Zions Bancorporation, National Association
NASDAQ:ZION
51.44 (USD) • At close November 1, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 4,628 | 3,337 | 2,911 | 2,789 | 2,834 | 2,782 | 2,609 | 2,382.957 | 2,092.38 | 2,188.633 | 2,033.735 | 2,151.81 | 2,254.369 | 2,215.433 | 2,532.447 | 2,162.338 | 2,294.296 | 2,315.933 | 1,800.193 | 1,592.359 | 1,585.589 | 1,411.956 | 1,368.495 | 1,092.453 | 1,008 | 744.5 | 495 | 371.4 | 313.7 | 271.8 | 234.9 | 205.9 | 190.4 | 178.3 | 159.1 | 0 | 0 | 0 | 0 | 107 | 101.8 |
| Cost of Revenue
| 1,923 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 47.582 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 2,705 | 3,337 | 2,911 | 2,789 | 2,834 | 2,782 | 2,609 | 2,382.957 | 2,092.38 | 2,188.633 | 2,033.735 | 2,151.81 | 2,254.369 | 2,167.851 | 2,532.447 | 2,162.338 | 2,294.296 | 2,315.933 | 1,800.193 | 1,592.359 | 1,585.589 | 1,411.956 | 1,368.495 | 1,092.453 | 1,008 | 744.5 | 495 | 371.4 | 313.7 | 271.8 | 234.9 | 205.9 | 190.4 | 178.3 | 159.1 | 0 | 0 | 0 | 0 | 107 | 101.8 |
| Gross Profit Ratio
| 0.584 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.979 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 1,354 | 1,285 | 1,152 | 1,112 | 1,166 | 1,120 | 1,064 | 1,022.206 | 1,007.134 | 988.602 | 950.937 | 929.062 | 938.211 | 879.148 | 951.359 | 847.956 | 836.396 | 784.755 | 573.902 | 531.303 | 491.563 | 478.028 | 441.45 | 349.293 | 346.7 | 249.6 | 160 | 118.1 | 103 | 93.3 | 79.2 | 66 | 58.5 | 56.3 | 49.2 | 0 | 0 | 0 | 0 | 79.3 | 71.1 |
| Selling & Marketing Expenses
| 46 | 39 | 19 | 19 | 19 | 26 | 22 | 22.143 | 25.314 | 25.1 | 23.362 | 25.72 | 27.164 | 24.82 | 22.982 | 30.731 | 26.92 | 26.465 | 21.364 | 19.747 | 18.212 | 20.577 | 22.784 | 25.416 | 18.5 | 11.9 | 7.4 | 5.3 | 5.2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 1,400 | 1,324 | 1,171 | 1,131 | 1,185 | 1,146 | 1,086 | 1,044.349 | 1,032.448 | 1,013.702 | 974.299 | 954.782 | 965.375 | 903.968 | 974.341 | 878.687 | 863.316 | 811.22 | 595.266 | 551.05 | 509.775 | 498.605 | 464.234 | 374.709 | 365.2 | 261.5 | 167.4 | 123.4 | 108.2 | 93.3 | 79.2 | 66 | 58.5 | 56.3 | 49.2 | 0 | 0 | 0 | 0 | 79.3 | 71.1 |
| Other Expenses
| -522 | -1,285 | -2,636 | -3,248 | -2,966 | -2,534 | -208 | -240.878 | 0 | 0 | 0 | 0 | 33.683 | 85.355 | 280.463 | -2,241.367 | -1,104.756 | -1,172.681 | -1,103.014 | -1,186.654 | -1,239.896 | -1,065.804 | -749.746 | -402.987 | -451.8 | -356 | -144.3 | -122.8 | -96.1 | -115 | -125.5 | -93.1 | -52.7 | -30.3 | -23.6 | -17.9 | -14.4 | 20.6 | 28.2 | 175.8 | 143.1 |
