
Zurich Insurance Group AG
SIX:ZURN.SW
555.8 (CHF) • At close July 17, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) CHF.
2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | 2010 Q2 | 2010 Q1 | 2009 Q4 | 2009 Q3 | 2009 Q2 | 2009 Q1 | 2008 Q2 | |
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Revenue
| 16,689 | 16,689 | 21,789.5 | 21,789.5 | 15,557 | 15,557 | 15,268 | 15,268 | 14,052 | 14,052 | 17,554 | 17,554 | 17,472 | 17,472 | 18,199.5 | 18,199.5 | 11,272.5 | 11,272.5 | 16,352 | 16,352 | 19,691.5 | 19,691.5 | 9,700.5 | 9,700.5 | 13,902 | 13,902 | 16,506 | 16,506 | 13,980 | 17,053 | 16,024 | 20,193 | 17,338 | 13,781 | 19,733 | 9,454 | 8,466 | 22,908 | 19,764 | 18,009 | 18,184 | 16,872 | 20,019 | 17,720 | 13,277 | 21,030 | 19,059 | 18,301 | 12,976 | 20,105 | 17,812 | 6,909 | 14,400 | 13,858 | 19,561 | 19,309 | 9,537 | 19,442 | 18,424 | 24,139 | 18,047 | 9,741 | 13,354 |
Cost of Revenue
| 0 | 0 | 766 | 766 | 724.5 | 724.5 | -140.5 | -140.5 | 848.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 16,689 | 16,689 | 21,023.5 | 21,023.5 | 14,832.5 | 14,832.5 | 15,408.5 | 15,408.5 | 13,203.5 | 14,052 | 17,554 | 17,554 | 17,472 | 17,472 | 18,199.5 | 18,199.5 | 11,272.5 | 11,272.5 | 16,352 | 16,352 | 19,691.5 | 19,691.5 | 9,700.5 | 9,700.5 | 13,902 | 13,902 | 16,506 | 16,506 | 13,980 | 17,053 | 16,024 | 20,193 | 17,338 | 13,781 | 19,733 | 9,454 | 8,466 | 22,908 | 19,764 | 18,009 | 18,184 | 16,872 | 20,019 | 17,720 | 13,277 | 21,030 | 19,059 | 18,301 | 12,976 | 20,105 | 17,812 | 6,909 | 14,400 | 13,858 | 19,561 | 19,309 | 9,537 | 19,442 | 18,424 | 24,139 | 18,047 | 9,741 | 13,354 |
Gross Profit Ratio
| 1 | 1 | 0.965 | 0.965 | 0.953 | 0.953 | 1.009 | 1.009 | 0.94 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 2,206 | 2,206 | 0 | 0 | 2,288.5 | 2,288.5 | 2,108.5 | 2,108.5 | 2,079.5 | 2,079.5 | 1,923.5 | 1,923.5 | 2,095 | 2,095 | 1,915 | 1,915 | 2,058.5 | 2,058.5 | 1,822 | 1,822 | 1,936.5 | 1,936.5 | 1,743 | 1,596 | 2,021 | 1,833 | 1,812 | 1,813 | 2,767 | 1,957 | 2,053 | 1,882 | 2,302 | 2,326 | 2,403 | 1,878 | 2,520 | 2,196 | 2,125 | 1,962 | 2,247 | 2,310 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | -1,286 | -1,286 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 28 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SG&A
