Pathward Financial, Inc.
NASDAQ:CASH
66.78 (USD) • At close September 13, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 577.376 | 501.281 | 508.269 | 443.234 | 452.447 | 275.224 | 226.146 | 178.075 | 117.394 | 98 | 91.525 | 103.308 | 91.803 | 130.534 | 107.273 | 61.699 | 39.334 | 33.042 | 22.97 | 21.365 | 19.283 | 16.48 | 14.325 | 14.398 | 15.1 | 14.7 | 13.6 | 11.8 | 11.7 | 9 | 6.7 |
| Cost of Revenue
| 260.777 | 0 | 0 | 0 | 0 | 0 | 0 | 30.911 | 16.508 | 15.487 | 15.584 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 316.599 | 501.281 | 508.269 | 443.234 | 452.447 | 275.224 | 226.146 | 147.164 | 100.886 | 82.513 | 75.941 | 103.308 | 91.803 | 130.534 | 107.273 | 61.699 | 39.334 | 33.042 | 22.97 | 21.365 | 19.283 | 16.48 | 14.325 | 14.398 | 15.1 | 14.7 | 13.6 | 11.8 | 11.7 | 9 | 6.7 |
| Gross Profit Ratio
| 0.548 | 1 | 1 | 1 | 1 | 1 | 1 | 0.826 | 0.859 | 0.842 | 0.83 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 184.318 | 171.126 | 151.09 | 136.247 | 157.282 | 110.27 | 90.177 | 63.647 | 47.84 | 39.471 | 35.334 | 49.618 | 54.845 | 75.508 | 72.209 | 25.731 | 18.248 | 13.221 | 11.399 | 9.474 | 8.401 | 7.529 | 6.553 | 5.831 | 5.1 | 4.6 | 4.3 | 3.7 | 4.4 | 4.1 | 3 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 2.688 | 2.674 | 2.117 | 1.334 | 1.537 | 1.034 | 0.981 | 1.047 | 1.26 | 2.109 | 1.822 | 1.25 | 0.797 | 0.735 | 0.829 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 184.318 | 171.126 | 151.09 | 136.247 | 159.97 | 112.944 | 92.294 | 64.981 | 49.377 | 40.505 | 36.315 | 50.665 | 56.105 | 77.617 | 74.031 | 26.981 | 19.045 | 13.956 | 12.228 | 9.474 | 8.401 | 7.529 | 6.553 | 5.831 | 5.1 | 4.6 | 4.3 | 3.7 | 4.4 | 4.1 | 3 |
| Other Expenses
| -323.423 | -463.805 | -506.95 | -469.1 | -518.787 | -303.446 | -51.536 | -28.185 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -39.014 | -20.185 | -14.953 | -6.382 | -3.158 | 0.847 | 7.433 | 8.052 | 6.4 | 4.8 | 5.3 | 2.6 | 1.4 | -1.6 | -0.3 |
| Operating Expenses
| -139.105 | -292.679 | -355.86 | -332.853 | -358.817 | -190.502 | 2.117 | 1.334 | 1.537 | 1.034 | 0.981 | 1.047 | 1.26 | 2.109 | 1.822 | 1.25 | -19.969 | -6.229 | -2.725 | 3.092 | 5.243 | 8.376 | 13.986 | 13.882 | 11.5 | 9.4 | 9.6 | 6.3 | 5.8 | 2.5 | 2.7 |
| Operating Income
| 177.494 | 208.602 | 152.409 | 110.381 | 93.63 | 84.722 | 102.709 | 42.913 | 21.81 | 21.017 | 20.076 | 30.359 | 13.01 | 12.393 | -1.463 | -1.834 | 19.365 | 26.813 | 20.245 | 24.457 | 24.526 | 24.857 | 28.311 | 28.28 | 26.6 | 24.1 | 23.2 | 18.1 | 17.5 | 11.5 | 9.4 |
| Operating Income Ratio
| 0.307 | 0.416 | 0.3 | 0.249 | 0.207 | 0.308 | 0.454 | 0.241 | 0.186 | 0.214 | 0.219 | 0.294 | 0.142 | 0.095 | -0.014 | -0.03 | 0.492 | 0.811 | 0.881 | 1.145 | 1.272 | 1.508 | 1.976 | 1.964 | 1.762 | 1.639 | 1.706 | 1.534 | 1.496 | 1.278 | 1.403 |
