Cullen/Frost Bankers, Inc.
NYSE:CFR
109.41 (USD) • At close September 13, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 1,987.206 | 220.38 | 1,371.595 | 1,441.455 | 1,367.907 | 1,309.178 | 1,202.892 | 1,126.044 | 1,065.362 | 1,007.078 | 923.373 | 893.648 | 871.778 | 845.492 | 1,408.101 | 821.347 | 786.968 | 709.91 | 621.645 | 556.548 | 529.119 | 514.742 | 509.108 | 493.628 | 454.1 | 406.7 | 306.5 | 273.6 | 240 | 213.1 | 204 | 178.5 | 166 | 160.6 | 157.5 | 0 | 0 | 0 | 0 |
| Cost of Revenue
| -230.51 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 577.716 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 2,217.716 | 220.38 | 1,371.595 | 1,441.455 | 1,367.907 | 1,309.178 | 1,202.892 | 1,126.044 | 1,065.362 | 1,007.078 | 923.373 | 893.648 | 871.778 | 845.492 | 830.385 | 821.347 | 786.968 | 709.91 | 621.645 | 556.548 | 529.119 | 514.742 | 509.108 | 493.628 | 454.1 | 406.7 | 306.5 | 273.6 | 240 | 213.1 | 204 | 178.5 | 166 | 160.6 | 157.5 | 0 | 0 | 0 | 0 |
| Gross Profit Ratio
| 1.116 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.59 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 739.613 | 596.307 | 489.758 | 473.506 | 471.385 | 444.032 | 431.771 | 424.28 | 394.769 | 365.732 | 347.781 | 327.474 | 317.681 | 312.392 | 311.679 | 273.162 | 257.077 | 237.015 | 207.636 | 198.215 | 184.938 | 173.841 | 180.264 | 167.806 | 152.6 | 132.7 | 98.6 | 87.1 | 69.1 | 62.9 | 65.7 | 55.9 | 53.2 | 52.2 | 51.9 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 48.608 | 39.994 | 34.539 | 34.39 | 38.001 | 32.514 | 29.337 | 27.677 | 28.858 | 28.998 | 26.232 | 23.773 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9.619 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 788.221 | 596.307 | 489.758 | 473.506 | 471.385 | 444.032 | 431.771 | 451.957 | 394.769 | 365.732 | 347.781 | 327.474 | 317.681 | 312.392 | 311.679 | 273.162 | 257.077 | 237.015 | 207.636 | 207.834 | 184.938 | 173.841 | 180.264 | 167.806 | 152.6 | 132.7 | 98.6 | 87.1 | 69.1 | 62.9 | 65.7 | 55.9 | 53.2 | 52.2 | 51.9 | 0 | 0 | 0 | 0 |
| Other Expenses
| -2,293.564 | -210.31 | -1,371.815 | -1,563.64 | -1,339.823 | -1,198.767 | -1,153.666 | -1,224.514 | -1,088.833 | -986.075 | -922.998 | -852.016 | -828.742 | -805.201 | -793.03 | -656.004 | -484.073 | -446.722 | -466.332 | -623.057 | -583.556 | -566.35 | -425.132 | -305.621 | -307.5 | -261.7 | -178.9 | -163.5 | -134 | -149.2 | -161.5 | -128.8 | -95.7 | -57.9 | -14.1 | 2.4 | 2 | -6.6 | 10.3 |
| Operating Expenses
| -1,505.343 | 88.608 | -882.057 | -1,090.134 | -868.438 | -707.191 | -721.895 | -772.557 | -694.064 | -620.343 | -575.217 | -524.542 | -511.061 | -492.809 | -481.351 | -382.842 | -226.996 | -209.707 | -258.696 | -415.223 | -398.618 | -392.509 | -244.868 | -137.815 | -154.9 | -129 | -80.3 | -76.4 | -64.9 | -86.3 | -95.8 | -72.9 | -42.5 | -5.7 | 37.8 | 2.4 | 2 | -6.6 | 10.3 |
| Operating Income
| 712.373 | 1,014.854 | 489.538 | 351.321 | 499.469 | 601.987 | 480.997 | 353.487 | 371.298 | 386.735 | 348.156 | 369.106 | 360.717 | 352.683 | 349.034 | 438.505 | 559.972 | 500.203 | 362.949 | 141.325 | 130.501 | 122.233 | 264.24 | 355.813 | 299.2 | 277.7 | 226.2 | 197.2 | 175.1 | 126.8 | 108.2 | 105.6 | 123.5 | 154.9 | 195.3 | 2.4 | 2 | -6.6 | 10.3 |
| Operating Income Ratio
| 0.358 | 4.605 | 0.357 | 0.244 | 0.365 | 0.46 | 0.4 | 0.314 | 0.349 | 0.384 | 0.377 | 0.413 | 0.414 | 0.417 | 0.248 | 0.534 | 0.712 | 0.705 | 0.584 | 0.254 | 0.247 | 0.237 | 0.519 | 0.721 | 0.659 | 0.683 | 0.738 | 0.721 | 0.73 | 0.595 | 0.53 | 0.592 | 0.744 | 0.965 | 1.24 | 0 | 0 | 0 | 0 |
