
NBT Bancorp Inc.
NASDAQ:NBTB
41.55 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 785.989 | 662.349 | 537.001 | 494.755 | 491.263 | 507.399 | 464.8 | 425.13 | 399.202 | 384.906 | 378.459 | 369.319 | 324.164 | 317.677 | 336.59 | 353.524 | 366.12 | 365.816 | 337.471 | 278.916 | 251.068 | 245.076 | 258.743 | 279.568 | 282.962 | 243.176 | 176.159 | 104.3 | 93.3 | 84.5 | 77.4 | 76.7 | 79.2 | 86.4 |
Cost of Revenue
| 231.155 | 169.844 | 39.027 | 10.531 | 83.738 | 81.391 | 67.454 | 56.902 | 47.937 | 38.901 | 42.742 | 53.068 | 55.463 | 60.458 | 83.019 | 110.316 | 135.549 | 171.184 | 134.404 | 87.72 | 69.307 | 71.985 | 89.475 | 149.431 | 143.146 | 109.772 | 80.861 | 46 | 39.6 | 36.4 | 28.8 | 25.5 | 29.6 | 41.6 |
Gross Profit
| 554.834 | 492.505 | 497.974 | 484.224 | 407.525 | 426.008 | 397.346 | 368.228 | 351.265 | 346.005 | 335.717 | 316.251 | 268.701 | 257.219 | 253.571 | 243.208 | 230.571 | 194.632 | 203.067 | 191.196 | 181.761 | 173.091 | 169.268 | 130.137 | 139.816 | 133.404 | 95.298 | 58.3 | 53.7 | 48.1 | 48.6 | 51.2 | 49.6 | 44.8 |
Gross Profit Ratio
| 0.706 | 0.744 | 0.927 | 0.979 | 0.83 | 0.84 | 0.855 | 0.866 | 0.88 | 0.899 | 0.887 | 0.856 | 0.829 | 0.81 | 0.753 | 0.688 | 0.63 | 0.532 | 0.602 | 0.685 | 0.724 | 0.706 | 0.654 | 0.465 | 0.494 | 0.549 | 0.541 | 0.559 | 0.576 | 0.569 | 0.628 | 0.668 | 0.626 | 0.519 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 239.252 | 200.507 | 191.027 | 175.621 | 164.622 | 183.71 | 180.192 | 163.341 | 159.834 | 153.733 | 147.731 | 140.456 | 128.573 | 121.823 | 118.248 | 113.068 | 91.012 | 76.036 | 62.877 | 60.005 | 54.063 | 49.56 | 48.212 | 48.419 | 35.411 | 40.527 | 29.277 | 17.9 | 17.8 | 16.3 | 16.2 | 16.2 | 15.7 | 16.4 |
Selling & Marketing Expenses
| 3.386 | 3.054 | 2.822 | 2.521 | 2.288 | 2.773 | 2.782 | 2.744 | 2.556 | 2.654 | 2.831 | 3.204 | 2.889 | 3.46 | 3.487 | 3.455 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SG&A
| 242.638 | 203.561 | 193.849 | 178.142 | 166.91 | 186.483 | 182.974 | 166.085 | 162.39 | 156.387 | 150.562 | 143.66 | 131.462 | 125.283 | 121.735 | 116.523 | 91.012 | 76.036 | 62.877 | 60.005 | 54.063 | 49.56 | 48.212 | 48.419 | 35.411 | 40.527 | 29.277 | 17.9 | 17.8 | 16.3 | 16.2 | 16.2 | 15.7 | 16.4 |
Other Expenses
| 132.738 | 135.485 | 107.969 | 106.224 | 107.528 | 84.093 | 77.37 | 73.982 | 70.074 | 72.99 | 72.852 | 82.648 | 59.865 | 52.762 | 53.52 | 54.043 | 55.801 | 46.481 | 60.089 | 55.3 | 55.714 | 54.957 | 54.243 | 77.439 | 83.723 | 44.252 | 31.977 | 17.4 | 16.6 | 16.7 | 22.4 | 21.1 | 20.4 | 18.1 |
Operating Expenses
| 375.376 | 339.046 | 301.818 | 284.366 | 274.438 | 270.576 | 260.344 | 240.067 | 232.464 | 229.377 | 223.414 | 226.308 | 191.327 | 178.045 | 175.255 | 170.566 | 146.813 | 122.517 | 122.966 | 115.305 | 109.777 | 104.517 | 102.455 | 125.858 | 119.134 | 84.779 | 61.254 | 35.3 | 34.4 | 33 | 38.6 | 37.3 | 36.1 | 34.5 |
Operating Income
| 179.458 | 153.459 | 196.156 | 199.858 | 133.087 | 155.432 | 137.002 | 128.161 | 118.801 | 116.628 | 112.303 | 89.943 | 77.374 | 79.174 | 78.316 | 72.642 | 83.758 | 72.115 | 80.101 | 75.891 | 71.984 | 68.574 | 66.813 | 4.279 | 20.682 | 48.625 | 34.044 | 23 | 19.3 | 15.1 | 10 | 13.9 | 13.5 | 10.3 |
