Pathward Financial, Inc.
NASDAQ:CASH
79.12 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||||
| Net Income
| 168.357 | 165.807 | 159.354 | 145.745 | 109.344 | 101.316 | 52.293 | 44.917 | 33.22 | 18.055 | 15.713 | 13.418 | 17.114 | 4.64 | 12.393 | -1.463 | -1.023 | 1.312 | 3.379 | -0.652 | 3.987 | 3.397 | 2.157 | 1.91 | 1.976 | 2.6 | 2.8 | 3.6 | 2.4 | 3.5 | 2.5 | 1.6 |
| Depreciation & Amortization
| 57.765 | 64.955 | 61.601 | 59.047 | 60.745 | 55.149 | 37.722 | 45.048 | -0.022 | 28.882 | 18.147 | 21.104 | 20.349 | 9.758 | 11.434 | 5.97 | 3.204 | 2.58 | 3.025 | 3.012 | 4.656 | 3.38 | 2.186 | 0.85 | 1.522 | 1.8 | 1 | 1.1 | 0.9 | 0.5 | 0.5 | 0.3 |
| Deferred Income Tax
| 11.115 | -0.175 | 17.587 | -1.639 | -2.347 | -14.301 | 6.53 | -6.286 | -0.23 | -3.896 | -1.755 | -0.395 | 0.988 | -0.938 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 10.286 | 11.07 | 10.004 | 6.852 | 10.221 | 12.942 | 11.123 | 10.401 | 0.426 | 0.258 | 0.874 | 0 | 0 | 0 | 0 | 0.44 | 0.901 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 171.609 | 84.914 | -34.916 | 43.273 | 26.628 | 11.898 | -23.89 | 4.406 | 0.536 | 2.838 | -7.385 | -55.815 | 52.704 | 7.352 | -0.185 | -0.434 | -43.911 | -1.941 | 0.886 | -1.859 | -0.11 | -0.134 | -0.555 | -0.009 | -0.1 | 0.4 | 0 | -2.6 | 0.2 | -0.8 | -0.2 | 0.7 |
| Accounts Receivables
| -8.103 | -5.303 | -1.725 | 0.374 | 2.05 | 1.616 | 2.745 | -2.181 | -3.847 | -2.13 | -2.64 | -1.872 | -2.577 | 0.626 | -0.415 | 0.153 | -0.308 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | -1.344 | -7.491 | 1.62 | 1.933 | 1.405 | 0.603 | -0.046 | 0.027 | 0.114 | -0.046 | -0.169 | -0.055 | -0.131 | -0.264 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 179.712 | 90.217 | -33.191 | 44.243 | 32.069 | 8.662 | -28.568 | 5.182 | 3.78 | 5.014 | -4.772 | -54.057 | 55.327 | 6.895 | 0.285 | -0.456 | -43.339 | -1.941 | 0.886 | -1.859 | -0.11 | -0.134 | -0.555 | -0.009 | -0.1 | 0.4 | 0 | -2.6 | 0.2 | -0.8 | -0.2 | 0.7 |
| Other Non Cash Items
| 33.112 | -23.46 | 55.179 | 328.955 | 262.629 | 24.008 | 53.977 | 21.512 | -33.875 | 3.077 | 1.093 | -1.38 | -11.165 | 1.046 | 10.928 | 18.385 | 8.671 | 0.521 | 1.085 | 4.978 | 0.24 | 0.607 | -0.208 | 0.743 | 2.464 | 1.7 | 1.6 | -0.1 | 0 | -0.7 | 0.1 | 1.4 |
| Operating Cash Flow
| 453.537 | 303.111 | 268.809 | 581.645 | 467.22 | 191.012 | 137.755 | 119.998 | 0.055 | 48.956 | 25.813 | -23.068 | 79.99 | 21.858 | 34.57 | 22.898 | -33.059 | 2.472 | 8.375 | 5.479 | 8.774 | 7.251 | 3.58 | 3.493 | 5.862 | 6.5 | 5.4 | 2 | 3.5 | 2.5 | 2.9 | 4 |
| Investing Activities: | ||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -276.754 | -449.906 | -438.868 | -64.028 | -65.903 | -158.403 | -25.39 | -6.798 | -6.979 | -5.031 | -2.329 | -5.262 | -4.127 | -1.832 | -2.347 | -3.683 | -5.195 | -4.74 | -3.762 | -4.348 | -1.365 | -1.255 | -2.533 | -3.915 | -1.771 | -1.1 | -0.2 | -0.8 | -0.8 | -0.6 | 0 | 0 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 3.498 | 0 | 58.852 | -29.425 | -81 | -115.546 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -33.665 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -3.465 | -156.885 | -907.361 | -1,041.768 | -229.326 | -299.269 | -626.575 | -849.545 | -902.864 | -883.383 | -506.533 | -514.809 | -1,393.844 | -289.777 | -437.305 | -287.113 | -106.867 | -87.178 | -0.109 | -42.736 | -46.327 | -435.799 | -135.938 | -22.886 | -0.717 | -128 | -89.9 | -67.7 | -122.7 | -44.4 | -76.4 | -9 |