| Operating Expenses
| 522 | 39 | -1,465 | -2,117 | -1,781 | -1,388 | 22 | 22.143 | 25.314 | 25.1 | 23.362 | 25.72 | 27.164 | 24.82 | 1,254.804 | -1,362.68 | -241.44 | -361.461 | -507.748 | -635.604 | -730.121 | -567.199 | -285.512 | -28.278 | -86.6 | -94.5 | 23.1 | 0.6 | 12.1 | -21.7 | -46.3 | -27.1 | 5.8 | 26 | 25.6 | -17.9 | -14.4 | 20.6 | 28.2 | 255.1 | 214.2 |
| Operating Income
| 1,152 | 1,337 | 1,446 | 672 | 1,053 | 1,394 | 1,063 | 791.874 | 570.07 | 794.421 | 651.845 | 849.714 | 954.783 | 540.146 | -818.294 | 799.658 | 2,052.856 | 1,954.472 | 1,292.445 | 956.755 | 855.468 | 844.757 | 1,082.983 | 1,064.175 | 921.4 | 650 | 518.1 | 372 | 325.8 | 250.1 | 188.6 | 178.8 | 196.2 | 204.3 | 184.7 | -17.9 | -14.4 | 20.6 | 28.2 | 27.6 | 30.8 |
| Operating Income Ratio
| 0.249 | 0.401 | 0.497 | 0.241 | 0.372 | 0.501 | 0.407 | 0.332 | 0.272 | 0.363 | 0.321 | 0.395 | 0.424 | 0.244 | -0.323 | 0.37 | 0.895 | 0.844 | 0.718 | 0.601 | 0.54 | 0.598 | 0.791 | 0.974 | 0.914 | 0.873 | 1.047 | 1.002 | 1.039 | 0.92 | 0.803 | 0.868 | 1.03 | 1.146 | 1.161 | 0 | 0 | 0 | 0 | 0.258 | 0.303 |
| Total Other Income Expenses Net
| 886 | -185 | 1,446 | 672 | 1,053 | -251 | -127 | -86.966 | -118.211 | -172.998 | -245.413 | -308.148 | -433.51 | -943.314 | -804.726 | -1,114.356 | -1,315.358 | -1,041.548 | -548.906 | -330.642 | -302.124 | -359.948 | -635.004 | -822.805 | -617.8 | -432.3 | -330.5 | -218.5 | -203.5 | -155.4 | -112.5 | -114.2 | -154.1 | -166.1 | -165.7 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 886 | 1,152 | 1,446 | 672 | 1,053 | 1,143 | 936 | 704.908 | 451.859 | 621.423 | 406.432 | 541.566 | 521.273 | -403.168 | -1,623.02 | -314.698 | 737.498 | 912.924 | 743.539 | 626.113 | 553.344 | 484.809 | 447.979 | 241.37 | 303.6 | 217.7 | 187.6 | 153.5 | 122.3 | 94.7 | 76.1 | 64.6 | 42.1 | 38.2 | 19 | 0 | 0 | 0 | 0 | 27.6 | 30.8 |
| Income Before Tax Ratio
| 0.191 | 0.345 | 0.497 | 0.241 | 0.372 | 0.411 | 0.359 | 0.296 | 0.216 | 0.284 | 0.2 | 0.252 | 0.231 | -0.182 | -0.641 | -0.146 | 0.321 | 0.394 | 0.413 | 0.393 | 0.349 | 0.343 | 0.327 | 0.221 | 0.301 | 0.292 | 0.379 | 0.413 | 0.39 | 0.348 | 0.324 | 0.314 | 0.221 | 0.214 | 0.119 | 0 | 0 | 0 | 0 | 0.258 | 0.303 |
