Live Oak Bancshares, Inc.
NASDAQ:LOB
38.3 (USD) • At close January 8, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets: | ||||||||||||||||||||||||||||||||||||||||
| Current Assets: | ||||||||||||||||||||||||||||||||||||||||
| Cash & Cash Equivalents
| 666.585 | 615.699 | 597.644 | 582.79 | 538.524 | 812.131 | 467.186 | 284.239 | 339.296 | 584.743 | 482.028 | 191.953 | 342.362 | 434.907 | 636.581 | 303.667 | 616.076 | 1,264.208 | 264.074 | 134.002 | 166.777 | 122.542 | 228.409 | 324.073 | 369.315 | 395.191 | 530.202 | 298.271 | 264.157 | 213.123 | 164.887 | 245.258 | 362.985 | 184.006 | 235.556 | 112.857 | 139.881 | 141.487 | 57.564 | 39.902 |
| Short Term Investments
| 1,233.466 | 1,151.195 | 1,120.622 | 1,126.16 | 1,099.878 | 1,133.146 | 1,149.691 | 1,014.719 | 1,005.372 | 927.968 | 844.577 | 906.052 | 861.377 | 817.896 | 775.177 | 750.098 | 765.777 | 779.794 | 574.168 | 540.045 | 570.795 | 576.275 | 569.739 | 380.49 | 374.284 | 384.943 | 378.488 | 93.355 | 76.575 | 72.993 | 68.63 | 71.056 | 70.334 | 66.804 | 55.674 | 53.762 | 51.628 | 50.719 | 50.777 | 49.318 |
| Cash and Short Term Investments
| 1,900.051 | 90.212 | 73.093 | 1,708.7 | 1,638.402 | 1,945.277 | 1,612.877 | 1,298.958 | 1,344.668 | 1,512.711 | 1,326.605 | 1,098.005 | 1,203.739 | 1,252.803 | 1,411.758 | 1,053.765 | 1,381.853 | 2,044.002 | 838.242 | 674.047 | 737.572 | 698.817 | 798.148 | 704.563 | 743.599 | 780.134 | 908.69 | 391.626 | 340.732 | 286.116 | 233.517 | 316.314 | 433.319 | 250.81 | 291.23 | 166.619 | 191.509 | 192.206 | 108.341 | 89.22 |
| Net Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets
| 1,900.051 | 693.914 | 73.093 | 1,708.7 | 1,638.402 | 1,945.277 | 1,612.877 | 1,298.958 | 1,344.668 | 1,508.461 | 1,326.605 | 187.203 | 1,197.739 | 1,246.803 | 1,405.258 | 297.167 | 1,374.603 | 2,036.752 | 830.992 | 126.752 | 730.322 | 691.567 | 790.898 | 316.823 | 742.849 | 777.884 | 906.44 | 295.271 | 337.482 | 280.366 | 227.517 | 238.008 | 425.819 | 242.31 | 282.23 | 102.607 | 181.509 | 182.206 | 108.341 | 89.22 |
| Non-Current Assets: | ||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment, Net
| 267.032 | 267.864 | 258.071 | 257.881 | 258.041 | 269.485 | 268.138 | 263.29 | 260.285 | 257.926 | 254.865 | 240.196 | 244.212 | 249.069 | 253.774 | 259.267 | 256.434 | 271.949 | 276.413 | 281.526 | 282.832 | 283.122 | 273.946 | 262.524 | 263.861 | 234.817 | 216.831 | 178.79 | 129.233 | 125.008 | 101.398 | 64.661 | 60.646 | 61.064 | 61.839 | 62.653 | 62.641 | 57.31 | 38.124 | 35.279 |
| Goodwill
| 0 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.16 | 32.019 | 18.742 | 18.742 | 18.742 | 18.742 | 18.742 | 18.742 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets
| 0 | 1.206 | 1.312 | 1.418 | 1.524 | 1.633 | 1.746 | 1.859 | 1.973 | 2.086 | 2.199 | 2.313 | 2.426 | 2.573 | 2.786 | 2.999 | 3.213 | 3.426 | 3.639 | 3.853 | 4.066 | 4.279 | 4.493 | 4.706 | 4.919 | 5.133 | 2.578 | 2.724 | 2.87 | 3.016 | 3.162 | 3.308 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill and Intangible Assets
| 0 | 33.366 | 33.472 | 33.578 | 33.684 | 33.793 | 33.906 | 34.019 | 34.133 | 34.246 | 34.359 | 34.473 | 34.586 | 34.733 | 34.946 | 35.159 | 35.373 | 35.586 | 35.799 | 36.013 | 36.226 | 36.439 | 36.653 | 36.866 | 37.079 | 37.152 | 21.32 | 21.466 | 21.612 | 21.758 | 21.904 | 22.05 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Investments
| 1,233.466 | 363.882 | 1,120.622 | 1,126.16 | 1,099.878 | 1,133.146 | 1,149.691 | 1,014.719 | 1,005.372 | 927.968 | 844.577 | 906.052 | 861.377 | 817.896 | 775.177 | 750.098 | 765.777 | 779.794 | 574.168 | 540.045 | 570.795 | 576.275 | 569.739 | 380.49 | 374.284 | 384.943 | 378.488 | 93.355 | 76.575 | 72.993 | 68.63 | 71.056 | 70.334 | 66.804 | 55.674 | 53.762 | 51.628 | 50.719 | 50.777 | 55.663 |
| Tax Assets
| 0 | 10,151.846 | -1,309.804 | -33.578 | 1,324.235 | 1,368.838 | -33.906 | 1,243.99 | 1,231.524 | -34.246 | 1,065.083 | -34.473 | -34.586 | -34.733 | -34.946 | -35.159 | -35.373 | -35.586 | -35.799 | -36.013 | -36.226 | -36.439 | -36.653 | -36.866 | -37.079 | -37.152 | -21.32 | -21.466 | -21.612 | -21.758 | -21.904 | -22.05 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets
| 0 | 357.698 | 2,951.984 | -1,126.16 | -1,357.919 | -1,402.631 | -1,149.691 | -1,278.009 | -1,265.657 | -927.968 | -34.359 | -940.525 | -895.963 | -852.629 | -810.123 | -785.257 | -801.15 | -815.38 | -609.967 | -576.058 | -607.021 | -612.714 | -606.392 | -417.356 | -411.363 | -422.095 | -399.808 | -114.821 | -98.187 | -94.751 | -90.534 | -93.106 | -70.334 | -66.804 | -55.674 | -53.762 | -51.628 | -50.719 | -88.901 | -90.942 |
| Total Non-Current Assets
| 1,500.498 | 11,174.656 | 3,054.345 | 257.881 | 1,357.919 | 1,402.631 | 268.138 | 1,278.009 | 1,265.657 | 257.926 | 1,099.442 | 240.196 | 244.212 | 249.069 | 253.774 | 259.267 | 256.434 | 271.949 | 276.413 | 281.526 | 282.832 | 283.122 | 273.946 | 262.524 | 263.861 | 234.817 | 216.831 | 178.79 | 129.233 | 125.008 | 101.398 | 64.661 | 60.646 | 61.064 | 61.839 | 62.653 | 62.641 | 57.31 | 88.901 | 90.942 |
| Total Assets
| 12,607.346 | 11,868.57 | 11,505.569 | 11,271.423 | 10,950.46 | 10,819.196 | 10,364.297 | 9,855.498 | 9,314.65 | 9,120.897 | 8,619.966 | 8,213.393 | 8,137.341 | 8,243.186 | 8,417.875 | 7,872.303 | 8,093.381 | 8,209.154 | 5,276.316 | 4,814.97 | 4,603.697 | 4,274.301 | 4,058.047 | 3,670.449 | 3,444.757 | 3,472.969 | 3,460.863 | 2,758.474 | 2,432.189 | 2,198.107 | 1,932.125 | 1,755.261 | 1,669.74 | 1,395.304 | 1,268.541 | 1,052.622 | 1,012.766 | 899.415 | 723.032 | 673.315 |
| Liabilities & Equity: | ||||||||||||||||||||||||||||||||||||||||
| Current Liabilities: | ||||||||||||||||||||||||||||||||||||||||
