Zions Bancorporation, National Association
NASDAQ:ZION
51.94 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||||||||||
| Net Income
| 784 | 674 | 907 | 1,129 | 539 | 816 | 884 | 592 | 469.05 | 309.471 | 398.462 | 263.455 | 348.15 | 322.69 | -296.349 | -1,221.677 | -271.333 | 493.745 | 583.125 | 480.121 | 405.987 | 337.823 | 256.278 | 283.02 | 161.709 | 194.1 | 143.4 | 131.4 | 120.4 | 82.4 | 63.8 | 51.4 | 43.4 | 29.1 | 26.6 | 13.9 | -17.9 |
| Depreciation & Amortization
| 124 | 140 | 110 | -14 | 86 | 188 | 193 | 179 | 123.086 | 86 | 57.691 | 130.616 | 185.185 | 240.485 | 372.754 | 213.04 | 140.201 | 124.973 | 125.048 | 100.667 | 94.777 | 94.536 | 87.093 | 119.614 | 114.972 | 90.6 | 80.4 | 34.3 | 26.9 | 18.6 | 17.7 | 17 | 15.8 | 5.3 | 5.4 | 5.4 | 12.4 |
| Deferred Income Tax
| -7 | -9 | -43 | 32 | -58 | -2 | 0 | 154 | -8 | -30 | 25.938 | -60.117 | 9.788 | 115.604 | -28.665 | -15.071 | -231.241 | -158.702 | 9.368 | -32.362 | -21.914 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 33 | 33 | 30 | 28 | 26 | 27 | 26 | 25 | 26 | 25 | 0 | 28.052 | 31.533 | 0 | 0 | 29.789 | 31.85 | 28.274 | 24.358 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 177 | -148 | 390 | -158 | -259 | -353 | 139 | 4 | -75 | -57 | -5.755 | 322.392 | 79.749 | 232.052 | 414.381 | -551.751 | 188.556 | 87.146 | 257.405 | 157.884 | 178.548 | -91.81 | -14.605 | 7.107 | 6.973 | -10.5 | 25.5 | -15.9 | -5.2 | -4.8 | -22.5 | -20 | -7.9 | 10.4 | 5.5 | 2.8 | 43.5 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 56.807 | 34.288 | -7.521 | -42.498 | -22.922 | -12.89 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -26.508 | -10.765 | -3.576 | 31.02 | 10.085 | 1.469 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 177 | -148 | 390 | -158 | -259 | -353 | 139 | 4 | -75 | -57 | -5.755 | 322.392 | 79.749 | 232.052 | 414.381 | -582.05 | 165.033 | 98.243 | 268.883 | 170.721 | 189.969 | -91.81 | -14.605 | 7.107 | 6.973 | -10.5 | 25.5 | -15.9 | -5.2 | -4.8 | -22.5 | -20 | -7.9 | 10.4 | 5.5 | 2.8 | 43.5 |
| Other Non Cash Items
| 37 | 189 | 76 | -388 | 385 | 21 | -66 | -26 | 61 | 131 | -95.995 | 178.761 | 113.323 | 157.917 | 1,009.509 | 2,603.172 | 1,326.509 | 157.464 | 39.978 | 47.884 | 4.974 | 99.638 | -52.701 | 433.636 | 65.533 | -272.8 | -260.9 | -119.7 | -7.3 | 114.5 | -111.6 | 74.1 | -73.3 | 1.5 | 41.9 | 31.5 | 2.7 |
| Operating Cash Flow
| 1,148 | 885 | 1,470 | 629 | 719 | 697 | 1,176 | 928 | 596.067 | 464 | 380.341 | 835.107 | 736.195 | 1,068.748 | 1,460.994 | 1,057.898 | 1,173.949 | 732.9 | 1,046.987 | 754.194 | 662.372 | 440.187 | 276.065 | 843.377 | 349.187 | 1.4 | -11.6 | 30.1 | 134.8 | 210.2 | -52.6 | 122.5 | -22 | 46.3 | 79.4 | 53.6 | 40.7 |
