Isabella Bank Corporation
OTC:ISBA
28.61 (USD) • At close July 1, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 101.713 | 90.764 | 76.551 | 71.276 | 75.752 | 76.338 | 72.519 | 67.352 | 62.167 | 60.309 | 60.036 | 60.027 | 67.246 | 65.974 | 66.506 | 68.261 | 69.187 | 63.934 | 29.512 | 22.226 | 19.357 | 24.65 | 24.384 | 26.228 | 23.372 | 21.12 | 15.754 | 13.02 | 12.647 | 11.443 |
| Cost of Revenue
| 36.027 | 22.316 | 5.8 | 6.894 | 15.49 | 17.891 | 16.609 | 12.747 | 10.73 | 7.392 | 9.302 | 12.132 | 15.723 | 20.029 | 22.061 | 25.932 | 35.106 | 27.17 | 20.414 | 13.75 | 11.192 | 13.905 | 16.281 | 20.03 | 18.967 | 16.73 | 12.803 | 10.92 | 10.457 | 9.472 |
| Gross Profit
| 65.686 | 68.448 | 71.234 | 63.864 | 60.262 | 58.447 | 55.91 | 54.605 | 51.437 | 52.917 | 50.734 | 47.895 | 51.523 | 45.945 | 44.445 | 42.329 | 34.081 | 36.764 | 9.098 | 8.476 | 8.165 | 10.745 | 8.103 | 6.198 | 4.405 | 4.39 | 2.951 | 2.1 | 2.19 | 1.971 |
| Gross Profit Ratio
| 0.646 | 0.754 | 0.931 | 0.896 | 0.796 | 0.766 | 0.771 | 0.811 | 0.827 | 0.877 | 0.845 | 0.798 | 0.766 | 0.696 | 0.668 | 0.62 | 0.493 | 0.575 | 0.308 | 0.381 | 0.422 | 0.436 | 0.332 | 0.236 | 0.188 | 0.208 | 0.187 | 0.161 | 0.173 | 0.172 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 29.708 | 26.827 | 25.424 | 25.142 | 25.079 | 24.204 | 24.193 | 23.023 | 20.74 | 21.932 | 21.344 | 20.993 | 24.377 | 22.539 | 22.007 | 19.988 | 17.305 | 15.618 | 13.869 | 13.548 | 12.685 | 13.345 | 11.307 | 9.79 | 8.594 | 8.209 | 5.998 | 4.846 | 4.605 | 4.232 |
| Selling & Marketing Expenses
| 1.712 | 2.074 | 1.979 | 0.939 | 0.877 | 0.762 | 0.596 | 0.568 | 0.586 | 0.497 | 0.427 | 0.416 | 1.965 | 1.174 | 1.093 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 31.42 | 28.901 | 27.27 | 26.081 | 25.956 | 24.966 | 24.789 | 23.591 | 21.326 | 22.423 | 21.771 | 21.409 | 26.342 | 23.713 | 23.1 | 19.988 | 17.305 | 15.618 | 13.869 | 13.548 | 12.685 | 13.345 | 11.307 | 9.79 | 8.594 | 8.209 | 5.998 | 4.846 | 4.605 | 4.232 |
| Other Expenses
| 17.868 | 17.715 | 16.504 | 14.954 | 22.434 | 19.077 | 15.737 | 14.761 | 13.964 | 12.108 | 12.895 | 11.78 | 10.612 | 10.668 | 10.696 | 13.695 | 13.399 | 11.611 | -13.691 | -13.796 | -13.043 | -11.84 | -12.415 | -11.863 | -11.704 | -11.106 | -8.052 | -7.845 | -7.05 | -6.284 |
| Operating Expenses
| 49.288 | 46.616 | 43.907 | 41.035 | 48.39 | 44.043 | 40.526 | 38.352 | 35.29 | 34.499 | 34.666 | 33.189 | 36.954 | 34.381 | 33.796 | 33.683 | 30.704 | 27.229 | 0.178 | -0.248 | -0.358 | 1.505 | -1.108 | -2.073 | -3.11 | -2.897 | -2.054 | -2.999 | -2.445 | -2.052 |
| Operating Income
| 16.398 | 21.832 | 26.844 | 23.347 | 11.872 | 14.404 | 15.384 | 16.253 | 16.147 | 18.418 | 16.068 | 14.706 | 14.569 | 11.564 | 10.649 | 8.646 | 3.377 | 9.535 | 8.92 | 8.724 | 8.523 | 9.24 | 9.211 | 8.271 | 7.515 | 7.287 | 5.005 | 5.099 | 4.635 | 4.023 |
