NBT Bancorp Inc.
NASDAQ:NBTB
41.55 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||||||
| Net Income
| 140.641 | 118.782 | 151.995 | 154.885 | 104.388 | 121.021 | 112.566 | 82.151 | 78.409 | 76.425 | 75.074 | 61.747 | 54.558 | 57.901 | 57.404 | 52.011 | 58.353 | 50.328 | 55.947 | 52.438 | 50.047 | 47.104 | 44.999 | 3.737 | 14.154 | 32.592 | 26.895 | 14.7 | 12.2 | 9.3 | 6.5 | 8.5 | 8 | 7.2 |
| Depreciation & Amortization
| 27.495 | 22.272 | 19.061 | 19.88 | 20.549 | 20.315 | 13.322 | 13.016 | 12.951 | 13.51 | 13.371 | 12.82 | 9.67 | 8.509 | 8.399 | 8.644 | 7.325 | 6.94 | 7.723 | 7.198 | 8.943 | 12.066 | 7.64 | 5.076 | 9.017 | 6.806 | 5.47 | 2.7 | 3.3 | 2.6 | 5.3 | 7.1 | 7.1 | 4.8 |
| Deferred Income Tax
| 8.729 | 5.958 | -19.85 | 0.864 | 0 | 0 | 0 | 4.407 | 0 | 0 | 8.347 | 2.344 | -0.01 | -9.478 | -14.955 | -1.501 | 4.778 | 2.244 | 9.767 | 0.743 | 7.602 | 6.357 | 8.655 | -6.333 | -2.194 | 2.067 | -1.015 | -0.4 | -0.7 | -0.3 | -0.2 | 19.5 | 0.6 | 0.5 |
| Stock Based Compensation
| 5.992 | 5.102 | 4.53 | 4.414 | 4.581 | 4.21 | 3.936 | 3.644 | 4.378 | 4.086 | 3.521 | 4.305 | 4.364 | 3.244 | 3.782 | 3.133 | 2.105 | 2.831 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 0.748 | -27.907 | 11.932 | -11.981 | -47.069 | -6.774 | -9.554 | 7.4 | -8.223 | 20.622 | -14.315 | 17.588 | 6.676 | 8.227 | 9.272 | -32.925 | -8.135 | -1.545 | -18.319 | -3.703 | 1.373 | -7.262 | -9.707 | -14.05 | 23.059 | 2.843 | -5.341 | 1.2 | 1 | -0.3 | 0.4 | -0.1 | -0.7 | -0.4 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 0.748 | -27.907 | 11.932 | -11.981 | -47.069 | -6.774 | -9.554 | 7.4 | -8.223 | 20.622 | -14.315 | 17.588 | 6.676 | 8.227 | 9.272 | -32.925 | -8.135 | -1.545 | -18.319 | -3.703 | 1.373 | -7.262 | -9.707 | -14.05 | 23.059 | 2.843 | -5.341 | 1.2 | 1 | -0.3 | 0.4 | -0.1 | -0.7 | -0.4 |
| Other Non Cash Items
| 4.962 | 33.25 | 15.555 | -8.877 | 62.824 | 14.691 | 27.503 | 26.286 | 23.05 | 9.857 | 1.813 | 20.494 | 13.596 | 15.363 | 25.535 | 25.322 | 22.856 | 25.042 | 10.399 | 8.382 | 28.597 | -13.65 | 9.277 | 64.814 | 17.653 | 7.387 | 1.494 | 6.6 | 5.3 | 6 | 0.2 | -30.7 | 12.8 | 4.7 |
| Operating Cash Flow
| 188.567 | 157.457 | 183.223 | 157.635 | 145.273 | 153.463 | 147.773 | 136.904 | 109.51 | 124.543 | 87.811 | 119.298 | 88.854 | 83.765 | 89.437 | 54.684 | 87.326 | 85.84 | 65.517 | 65.058 | 96.562 | 44.615 | 60.864 | 53.244 | 61.689 | 51.695 | 27.503 | 24.8 | 21.1 | 17.3 | 12.2 | 4.3 | 27.8 | 16.8 |
| Investing Activities: | ||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -11.742 | -9.254 | -7.009 | -7.74 | -8.157 | -6.647 | -7.402 | -6.691 | -3.308 | -8.193 | -9.003 | -5.766 | -6.994 | -9.954 | -6.51 | -6.378 | -6.039 | -2.355 | -4.176 | -6.055 | -7.357 | -7.827 | -6.851 | -8.451 | -1.642 | -11.602 | -10.948 | -3.9 | -1.4 | -2 | -2 | -1.8 | -0.8 | -1.7 |
| Acquisitions Net
| -1.383 | 44.564 | -2.616 | -1.55 | -6.76 | 0 | -7.884 | -4 | -2 | -3.1 | 0 | 80.883 | 52.871 | 81.467 | 0 | 0 | -26.233 | 0 | -23.53 | -6.129 | 0 | 0 | 0 | 9.509 | 74.434 | 116.911 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -376.241 | -88.033 | -630.602 | -1,074.977 | -920.883 | -323.716 | -533.052 | -294.51 | -754.846 | -576.534 | -247.131 | -438.335 | -504.051 | -668.784 | -684.02 | -537.475 | -476.425 | -386.651 | -345.537 | -310.074 | -296.656 | -736.674 | -713.123 | -350.822 | -183.934 | -518.889 | -373.743 | -318.1 | -278.1 | -143.7 | -195.7 | -185.6 | -175.3 | -278.2 |
| Sales Maturities Of Investments