| Investing Activities: | |||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -97 | -113 | -190 | -206 | -171 | -117 | -129 | -169 | -196 | -157 | -175.799 | -88.58 | -68.894 | -77.669 | -79.071 | -97.135 | -102.016 | -103.223 | -122.432 | -67.995 | -72.289 | -83.272 | -97.821 | -91.924 | -82.288 | -93.8 | -75.5 | -42 | -32.8 | -18 | -12.4 | -13.7 | -9.7 | -5.3 | -6.4 | -5 | -4.2 |
| Acquisitions Net
| 0 | 0 | 318 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.786 | -19.901 | 0 | 21.149 | 452.192 | 688.94 | 45.432 | -13.145 | -189.718 | -16.67 | 0 | 9.69 | 209.509 | 11.886 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -2,893 | -707 | -6,526 | -19,486 | -12,192 | -2,073 | -4,076 | -5,040 | -5,026 | -5,574 | -2,064.295 | -1,481.032 | -2,650.102 | -3,909.053 | -5,778.894 | -1,948.613 | -4,348.902 | -5,507.463 | -2,937.867 | -1,480.826 | -2,582.854 | -8,178.273 | -12,110.941 | -9,097.053 | -2,106.39 | -2,012 | -4,309.4 | -2,330.5 | -1,104.5 | -1,056.4 | -646.8 | -464.9 | -353.5 | -305.7 | -304.8 | -18,527.5 | 0 |
| Sales Maturities Of Investments
| 3,065 | 5,308 | 12,404 | 5,268 | 4,804 | 4,520 | 3,436 | 3,409 | 3,861 | 3,640.964 | 1,887.731 | 1,531.984 | 1,340.325 | 2,328.181 | 1,268.473 | 3,402.83 | 3,983.438 | 4,326.233 | 3,435.913 | 1,703.601 | 2,360.291 | 7,010.622 | 11,942.828 | 10,054.042 | 2,261.152 | 1,660.5 | 5,189.7 | 1,427.5 | 852.7 | 792.6 | 689.7 | 1,221.3 | 304.6 | 269.3 | 186 | 18,919 | 0 |
| Other Investing Activites
| -1,702 | -2,118 | -4,601 | 2,845 | -4,645 | -1,955 | -1,937 | -2,119 | -2,075 | -520 | -916.199 | -1,317.757 | -480.97 | -786.177 | 2,642.646 | 1,838.499 | -3,301.399 | -3,817.272 | -4,593.772 | -2,396.61 | -2,864.629 | -891.437 | -1,766.183 | -1,460.598 | -1,463.461 | -1,409.1 | -1,343.9 | -518.9 | -711.1 | -380.4 | 44.4 | -655 | 13.7 | -111.8 | -611.9 | -378.9 | 62.7 |
| Investing Cash Flow
| -1,640 | 2,370 | 1,405 | -11,579 | -12,204 | 375 | -2,706 | -3,919 | -3,436 | -2,579 | -1,268.562 | -1,352.995 | -1,879.542 | -2,464.125 | -1,936.333 | 3,642.867 | -3,082.857 | -5,056.293 | -4,231.303 | -2,431.548 | -3,176.151 | -2,142.36 | -2,022.427 | -386.024 | -1,379.101 | -1,854.4 | -539.1 | -1,463.9 | -995.7 | -662.2 | 74.9 | 87.7 | -44.9 | -153.5 | -737.1 | 7.6 | 58.5 |
| Financing Activities: | |||||||||||||||||||||||||||||||||||||
| Debt Repayment
