -26.6 | -26.2 | -17.944 | -12.021 | -14.198 | -11.372 |
| Acquisitions Net
| 0 | 0 | 0 | -111.7 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sales Maturities Of Investments
| 0 | 0 | 249.271 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activites
| -174.502 | -254.92 | -1,371.871 | -746.6 | 43 | -471.5 | -453.483 | -331.367 | -295.561 | -250.906 |
| Investing Cash Flow
| -193.689 | -286.181 | -1,171.5 | -884.8 | 16.4 | -497.7 | -471.427 | -343.388 | -309.759 | -251.257 |
| Financing Activities: | ||||||||||
| Debt Repayment
| -178.184 | -101.686 | 951.384 | 751.124 | -135.258 | 224.951 | 369.289 | 239.84 | 228.553 | 121.619 |
| Common Stock Issued
| 0 | 0 | 73.181 | 73.181 | 0 | 60.479 | 0 | 0 | 0.121 | 92.817 |
| Common Stock Repurchased
| 0 | -2.7 | 0 | 0 | -2 | 0 | 0 | 0 | -1.007 | -0.001 |
| Dividends Paid
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| -13.04 | -5.418 | -16.854 | -5.415 | -2.036 | 0.842 | -1.216 | -9.152 | -6.64 | -4.69 |
| Financing Cash Flow
| -191.224 | -104.385 | 934.5 | 745.7 | -136.8 | 286.3 | 368.073 | 230.688 | 221.913 | 209.745 |
| Other Information: | ||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | -0.1 | 0.1 | 0 | -0.1 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| 8.609 | 2.199 | 10.8 | 24.4 | 32.5 | 6.9 | 35.02 | 26.418 | 26.056 | 26.145 |
| Cash At End Of Period
| 214.625 | 206.016 | 203.8 | 193 | 168.6 | 136.1 | 129.175 | 94.155 | 67.737 | 41.681 |