Isabella Bank Corporation
OTC:ISBA
28.61 (USD) • At close July 1, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||
| Net Income
| 13.889 | 18.167 | 22.238 | 19.499 | 10.885 | 13.024 | 14.021 | 13.237 | 13.799 | 15.13 | 13.724 | 12.51 | 12.206 | 10.21 | 9.045 | 7.8 | 4.101 | 7.93 | 7.001 | 6.776 | 6.645 | 7.205 | 6.925 | 6.066 | 5.431 | 5.244 | 0 | 0 | 0 | 0 |
| Depreciation & Amortization
| 2.086 | 1.981 | 2.071 | 2.94 | 3.172 | 3.287 | 3.254 | 3.361 | 3.377 | 3.186 | 2.999 | 3.299 | 3.464 | 3.534 | 3.403 | 3.407 | 2.932 | 2.439 | 2.036 | 1.875 | 1.687 | 2.346 | 2.641 | 3.174 | 1.294 | 1.147 | 0 | 0 | 0 | 0 |
| Deferred Income Tax
| -0.31 | 1.008 | 0.013 | -0.523 | -0.276 | 0.408 | 0.275 | 2.837 | -0.282 | 1.692 | 0.207 | -1.208 | 0.616 | 0.389 | 0.179 | -0.641 | -1.812 | 0.301 | 0.274 | 0.263 | 0.305 | -0.041 | -0.276 | -0.277 | -0.272 | -0.254 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 0.476 | 0.782 | 0.61 | 0.086 | 0.014 | 0.523 | 0.612 | 0.64 | 0.573 | 0.55 | 0.495 | 0.554 | 0.643 | 0.615 | 0.65 | 0.677 | 0.603 | 0.758 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 1.511 | 0.669 | -0.553 | 1.354 | -0.423 | 2.149 | 0.606 | -2.181 | 0.694 | -6.65 | -0.503 | 3.531 | -0.264 | 1.253 | 7.099 | 3.032 | 4.994 | 48.23 | -12.825 | 5.029 | 2.252 | 0.363 | 0.064 | 0.092 | -0.741 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables
| 0 | -0.809 | -2.813 | 1.208 | -0.821 | 0.427 | 0.135 | -0.483 | -0.311 | -0.418 | -0.409 | -0.215 | 0.621 | -0.392 | 0.376 | 0.49 | 0.226 | -0.183 | -0.626 | -0.471 | 0.219 | 0.363 | 0.064 | 0.092 | -0.741 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0.268 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 1.006 | 2.182 | 0.146 | 0.398 | 0.637 | 0.358 | -2.497 | 0.55 | -0.91 | 1.298 | 1.954 | -1.36 | 0.449 | 1.005 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 1.511 | 0.472 | 0.078 | 1.208 | 0 | 1.085 | 0.115 | 0.799 | 0.455 | -5.322 | -1.392 | 1.792 | 0.475 | 1.196 | 5.718 | 2.542 | 4.768 | 48.23 | -12.199 | 5.5 | 2.033 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| 1.985 | 1.578 | 2.507 | 2.145 | 8.625 | 3.912 | 3.193 | 1.787 | 2.079 | -1.818 | 0.645 | 4.949 | 2.799 | 2.859 | 6.145 | 3.95 | 9.843 | 0.729 | 1.725 | 4.165 | 1.853 | 9.991 | -3.232 | -6.91 | 1.12 | 5.396 | 0.853 | 4.809 | 5.658 | 3.228 |
| Operating Cash Flow
| 19.637 | 24.182 | 26.937 | 25.501 | 21.997 | 23.303 | 22.01 | 19.668 | 20.24 | 12.09 | 17.562 | 23.607 | 19.464 | 18.86 | 26.521 | 18.225 | 20.661 | 60.387 | -1.789 | 18.108 | 12.742 | 19.864 | 6.124 | 2.145 | 6.832 | 11.533 | 0.853 | 4.814 | 5.658 | 3.228 |
| Investing Activities: | ||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -2.106 | -4.064 | -3.205 | -1.593 | -1.518 | -1.335 | -2.305 | -2.038 | -3.804 | -5.127 | -2.713 | -2.488 | -3.578 | -2.52 | -3.232 | -3.035 | -2.99 | -3.722 | -2.467 | -2.374 | -4.3 | -3.018 | -2.107 | -3.921 | -2.025 | -1.074 | -0.929 | -0.894 | -1.333 | -0.754 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -9.465 | 0 | -2.713 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -7.424 | -11.489 | -210.915 | -262.679 | -29.087 | -40.3 | -35.862 | -107.442 | -80.392 | -185.721 | -127.562 | -131.505 | -207.035 | -165.017 | -156.928 | -140.517 | -96.168 | -132.115 | -70.14 | -57.044 | -69.657 | -15.554 | -95.613 | -48.684 | -45.516 | -70.906 | -63.967 | -27.447 | -22.964 | -44.147 |