| Operating Income Ratio
| 0.161 | 0.241 | 0.351 | 0.328 | 0.157 | 0.189 | 0.212 | 0.241 | 0.26 | 0.305 | 0.268 | 0.245 | 0.217 | 0.175 | 0.16 | 0.127 | 0.049 | 0.149 | 0.302 | 0.393 | 0.44 | 0.375 | 0.378 | 0.315 | 0.322 | 0.345 | 0.318 | 0.392 | 0.366 | 0.352 |
| Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 16.398 | 21.832 | 26.844 | 23.347 | 11.872 | 14.404 | 15.384 | 16.253 | 16.147 | 18.418 | 16.068 | 14.706 | 14.569 | 11.564 | 10.649 | 8.646 | 3.377 | 9.535 | 8.92 | 8.724 | 8.523 | 9.24 | 9.211 | 8.271 | 7.515 | 7.287 | 5.005 | 5.099 | 4.635 | 4.023 |
| Income Before Tax Ratio
| 0.161 | 0.241 | 0.351 | 0.328 | 0.157 | 0.189 | 0.212 | 0.241 | 0.26 | 0.305 | 0.268 | 0.245 | 0.217 | 0.175 | 0.16 | 0.127 | 0.049 | 0.149 | 0.302 | 0.393 | 0.44 | 0.375 | 0.378 | 0.315 | 0.322 | 0.345 | 0.318 | 0.392 | 0.367 | 0.352 |
| Income Tax Expense
| 2.509 | 3.665 | 4.606 | 3.848 | 0.987 | 1.38 | 1.363 | 3.016 | 2.348 | 3.288 | 2.344 | 2.196 | 2.363 | 1.354 | 1.604 | 0.846 | -0.724 | 1.605 | 1.919 | 1.948 | 1.878 | 2.035 | 2.286 | 2.205 | 2.084 | 2.043 | 1.371 | 1.49 | 1.295 | 1.065 |
| Net Income
| 13.889 | 18.167 | 22.238 | 19.499 | 10.885 | 13.024 | 14.021 | 13.237 | 13.799 | 15.13 | 13.724 | 12.51 | 12.206 | 10.21 | 9.045 | 7.8 | 4.101 | 7.93 | 7.001 | 6.776 | 6.645 | 7.205 | 6.925 | 6.066 | 5.431 | 5.244 | 3.634 | 3.609 | 3.34 | 2.958 |
| Net Income Ratio
| 0.137 | 0.2 | 0.29 | 0.274 | 0.144 | 0.171 | 0.193 | 0.197 | 0.222 | 0.251 | 0.229 | 0.208 | 0.182 | 0.155 | 0.136 | 0.114 | 0.059 | 0.124 | 0.237 | 0.305 | 0.343 | 0.292 | 0.284 | 0.231 | 0.232 | 0.248 | 0.231 | 0.277 | 0.264 | 0.259 |
| EPS
| 1.86 | 2.42 | 2.95 | 2.48 | 1.37 | 1.65 | 1.78 | 1.69 | 1.77 | 1.95 | 1.77 | 1.63 | 1.61 | 1.35 | 1.2 | 1.04 | 0.55 | 1.14 | 1.02 | 1.04 | 1.02 | 1.24 | 1.1 | 1.07 | 0.96 | 1.04 | 0.29 | 0.95 | 0.89 | 0.88 |
| EPS Diluted
| 1.86 | 2.4 | 2.91 | 2.45 | 1.34 | 1.61 | 1.74 | 1.65 | 1.73 | 1.9 | 1.74 | 1.59 | 1.56 | 1.31 | 1.17 | 1.01 | 0.53 | 1.11 | 0.98 | 1.04 | 1.02 | 1.24 | 1.1 | 1.07 | 0.96 | 1.04 | 0.29 | 0.95 | 0.89 | 0.88 |
| EBITDA
| 18.484 | 23.81 | 29.027 | 26.287 | 15.044 | 17.691 | 18.638 | 19.614 | 19.524 | 21.604 | 19.067 | 18.005 | 18.033 | 15.098 | 14.052 | 12.053 | 6.309 | 11.974 | 10.956 | 10.599 | 10.21 | 11.586 | 11.852 | 11.445 | 8.809 | 8.434 | 5.005 | 5.099 | 4.635 | 4.023 |
| EBITDA Ratio
| 0.182 | 0.262 | 0.379 | 0.369 | 0.199 | 0.232 | 0.257 | 0.291 | 0.314 | 0.358 | 0.318 | 0.3 | 0.268 | 0.229 | 0.211 | 0.177 | 0.091 | 0.187 | 0.371 | 0.477 | 0.527 | 0.47 | 0.486 | 0.436 | 0.377 | 0.399 | 0.318 | 0.392 | 0.366 | 0.352 |