| 883 | 883 | 884 | 884 | 907.5 | 907.5 | 920 | 920 | 958.5 | 958.5 | 2,288.5 | 2,288.5 | 2,108.5 | 2,108.5 | 2,079.5 | 2,079.5 | 1,923.5 | 1,923.5 | 2,095 | 2,095 | 1,915 | 1,915 | 2,058.5 | 2,058.5 | 1,822 | 1,822 | 1,936.5 | 1,936.5 | 1,743 | 1,596 | 2,021 | 1,833 | 1,812 | 1,813 | 2,767 | 1,957 | 2,053 | 1,882 | 2,302 | 2,326 | 2,403 | 1,878 | 2,520 | 2,196 | 2,125 | 1,962 | 2,275 | 2,310 | 2,130 | 1,941 | -4,684 | 2,184 | 2,025 | 1,794 | 1,953 | 2,448 | 1,863 | 1,712 | 2,099 | 1,925 | 1,735 | 1,490 | 1,776 |
Other Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -17,218 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -14,310 | -20,719 | -12,581 | -8,213 | -15,071 | -15,179 | -20,485 | -20,938 | -11,046 | -19,968 | -20,674 | -24,827 | -18,870 | -11,174 | -14,188 |
Operating Expenses
| 883 | 883 | 884 | 14,768.5 | 13,639.5 | 13,639.5 | 14,011 | 14,011 | 12,400 | 12,400 | 15,402 | 15,402 | 15,729.5 | 15,729.5 | 16,219.5 | 16,219.5 | 10,355.5 | 10,355.5 | 14,771.5 | 14,771.5 | 18,021.5 | 18,021.5 | 8,365 | 8,365 | 12,481 | 12,481 | 15,096.5 | 15,096.5 | 12,455 | 15,861 | -15,197 | 18,572 | 15,955 | 12,359 | 19,721 | 8,890 | 7,261 | 20,914 | 18,370 | 16,324 | 16,675 | 15,035 | 18,231 | 16,002 | 12,123 | 19,142 | 17,345 | 17,173 | -12,180 | -18,778 | -17,265 | -6,029 | -13,046 | -13,385 | -18,532 | -18,490 | -9,183 | -18,256 | -18,575 | -22,902 | -17,135 | -9,684 | -12,412 |
Operating Income
| 15,806 | 15,806 | 20,905.5 | 7,058 | 1,932 | 1,932 | 1,327.5 | 1,327.5 | 1,661 | 1,661 | 2,225.5 | 2,225.5 | 1,762 | 1,762 | 1,941.5 | 1,941.5 | 926.5 | 926.5 | 1,635 | 1,635 | 1,763 | 1,763 | 1,327.5 | 1,327.5 | 1,440.5 | 1,440.5 | 1,457.5 | 1,457.5 | 1,616 | 1,090 | 827 | 1,170 | 915 | 954 | -503 | 58 | 656 | 1,476 | 727 | 1,031 | 828 | 1,255 | 1,121 | 1,103 | 608 | 1,141 | 1,341 | 263 | 796 | 1,327 | 547 | 880 | 1,354 | 473 | 1,029 | 819 | 354 | 1,186 | -151 | 1,237 | 912 | 57 | 942 |
Operating Income Ratio
| 0.947 | 0.947 | 0.959 | 0.324 | 0.124 | 0.124 | 0.087 | 0.087 | 0.118 | 0.118 | 0.127 | 0.127 | 0.101 | 0.101 | 0.107 | 0.107 | 0.082 | 0.082 | 0.1 | 0.1 | 0.09 | 0.09 | 0.137 | 0.137 | 0.104 | 0.104 | 0.088 | 0.088 | 0.116 | 0.064 | 0.052 | 0.058 | 0.053 | 0.069 | -0.025 | 0.006 | 0.077 | 0.064 | 0.037 | 0.057 | 0.046 | 0.074 | 0.056 | 0.062 | 0.046 | 0.054 | 0.07 | 0.014 | 0.061 | 0.066 | 0.031 | 0.127 | 0.094 | 0.034 | 0.053 | 0.042 | 0.037 | 0.061 | -0.008 | 0.051 | 0.051 | 0.006 | 0.071 |
Total Other Income Expenses Net
