Cullen/Frost Bankers, Inc.

NYSE:CFR

136.685 (USD) • At close July 3, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989
Operating Activities:
Net Income 582.542597.973579.15443.079331.151443.599454.918364.149304.261279.328277.977237.866237.952217.535208.764179.034207.255212.071193.591165.423141.325130.501116.98680.916108.81797.675.67362.946.337.438.717.60.2-8.22.7
Depreciation & Amortization 82.81776.44271.34469.28964.3754.09150.17247.81248.17742.13839.87138.47137.77637.62837.58836.45933.56731.35725.16926.34325.85927.75131.49438.3335.50737.429.117.111.1215.611.28.87.58.27
Deferred Income Tax -11.6-14.829-4.9187.784-15.8327.61452.923-14.493-11.598-19.059-4.133.279-6.4058.1674.644-9.85411.4210.857-1.2660.5555.319-3.778-7.817-7.505-1.785-6.1-5.6-6.7-3.9-1.22.1-6.40000
Stock Based Compensation 19.76324.5918.32212.75313.91815.94613.94313.01311.79912.73712.50311.96312.83615.96314.92512.64510.1660000000000000000000
Change In Working Capital 229.758-296.305-31.4115.205-107.343-14.039-112.80912.151-13.464-27.482-100.09-163.6991.422-24.526117.8131.999-40.448-37.585-263.401-77.543-47.53859.571-2.9528.836-4.5621.6-3.4-1.9-2.431.7-3.1-1.62.96.616.4-34.9
Accounts Receivables 259.142-232.665-116.243-46.56-158.264-15.57-85.898-55.179-7.395-13.038-73.361-7.99648.176-15.50269.8368.162-148.2270000000000000000000
Inventory 000000000000000000000000000000000000
Accounts Payables -51.004-84.99361.1438.82127.146-18.381-24.25371.172-5.945-13.291-27.701-170.389-30.289-10.51622.929000000000000000000000
Other Working Capital 21.6221.35323.69322.94423.77519.912-2.658-3.842-0.124-1.1530.97214.686-16.4651.49225.054-66.163107.779-37.585-263.401-77.543-47.53859.571-2.9528.836-4.5621.6-3.4-1.9-2.431.7-3.1-1.62.96.616.4-34.9
Other Non Cash Items 86.25290.97490.094100.183237.979126.879103.241115.44798.667107.19863.72245.72616.41819.60240.79953.64612.413-5.417-7.22817.6583.816-11.683134.485-29.057-7.7796.119.6-33.38.9-11.95.11.125.618.22922.5
Operating Cash Flow 989.532478.845722.582648.293524.243634.09562.388538.079437.842394.86289.853173.606299.999274.369424.533273.929234.374201.283-53.135132.436128.781202.362272.19691.52130.198136.6115.348.276.685.947.14354.932.545.4-2.7
Investing Activities:
Investments In Property Plant And Equipment -127.776-158.63-102.501-65.85-95.422-206.716-79.27-34.089-53.648-147.129-131.97-39.599-24.891-26.719-16.826-78.262-67.47-21.065-27.286-18.098-15.398-12.512-40.945-17.479-25.213-20.3-18.8-18.1-21.4-6.4-16.4-13.3-11.7-10.4-5.9-16.9
Acquisitions Net 00000000-0.4920830.661-1.896-7.199-0.650-1.205-0.586-2.828-100.074-13.297-7.063-0.750-4.954000000000000
Purchases Of Investments -17,899.779-20,271.96-23,602.353-24,217.841-20,843.122-23,956.02-18,192.557-13,529.192-16,419.833-14,149.258-19,484.433-11,435.715-18,565.561-8,835.757-11,472.764-12,390.403-7,650.782-13,593.106-14,070.071-10,763.788-8,518.256-8,604.817-7,933.246-6,674.787-3,448.707-2,172.2-2,324-1,386.3-738.4-807.5-661.7-1,589.3-819.5-622.6-278-565.5