| 314.488 | 341.984 | 391.276 | 578.006 | 582.542 | 527.48 | 464.817 | 410.742 | 524.14 | 397.784 | 300.717 | 438.515 | 607.124 | 591.178 | 727.046 | 530.614 | 511.669 | 359.304 | 306.961 | 271.128 | 331.719 | 719.04 | 652.393 | 428.927 | 261.991 | 370.673 | 372.867 | 259.6 | 292.9 | 102.9 | 122.2 | 121.3 | 135.8 | 278.9 |
| Other Investing Activites
| -324.282 | -333.487 | -677.265 | -41.347 | -359.328 | -261.46 | -334.098 | -410.734 | -393.946 | -313.961 | -188.324 | -259.051 | -275.8 | -169.405 | 21.978 | -15.209 | -219.55 | -67.943 | -210.252 | -154.96 | -252.403 | -282.311 | -64.373 | -36.113 | -301.841 | -271.31 | -119.187 | -83.4 | -66.2 | -18.1 | -17.5 | -20.4 | -31.4 | 1.7 |
| Investing Cash Flow
| -399.16 | -44.226 | -926.216 | -547.608 | -712.586 | -64.343 | -417.619 | -305.193 | -629.96 | -504.004 | -143.741 | -183.754 | -126.85 | -175.498 | 58.494 | -28.448 | -216.578 | -97.645 | -276.534 | -206.09 | -224.697 | -307.772 | -131.954 | 43.05 | -150.992 | -314.217 | -131.011 | -145.8 | -52.8 | -60.9 | -93 | -86.5 | -71.7 | 0.7 |
| Financing Activities: | ||||||||||||||||||||||||||||||||||
| Debt Repayment
| -223.861 | -206.861 | 476.037 | -95.693 | -412.003 | -225.934 | 137.428 | 22.201 | 212.862 | 125.181 | -335.02 | 107.902 | -22.005 | 20.168 | -181.367 | -128.026 | 45.347 | 30.218 | -67.179 | 131.116 | 60.715 | 221.554 | 56.732 | -31.359 | -4.414 | 126.903 | 61.911 | 26.3 | -10.5 | -30.3 | 108.2 | 14.5 | 5.1 | 9.7 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.386 | 1.675 | 36.129 | 11.303 | 4.353 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| -0.251 | -4.944 | -14.713 | -21.714 | -7.98 | 0 | 0 | 0 | -17.193 | -26.797 | -0.072 | -12.459 | -15.49 | -30.502 | -0.477 | 0 | -5.939 | -48.957 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -62.263 | -55.886 | -49.765 | -47.738 | -47.207 | -46.01 | -43.269 | -40.104 | -38.88 | -38.149 | -36.905 | -33.518 | -26.712 | -27.063 | -27.577 | -27.119 | -25.83 | -26.226 | -26.018 | -24.673 | -24.251 | -22.173 | -22.445 | -20.127 | -18.447 | -15.745 | -11.864 | -5.6 | -4.4 | -4 | -3.6 | -3.3 | -3 | -2.8 |
| Other Financing Activities
| 575.835 | 162.299 | -740.287 | 1,152.889 | 1,491.878 | 218.712 | 196.978 | 196.675 | 371.49 | 312.93 | 415.637 | -2.211 | 136.49 | 89.719 | 43.121 | 169.545 | 51.865 | 76.57 | 307.499 | 86.358 | 72.487 | 66.011 | 40.689 | -36.214 | 132.95 | 161.106 | 76.031 | 97.9 | 43.3 | 81.5 | -15.8 | 66.4 | 17.9 | -25.6 |
| Financing Cash Flow
| 289.46 | -105.392 | -328.728 | 984.813 | 1,023.151 | -53.232 | 291.137 | 178.772 | 529.334 | 373.122 | 43.64 | 59.714 | 72.283 | 52.322 | -166.3 | 50.529 | 76.746 | 35.958 | 207.322 | 176.797 | 106.766 | 266.578 | 65.756 | -96.78 | 108.916 | 269.462 | 121.797 | 122.6 | 23.2 | 44.5 | 88.1 | 78.7 | 21.1 | -17.7 |
| Other Information: | ||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -17.5 |
| Net Change In Cash
| 78.867 | 7.839 | -1,071.721 | 596.39 | 455.838 | 35.888 | 21.291 | 10.483 | 8.884 | -6.339 | -12.29 | -4.742 | 34.287 | -39.411 | -18.369 | 76.765 | -52.55 | 24.153 | -3.695 | 35.765 | -21.369 | 3.421 | -5.334 | -0.486 | 19.613 | 6.94 | 18.289 | -35.8 | -44.4 | -43.4 | -36.1 | -39.6 | -62.4 | -62.6 |
| Cash At End Of Period
| 284.056 | 205.189 | 197.35 | 1,269.071 | 672.681 | 216.843 | 180.955 | 159.664 | 149.181 | 140.297 | 146.636 | 158.926 | 163.668 | 129.381 | 168.792 | 187.161 | 110.396 | 162.946 | 138.793 | 142.488 | 106.723 | 128.044 | 124.623 | 129.957 | 130.443 | 110.83 | 87.762 | 158.4 | 67.6 | 87.9 | 124.2 | 118.3 | 83.5 | 44.9 |