| Income Tax Expense
| 206 | 245 | 317 | 133 | 237 | 259 | 344 | 235.858 | 142.388 | 222.961 | 142.977 | 193.416 | 198.583 | -106.819 | -401.343 | -43.365 | 235.737 | 317.95 | 263.418 | 220.126 | 213.751 | 167.702 | 157.8 | 79.661 | 109.5 | 70.9 | 65.2 | 52.1 | 41 | 30.9 | 24.7 | 21.2 | 13 | 11.6 | 5.1 | 0 | 14.4 | -20.6 | -28.2 | 2.6 | 6.3 |
| Net Income
| 680 | 907 | 1,129 | 539 | 816 | 884 | 592 | 469.05 | 309.471 | 404.907 | 263.791 | 349.516 | 323.804 | -292.728 | -1,216.111 | -266.269 | 493.745 | 583.125 | 480.121 | 405.987 | 337.823 | 256.278 | 283.02 | 161.709 | 194.1 | 146.8 | 122.4 | 101.4 | 81.3 | 63.8 | 53 | 43.4 | 29.1 | 26.6 | 17.7 | -17.9 | -14.4 | 20.6 | 28.2 | 25 | 24.5 |
| Net Income Ratio
| 0.147 | 0.272 | 0.388 | 0.193 | 0.288 | 0.318 | 0.227 | 0.197 | 0.148 | 0.185 | 0.13 | 0.162 | 0.144 | -0.132 | -0.48 | -0.123 | 0.215 | 0.252 | 0.267 | 0.255 | 0.213 | 0.182 | 0.207 | 0.148 | 0.193 | 0.197 | 0.247 | 0.273 | 0.259 | 0.235 | 0.226 | 0.211 | 0.153 | 0.149 | 0.111 | 0 | 0 | 0 | 0 | 0.234 | 0.241 |
| EPS
| 4.35 | 5.8 | 6.8 | 3.06 | 4.41 | 4.28 | 2.71 | 2 | 1.2 | 1.72 | 1.58 | 0.97 | 0.83 | -1.76 | -9.77 | -2.44 | 4.47 | 5.46 | 5.27 | 4.53 | 3.75 | 2.8 | 3.1 | 1.87 | 2.29 | 1.77 | 1.88 | 1.7 | 1.39 | 1.09 | 1.06 | 0.88 | 0.6 | 0.56 | 0.38 | -0.38 | -0.32 | 0.45 | 0.63 | 0.55 | 0.54 |
| EPS Diluted
| 4.35 | 5.79 | 6.79 | 3.03 | 4.16 | 4.28 | 2.6 | 1.99 | 1.2 | 1.71 | 1.58 | 0.97 | 0.83 | -1.76 | -9.77 | -2.44 | 4.42 | 5.36 | 5.16 | 4.47 | 3.72 | 2.78 | 3.07 | 1.86 | 2.26 | 1.75 | 1.84 | 1.68 | 1.37 | 1.09 | 1.05 | 0.88 | 0.6 | 0.56 | 0.38 | -0.38 | -0.32 | 0.45 | 0.61 | 0.55 | 0.54 |
| EBITDA
| 1,152 | 1,447 | 1,432 | 758 | 1,241 | 1,587 | 1,242 | 914.96 | 721.158 | 923.069 | 782.461 | 1,064.331 | 1,254.731 | 565.663 | -786.62 | 832.82 | 2,177.829 | 2,088.243 | 1,393.112 | 1,051.532 | 950.004 | 931.85 | 1,202.597 | 1,179.147 | 1,012 | 702.1 | 549.6 | 393.9 | 343.9 | 267.8 | 205.6 | 194.6 | 201.5 | 209.7 | 190.1 | -5.5 | -14.4 | 20.6 | 28.2 | 203.4 | 173.9 |
| EBITDA Ratio
| 0.249 | 0.434 | 0.492 | 0.272 | 0.438 | 0.57 | 0.476 | 0.384 | 0.345 | 0.422 | 0.385 | 0.495 | 0.557 | 0.255 | -0.311 | 0.385 | 0.949 | 0.902 | 0.774 | 0.66 | 0.599 | 0.66 | 0.879 | 1.079 | 1.004 | 0.943 | 1.11 | 1.061 | 1.096 | 0.985 | 0.875 | 0.945 | 1.058 | 1.176 | 1.195 | 0 | 0 | 0 | 0 | 1.901 | 1.708 |