Sales Maturities Of Investments 19,805.71221,170.08116,244.48520,602.59222,119.39323,436.83617,328.614,074.67815,548.4913,550.79317,292.43911,382.59417,662.7046,317.73410,892.40411,138.7977,612.03913,542.67714,007.2510,968.4058,478.958,052.3427,729.1956,179.3373,472.9742,652.82,083.11,383.3856.4931.8659.81,463.7841.8421.4299.9267.3
Other Investing Activites -1,959.036-1,682.242-816.9611,156.084-2,811.896-660.85-970.093-1,181.992-448.498-493.326-788.79-291.306-1,220.52190.101197.367411.69-1,122.528-386.953-178.767-594.94-571.637-53.978-44.213-117.676-385.021-438-413-326.2-312.5-197.6-222.8127.468.2156.556.9162.8
Investing Cash Flow -180.879-942.751-8,277.33-2,525.015-1,631.047-1,386.75-1,913.32-670.595-1,373.981-1,238.92-2,282.093-385.922-2,155.468-2,455.291-399.819-919.383-1,229.327-461.275-368.948-421.718-633.404-619.715-289.209-635.559-385.96722.3-672.7-347.3-215.9-79.7-241.1-11.578.8-55.172.9-152.3
Financing Activities:
Debt Repayment 223.528-570.9031,945.567636.324421.655327.794219.724169.26683.4790.40384.677107.185-161.1696.51-25.264-591.246132.545-59.43186.356227.932206.373-404.829505.83490.91929.65227.989.4-31.976.3-267.6040.232.9-54.2-148.3-16.3
Common Stock Issued 000000000000003.5392.49800000000000000000000
Common Stock Repurchased -60.901-42.72-4.391-3.864-165.785-68.793-101.01-101.473-1.29-101.237-1.457-144.63-0.436-2.029-0.986-0.8-23.0550000000000000000000
Dividends Paid -249.121-238.998-216.455-195.943-182.6-185.069-173.512-152.235-142.965-140.224-135.241-126.338-116.853-112.21-108.027-102.13-98.152-90.82-73.4-61.499-53.782-48.485-44.737-43.296-39.554-36-30.5-22.3-18.8-12.7-7.4-1.70000
Other Financing Activities 824.823-2,024.3291,275.1597,734.3527,384.206511.13308.4621,128.561,546.846222.5181,852.2591,407.2452,751.3052,285.2661,205.5221,821.281,024.434248.976-97.753721.65536.821440.714508.391598.317545.858-117.6454.2240.9373.7374.7-59.4-66.33.4-111.5-102.4129.3
Financing Cash Flow 738.329-2,876.952,999.888,170.8697,607.476585.062253.6641,044.1181,486.06171.461,800.2381,243.4622,472.8562,267.5371,074.7841,129.6021,035.77211.919-46.76908.921160.206-8.388950.258635.658492.744-144.7517.6172.6431.594.4142.4-25.640.2-163.4-248.6115.3
Other Information:
Effect Of Forex Changes On Cash 00000000000000000000000000.1000-6.20-31.5-133.70-118.30
Net Change In Cash 1,546.982-3,340.856-4,554.8686,294.1476,500.672-167.598-1,097.268911.602549.922-772.6-192.0021,031.146617.38786.6151,099.498484.14840.819-248.073-468.843619.639-344.417-425.741933.24591.619236.97514.3-39.8-126.5-661.8-533.4-585-579.1-405.1-591.1-721.3-761
Cash At End Of Period 10,234.2588,687.27612,028.13216,58310,288.8533,788.1813,955.7795,053.0474,141.4453,591.5234,364.1234,556.1253,524.9792,907.5922,820.9771,721.4791,237.3311,196.5121,444.5851,913.4281,293.7891,638.2062,063.9471,130.7021,039.083802.1787.8827.6938.1627.8727.4553.5445.3427.7472.7876.3