Zurich Insurance Group AG
SIX:ZURN.SW
555.8 (CHF) • At close July 17, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) CHF.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | 2010 Q2 | 2010 Q1 | 2009 Q4 | 2009 Q3 | 2009 Q2 | 2009 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Income
| 1,513 | 1,513 | 929.5 | 929.5 | 1,246 | 1,246 | 810 | 810 | 1,172 | 1,172 | 1,504.5 | 1,504.5 | 1,096.5 | 1,096.5 | 1,326.5 | 1,326.5 | 590.5 | 590.5 | 1,053 | 1,053 | 1,020.5 | 1,020.5 | 962.5 | 962.5 | 895.5 | 895.5 | 750.5 | 750.5 | 575 | 928 | 685 | 913 | 738 | 875 | -424 | 207 | 840 | 1,219 | 858 | 928 | 837 | 1,272 | 1,074 | 1,103 | 789 | 1,062 | 1,177 | 483 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation & Amortization
| 198.5 | 198.5 | 205.5 | 131 | 116 | 116 | 26.5 | 26.5 | 187 | 187 | 123.5 | 123.5 | 124 | 124 | 121 | 121 | 116 | 116 | 144 | 144 | 141 | 141 | 110 | 110 | 93 | 93 | 99 | 99 | 0 | 0 | 183 | 212 | 204 | 182 | 491 | 213 | 299 | 197 | 242 | 256 | 290 | 224 | 499 | 225 | 226 | 248 | 346 | 233 | 257 | 249 | 280 | 273 | 241 | 202 | 337 | 315 | 215 | 219 | 266 | 270 | 159 | 197 |
| Deferred Income Tax
| 0 | 0 | 0 | 0 | 0 | 0 | -574 | -574 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 0 | 0 | 158.5 | 158.5 | 0 | 0 | 123 | 123 | 0 | 0 | 139.5 | 139.5 | 0 | 0 | 93.5 | 93.5 | 0 | 0 | 114.5 | 114.5 | 0 | 0 | 107.5 | 107.5 | 0 | 0 | 78.5 | 78.5 | 0 | 0 | 98 | 0 | 0 | 0 | 111 | 0 | 0 | 0 | 202 | 0 | 0 | 0 | 50 | 0 | 0 | 0 | 140 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 5,048.5 | 5,048.5 | 986 | 986 | 3,520 | 3,520 | 1,101 | 1,101 | -7,500.5 | -7,500.5 | 3,564 | 3,564 | 3,965.5 | 3,965.5 | 4,108 | 4,108 | -29 | -29 | 2,843.5 | 2,843.5 | 6,530.5 | 6,530.5 | -4,392.5 | -4,392.5 | -391.5 | -391.5 | 3,527 | 3,527 | 0 | 0 | 1,224 | 6,281 | 3,639 | 1,815 | 5,219 | -3,063 | -5,480 | 11,490 | 7,352 | 3,781 | 3,299 | 3,276 | 1,753 | 1,993 | -2,403 | 6,998 | 9,504 | -879 | 1,076 | -1,195 | 465 | 514 | 921 | -1,979 | -289 | 309 | 1,463 | -688 | -2,101 | -1,485 | 2,255 | 500 |
| Accounts Receivables
| 706 | 706 | -799 | -799 | 386.5 | 386.5 | -377.5 | -377.5 | -125.5 | -125.5 | 206 | 206 | -1,235.5 | -1,235.5 | 533 | 533 | -228.5 | -228.5 | 862.5 | 862.5 | -503.5 | -503.5 | 290 | 290 | -841.5 | -841.5 | 804 | 804 | 0 | 0 | -1,549 | 457 | -822 | 676 | 40 | 670 | -631 | -148 | 598 | 73 | -46 | 288 | -960 | 106 | -216 | -190 | -313 | -739 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 4,342.5 | 4,342.5 | 1,785 | 1,785 | 3,133.5 | 3,133.5 | 1,478.5 | 1,478.5 | -7,375 | -7,375 | 3,358 | 3,358 | 5,201 | 5,201 | 3,575 | 3,575 | 199.5 | 199.5 | 1,981 | 1,981 | 7,034 | 7,034 | -4,682.5 | -4,682.5 | 450 | 450 | 2,723 | 2,723 | 0 | 0 | 2,911 | 5,679 | 4,507 | 1,238 | 4,942 | -3,484 | -4,819 | 11,359 | 6,893 | 3,625 | 3,775 | 2,641 | 2,705 | 1,428 | -2,638 | 7,257 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| -4,388 | -4,388 | -707 | -632.5 | -2,782 | -2,782 | -950 | -950 | 7,552 | 7,552 | -4,370 | -4,370 | -4,564 | -4,564 | -4,284 | -4,284 | 808 | 808 | -2,876.5 | -2,876.5 | -6,528.5 | -6,528.5 | 5,003 | 5,003 | -193.5 | -193.5 | -3,144.5 | -3,144.5 | -575 | -928 | -2,306 | -7,579 | -4,917 | -676 | -4,705 | 3,091 | 4,575 | -8,947 | -8,204 | -4,184 | -3,794 | -573 | -3,637 | -3,249 | 3,379 | -8,617 | -10,086 | -104 | 266 | 1,236 | -1,291 | 457 | 786 | 3,019 | -120 | -808 | -1,743 | 3,100 | 732 | -1,613 | -382 | -1,268 |