| Sales Maturities Of Investments
| 48.526 | 75.09 | 68.956 | 100.289 | 125.699 | 115.383 | 83.542 | 110.444 | 172.942 | 91.355 | 81.55 | 102.454 | 129.789 | 78.152 | 85.273 | 130.58 | 66.387 | 54.997 | 57.577 | 32.485 | 73.398 | 0.62 | 41.407 | 61.15 | 29.173 | 37.083 | 33.26 | 22.925 | 27.759 | 31.405 |
| Other Investing Activites
| -76.862 | -85.783 | 39.159 | -65.652 | -49.961 | -58.268 | -38.858 | -82.666 | -158.655 | -14.006 | -26.101 | -38.143 | -21.05 | -15.818 | -28.99 | 3.788 | -45.61 | -23.793 | -44.78 | -30.325 | -30.478 | -30.642 | -0.325 | -26.142 | -17.116 | 0 | 11.187 | -2.119 | -29.586 | 0 |
| Investing Cash Flow
| -37.866 | -26.246 | -106.204 | -229.635 | 45.133 | 15.48 | 6.47 | -81.702 | -69.909 | -113.499 | -74.826 | -69.682 | -101.874 | -105.203 | -103.877 | -9.184 | -87.846 | -104.633 | -62.523 | -57.258 | -31.037 | -48.594 | -56.638 | -17.597 | -35.484 | -34.897 | -20.449 | -7.535 | -26.124 | -13.496 |
| Financing Activities: | ||||||||||||||||||||||||||||||
| Debt Repayment
| -3.234 | 29.03 | -12.391 | -40.894 | -162.643 | -55 | -4.579 | 7.184 | 27.962 | 20.023 | 10.383 | 38.325 | 24.898 | 21.4 | 2.043 | -28.96 | 123.016 | 34.365 | -0.409 | 8.103 | -2.024 | 0.26 | 5.897 | 5.188 | 0.334 | 6 | -0.103 | 0 | 0 | 0 |
| Common Stock Issued
| 1.523 | 1.617 | 1.762 | 1.593 | 4.185 | 4.876 | 6.864 | 6.177 | 5.023 | 5.201 | 4.227 | 3.618 | 2.898 | 2.302 | 2.208 | 2.479 | 2.476 | 2.657 | 2.459 | 2.684 | 2.001 | 2.008 | 1.583 | 0.971 | 0.492 | 0.548 | 0.597 | 0.479 | 0.432 | 0.369 |
| Common Stock Repurchased
| -4.408 | -5.039 | -2.313 | -14.945 | -4.294 | -5.134 | -7.408 | -5.601 | -4.823 | -4.958 | -3.453 | -2.758 | -2.485 | -1.933 | -2.534 | -2.823 | -6.689 | -1.881 | 0 | 0 | -0.192 | -0.127 | -0.619 | -0.768 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -8.147 | -8.216 | -8.082 | -8.367 | -8.524 | -8.282 | -8.169 | -7.99 | -7.645 | -7.273 | -6.843 | -6.456 | -6.074 | -5.77 | -5.421 | -5.256 | -4.873 | -4.304 | -3.775 | -3.254 | -3.07 | -2.881 | -2.585 | -2.327 | -2.198 | -1.93 | -1.368 | -1.277 | -1.189 | -1.014 |
| Other Financing Activities
| 23.365 | -20.58 | 33.936 | 125.437 | 290.214 | 11.858 | 27.435 | 70.218 | 30.477 | 90.079 | 30.718 | 26.099 | 59.503 | 80.825 | 74.687 | 27.022 | -47.892 | 7.633 | 66.571 | 41.682 | 11.122 | 6.251 | 45.215 | 39.425 | 31.74 | 8.336 | 22.462 | 16.909 | 14.644 | 14.602 |
| Financing Cash Flow
| 9.099 | -3.188 | 12.912 | 62.824 | 118.938 | -51.682 | 14.143 | 69.988 | 50.994 | 103.072 | 35.032 | 58.828 | 78.74 | 96.824 | 70.983 | -7.538 | 66.038 | 38.47 | 64.846 | 49.215 | 7.837 | 5.511 | 49.491 | 42.489 | 30.368 | 12.954 | 21.588 | 16.111 | 13.887 | 13.957 |
| Other Information: | ||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| -9.13 | -5.252 | -66.406 | -141.31 | 186.068 | -12.899 | 42.623 | 7.954 | 1.325 | 1.663 | -22.232 | 12.753 | -3.67 | 10.481 | -6.373 | 1.503 | -1.147 | -5.776 | 0.534 | 10.065 | -10.458 | -23.219 | -1.025 | 27.037 | 1.716 | -10.41 | 1.992 | 13.385 | -6.579 | 3.689 |
| Cash At End Of Period
| 24.542 | 33.672 | 38.924 | 105.33 | 246.64 | 60.572 | 73.471 | 30.848 | 22.894 | 21.569 | 19.906 | 42.138 | 24.92 | 28.59 | 18.109 | 24.482 | 22.979 | 25.583 | 31.359 | 30.825 | 20.76 | 31.218 | 54.437 | 55.462 | 28.425 | 26.709 | 30.497 | 28.505 | 15.12 | 21.699 |