Live Oak Bancshares, Inc.
NASDAQ:LOB
29.8 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||
| Net Income
| 77.417 | 73.898 | 176.208 | 166.995 | 59.543 | 18.034 | 51.448 | 100.499 | 13.764 | 20.601 | 10.048 | 27.942 | 14.798 | 14.312 |
| Depreciation & Amortization
| 23.282 | 21.271 | 20.779 | 21.366 | 21.688 | 19.967 | 16.386 | 10.279 | 4.26 | 3.435 | 2.159 | 1.459 | 0.673 | 0.331 |
| Deferred Income Tax
| -11.42 | -22.161 | 27.129 | 24.808 | -17.447 | 1.467 | -5.936 | 12.017 | -4.288 | 0.936 | 4.092 | 0 | 0 | 0 |
| Stock Based Compensation
| 26.205 | 17.875 | 20.347 | 16.951 | 14.74 | 11.748 | 9.176 | 7.503 | 12.073 | 1.425 | 3.407 | 0.188 | 0.331 | 0.344 |
| Change In Working Capital
| 5.73 | 39.526 | -22.295 | 2.104 | -62.263 | 18.32 | -15.579 | -22.666 | -7.702 | 1.953 | -3.508 | 3.068 | 2.768 | 6.525 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | -5.955 | 0 | -3.786 | 0 | -2.407 | -2.077 | -0.843 | 3.203 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 5.73 | 39.526 | -22.295 | 2.104 | -62.263 | 18.32 | -15.579 | -22.666 | -7.702 | 1.953 | -1.101 | 5.145 | 3.611 | 3.322 |
| Other Non Cash Items
| 415.254 | 489.662 | -97.683 | -351.941 | -277.258 | -552.056 | -49.201 | -395.161 | -240.057 | -363.033 | -277.706 | -76.832 | -46.828 | -32.436 |
| Operating Cash Flow
| 536.468 | 620.071 | 124.485 | -119.717 | -260.997 | -482.52 | 6.294 | -287.529 | -221.95 | -334.683 | -261.508 | -44.175 | -28.258 | -10.924 |
| Investing Activities: | ||||||||||||||
| Investments In Property Plant And Equipment
| -49.307 | -46.839 | -43.751 | -3.082 | -20.989 | -37.197 | -111.322 | -124.139 | -10.889 | -30.452 | -14.346 | -7.726 | -14.191 | -5.201 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | -0.895 | 0 | -0.209 | -7.696 | 0 | 0.022 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -285.109 | -246.194 | -442.584 | -428.246 | -396.187 | -253.1 | -347.184 | -43.071 | -37.421 | -24.927 | -41.334 | -20.748 | -1.773 | -13.398 |
| Sales Maturities Of Investments
| 154.697 | 121.757 | 310.275 | 255.093 | 197.527 | 111.29 | 56.631 | 19.693 | 19.139 | 30.195 | 5.017 | 6.986 | 3.139 | 2.842 |
| Other Investing Activites
| -1,899.382 | -1,603.646 | -1,266.284 | 26.432 | -2,398.917 | -505.562 | -443.274 | -379.803 | -290.898 | 84.738 | 69.13 | 0.949 | 0.188 | -28.612 |
| Investing Cash Flow
| -2,079.101 | -1,774.922 | -1,442.344 | -149.803 | -2,619.461 | -684.569 | -845.358 | -535.016 | -320.069 | 59.576 | 18.467 | -20.539 | -12.637 | -44.369 |
| Financing Activities: | ||||||||||||||
| Debt Repayment
| 89.466 | -59.849 | -235.086 | -1,223.804 | 1,542.079 | -1.443 | -25.107 | -1.279 | -0.532 | -19.574 | 38.676 | -0.13 | 3.546 | 8.659 |
| Common Stock Issued
| 0 | 2.564 | 8.838 | 0 | 16.927 | 10.14 | 0 | 113.096 | 0.401 | 87.171 | 75.235 | 0.234 | 0.877 | 0.892 |
| Common Stock Repurchased
| 0 | -11.227 | -8.838 | -0.953 | -16.927 | -10.14 | 0 | 0 | -12.218 | 0 | 0 | -0.444 | 0 | 0 |
| Dividends Paid
| -5.405 | -5.326 | -5.266 | -5.186 | -4.906 | -4.827 | -4.809 | -3.776 | -2.737 | -2.732 | -43.849 | -11.921 | -12.194 | -7.005 |
| Other Financing Activities
| 1,484.832 | 1,385.93 | 1,771.097 | 1,380.065 | 1,440.208 | 1,075.445 | 888.564 | 771.767 | 680.689 | 282.947 | 165.637 | 69.946 | 65.303 | 54.306 |
| Financing Cash Flow
| 1,568.893 | 1,320.755 | 1,530.745 | 154.95 | 2,977.381 | 1,073.805 | 860.616 | 879.808 | 677.42 | 347.812 | 235.699 | 57.899 | 57.532 | 56.852 |
| Other Information: | ||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| 26.26 | 165.904 | 212.886 | -114.57 | 96.923 | -97.914 | 24.04 | 57.263 | 135.401 | 72.705 | -7.342 | -6.929 | 16.637 | 1.559 |
| Cash At End Of Period
| 608.8 | 582.54 | 416.636 | 203.75 | 318.32 | 223.539 | 316.823 | 295.271 | 238.008 | 102.607 | 29.902 | 37.244 | 44.173 | 27.536 |