Oportun Financial Corporation
NASDAQ:OPRT
5.46 (USD) • At close February 5, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets: | |||||||||||||||||||||||||||||
| Current Assets: | |||||||||||||||||||||||||||||
| Cash & Cash Equivalents
| 71.838 | 72.871 | 69.2 | 91.187 | 81.9 | 73.371 | 74.1 | 98.8 | 175.857 | 66.712 | 109.864 | 131 | 168.4 | 138.429 | 140.416 | 136.2 | 109.7 | 139.218 | 144.8 | 72.2 | 154.5 | 45.701 | 58.109 | 70.475 | 42.163 | 40.778 | 0 | 48.349 | 0 |
| Short Term Investments
| 0 | 0 | 0 | 0.013 | 0 | 0.029 | -0.025 | 0.017 | 2.577 | 1.852 | 0 | -0.041 | 0.007 | 0 | 0 | -0.013 | -0.044 | 0 | 0.036 | -0.021 | 0.012 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash and Short Term Investments
| 71.838 | 72.871 | 69.2 | 91.2 | 81.9 | 73.4 | 74.075 | 98.817 | 175.857 | 66.712 | 109.864 | 130.959 | 168.407 | 138.429 | 140.416 | 136.187 | 109.656 | 139.218 | 144.836 | 72.179 | 154.512 | 45.701 | 58.109 | 70.475 | 42.163 | 40.778 | 0 | 48.349 | 0 |
| Net Receivables
| 8.541 | 0 | 9.048 | 0 | 29 | 0 | 0 | 0 | 0 | 0 | 40.058 | 0 | 16.292 | 13.049 | 13.322 | 15.426 | 16.535 | 20.206 | 38.523 | 38.471 | 83.347 | 38.623 | 39.455 | 43.543 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | -78.248 | -99.981 | -264.266 | -294.405 | -261.941 | -177.612 | -426.066 | 0 | -236.86 | -225.885 | -258.017 | -412.514 | -236.142 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets
| 0 | 0 | 236.801 | 230.555 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16.209 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets
| 71.838 | 72.871 | 221.201 | 230.555 | 110.9 | 104.3 | 105.827 | 221.03 | 144.221 | 94.4 | 149.922 | 165.205 | 184.699 | 151.478 | 153.738 | 151.613 | 126.191 | 159.424 | 163.09 | 110.65 | 237.859 | 84.324 | 97.564 | 114.018 | 42.163 | 40.778 | 0 | 48.349 | 0 |
| Non-Current Assets: | |||||||||||||||||||||||||||||
| Property, Plant & Equipment, Net
| 9.666 | 14.867 | 24.932 | 21.105 | 23.2 | 35.376 | 28.7 | 30.4 | 41.522 | 42.775 | 46.274 | 38.4 | 35 | 46.196 | 53.465 | 46.8 | 48.8 | 68.988 | 51 | 50.5 | 39.2 | 63.274 | 66.649 | 23.195 | 19.77 | 18.75 | 0 | 17.162 | 0 |
| Goodwill
| 0 | 0 | 0 | 0 | 0 | 0 | 33.247 | 108.472 | 108.472 | 104.162 | 104.162 | 104 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets
| 92.045 | 99.688 | 106.37 | 114.735 | 127.3 | 133.012 | 137.9 | 139.8 | 139.069 | 136.902 | 133.093 | 131.2 | 35.565 | 32.475 | 29.708 | 27.419 | 27.115 | 24.7 | 21.57 | 18.339 | 14.459 | 10.706 | 7.235 | 5.492 | 0 | 0 | 0 | 5.656 | 0 |
| Goodwill and Intangible Assets
| 92.045 | 99.688 | 106.37 | 114.735 | 127.3 | 133.012 | 137.9 | 139.8 | 139.069 | 241.064 | 237.255 | 235.2 | 35.565 | 32.475 | 29.708 | 27.419 | 27.115 | 24.7 | 21.57 | 18.339 | 14.459 | 10.706 | 7.235 | 5.492 | 0 | 0 | 0 | 5.656 | 0 |
| Long Term Investments
| 0 | 0 | 10.482 | 9.307 | 16.046 | 8.678 | 0.31 | 0.05 | 0.042 | 0.114 | 279.964 | 0.491 | 2.602 | 1.463 | 0.684 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax Assets
| 0 | 0 | 52.899 | 48.123 | 31.985 | 19.762 | 16.942 | 1.793 | 1.869 | 3.998 | 3.565 | 3.923 | 2.018 | 1.921 | 1.811 | 0 | 0 | 0 | 1.261 | 0 | 1.562 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets
| 0 | 2,877.302 | 2,861.617 | 2,988.063 | -48.031 | -37.328 | -17.288 | -59.41 | -71.199 | -13.351 | -3.565 | 5.5 | -40.233 | -46.087 | -45.345 | -27.399 | -27.153 | -45.435 | -21.597 | -18.336 | -14.489 | -73.98 | -73.884 | -28.687 | 1,460.773 | 1,334.643 | 0 | 1,143.874 | 0 |
| Total Non-Current Assets
| 101.711 | 2,991.857 | 3,056.3 | 3,181.333 | 150.5 | 159.5 | 166.564 | 112.633 | 111.303 | 274.6 | 283.529 | 283.514 | 34.952 | 35.968 | 40.323 | 46.82 | 48.762 | 48.253 | 52.234 | 50.503 | 40.732 | 73.98 | 73.884 | 28.687 | 1,480.543 | 1,353.393 | 0 | 1,166.692 | 0 |
| Total Assets
| 3,251.298 | 3,250.361 | 3,277.501 | 3,411.888 | 3,429.9 | 3,472.043 | 3,502.1 | 3,613.7 | 3,539.994 | 3,350.022 | 2,992.551 | 2,946.6 | 2,347.9 | 2,221.483 | 1,992.061 | 2,009.1 | 1,917.5 | 1,974.622 | 2,117.3 | 2,201.9 | 2,092.6 | 1,866.131 | 1,807.391 | 1,739.939 | 1,522.706 | 1,394.171 | 0 | 1,215.041 | 0 |
| Liabilities & Equity: | |||||||||||||||||||||||||||||
| Current Liabilities: | |||||||||||||||||||||||||||||
| Account Payables
| 15.143 | 19.989 | 14.374 | 13.703 | 14.787 | 20.224 | 15.762 | 18.115 | 11.312 | 11.877 | 6.967 | 11.619 | 7.875 | 5.261 | 5.463 | 5.249 | 5.646 | 7.129 | 11.022 | 9.761 | 8.733 | 9.093 | 9.913 | 10.645 | 0 | 0 | 0 | 0 | 0 |
| Short Term Debt
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 317.568 | 40.149 | 0 | 473.311 | 393.889 | 0 | 0 | 0 | 0 | 0 | 0 | 279.1 | 0 | 0 | 115.597 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax Payables
| 7.872 | 7.472 | 7.134 | 7.139 | 7.016 | 6.802 | 9.482 | 9.57 | 10.319 | 10.455 | 11.6 | 8.372 | 7.282 | 6.834 | 6.145 | 6.208 | 4.87 | 4.589 | 1.022 | 4.233 | 3.345 | 2.407 | 1.649 | 1.61 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue
| 0 | 0 | 0 | 0 | -6.485 | 0 | 0 | 0 | 0 | 0 | 0 | 405.497 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities
| -23.015 | -27.461 | 46.025 | 52.936 | -21.803 | -27.026 | -25.244 | -345.253 | -61.78 | -22.332 | -491.878 | -819.377 | -15.157 | -12.095 | -11.608 | -11.457 | -10.516 | -11.718 | -291.144 | -13.994 | -12.078 | -127.097 | -11.562 | -12.255 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities
| 31.766 | 64.864 | 67.533 | 73.778 | 30.9 | 33.1 | 35.669 | -3.457 | -3.944 | 42.4 | 480.278 | 405.508 | 43.498 | 45.682 | 47.025 | 49.684 | 51.692 | 51.221 | 53.825 | 53.357 | 41.844 | 124.69 | 95.355 | 95.934 | 12.933 | 8.364 | 0 | 32.733 | 0 |
| Non-Current Liabilities: | |||||||||||||||||||||||||||||
| Long Term Debt
| 2,781.754 | 2,822.321 | 2,830.369 | 2,581.163 | 2,924.858 | 2,935.47 | 2,971.411 | 2,966.068 | 2,885.465 | 2,597.882 | 2,215.574 | 2,207.386 | 1,731.917 | 1,659.331 | 47.025 | 49.684 | 51.692 | 51.221 | 1,252.5 | 1,541.7 | 1,572.271 | 1,326.339 | 1,321.336 | 1,224.977 | 1,135.686 | 1,031.561 | 0 | 933.988 | 0 |
| Deferred Revenue Non-Current
| 0 | 0 | 0 | -44.289 | 0 | -2,453.531 | 0 | 0 | 0 | 0 | 0 | -0.003 | -1,231.261 | -1,678.576 | -1,402.497 | -1,227.557 | -1,186.838 | -1,351.115 | -1,252.534 | -1,541.732 | -1,533.671 | 0 | 0 | 2.208 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities Non-Current
| 0 | 0 | 0 | 44.289 | 0 | 4.514 | 5.133 | 30.575 | 39.568 | 34.731 | 43.415 | 28.424 | 24.861 | 19.245 | 14.69 | 10.557 | 9.738 | 2.172 | 24.7 | 24.9 | 19.5 | 21.1 | 19.305 | 13.925 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities
| 141.988 | 73.924 | 65.16 | 397.945 | 32.816 | 40.516 | 69.367 | 69.453 | 25.699 | 69.211 | 38.667 | 106.934 | 36.186 | 12.893 | 1,458.353 | 1,482.182 | 1,403.072 | 1,466.897 | 302.788 | 85.077 | -7.266 | -1,347.439 | -1,340.641 | -1,241.11 | 66.253 | 64.908 | 0 | 64.326 | 0 |
| Total Non-Current Liabilities
| 2,923.742 | 2,874.511 | 2,827.996 | 2,937.068 | 2,957.7 | 2,980.5 | 3,010.242 | 15.696 | 7.772 | 2,659.4 | 480.278 | 405.508 | 1,792.964 | 1,691.469 | 1,473.043 | 1,493 | 1,412.81 | 1,469.069 | 1,579.954 | 1,659.751 | 1,589.626 | 1,304.276 | 1,295.429 | 1,241.11 | 1,189.006 | 1,088.105 | 0 | 965.581 | 0 |
| Total Liabilities
| 2,923.742 | 2,896.245 | 2,895.529 | 3,010.846 | 2,988.5 | 3,013.645 | 3,046 | 3,066.1 | 2,990.881 | 2,701.824 | 2,342.615 | 2,342.8 | 1,836.5 | 1,737.151 | 1,520.068 | 1,542.8 | 1,464.5 | 1,520.29 | 1,633.7 | 1,713.1 | 1,631.5 | 1,487.184 | 1,444.234 | 1,393.39 | 1,201.939 | 1,096.469 | 0 | 998.314 | 0 |
| Equity: | |||||||||||||||||||||||||||||
| Preferred Stock
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.004 | 0.03 | 0 | 0.093 | 0.051 | 0.063 | 258.033 | 257.903 | 257.903 | 258.033 | 268.12 | 268.12 | 268.12 | 266.12 |
| Common Stock
| 0.007 | 0.007 | 0.007 | 0.007 | 579.7 | 0.007 | 558.443 | 0.007 | 0.007 | 0.007 | 0.007 | 0.006 | 0.006 | 0.006 | 0.006 | 0.006 | 0.006 | 0.006 | 0.006 | 0.006 | 0.006 | 0.022 | 0.003 | 0.003 | 0.003 | 0.003 | 0 | 0.003 | 0 |
| Retained Earnings
| -261.269 | -231.313 | -200.288 | -173.849 | -132 | -110.887 | -96 | 6.1 | 14.525 | 120.352 | 129.509 | 83.8 | 69.7 | 46.701 | 39.451 | 36.4 | 27.9 | 33.965 | 68.2 | 76.7 | 53.5 | 80.943 | 67.151 | 52.662 | 27.389 | 6.55 | 0 | -70.732 | 0 |
| Accumulated Other Comprehensive Income/Loss
| 0 | -0 | -0 | 0 | -0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | -0.2 | -0.249 | -0.255 | -0.3 | -0.3 | -0.274 | -0.3 | -0.2 | -0.2 | -0.176 | -0.135 | -0.132 | -0.135 | -0.137 | -51.393 | -0.142 | -42.556 |
| Other Total Stockholders Equity
| 588.818 | 585.422 | 582.253 | 578.246 | 573.381 | 569.278 | 552.127 | 541.49 | 534.581 | 527.839 | 520.42 | 520.029 | 441.905 | 437.874 | 432.791 | 429.862 | 425.364 | 420.635 | 415.538 | 412.117 | 407.7 | 40.144 | 38.105 | 35.983 | 35.477 | 23.166 | 0 | 19.478 | 0 |
| Total Shareholders Equity
| 327.556 | 354.116 | 381.972 | 404.404 | 441.4 | 458.398 | 456.1 | 547.6 | 549.113 | 648.198 | 649.936 | 603.8 | 511.4 | 484.332 | 471.993 | 466.3 | 453 | 454.332 | 483.6 | 488.8 | 461.1 | 378.947 | 363.157 | 346.549 | 320.767 | 297.702 | 216.727 | 216.727 | 223.564 |
| Total Equity
| 327.556 | 354.116 | 381.972 | 404.404 | 441.4 | 458.398 | 456.1 | 547.6 | 549.113 | 648.198 | 649.936 | 603.8 | 511.4 | 484.332 | 471.993 | 466.3 | 453 | 454.332 | 483.6 | 488.8 | 461.1 | 378.947 | 363.157 | 346.549 | 320.767 | 297.702 | 216.727 | 216.727 | 223.564 |
| Total Liabilities & Shareholders Equity
| 3,251.298 | 3,250.361 | 3,277.501 | 3,415.25 | 3,429.9 | 3,472.043 | 3,502.1 | 3,613.7 | 3,539.994 | 3,350.022 | 2,992.551 | 2,946.6 | 2,347.9 | 2,221.483 | 1,992.061 | 2,009.1 | 1,917.5 | 1,974.622 | 2,117.3 | 2,201.9 | 2,092.6 | 1,866.131 | 1,807.391 | 1,739.939 | 1,522.706 | 1,394.171 | 216.727 | 1,215.041 | 223.564 |