| -13,564 | -13,564 | -19,479.5 | -19,479.5 | -12,846.5 | -12,846.5 | -13,201.5 | -13,201.5 | -11,553 | -120.5 | -189.5 | -189.5 | -138 | -138 | -67 | -67 | -8,526 | -8,526 | -151 | -151 | -197 | -197 | -103.5 | -95.5 | -97.5 | -117 | -100.5 | -148.5 | -103 | -5 | 382 | 1,515 | 1,273 | -10,643 | -85 | -7,044 | -5,319 | -19,145 | 1,279 | 1,548 | -14,421 | -13,298 | 1,645 | -13,961 | -147 | -144 | 1,802 | -174 | 1,241 | 361 | 941 | 376 | 378 | 824 | 402 | 435 | 332 | 311 | 565 | 446 | 1,083 | 382 | 608 |
Income Before Tax
| 2,242 | 2,242 | 1,426 | 1,426 | 1,803 | 1,803 | 1,146.5 | 1,146.5 | 1,540.5 | 1,540.5 | 2,036 | 2,036 | 1,624 | 1,624 | 1,874.5 | 1,874.5 | 823 | 823 | 1,484 | 1,484 | 1,566 | 1,566 | 1,232 | 1,232 | 1,323.5 | 1,323.5 | 1,309 | 1,309 | 1,422 | 1,085 | 1,209 | 1,515 | 1,273 | 1,324 | -85 | 453 | 1,093 | 1,880 | 1,279 | 1,510 | 1,359 | 1,696 | 1,645 | 1,563 | 1,008 | 1,744 | 1,802 | 747 | 1,221 | 1,688 | 941 | 1,256 | 1,732 | 820 | 1,431 | 1,254 | 686 | 1,497 | 414 | 1,683 | 1,287 | 439 | 1,550 |
Income Before Tax Ratio
| 0.134 | 0.134 | 0.065 | 0.065 | 0.116 | 0.116 | 0.075 | 0.075 | 0.11 | 0.11 | 0.116 | 0.116 | 0.093 | 0.093 | 0.103 | 0.103 | 0.073 | 0.073 | 0.091 | 0.091 | 0.08 | 0.08 | 0.127 | 0.127 | 0.095 | 0.095 | 0.079 | 0.079 | 0.102 | 0.064 | 0.075 | 0.075 | 0.073 | 0.096 | -0.004 | 0.048 | 0.129 | 0.082 | 0.065 | 0.084 | 0.075 | 0.101 | 0.082 | 0.088 | 0.076 | 0.083 | 0.095 | 0.041 | 0.094 | 0.084 | 0.053 | 0.182 | 0.12 | 0.059 | 0.073 | 0.065 | 0.072 | 0.077 | 0.022 | 0.07 | 0.071 | 0.045 | 0.116 |
Income Tax Expense
| 632 | 632 | 403 | 403 | 467.5 | 467.5 | 249.5 | 249.5 | 288.5 | 288.5 | 477.5 | 477.5 | 470 | 470 | 491 | 491 | 170.5 | 170.5 | 371.5 | 371.5 | 486.5 | 486.5 | 205.5 | 205.5 | 361.5 | 361.5 | 473.5 | 473.5 | 804 | 65 | 474 | 534 | 436 | 398 | 315 | 178 | 191 | 609 | 314 | 532 | 466 | 358 | 524 | 434 | 157 | 587 | 559 | 267 | 155 | 522 | 404 | 4 | 379 | 175 | 364 | 486 | -40 | 545 | 116 | 713 | 400 | -99 | 237 |
Net Income
| 1,513 | 1,513 | 929.5 | 929.5 | 1,246 | 1,246 | 810 | 810 | 1,172 | 1,172 | 1,504.5 | 1,504.5 | 1,096.5 | 1,096.5 | 1,326.5 | 1,326.5 | 590.5 | 590.5 | 1,053 | 1,053 | 1,020.5 | 1,020.5 | 962.5 | 962.5 | 895.5 | 895.5 | 750.5 | 750.5 | 575 | 928 | 685 | 912 | 739 | 875 | -424 | 207 | 840 | 1,219 | 858 | 928 | 837 | 1,272 | 1,074 | 1,103 | 789 | 1,062 | 1,177 | 477 | 1,075 | 1,166 | 538 | 1,252 | 1,353 | 644 | 1,067 | 768 | 726 | 952 | 298 | 970 | 892 | 538 | 1,254 |
Net Income Ratio