Operating Income Ratio
| 0.228 | 0.232 | 0.365 | 0.404 | 0.271 | 0.306 | 0.295 | 0.301 | 0.298 | 0.303 | 0.297 | 0.244 | 0.239 | 0.249 | 0.233 | 0.205 | 0.229 | 0.197 | 0.237 | 0.272 | 0.287 | 0.28 | 0.258 | 0.015 | 0.073 | 0.2 | 0.193 | 0.221 | 0.207 | 0.179 | 0.129 | 0.181 | 0.17 | 0.119 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 179.458 | 153.459 | 196.156 | 199.858 | 133.087 | 155.432 | 137.002 | 128.161 | 118.801 | 116.628 | 112.303 | 89.943 | 77.374 | 79.174 | 78.316 | 72.642 | 83.758 | 72.115 | 80.101 | 75.891 | 71.984 | 68.574 | 66.813 | 4.279 | 20.682 | 48.625 | 34.044 | 23 | 19.3 | 15.1 | 10 | 13.9 | 13.5 | 10.3 |
Income Before Tax Ratio
| 0.228 | 0.232 | 0.365 | 0.404 | 0.271 | 0.306 | 0.295 | 0.301 | 0.298 | 0.303 | 0.297 | 0.244 | 0.239 | 0.249 | 0.233 | 0.205 | 0.229 | 0.197 | 0.237 | 0.272 | 0.287 | 0.28 | 0.258 | 0.015 | 0.073 | 0.2 | 0.193 | 0.221 | 0.207 | 0.179 | 0.129 | 0.181 | 0.17 | 0.119 |
Income Tax Expense
| 38.817 | 34.677 | 44.161 | 44.973 | 28.699 | 34.411 | 24.436 | 46.01 | 40.392 | 40.203 | 37.229 | 28.196 | 22.816 | 21.273 | 20.912 | 20.631 | 25.405 | 21.787 | 24.154 | 23.453 | 21.937 | 21.47 | 21.814 | 0.542 | 6.528 | 16.033 | 7.149 | 8.3 | 7.1 | 5.8 | 3.5 | 5.4 | 5.5 | 3.1 |
Net Income
| 140.641 | 118.782 | 151.995 | 154.885 | 104.388 | 121.021 | 112.566 | 82.151 | 78.409 | 76.425 | 75.074 | 61.747 | 54.558 | 57.901 | 57.404 | 52.011 | 58.353 | 50.328 | 55.947 | 52.438 | 50.047 | 47.104 | 44.999 | 3.737 | 14.154 | 32.592 | 26.895 | 14.7 | 12.2 | 9.3 | 6.5 | 8.5 | 8 | 7.2 |
Net Income Ratio
| 0.179 | 0.179 | 0.283 | 0.313 | 0.212 | 0.239 | 0.242 | 0.193 | 0.196 | 0.199 | 0.198 | 0.167 | 0.168 | 0.182 | 0.171 | 0.147 | 0.159 | 0.138 | 0.166 | 0.188 | 0.199 | 0.192 | 0.174 | 0.013 | 0.05 | 0.134 | 0.153 | 0.141 | 0.131 | 0.11 | 0.084 | 0.111 | 0.101 | 0.083 |
EPS
| 2.98 | 2.67 | 3.54 | 3.57 | 2.39 | 2.76 | 2.58 | 1.89 | 1.81 | 1.74 | 1.71 | 1.47 | 1.63 | 1.72 | 1.67 | 1.54 | 1.81 | 1.52 | 1.65 | 1.62 | 1.53 | 1.45 | 1.36 | 0.11 | 0.44 | 1.14 | 1.45 | 1.12 | 0.93 | 0.68 | 0.45 | 0.66 | 0.63 | 0.56 |
EPS Diluted
| 2.96 | 2.65 | 3.52 | 3.54 | 2.37 | 2.74 | 2.56 | 1.87 | 1.8 | 1.72 | 1.69 | 1.46 | 1.62 | 1.71 | 1.66 | 1.53 | 1.8 | 1.51 | 1.64 | 1.6 | 1.51 | 1.43 | 1.35 | 0.11 | 0.44 | 1.12 | 1.42 | 1.11 | 0.93 | 0.68 | 0.45 | 0.66 | 0.63 | 0.56 |
EBITDA
| 206.953 | 175.731 | 215.217 | 219.738 | 153.636 | 175.747 | 150.324 | 141.177 | 131.752 | 130.138 | 125.674 | 102.763 | 87.044 | 87.683 | 86.715 | 81.286 | 91.083 | 79.055 | 87.824 | 83.089 | 80.927 | 80.64 | 74.453 | 9.355 | 29.699 | 55.431 | 39.514 | 25.7 | 22.6 | 17.7 | 15.3 | 21 | 20.6 | 15.1 |
EBITDA Ratio
| 0.263 | 0.265 | 0.401 | 0.444 | 0.313 | 0.346 | 0.323 | 0.332 | 0.33 | 0.338 | 0.332 | 0.278 | 0.269 | 0.276 | 0.258 | 0.23 | 0.249 | 0.216 | 0.26 | 0.298 | 0.322 | 0.329 | 0.288 | 0.033 | 0.105 | 0.228 | 0.224 | 0.246 | 0.242 | 0.209 | 0.198 | 0.274 | 0.26 | 0.175 |