| -139 | -6,166 | 9,224 | -955 | -910 | -2,608 | 1,012 | 3,996 | 200 | -185 | -1,319.4 | -197.988 | 14.455 | -111.139 | 57.314 | -2,948.382 | -3,637.275 | 3,755.178 | 949.435 | -337.04 | -175.971 | 1,144.866 | -260.554 | -1,504.825 | 468.004 | 2,248.1 | -80.1 | 518.7 | 344.3 | 233.3 | -205.2 | -363.2 | 2.3 | -59.8 | 371.5 | -49.8 | 0 |
| Common Stock Issued
| 10 | 3 | 9 | 21 | 8 | 14 | 20 | 25 | 25.072 | 22 | 526.438 | 794.143 | 143.24 | 25.686 | 977.145 | 464.11 | 354.302 | 59.473 | 79.511 | 90.8 | 82.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| -410 | -51 | -202 | -926 | -76 | -1,102 | -672 | -465 | -223 | -183 | -5.589 | 0 | 0 | 0 | 0 | -47.166 | -2.881 | -322.025 | -26.483 | -82.211 | -104.881 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -289 | -282 | -269 | -261 | -259 | -260 | -236 | -129 | -108 | -108 | -96.13 | -119.66 | -133.581 | -156.135 | -109.316 | -96.271 | -195.679 | -195.65 | -160.821 | -130.3 | -114.6 | -91.887 | -73.241 | -73.899 | -76.762 | -56.9 | -41.6 | -29 | -26.2 | -20.6 | -17.3 | -12.2 | -9.2 | -8.7 | -8.6 | -8.5 | 0 |
| Other Financing Activities
| 881 | 3,300 | -11,575 | 12,997 | 12,560 | 2,975 | 1,472 | -769 | 2,759.358 | 2,349.969 | 1,446.364 | -626.827 | 1,736.79 | 1,937.189 | -906.503 | -2,224.635 | 5,001.344 | 942.762 | 2,583.617 | 2,995.165 | 2,558.628 | 735.404 | 2,285.152 | 1,083.392 | 784.806 | -365.7 | 782.4 | 1,286.8 | 595.1 | 352.3 | 177.9 | 198.2 | 106.3 | 120.4 | 259.2 | 43.2 | -90 |
| Financing Cash Flow
| 427 | -3,196 | -2,813 | 11,002 | 11,323 | -981 | 1,596 | 2,802 | 2,779.195 | 2,071.926 | 557.272 | -150.332 | 1,760.904 | 1,695.601 | 18.64 | -4,806.552 | 1,519.136 | 4,239.738 | 3,425.259 | 2,532.946 | 2,245.426 | 1,734.228 | 1,855.049 | -525.996 | 1,178.866 | 1,828.6 | 772.4 | 1,658.9 | 891.1 | 547.8 | -44.3 | -176.3 | 101.1 | 54.6 | 623.3 | -13.4 | -90 |
| Other Information: | |||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -22.3 | -210.2 | 0 | 0 | 0 | -61.2 | -0.1 |
| Net Change In Cash
| -65 | 59 | 62 | 52 | -162 | 91 | 66 | -189 | -61 | -44 | -331.115 | -668.22 | 617.557 | 300.224 | -446.063 | -105.787 | -379.179 | -83.655 | 232.22 | 855.592 | -268.353 | 32.055 | 108.687 | -68.643 | 148.952 | -24.4 | 221.7 | 225.1 | -497.7 | -357.9 | -339 | -270 | -235.7 | -288.3 | -322.8 | -275 | 9.1 |
| Cash At End Of Period
| 651 | 716 | 657 | 595 | 543 | 705 | 614 | 548 | 737.327 | 798.319 | 845.905 | 1,175.083 | 1,841.907 | 1,224.35 | 924.126 | 1,370.189 | 1,475.976 | 1,855.155 | 1,938.81 | 1,706.59 | 850.998 | 1,119.351 | 1,087.296 | 978.609 | 1,047.252 | 898.3 | 922.7 | 701 | 1,035.1 | 872.1 | 294.7 | 93.7 | 336.8 | 342.9 | 946.1 | 261.6 | 9.1 |