| Total Other Income Expenses Net
| 712.373 | -346.027 | 489.538 | 351.321 | 499.469 | -93.306 | -72.634 | -12.076 | -51.499 | -50.711 | -57.275 | -60.631 | -74.482 | -86.343 | -116.279 | -141.626 | -250.11 | -214.796 | -118.561 | 67.693 | 62.039 | 57.821 | -147.769 | -189.568 | -150.6 | -160.1 | -127.5 | -111.4 | -103.8 | -69.2 | -70.2 | -79.8 | -122.7 | -162.9 | -192.4 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 712.373 | 668.827 | 489.538 | 351.321 | 499.469 | 508.681 | 408.363 | 341.411 | 319.799 | 336.024 | 290.881 | 308.475 | 286.235 | 266.34 | 232.755 | 296.879 | 309.862 | 285.407 | 244.388 | 209.018 | 192.54 | 180.054 | 116.471 | 166.245 | 148.6 | 117.6 | 98.7 | 85.8 | 71.3 | 57.6 | 38 | 25.8 | 0.8 | -8 | 2.9 | 0 | 0 | 0 | 0 |
| Income Before Tax Ratio
| 0.358 | 3.035 | 0.357 | 0.244 | 0.365 | 0.389 | 0.339 | 0.303 | 0.3 | 0.334 | 0.315 | 0.345 | 0.328 | 0.315 | 0.165 | 0.361 | 0.394 | 0.402 | 0.393 | 0.376 | 0.364 | 0.35 | 0.229 | 0.337 | 0.327 | 0.289 | 0.322 | 0.314 | 0.297 | 0.27 | 0.186 | 0.145 | 0.005 | -0.05 | 0.018 | 0 | 0 | 0 | 0 |
| Income Tax Expense
| 114.4 | 89.677 | 46.459 | 20.17 | 55.87 | 53.763 | 44.214 | 37.15 | 40.471 | 58.047 | 53.015 | 70.523 | 68.7 | 57.576 | 53.721 | 89.624 | 97.791 | 91.816 | 78.965 | 67.693 | 62.039 | 57.821 | 38.565 | 57.428 | 51 | 42 | 35.2 | 30.8 | 25 | 20.2 | -0.7 | 8.2 | 0.6 | 0.2 | 0.2 | -2.4 | -2 | 6.6 | -10.3 |
| Net Income
| 597.973 | 579.15 | 443.079 | 331.151 | 443.599 | 454.918 | 364.149 | 304.261 | 279.328 | 277.977 | 237.866 | 237.952 | 217.535 | 208.764 | 179.034 | 207.255 | 212.071 | 193.591 | 165.423 | 141.325 | 130.501 | 116.986 | 80.916 | 108.817 | 97.6 | 75.6 | 63.5 | 55 | 46.3 | 37.4 | 47.1 | 24.1 | 0.2 | -8.2 | 2.7 | 2.4 | 2 | -6.6 | 10.3 |
| Net Income Ratio
| 0.301 | 2.628 | 0.323 | 0.23 | 0.324 | 0.347 | 0.303 | 0.27 | 0.262 | 0.276 | 0.258 | 0.266 | 0.25 | 0.247 | 0.127 | 0.252 | 0.269 | 0.273 | 0.266 | 0.254 | 0.247 | 0.227 | 0.159 | 0.22 | 0.215 | 0.186 | 0.207 | 0.201 | 0.193 | 0.176 | 0.231 | 0.135 | 0.001 | -0.051 | 0.017 | 0 | 0 | 0 | 0 |
| EPS
| 9.11 | 8.84 | 6.79 | 5.11 | 6.88 | 7.14 | 5.56 | 4.73 | 4.31 | 4.32 | 3.82 | 3.87 | 3.55 | 3.44 | 3 | 3.51 | 3.6 | 3.49 | 3.15 | 2.74 | 2.54 | 2.29 | 1.57 | 2.09 | 1.83 | 1.42 | 1.38 | 1.19 | 1.02 | 0.83 | 1.95 | 0.57 | 0.01 | -0.22 | 0.07 | 0.07 | 0.06 | -0.21 | 0.33 |
| EPS Diluted
| 9.08 | 8.79 | 6.74 | 5.09 | 6.81 | 7.03 | 5.51 | 4.7 | 4.28 | 4.29 | 3.8 | 3.86 | 3.54 | 3.44 | 3 | 3.5 | 3.55 | 3.42 | 3.07 | 2.66 | 2.48 | 2.29 | 1.57 | 2.03 | 1.78 | 1.38 | 1.34 | 1.16 | 1.01 | 0.83 | 1.93 | 0.57 | 0.01 | -0.22 | 0.07 | 0.07 | 0.06 | -0.21 | 0.33 |
| EBITDA
| 712.373 | 1,015.334 | 490.235 | 352.239 | 500.637 | 652.159 | 482.7 | 401.664 | 374.623 | 390.255 | 351.297 | 373.002 | 365.104 | 357.808 | 355.571 | 472.072 | 591.329 | 525.372 | 389.292 | 296.983 | 275.479 | 282.166 | 302.57 | 391.32 | 336.6 | 306.8 | 240.1 | 222.5 | 196.1 | 132.4 | 119.4 | 114.4 | 131 | 163.1 | 202.3 | 2.4 | 2 | -6.6 | 10.3 |
| EBITDA Ratio
| 0.358 | 4.607 | 0.357 | 0.244 | 0.366 | 0.498 | 0.401 | 0.357 | 0.352 | 0.388 | 0.38 | 0.417 | 0.419 | 0.423 | 0.253 | 0.575 | 0.751 | 0.74 | 0.626 | 0.534 | 0.521 | 0.548 | 0.594 | 0.793 | 0.741 | 0.754 | 0.783 | 0.813 | 0.817 | 0.621 | 0.585 | 0.641 | 0.789 | 1.016 | 1.284 | 0 | 0 | 0 | 0 |