| Account Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short Term Debt
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 19.982 | 8 | 0 | 0 | 0 | 14.488 | 4.992 | 0 | 50 | 0 | 1.295 | 1.345 | 1.393 | 1.441 | 0 | 0 | 0 | 0 | 0 | 0 | 13.1 | 0 | 0 | 23.995 | 0 | 24 | 24 | 24 | 19.507 | 35.224 |
| Tax Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities
| 258.844 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -19.982 | -8 | 0 | 0 | 0 | -14.488 | -2.061 | 0 | -47.584 | 0 | 3,342.285 | 2.162 | 2,891.354 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -23.995 | 0 | -24 | -24 | -24 | -19.507 | -35.224 |
| Total Current Liabilities
| 258.844 | 264.013 | 5.588 | 5.272 | 5.045 | 4.211 | 3.863 | 50 | 1.192 | 1.008 | 19.982 | 8 | 5,953.154 | 0.565 | 0.759 | 14.488 | 4.988 | 5 | 50 | 1.642 | 1.295 | 1.345 | 1.393 | 1.441 | 1.464 | 1.321 | 1.016 | 0.922 | 0.883 | 33.396 | 36.695 | 0.889 | 23.995 | 23.995 | 23.995 | 24 | 24 | 24 | 19.507 | 35.224 |
| Non-Current Liabilities: | ||||||||||||||||||||||||||||||||||||||||
| Long Term Debt
| 115.371 | 117.745 | 120.242 | 23.354 | 25.847 | 28.317 | 30.767 | 33.203 | 0.001 | 0.002 | 176.929 | 318.289 | 575.021 | 1,012.431 | 1,465.961 | 1,542.093 | 1,745.022 | 1,724.108 | 2.428 | 0.028 | 0 | 0.016 | 0 | 0.016 | 1.506 | 3.385 | 3.489 | 26.564 | 23.195 | 3.777 | 27.473 | 7.958 | 27.262 | 28.173 | 4.276 | 8.75 | 42.079 | 30.49 | 30.703 | 12.725 |
| Deferred Revenue Non-Current
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities Non-Current
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities
| 11,225.375 | 10,525.763 | 10,230.941 | 0 | 9,834.709 | 9,728.558 | 9,334.284 | -33.203 | 8,512.481 | 8,209.862 | 7,643.368 | 6,984.193 | 0 | 0 | 0 | -14.488 | 5,761.264 | 5,882.673 | 4,686.094 | 2.605 | 0 | 3,751.792 | 0 | 702.638 | 2,966.017 | 3,006.595 | 3,008.534 | 1,728.715 | 2,043.559 | 1,945.863 | 1,665.363 | 1,710.125 | -27.262 | -28.173 | -4.276 | -8.75 | -42.079 | -30.49 | -30.703 | -12.725 |
| Total Non-Current Liabilities
| 11,340.746 | 10,643.508 | 2,815.94 | 23.354 | 25.847 | 28.317 | 30.767 | 50 | 8,512.482 | 86.209 | 176.929 | 318.289 | 575.021 | 1,012.431 | 1,465.961 | 1,527.605 | 1,745.026 | 1,719.108 | 2.428 | 2.633 | 2.056 | 2.178 | 2.331 | 0.016 | 1.506 | 3.385 | 3.489 | 26.564 | 26.872 | 28.777 | 3.878 | 27.843 | 4.079 | 4.178 | 4.276 | 4.375 | 18.079 | 30.49 | 30.703 | 12.725 |
| Total Liabilities
| 11,599.59 | 10,907.521 | 10,577.851 | 23.354 | 25.847 | 28.317 | 30.767 | 9,044.465 | 8,512.482 | 8,329.235 | 7,906.639 | 7,498.26 | 7,447.918 | 7,585.839 | 7,827.515 | 7,304.453 | 7,509.217 | 7,660.719 | 4,742.544 | 4,282.584 | 4,075.478 | 3,755.315 | 3,557.667 | 3,176.889 | 2,967.527 | 3,009.983 | 3,012.027 | 2,321.541 | 2,067.598 | 1,960.476 | 1,705.936 | 1,532.414 | 1,455.588 | 1,187.954 | 1,064.108 | 853.134 | 818.67 | 796.034 | 622.864 | 581.501 |
