NBT Bancorp Inc. (NBTB) - Income Statement

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NBTB
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42.24 (USD) • At close July 30, 2025

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991
Revenue Numbers are in millions	785.989	662.349	537.001	494.755	491.263	507.399	464.8	425.13	399.202	384.906	378.459	369.319	324.164	317.677	336.59	353.524	366.12	365.816	337.471	278.916	251.068	245.076	258.743	279.568	282.962	243.176	176.159	104.3	93.3	84.5	77.4	76.7	79.2	86.4
Cost of Revenue Numbers are in millions	231.155	169.844	39.027	10.531	83.738	81.391	67.454	56.902	47.937	38.901	42.742	53.068	55.463	60.458	83.019	110.316	135.549	171.184	134.404	87.72	69.307	71.985	89.475	149.431	143.146	109.772	80.861	46	39.6	36.4	28.8	25.5	29.6	41.6
Gross Profit Numbers are in millions	554.834	492.505	497.974	484.224	407.525	426.008	397.346	368.228	351.265	346.005	335.717	316.251	268.701	257.219	253.571	243.208	230.571	194.632	203.067	191.196	181.761	173.091	169.268	130.137	139.816	133.404	95.298	58.3	53.7	48.1	48.6	51.2	49.6	44.8
Gross Profit Ratio Numbers are in millions	0.706	0.744	0.927	0.979	0.83	0.84	0.855	0.866	0.88	0.899	0.887	0.856	0.829	0.81	0.753	0.688	0.63	0.532	0.602	0.685	0.724	0.706	0.654	0.465	0.494	0.549	0.541	0.559	0.576	0.569	0.628	0.668	0.626	0.519
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	239.252	200.507	191.027	175.621	164.622	183.71	180.192	163.341	159.834	153.733	147.731	140.456	128.573	121.823	118.248	113.068	91.012	76.036	62.877	60.005	54.063	49.56	48.212	48.419	35.411	40.527	29.277	17.9	17.8	16.3	16.2	16.2	15.7	16.4
Selling & Marketing Expenses Numbers are in millions	3.386	3.054	2.822	2.521	2.288	2.773	2.782	2.744	2.556	2.654	2.831	3.204	2.889	3.46	3.487	3.455	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
SG&A Numbers are in millions	242.638	203.561	193.849	178.142	166.91	186.483	182.974	166.085	162.39	156.387	150.562	143.66	131.462	125.283	121.735	116.523	91.012	76.036	62.877	60.005	54.063	49.56	48.212	48.419	35.411	40.527	29.277	17.9	17.8	16.3	16.2	16.2	15.7	16.4
Other Expenses Numbers are in millions	132.738	135.485	107.969	106.224	107.528	84.093	77.37	73.982	70.074	72.99	72.852	82.648	59.865	52.762	53.52	54.043	55.801	46.481	60.089	55.3	55.714	54.957	54.243	77.439	83.723	44.252	31.977	17.4	16.6	16.7	22.4	21.1	20.4	18.1
Operating Expenses Numbers are in millions	375.376	339.046	301.818	284.366	274.438	270.576	260.344	240.067	232.464	229.377	223.414	226.308	191.327	178.045	175.255	170.566	146.813	122.517	122.966	115.305	109.777	104.517	102.455	125.858	119.134	84.779	61.254	35.3	34.4	33	38.6	37.3	36.1	34.5
Operating Income Numbers are in millions	179.458	153.459	196.156	199.858	133.087	155.432	137.002	128.161	118.801	116.628	112.303	89.943	77.374	79.174	78.316	72.642	83.758	72.115	80.101	75.891	71.984	68.574	66.813	4.279	20.682	48.625	34.044	23	19.3	15.1	10	13.9	13.5	10.3
Operating Income Ratio Numbers are in millions	0.228	0.232	0.365	0.404	0.271	0.306	0.295	0.301	0.298	0.303	0.297	0.244	0.239	0.249	0.233	0.205	0.229	0.197	0.237	0.272	0.287	0.28	0.258	0.015	0.073	0.2	0.193	0.221	0.207	0.179	0.129	0.181	0.17	0.119
Total Other Income Expenses Net Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Numbers are in millions	179.458	153.459	196.156	199.858	133.087	155.432	137.002	128.161	118.801	116.628	112.303	89.943	77.374	79.174	78.316	72.642	83.758	72.115	80.101	75.891	71.984	68.574	66.813	4.279	20.682	48.625	34.044	23	19.3	15.1	10	13.9	13.5	10.3
Income Before Tax Ratio Numbers are in millions	0.228	0.232	0.365	0.404	0.271	0.306	0.295	0.301	0.298	0.303	0.297	0.244	0.239	0.249	0.233	0.205	0.229	0.197	0.237	0.272	0.287	0.28	0.258	0.015	0.073	0.2	0.193	0.221	0.207	0.179	0.129	0.181	0.17	0.119
Income Tax Expense Numbers are in millions	38.817	34.677	44.161	44.973	28.699	34.411	24.436	46.01	40.392	40.203	37.229	28.196	22.816	21.273	20.912	20.631	25.405	21.787	24.154	23.453	21.937	21.47	21.814	0.542	6.528	16.033	7.149	8.3	7.1	5.8	3.5	5.4	5.5	3.1
Net Income Numbers are in millions	140.641	118.782	151.995	154.885	104.388	121.021	112.566	82.151	78.409	76.425	75.074	61.747	54.558	57.901	57.404	52.011	58.353	50.328	55.947	52.438	50.047	47.104	44.999	3.737	14.154	32.592	26.895	14.7	12.2	9.3	6.5	8.5	8	7.2
Net Income Ratio Numbers are in millions	0.179	0.179	0.283	0.313	0.212	0.239	0.242	0.193	0.196	0.199	0.198	0.167	0.168	0.182	0.171	0.147	0.159	0.138	0.166	0.188	0.199	0.192	0.174	0.013	0.05	0.134	0.153	0.141	0.131	0.11	0.084	0.111	0.101	0.083
EPS Numbers are in millions	2.98	2.67	3.54	3.57	2.39	2.76	2.58	1.89	1.81	1.74	1.71	1.47	1.63	1.72	1.67	1.54	1.81	1.52	1.65	1.62	1.53	1.45	1.36	0.11	0.44	1.08	0.89	1.12	0.93	0.68	0.45	0.66	0.63	0.56
EPS Diluted Numbers are in millions	2.96	2.65	3.52	3.54	2.37	2.74	2.56	1.87	1.8	1.72	1.69	1.46	1.62	1.71	1.66	1.53	1.8	1.51	1.64	1.6	1.51	1.43	1.35	0.11	0.44	1.08	0.89	1.11	0.93	0.68	0.45	0.66	0.63	0.56
EBITDA Numbers are in millions	206.953	175.731	215.217	219.738	153.636	175.747	150.324	141.177	131.752	130.138	125.674	102.763	87.044	87.683	86.715	81.286	91.083	79.055	87.824	83.089	80.927	80.64	74.453	9.355	29.699	55.431	39.514	25.7	22.6	17.7	15.3	21	20.6	15.1
EBITDA Ratio Numbers are in millions	0.263	0.265	0.401	0.444	0.313	0.346	0.323	0.332	0.33	0.338	0.332	0.278	0.269	0.276	0.258	0.23	0.249	0.216	0.26	0.298	0.322	0.329	0.288	0.033	0.105	0.228	0.224	0.246	0.242	0.209	0.198	0.274	0.26	0.175

NBT Bancorp Inc.

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