Zurich Insurance Group AG
SIX:ZURN.SW
555.8 (CHF) • At close July 17, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) CHF.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||
| Net Income
| 5,814 | 4,351 | 4,603 | 5,202 | 3,834 | 4,147 | 3,716 | 3,004 | 3,211 | 1,842 | 3,895 | 4,028 | 3,878 | 3,792 | 3,513 | 3,236 | 3,116 | 5,708 | 4,625 | 3,330 | 2,587 | 2,120 | -3,430 | -215 | 2,328 | 3,264 |
| Depreciation & Amortization
| 911 | 852 | 804 | 849 | 911 | 967 | 898 | 936 | 781 | 1,200 | 1,012 | 1,198 | 1,085 | 996 | 1,086 | 892 | 654 | 515 | 460 | 447 | 695 | 793 | 1,674 | 894 | 907 | 540 |
| Deferred Income Tax
| 0 | -317 | -246 | -279 | -187 | -229 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,430 | -1,422 | -2,328 | -3,264 |
| Stock Based Compensation
| 0 | 0 | 246 | 279 | 187 | 229 | 215 | 157 | 98 | 111 | 202 | 50 | 140 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -14 | -106 | 113 | 149 |
| Change In Working Capital
| 16,030 | 8,657 | -12,757 | 15,674 | 7,910 | 18,387 | -9,587 | 13,027 | 12,959 | 8,166 | 17,708 | 8,341 | 8,506 | -79 | 795 | -831 | -1,630 | -1,542 | -1,416 | 15,884 | 10,135 | 5,370 | 6,614 | -874 | 2,824 | 3,674 |
| Accounts Receivables
| 0 | 0 | -2,055 | -2,059 | 609 | 718 | -1,103 | 581 | -1,238 | -69 | 913 | -1,260 | -953 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 16,030 | 8,657 | -10,702 | 17,733 | 7,301 | 17,669 | -8,465 | 12,421 | 14,335 | 7,998 | 16,934 | 8,752 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| -15,152 | -6,198 | 12,429 | -18,558 | -6,954 | -18,617 | 9,361 | -11,760 | -15,478 | -5,986 | -16,755 | -12,124 | -10,906 | -821 | -3,084 | -5,767 | 4,910 | -6,261 | -2,926 | -13,606 | -5,087 | 263 | -2,645 | 111 | -69 | -776 |
| Operating Cash Flow
| 7,603 | 7,345 | 5,079 | 3,167 | 5,701 | 4,884 | 4,388 | 5,207 | 1,473 | 5,222 | 5,860 | 1,443 | 2,563 | 3,888 | 2,310 | -2,470 | 7,050 | -1,580 | 743 | 6,055 | 8,330 | 8,546 | 5,629 | -1,612 | 3,775 | 3,587 |
| Investing Activities: | ||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -370 | -418 | -572 | -576 | -552 | -752 | -1,152 | -530 | -715 | -678 | -1,381 | -282 | -226 | -199 | -182 | -359 | -444 | -338 | -280 | 0 | 19 | 12 | 9 | -1,383 | -570 | -626 |
| Acquisitions Net
| -1,048 | -773 | -173 | -2,468 | -6 | -1,569 | -495 | -355 | -487 | 84 | 62 | -24 | -109 | -1,070 | -75 | -317 | -1,313 | -558 | 243 | 114 | 2,159 | 1,975 | -805 | 1,062 | -211 | 18 |
| Purchases Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 52 | 0 | 91 | 0 | 0 | 0 | -116,781 | -113,401 | -114,921 | -106,924 | -91,589 | -69,915 | -94,032 |
| Sales Maturities Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 42 | 2 | 6 | 0 | 0 | 0 | 114,356 | 108,332 | 112,384 | 98,259 | 92,226 | 67,637 | 90,827 |
| Other Investing Activites
| 14 | 59 | 54 | 158 | 62 | 115 | 295 | 29 | 60 | 68 | 86 | 67 | 101 | -1 | 120 | -2 | 315 | 279 | 91 | -1,285 | -4,442 | -2,265 | 3,370 | 121 | -3,844 | -1,321 |
| Investing Cash Flow
| -1,404 | -1,132 | -691 | -2,886 | -496 | -2,206 | -1,352 | -856 | -1,142 | -526 | -1,233 | -239 | -234 | -1,176 | -135 | -581 | -1,442 | -617 | 54 | -3,596 | -7,333 | -2,815 | -6,091 | 437 | -6,903 | -5,134 |
| Financing Activities: | ||||||||||||||||||||||||||
| Debt Repayment
| -389 | -863 | -736 | 1,697 | 774 | -165 | 1,513 | -1,049 | 1,414 | -725 | -34 | -403 | 260 | 782 | -273 | 2,577 | 490 | 322 | -281 | 2,302 | -1,014 | -1,113 | 645 | 1,737 | 3,290 | -5,524 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 2 | 71 | 57 | 65 | 154 | 59 | 126 | 90 | 95 | 1,296 | 2,420 | 0 | 311 | 0 | 0 | 0 | 10,542 | 0 | 0 | 0 |
| Common Stock Repurchased
| 0 | -2,023 | -770 | -455 | -214 | -101 | -957 | 0 | 0 | 0 | 0 | 0 | 0 | -476 | -61 | 0 | -124 | -1,669 | -802 | 0 | 0 | 0 | -1,657 | 0 | 0 | 0 |
| Dividends Paid
| -4,467 | -4,116 | -3,520 | -3,199 | -3,080 | -2,818 | -3,015 | -2,891 | -2,768 | -2,869 | -2,958 | -2,889 | -2,704 | -2,835 | -2,220 | -1,426 | -2,104 | -1,339 | -581 | -64 | -38 | -38 | -481 | -919 | -1,830 | -763 |
| Other Financing Activities
| -207 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | -35 | -403 | 0 | 0 | -476 | -1 | 1 | -937 | 0 | -1,181 | -1,385 | 658 | -297 | 1,328 | 2,430 | 2,565 | 8,272 |
| Financing Cash Flow
| -6,372 | -7,002 | -5,273 | -2,292 | -2,672 | -3,302 | -2,457 | -3,868 | -1,296 | -3,564 | -3,241 | -3,233 | -2,318 | -2,439 | -2,460 | 2,448 | -2,551 | -2,686 | -2,043 | 853 | -398 | -1,448 | 1,492 | 3,248 | 4,025 | 1,985 |
| Other Information: | ||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| -382 | 278 | -290 | -386 | 666 | 41 | -319 | 420 | -280 | -714 | -773 | -17 | 187 | 48 | -383 | 870 | -1,896 | 642 | 1,637 | -1,661 | 683 | 809 | 183 | 109 | -245 | -260 |
| Net Change In Cash
| -555 | -510 | -1,175 | -2,396 | 3,199 | -583 | 260 | 902 | -1,245 | 417 | 614 | -2,046 | 197 | 322 | -668 | 583 | -539 | -6,186 | -360 | 1,025 | 1,282 | 5,092 | 1,213 | 1,964 | 652 | 178 |
| Cash At End Of Period
| 7,090 | 7,645 | 8,155 | 9,330 | 11,726 | 8,527 | 9,110 | 8,850 | 7,948 | 9,193 | 8,776 | 8,162 | 10,359 | 10,048 | 15,721 | 17,471 | 16,397 | 16,936 | 23,122 | 23,482 | 16,959 | 13,536 | 8,444 | 7,231 | 5,278 | 4,626 |