| Sales Maturities Of Investments
| 205.047 | 182.131 | 604.466 | 456.634 | 282.175 | 954.685 | 799.401 | 635.211 | 0 | 700.808 | 265.36 | 400.254 | 896.819 | 181.422 | 296.723 | 130.704 | 54.345 | 34.078 | 72.304 | 92.555 | 89.168 | 276.235 | 61.743 | 31.394 | 30.098 | 62 | 85.4 | 62.7 | 95.4 | 78.6 | 40.4 | 40.3 |
| Other Investing Activites
| -152.489 | -496.098 | 430.891 | -469.24 | -196.76 | -836.211 | -596.078 | -449.876 | 909.843 | -150.763 | -124.294 | -78.843 | -13.19 | 46.792 | 14.467 | 17.892 | 14.143 | 8.236 | 53.059 | -43.482 | -68.857 | -8.247 | -10.385 | -19.403 | -23.63 | -33.8 | -17.8 | -11.1 | -33.8 | -23.4 | -34.4 | -7.2 |
| Investing Cash Flow
| -227.661 | -920.758 | -310.872 | -1,118.402 | -206.316 | -339.198 | -389.79 | -700.433 | -81 | -453.915 | -367.796 | -198.66 | -514.342 | -63.941 | -130.229 | -142.2 | -43.574 | -83.269 | 121.492 | 1.989 | -27.381 | -169.066 | -87.113 | -14.809 | 3.98 | -100.9 | -22.5 | -16.9 | -61.9 | 10.2 | -70.4 | 24.1 |
| Financing Activities: | ||||||||||||||||||||||||||||||||
| Debt Repayment
| 364 | 13 | -55.075 | -0.032 | -757.756 | 274.912 | -426.962 | 307.92 | 75 | -0.116 | 0 | -4 | 0 | -11 | -77.8 | -32.225 | 64.025 | -36.255 | -62.578 | -76.392 | -22.687 | 85.72 | 66.922 | -5.664 | -19.815 | 74.4 | -22.3 | 5.6 | 51.1 | -9.2 | 58 | -4.4 |
| Common Stock Issued
| 0.003 | 0.001 | 0.001 | 0 | 0.002 | 0.003 | 0.004 | 0.012 | 0 | 0 | 2.325 | 15.266 | 47.796 | 0.575 | 0 | 0 | 0 | 0.54 | 0.187 | 0.23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| -86.853 | -120.437 | -168.235 | -99.878 | -118.738 | -49.912 | -2.598 | -0.47 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.71 | -0.907 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -5.067 | -5.426 | -5.921 | -6.4 | -7.1 | -7.76 | -5.736 | -4.839 | -4.389 | -3.493 | -3.184 | -2.926 | -1.832 | -1.621 | -1.544 | -1.353 | -1.34 | -1.319 | -1.291 | -1.277 | -1.287 | -1.28 | -1.283 | -1.247 | -1.276 | -1.3 | -1.2 | -1 | -0.7 | -0.5 | 0 | 0 |
| Other Financing Activities
| -715.283 | 717.721 | 347.049 | 529.243 | 923.611 | -42.367 | -480.285 | 776.089 | 11.77 | 406.136 | 334.936 | 108.4 | 256.546 | 243.519 | 256.338 | 154.747 | -4.191 | 21.68 | 27.911 | 76.498 | 42.131 | 79.686 | 16.907 | 19.822 | 13.913 | 21 | 37.8 | 12.8 | 18.2 | -4.1 | -4.8 | -26 |
| Financing Cash Flow
| -443.2 | 604.858 | 117.818 | 422.933 | 40.019 | 174.876 | -915.577 | 1,074.191 | 82.381 | 402.785 | 331.752 | 116.74 | 302.51 | 231.473 | 176.994 | 122.507 | 58.693 | -15.354 | -35.771 | -1.651 | 17.787 | 164.196 | 82.143 | 13.16 | -8.294 | 93 | 11 | 13.4 | 68.1 | -14.5 | 53.4 | -11.9 |
| Other Information: | ||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0.081 | 0.331 | -1.736 | 0.476 | -0.101 | -0.122 | 0.003 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.1 | 0 | 0 | 0 | 0 | 0 | -28.1 |
| Net Change In Cash
| -217.243 | -12.458 | 74.019 | -113.348 | 300.822 | 26.568 | -1,167.609 | 493.756 | 1.436 | -2.174 | -10.231 | -104.988 | -131.842 | 189.39 | 81.335 | 3.205 | -17.94 | -96.151 | 94.983 | 5.817 | -0.82 | 2.38 | -1.39 | 1.844 | 1.549 | -1.3 | -6.2 | -14.3 | -4.6 | -6.4 | -20.5 | -4.4 |
| Cash At End Of Period
| 158.337 | 375.58 | 388.038 | 314.019 | 427.367 | 126.545 | 99.977 | 1,267.586 | 15.716 | 27.658 | 29.832 | 40.063 | 145.051 | 276.893 | 87.503 | 6.168 | 2.963 | 11.32 | 107.471 | 13.375 | 8.937 | 9.757 | 7.376 | 8.766 | 6.923 | 5.4 | 6.7 | 27.7 | 72.7 | -8.1 | 73.9 | -7.5 |