| Operating Cash Flow
| 2,372 | 2,372 | 1,572.5 | 1,572.5 | 2,100 | 2,100 | 1,110.5 | 1,110.5 | 1,410.5 | 1,410.5 | 961.5 | 961.5 | 622 | 622 | 1,365 | 1,365 | 1,485.5 | 1,485.5 | 1,278.5 | 1,278.5 | 1,163.5 | 1,163.5 | 1,790.5 | 1,790.5 | 403.5 | 403.5 | 1,310.5 | 1,310.5 | 0 | 0 | -214 | -173 | -336 | 2,196 | 581 | 448 | 234 | 3,959 | 248 | 781 | 632 | 4,199 | -311 | 72 | 1,991 | -309 | 941 | -267 | 1,599 | 290 | -546 | 1,244 | 1,948 | 1,242 | -72 | -184 | -65 | 2,631 | -1,103 | -2,828 | 2,032 | -571 |
| Investing Activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -78 | -78 | -121.5 | -121.5 | -87.5 | -87.5 | -141.5 | -141.5 | -126 | -126 | -150 | -150 | -138 | -138 | -135.5 | -135.5 | -140.5 | -140.5 | -189 | -189 | -187 | -187 | -447 | -447 | -129 | -129 | -144.5 | -144.5 | 0 | 0 | -274 | -174 | -144 | -123 | -247 | -154 | -151 | -126 | -606 | -235 | -485 | -55 | -86 | -109 | -52 | -35 | -94 | -40 | -41 | -51 | -28 | -41 | -66 | -64 | -44 | -49 | -33 | -56 | -183 | -31 | -62 | -83 |
| Acquisitions Net
| -329 | -329 | -367 | -367 | 0 | 0 | -164 | -164 | 0 | 0 | -1 | -1 | -1,222 | -1,222 | -7 | -7 | -6 | -6 | -215 | -215 | -621 | -621 | -218.5 | -218.5 | -14 | -14 | -28 | -28 | 0 | 0 | 188 | 2 | -102 | -575 | 8 | 76 | 0 | 0 | -87 | 0 | 0 | 0 | 0 | -24 | 0 | 0 | 2 | -115 | -91 | 95 | -971 | -110 | 11 | 0 | -49 | -56 | -2 | 32 | -4 | -306 | 3 | -10 |
| Purchases Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 39 | 0 | 0 | 10 |
| Sales Maturities Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 37 | 4 | 1 | 0 | -1 | 1 | 0 | 2 | 4 | 0 | 0 | 2 |
| Other Investing Activites
| 12 | 12 | -12 | -12 | 22 | 22 | 99 | 99 | 5.5 | 5.5 | 67.5 | 67.5 | 0.5 | 0.5 | 35 | 35 | 6 | 6 | 46.5 | 46.5 | 62.5 | 62.5 | 140.5 | 140.5 | -8 | -8 | 13 | 13 | 0 | 0 | 10 | 6 | 38 | 6 | 13 | 32 | 19 | 4 | 35 | 16 | 171 | 13 | 18 | 18 | 10 | 21 | 40 | 27 | 27 | 6 | -12 | 33 | 15 | 15 | 37 | 52 | 10 | 21 | 36 | 14 | 30 | 9 |
| Investing Cash Flow
| -395 | -395 | -500.5 | -500.5 | -65.5 | -65.5 | -206.5 | -206.5 | -120.5 | -120.5 | -83.5 | -83.5 | -1,359.5 | -1,359.5 | -107.5 | -107.5 | -140.5 | -140.5 | -357.5 | -357.5 | -745.5 | -745.5 | -525 | -525 | -151 | -151 | -159.5 | -159.5 | 0 | 0 | -76 | -166 | -208 | -692 | -226 | -46 | -132 | -122 | -658 | -219 | -314 | -42 | -68 | -115 | -42 | -14 | -52 | -127 | -105 | 50 | -974 | -114 | -39 | -49 | -57 | -52 | -25 | -1 | -147 | -323 | -29 | -82 |
| Financing Activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Debt Repayment
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 974 | 866 | 1,207 | -657 | -48 | 0 | 0 | -41 | -163 | 0 | 0 | -686 | -634 | 0 | 917 | -15 | -300 | 75 | 500 | 910 | -677 | 15 | 534 | -165 | 124 | 184 | 0 | 11 | 754 | 1,905 | -93 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 22 | 1 | 14 | 20 | 1 | 4 | 17 | 43 | 38 | 27 | 43 | 46 | 5 | 3 | 25 | 26 | 17 | 10 | 26 | 73 | -8 | 25 | 47 | 46 | 21 | 23 | 8 | 43 | 11 | 121 | 797 | 0 |