| Total Other Income Expenses Net
| 4.637 | -21.284 | 4.037 | 4.624 | 4.312 | -27.312 | -47.559 | -4.091 | -2.387 | -2.398 | -2.954 | -3.563 | -4.747 | 7.42 | -0.543 | -1.002 | -16.826 | -20.942 | -21.854 | -18.411 | -19.451 | -21.734 | -25.391 | -24.93 | -22.2 | -19.3 | -17.1 | -14 | -11.7 | -7.6 | -6.8 |
| Income Before Tax
| 182.131 | 187.318 | 156.446 | 115.005 | 97.942 | 57.41 | 55.15 | 38.822 | 19.423 | 18.619 | 17.122 | 26.796 | 8.263 | 19.813 | -2.006 | -2.836 | 2.539 | 5.871 | -1.609 | 6.046 | 5.075 | 3.123 | 2.92 | 3.35 | 4.4 | 4.8 | 6.1 | 4.1 | 5.8 | 3.9 | 2.6 |
| Income Before Tax Ratio
| 0.315 | 0.374 | 0.308 | 0.259 | 0.216 | 0.209 | 0.244 | 0.218 | 0.165 | 0.19 | 0.187 | 0.259 | 0.09 | 0.152 | -0.019 | -0.046 | 0.065 | 0.178 | -0.07 | 0.283 | 0.263 | 0.189 | 0.204 | 0.233 | 0.291 | 0.327 | 0.449 | 0.347 | 0.496 | 0.433 | 0.388 |
| Income Tax Expense
| 16.324 | 27.964 | 10.701 | 5.661 | -3.374 | 5.117 | 10.233 | 5.602 | 1.368 | 2.906 | 3.704 | 9.682 | 3.623 | 7.42 | -0.543 | -1.002 | 1.227 | 1.95 | -0.685 | 2.059 | 1.678 | 0.966 | 1.011 | 1.374 | 1.8 | 2 | 2.5 | 1.7 | 2.3 | 1.4 | 1 |
| Net Income
| 163.615 | 156.386 | 141.708 | 104.72 | 97.004 | 51.62 | 44.917 | 33.22 | 18.055 | 15.713 | 13.418 | 17.114 | 4.64 | 12.393 | -1.463 | 0.051 | 1.171 | 3.921 | -0.924 | 3.987 | 3.397 | 2.157 | 1.91 | 2.328 | 2.6 | 2.8 | 3.6 | 2.4 | 3.5 | 2.8 | 1.9 |
| Net Income Ratio
| 0.283 | 0.312 | 0.279 | 0.236 | 0.214 | 0.188 | 0.199 | 0.187 | 0.154 | 0.16 | 0.147 | 0.166 | 0.051 | 0.095 | -0.014 | 0.001 | 0.03 | 0.119 | -0.04 | 0.187 | 0.176 | 0.131 | 0.133 | 0.162 | 0.172 | 0.19 | 0.265 | 0.203 | 0.299 | 0.311 | 0.284 |
| EPS
| 6.01 | 5.26 | 4.38 | 2.94 | 2.49 | 1.68 | 1.62 | 1.32 | 0.89 | 0.86 | 0.8 | 1.65 | 0.5 | 1.41 | -0.19 | -0.13 | 0.15 | 0.49 | -0.13 | 0.54 | 0.46 | 0.29 | 0.26 | 0.32 | 0.36 | 0.36 | 0.42 | 0.32 | 0.46 | 0.32 | 0.15 |
| EPS Diluted
| 5.99 | 5.26 | 4.38 | 2.94 | 2.49 | 1.67 | 1.61 | 1.31 | 0.89 | 0.84 | 0.79 | 1.64 | 0.5 | 1.37 | -0.19 | -0.13 | 0.15 | 0.49 | -0.13 | 0.52 | 0.45 | 0.29 | 0.26 | 0.31 | 0.35 | 0.34 | 0.42 | 0.3 | 0.45 | 0.31 | 0.15 |
| EBITDA
| 177.494 | 250.823 | 191.941 | 154.209 | 137.522 | 84.865 | 115.071 | 78.53 | 50.692 | 39.164 | 41.18 | 50.708 | 22.768 | 37.24 | 12.871 | 15.668 | 21.945 | 30.017 | 23.521 | 29.113 | 27.906 | 27.043 | 29.161 | 29.802 | 28.4 | 25.1 | 24.3 | 19 | 18 | 12 | 9.7 |
| EBITDA Ratio
| 0.307 | 0.5 | 0.378 | 0.348 | 0.304 | 0.308 | 0.509 | 0.441 | 0.432 | 0.4 | 0.45 | 0.491 | 0.248 | 0.285 | 0.12 | 0.254 | 0.558 | 0.908 | 1.024 | 1.363 | 1.447 | 1.641 | 2.036 | 2.07 | 1.881 | 1.707 | 1.787 | 1.61 | 1.538 | 1.333 | 1.448 |