Live Oak Bancshares, Inc.
NASDAQ:LOB
38.3 (USD) • At close January 8, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 119.493 | 391.858 | 441.985 | 284.624 | 205.977 | 205.841 | 177.295 | 130.166 | 104.092 | 76.92 | 57.792 | 50.527 | 38.134 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 119.493 | 391.858 | 441.985 | 284.624 | 205.977 | 205.841 | 177.295 | 130.166 | 104.092 | 76.92 | 57.792 | 50.527 | 38.134 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 191.722 | 180.578 | 132.002 | 119.998 | 110.267 | 102.723 | 96.866 | 76.5 | 51.285 | 37.217 | 26.973 | 22.503 | 13.475 |
| Selling & Marketing Expenses
| 12.559 | 10.543 | 5.002 | 3.51 | 5.936 | 6.015 | 6.363 | 4.534 | 4.333 | 3.316 | 2.316 | 2.181 | 2.279 |
| SG&A
| 204.281 | 191.121 | 137.004 | 123.508 | 116.203 | 108.738 | 103.229 | 81.034 | 55.618 | 40.533 | 29.289 | 24.684 | 15.754 |
| Other Expenses
| 229.303 | -255.683 | -392.191 | -376.538 | -298.715 | -213.933 | -40.205 | -33.433 | 0 | -94.165 | -12.212 | -55.488 | -36.839 |
| Operating Expenses
| 433.584 | -64.562 | -231.197 | -237.235 | -182.512 | -105.195 | 6.363 | 4.534 | 4.333 | -53.632 | 17.077 | -30.804 | -21.085 |
| Operating Income
| 103.468 | 327.296 | 210.788 | 47.389 | 23.465 | 100.646 | 123.692 | 31.839 | 43.282 | 23.288 | 32.583 | 19.723 | 17.049 |
| Operating Income Ratio
| 0.866 | 0.835 | 0.477 | 0.166 | 0.114 | 0.489 | 0.698 | 0.245 | 0.416 | 0.303 | 0.564 | 0.39 | 0.447 |
| Total Other Income Expenses Net
| -20.638 | -116.972 | -4.903 | -14.691 | -7.889 | -2.68 | 63.662 | -24.664 | -0.026 | 0.352 | 4.109 | -0.673 | 0 |
| Income Before Tax
| 82.83 | 210.324 | 210.788 | 47.389 | 23.465 | 46.046 | 98.254 | 17.207 | 34.396 | 17.436 | 27.942 | 14.798 | 14.312 |
| Income Before Tax Ratio
| 0.693 | 0.537 | 0.477 | 0.166 | 0.114 | 0.224 | 0.554 | 0.132 | 0.33 | 0.227 | 0.483 | 0.293 | 0.375 |
| Income Tax Expense
| 8.932 | 34.116 | 43.793 | -12.154 | 5.431 | -5.402 | -2.245 | 3.443 | 13.795 | 7.388 | -0.12 | -1.297 | 0 |
| Net Income
| 73.898 | 176.208 | 166.995 | 59.543 | 18.034 | 51.448 | 100.499 | 13.773 | 20.625 | 10.048 | 28.062 | 16.095 | 14.312 |
| Net Income Ratio
| 0.618 | 0.45 | 0.378 | 0.209 | 0.088 | 0.25 | 0.567 | 0.106 | 0.198 | 0.131 | 0.486 | 0.319 | 0.375 |
| EPS
| 1.67 | 4.33 | 3.87 | 1.46 | 0.45 | 1.28 | 2.75 | 0.4 | 0.66 | 0.35 | 0.98 | 0.41 | 0.5 |
| EPS Diluted
| 1.64 | 4.22 | 3.71 | 1.43 | 0.44 | 1.24 | 2.65 | 0.39 | 0.65 | 0.34 | 0.96 | 0.41 | 0.49 |
| EBITDA
| 104.101 | 231.107 | 232.154 | 69.077 | 42.83 | 62.432 | 108.533 | 21.467 | 37.831 | 17.063 | 29.442 | 15.471 | 14.644 |
| EBITDA Ratio
| 0.871 | 0.888 | 0.525 | 0.243 | 0.211 | 0.569 | 0.756 | 0.277 | 0.449 | 0.331 | 0.589 | 0.404 | 0.456 |