| Common Stock Repurchased
| -48 | -48 | -236 | -236 | -775.5 | -775.5 | -275 | -275 | -110 | -110 | -131 | -131 | -96.5 | -96.5 | 0 | 0 | -107 | -107 | -50.5 | -50.5 | 0 | 0 | -24.5 | -24.5 | -454 | -454 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -326 | -150 | 0 | -31 | -38 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -2,078 | -2,078 | 0 | 0 | -1,938.5 | -1,938.5 | -1 | 0 | -1,760.5 | -1,760.5 | -71 | 0 | -1,635 | -1,635 | -3 | 0 | -1,541.5 | -1,541.5 | -43 | 0 | -1,430.5 | -1,430.5 | -7 | 0 | -1,406 | -1,406 | -169 | -169 | 0 | 0 | -125 | 0 | -2,643 | 0 | -114 | -26 | -2,727 | -2 | -45 | -51 | -2,838 | -24 | -72 | -70 | -2,747 | 0 | -12 | -25 | 0 | 0 | -28 | -118 | 0 | 0 | -5 | -1 | 0 | 0 | -4 | -9 | -1,401 | -12 |
| Other Financing Activities
| -98 | -98 | -489 | -489 | -62 | -62 | -167.5 | -166.5 | -324.5 | -324.5 | -43.5 | 27.5 | 689 | 689 | -621.5 | -618.5 | 931 | 931 | -650.5 | -607.5 | 437.5 | 437.5 | 267.5 | 260.5 | 395.5 | 395.5 | -271 | -271 | 0 | 0 | -27 | 1 | -4,249 | 0 | -1 | -34 | -20 | -2 | 8 | 3 | -201 | -24 | 0 | 0 | -2,747 | 0 | 0 | 0 | -2,716 | -1 | -1 | -20 | -3,049 | -151 | 69 | -1 | -2,215 | 0 | 61 | -146 | 339 | 1 |
| Financing Cash Flow
| -2,224 | -2,224 | -725 | -725 | -2,776 | -2,776 | -441.5 | -441.5 | -2,195 | -2,195 | -103.5 | -103.5 | -1,042.5 | -1,042.5 | -618.5 | -618.5 | -717.5 | -717.5 | -658 | -658 | -993 | -993 | 236 | 236 | -1,464.5 | -1,464.5 | -440 | -440 | 0 | 0 | -130 | 976 | -3,369 | 1,227 | -771 | -104 | -2,730 | 41 | -40 | -184 | -3,039 | 22 | -753 | -701 | -2,722 | 943 | -10 | -265 | -2,615 | 572 | 929 | -790 | -3,007 | 429 | -141 | 82 | -2,444 | 43 | 79 | 720 | 1,753 | -104 |
| Other Information: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| -126 | -126 | 83.5 | 83.5 | 55.5 | 55.5 | 76 | 76 | -221 | -221 | -62.5 | -62.5 | -130.5 | -130.5 | 345.5 | 345.5 | -12.5 | -12.5 | 24 | 24 | -3.5 | -3.5 | -75.5 | -75.5 | -84 | -84 | 57 | 57 | 0 | 0 | -308 | -3 | -298 | 329 | -151 | -425 | 277 | -415 | -271 | -529 | -39 | 66 | 39 | 275 | 4 | -335 | 126 | 126 | -344 | 279 | -184 | -602 | 379 | 455 | 44 | 1,051 | -724 | -754 | -7 | 199 | 1,195 | -517 |
| Net Change In Cash
| -373 | -373 | 430.5 | 430.5 | -686 | -686 | 538.5 | 538 | -1,126 | -1,126 | 712 | 712 | -1,910.5 | -1,910.5 | 984.5 | 984.5 | 615 | 615 | 287 | 287 | -578.5 | -578.5 | 1,426 | 1,426 | -1,296 | -1,296 | 768 | 768 | 0 | 0 | -727 | 633 | -4,211 | 3,060 | -569 | -127 | -2,350 | 3,463 | -721 | -150 | -2,761 | 4,246 | -1,092 | -470 | -769 | 285 | 1,003 | -417 | -1,466 | 1,191 | -773 | -263 | -719 | 2,077 | -226 | 308 | -3,258 | 1,919 | 1,018 | -3,936 | 4,952 | -1,274 |
| Cash At End Of Period
| -373 | -373 | 430.5 | 430.5 | -686 | -686 | 538 | 7,617 | 7,079 | -1,126 | 712 | 8,617 | 7,905 | -1,910.5 | 984.5 | 10,741.5 | 9,757 | 615 | 287 | 8,241 | 7,954 | -578.5 | 1,426 | 7,684 | 6,258 | -1,296 | 768 | 768 | 0 | 7,948 | 7,948 | 8,675 | 8,042 | 12,253 | 9,193 | 9,762 | 9,889 | 12,239 | 8,776 | 9,497 | 9,647 | 12,408 | 8,162 | 9,254 | 9,724 | 10,493 | 10,359 | 9,356 | 9,773 | 11,239 | 10,048 | 10,821 | 11,084 | 11,803 | 15,721 | 15,947 | 15,639 | 18,897 | 17,471 | 16,453 | 20,389 | 15,437 |