Oportun Financial Corporation

NASDAQ:OPRT

6.74 (USD) • At close July 1, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

2025 Q12024 Q42024 Q32024 Q22024 Q12023 Q42023 Q32023 Q22023 Q12022 Q42022 Q32022 Q22022 Q12021 Q42021 Q32021 Q22021 Q12020 Q42020 Q32020 Q22020 Q12019 Q42019 Q32019 Q22019 Q12018 Q42018 Q32018 Q22018 Q12017 Q42017 Q32017 Q22017 Q1
Revenue 235.904167.087249.951250.396250.482262.7268.2118.6254.8143.4146.983145.214205.014160.5139.4120.189110.241114.693.746.11580.5130.8114.199.15198.293114.567109.683123.126126.18361.59656.48653.40554.079
Cost of Revenue 130.07573.755.7490-0.0180.10-147.975-254.71238.6038.6000000000000000000000
Gross Profit 105.82993.387249.951250.396250.5262.6268.2266.6259.512104.8146.983106.614205.014160.5139.4120.189110.241114.693.746.11580.5130.8114.199.15198.293114.567109.683123.126126.18361.59656.48653.40554.079
Gross Profit Ratio 0.4490.559111112.24754.0650.73110.734111111111111111111111
Reseach & Development Expenses 020.3010.110.210.710.810.610.19.598.27.45.24.43.93.53.22.92.52.21.71.310.90.90.901.73.1000
General & Administrative Expenses 15.38626.13823.07943.92436.29345.35422.451.88556.554.454.3655.56549.2874631.738.72536.82429.437.830.32129.428.832.522.47222.23520.41918.917.32717.47310.36320.8618.85118.403
Selling & Marketing Expenses 19.88217.317.40316.25816.00318.05518.919.19519.221.321.78132.36834.54137.132.123.74823.89323.920.620.0624.828.124.723.10121.26623.53320.85517.79115.43818.22516.31612.37411.716
SG&A 35.26843.44740.48260.18252.29663.40941.371.0875.775.776.14187.93383.82883.163.862.47360.71753.358.450.38154.256.957.245.57343.50143.95239.75535.11832.91154.01749.95741.55840.763
Other Expenses 57.40246.02961.59962.533-84.028-102.61581.285.994.192741.513204.544-38.586-217.495583.4563.26561.6759.751529.43758.30359.19356.356454.58855.409-111.193-107.207-110.408-108.425-93.53-95.9180000
Operating Expenses 92.6789.476102.08160.03384.028102.615122.5136.1146.338596.643259.346119.3-133.667467.69111.401110.386106.266393.154101.56693.01698.614362.416100.053-65.62-63.706-66.456-68.67-58.412-63.00771.77756.82548.51847.785
Operating Income 13.1593.911118.112086.4-57.3-37.3-17.5-102.527.673-85.6924.43271.34732.31938.69621.96617.47928.1525.568-31.791-1.65546.94629.91433.53134.58748.11141.01364.71463.176-2.681-0.3394.8876.295
Operating Income Ratio 0.0560.0230.47300.345-0.218-0.139-0.148-21.3540.193-0.5830.0310.3480.2010.2780.1830.1590.2460.059-0.689-0.0210.3590.2620.3380.3520.420.3740.5260.501-0.044-0.0060.0920.116
Total Other Income Expenses Net 00-157.576-49.149-32.363-13.88317.7863.247-134.6450.428-12.284-12.67240.897-9.6035.8750.662-28.4924.986-7.84-5.103-18.0165.627-9.138.016-38.065-26.701-18.4676.65413.753-14.66-6.86800
Income Before Tax 13.1593.911-39.464-49.149-30.475-57.3-37.4-17.471-141.5-7.9-112.363-12.67257.6720.928.19.8033.97514.7-7.8-46.901-1831.214.418.89819.96834.81429.08153.7952.41-10.181-0.3394.8876.295
Income Before Tax Ratio 0.0560.023-0.158-0.196-0.122-0.218-0.139-0.147-29.479-0.055-0.764-0.0870.2810.130.2020.0820.0360.128-0.083-1.017-0.2240.2390.1260.1910.2030.3040.2650.4370.415-0.165-0.0060.0920.116
Income Tax Expense 3.392-4.827-9.508-18.124-4.036-15.5-16.2-2.572-39.40.5-6.536-3.51512.0076.75.12.5530.9566.2-1.8-12.653-4.784.45.1065.3549.5418.24214.87714.0417.7740.8892.0852.695
Net Income 9.7678.738-29.956-31.025-26.439-41.8-21.1-14.899-102.1-8.4-105.827-9.15745.66314.16622.9797.253.0198.513-6-34.248-13.323.21013.79214.61425.27320.83938.91338.369-10.2060.552.8023.6
Net Income Ratio 0.0410.052-0.12-0.124-0.106-0.159-0.079-0.126-21.271-0.059-0.72-0.0630.2230.0880.1650.060.0270.074-0.064-0.743-0.1650.1770.0880.1390.1490.2210.190.3160.304-0.1660.010.0520.067
EPS 0.210.2-0.75-0.78-0.68-1.09-0.55-0.41-3-0.25-3.21-0.281.420.490.820.260.110.31-0.22-1.26-0.490.862.330.520.661.150.951.771.74-4.420.221.141.46
EPS Diluted 0.210.2-0.75-0.78-0.68-1.09-0.55-0.41-3-0.25-3.21-0.281.370.460.750.240.10.29-0.22-1.26-0.490.812.330.520.661.150.941.771.74-4.420.221.141.46
EBITDA 24.22715.391000-84.533-23.426-3.702-128.1440-100.079068.36727.63833.81117.547020.0050-41.798035.59418.00622.08622.84737.93932.07156.64855.260.2492.3650-3.6
EBITDA Ratio 0.1030.092000-0.322-0.087-0.031-26.6970-0.68100.3330.1720.2430.14600.1750-0.90600.2720.1580.2230.2320.3310.2920.460.4380.0040.0420-0.067