| 0.091 | 0.091 | 0.043 | 0.043 | 0.08 | 0.08 | 0.053 | 0.053 | 0.083 | 0.083 | 0.086 | 0.086 | 0.063 | 0.063 | 0.073 | 0.073 | 0.052 | 0.052 | 0.064 | 0.064 | 0.052 | 0.052 | 0.099 | 0.099 | 0.064 | 0.064 | 0.045 | 0.045 | 0.041 | 0.054 | 0.043 | 0.045 | 0.043 | 0.063 | -0.021 | 0.022 | 0.099 | 0.053 | 0.043 | 0.052 | 0.046 | 0.075 | 0.054 | 0.062 | 0.059 | 0.05 | 0.062 | 0.026 | 0.083 | 0.058 | 0.03 | 0.181 | 0.094 | 0.046 | 0.055 | 0.04 | 0.076 | 0.049 | 0.016 | 0.04 | 0.049 | 0.055 | 0.094 |
EPS
| 10.41 | 10.41 | 6.38 | 6.38 | 8.48 | 8.48 | 5.41 | 5.41 | 7.84 | 7.84 | 10.01 | 10.01 | 7.32 | 7.32 | 8.81 | 8.81 | 3.95 | 3.95 | 7.01 | 7.01 | 6.85 | 6.84 | 6.43 | 6.43 | 5.99 | 5.99 | 4.97 | 4.97 | 3.83 | 6.2 | 4.59 | 6.11 | 4.95 | 5.86 | -2.85 | 1.39 | 5.64 | 8.21 | 5.8 | 6.52 | 5.73 | 8.64 | 7.28 | 7.47 | 5.35 | 7.22 | 6.72 | 4.57 | 7.41 | 7.8 | 3.7 | 8.49 | 9.11 | 4.39 | 7.12 | 5.2 | 4.86 | 6.46 | 7.18 | 6.69 | 10.03 | 3.83 | 9 |
EPS Diluted
| 10.41 | 10.41 | 6.38 | 6.38 | 8.48 | 8.48 | 5.41 | 5.41 | 7.84 | 7.84 | 10.01 | 10.01 | 7.32 | 7.32 | 8.82 | 8.82 | 3.95 | 3.95 | 7.01 | 7.01 | 6.85 | 6.84 | 6.43 | 6.43 | 5.99 | 5.99 | 4.96 | 4.96 | 3.81 | 6.19 | 4.55 | 6.07 | 4.92 | 5.85 | -2.84 | 1.38 | 5.6 | 8.14 | 5.7 | 6.48 | 5.71 | 8.61 | 7.27 | 7.44 | 5.33 | 7.2 | 6.69 | 4.55 | 7.38 | 7.75 | 3.67 | 8.43 | 9.04 | 4.35 | 7.06 | 5.15 | 4.82 | 6.41 | 7.13 | 6.65 | 9.96 | 3.81 | 8.92 |
EBITDA
| 31,515 | 15,709 | -5,725.5 | -5,725.5 | -218.5 | -218.5 | -268 | -268 | -200.5 | -200.5 | -243.5 | -243.5 | -195.5 | -195.5 | -124 | -124 | -165.5 | -165.5 | -210.5 | -210.5 | -256 | -256 | -159.5 | -159.5 | -183.5 | -183.5 | -233.5 | -233.5 | -237 | -97 | 1,010 | 1,382 | 1,119 | 1,136 | -12 | 271 | 955 | 1,673 | 1,635 | 1,287 | 1,118 | 1,479 | 1,620 | 1,328 | 834 | 1,389 | 1,687 | 496 | 1,641 | 2,075 | 827 | 1,153 | 1,595 | 675 | 1,366 | 1,134 | 569 | 1,405 | 115 | 1,507 | 1,071 | 892 | 942 |
EBITDA Ratio
| 1.888 | 0.941 | -0.263 | -0.263 | -0.014 | -0.014 | -0.018 | -0.018 | -0.014 | -0.014 | -0.014 | -0.014 | -0.011 | -0.011 | -0.007 | -0.007 | -0.015 | -0.015 | -0.013 | -0.013 | -0.013 | -0.013 | -0.016 | -0.016 | -0.013 | -0.013 | -0.014 | -0.014 | -0.017 | -0.006 | 0.063 | 0.068 | 0.065 | 0.082 | -0.001 | 0.029 | 0.113 | 0.073 | 0.083 | 0.071 | 0.061 | 0.088 | 0.081 | 0.075 | 0.063 | 0.066 | 0.089 | 0.027 | 0.126 | 0.103 | 0.046 | 0.167 | 0.111 | 0.049 | 0.07 | 0.059 | 0.06 | 0.072 | 0.006 | 0.062 | 0.059 | 0.092 | 0.071 |