| Equity: | ||||||||||||||||||||||||||||||||||||||||
| Preferred Stock
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock
| 361.925 | 356.381 | 349.648 | 344.568 | 340.929 | 341.032 | 334.672 | 330.854 | 325.632 | 320.924 | 315.607 | 312.294 | 309.489 | 305.213 | 305.855 | 310.619 | 351.859 | 348.295 | 343.747 | 340.397 | 337.326 | 334.155 | 331.162 | 328.113 | 325.999 | 323.211 | 320.619 | 317.725 | 315.504 | 200.107 | 197.948 | 199.981 | 195.299 | 191.196 | 188.214 | 187.507 | 186.867 | 99.137 | 98.814 | 98.672 |
| Retained Earnings
| 707.026 | 695.172 | 669.307 | 642.817 | 627.759 | 589.036 | 572.53 | 572.497 | 571.778 | 530.021 | 434.226 | 400.893 | 371.869 | 339.011 | 275.377 | 235.724 | 207.4 | 174.837 | 172.276 | 180.265 | 174.641 | 171.954 | 168.225 | 167.124 | 157.839 | 144.791 | 131.739 | 120.241 | 49.707 | 38.041 | 28.938 | 23.518 | 18.723 | 15.928 | 16.147 | 12.14 | 7.108 | 4.206 | 1.13 | -6.943 |
| Accumulated Other Comprehensive Income/Loss
| -61.195 | -90.504 | -91.237 | -84.719 | -118.32 | -97.58 | -84.395 | -92.318 | -95.242 | -59.283 | -36.506 | 1.946 | 8.065 | 13.123 | 9.128 | 21.507 | 24.905 | 25.303 | 17.749 | 11.724 | 16.252 | 12.877 | 0.993 | -1.677 | -6.608 | -5.016 | -3.522 | -1.033 | -0.62 | -0.517 | -0.697 | -0.652 | 0.13 | 0.201 | 0.047 | -0.192 | 0.087 | 0.001 | 0.209 | 0.085 |
| Other Total Stockholders Equity
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Shareholders Equity
| 1,007.756 | 961.049 | 927.718 | 902.666 | 850.368 | 832.488 | 822.807 | 811.033 | 802.168 | 791.662 | 713.327 | 715.133 | 689.423 | 657.347 | 590.36 | 567.85 | 584.164 | 548.435 | 533.772 | 532.386 | 528.219 | 518.986 | 500.38 | 493.56 | 477.23 | 462.986 | 448.836 | 436.933 | 364.591 | 237.631 | 226.189 | 222.847 | 214.152 | 207.325 | 204.408 | 199.455 | 194.062 | 103.344 | 100.153 | 91.814 |
| Total Equity
| 1,007.756 | 961.576 | 928.257 | 903.212 | 850.926 | 833.053 | 823.377 | 811.607 | 802.745 | 792.242 | 713.925 | 715.133 | 689.423 | 657.347 | 590.36 | 567.85 | 584.164 | 548.435 | 533.772 | 532.386 | 528.219 | 518.986 | 500.38 | 493.56 | 477.23 | 462.986 | 448.836 | 436.933 | 364.591 | 237.631 | 226.189 | 222.847 | 214.152 | 207.35 | 204.433 | 199.488 | 194.096 | 103.381 | 100.168 | 91.814 |
| Total Liabilities & Shareholders Equity
| 12,607.346 | 11,868.57 | 11,505.569 | 11,271.423 | 10,950.46 | 10,819.196 | 10,364.297 | 9,855.498 | 9,314.65 | 9,120.897 | 8,619.966 | 8,213.393 | 8,137.341 | 8,243.186 | 8,417.875 | 7,872.303 | 8,093.381 | 8,209.154 | 5,276.316 | 4,814.97 | 4,603.697 | 4,274.301 | 4,058.047 | 3,670.449 | 3,444.757 | 3,472.969 | 3,460.863 | 2,758.474 | 2,432.189 | 2,198.107 | 1,932.125 | 1,755.261 | 1,669.74 | 1,395.304 | 1,268.541 | 1,052.622 | 1,012.766 | 899.415 | 723.032 | 673.315 |