VersaBank

NASDAQ:VBNK

10.31 (USD) • At close March 14, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

2025 Q12024 Q42024 Q32024 Q22024 Q12023 Q42023 Q32023 Q22023 Q12022 Q42022 Q32022 Q22022 Q12021 Q42021 Q32021 Q22021 Q12020 Q42020 Q32020 Q22020 Q12019 Q42019 Q32019 Q22019 Q12018 Q42018 Q32018 Q22018 Q12017 Q42017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q12014 Q42014 Q32014 Q22014 Q12013 Q42013 Q32013 Q22013 Q12012 Q42012 Q32011 Q4
Assets:
Current Assets:
Cash & Cash Equivalents 386.693225.254247.983198.808127.509132.24287.726223.661201.37288.58184.214198.157155.239271.523297.005272.428212.016257.644353.794340.326134.253139.145108.299122.0995.203129.781122.257144.2284.658159.909103.32399.911135.60693.964142.048119.091147.982127.078134.883129.084160.915145.1497.017198.98209.21176.32394.3778.53995.846129.466193.8188.994
Short Term Investments 159.4990.9530.953-397.6160.9530.9530.953000000000000000000000000000000000000000000000
Cash and Short Term Investments 546.192226.207247.983-198.808127.509132.24287.726223.661201.37288.58184.214198.157155.239271.523297.005272.428212.016257.644353.794340.326134.253139.145108.299122.0995.203129.781122.257144.2284.658159.909103.32399.911135.60693.964142.048119.091147.982127.078134.883129.084160.915145.1497.017198.98209.21176.32394.3778.53995.846129.466193.8188.994
Net Receivables 30.33732.495027.621024.53921.86519.9619.04016.41413.35511.57410.8388.9558.1539.6016.8076.5387.5268.1667.168.0856.9527.2977.3867.296.5696.5126.314006.5917.2715.2055.1565.1216.6524.8244.5644.5456.0784.1193.8124.0288.5044.3894.3574.2837.89804.599
Inventory 000171.187-153.158-156.781-90.903-226.731-204.778-110.831-221.64-201.907-158.177-274.166-305.96-280.581000000000000000000000000000000000000
Other Current Assets -30.337-32.49500131.6580000000000000000000000000000000000000000000010.02509.501
Total Current Assets 546.192226.207247.983226.429131.658156.781109.591243.621220.41288.581100.628211.512166.813282.361305.96280.581221.617264.451360.332347.852142.419146.305116.384129.042102.5137.167129.547150.78991.17166.223103.32399.911142.197101.235147.253124.247153.103133.73139.707133.648165.46151.218101.136202.792213.238184.82798.75982.896100.129132.852193.8193.593
Non-Current Assets:
Property, Plant & Equipment, Net 27.66726.61927.14827.25327.4359.96310.28910.60810.64610.9911.26111.34211.54811.89212.26212.62612.9810.44610.54910.76310.9157.9118.0298.2038.3688.397.9998.0968.0338.027.6257.3536.64.330019.54.34915.115.116.34.50715.315.616.44.67118.3004.65905.186
Goodwill 12.30112.3015.7545.7545.7545.7545.7545.7545.7545.7545.7545.7545.7545.7545.7545.7545.75300000000000000000000000000000000000
Intangible Assets 11.71412.0542.4952.5942.6922.79110.55410.2759.6273.1853.2993.4133.5273.6413.7223.8043.88600000000000000000000000000000000000
Goodwill and Intangible Assets 24.01524.3558.2498.3488.4468.54516.30816.02915.3818.9399.0539.1679.2819.3959.4769.5589.63900000000000000000000000000000000000
Long Term Investments 159.499300.253153.9791.0520.587168.893183.89740.60550.8141.564134.6350.9530.9530.9530.9530.95308.6293.2953.26422.30910.06110.01110.0399.9910.0172.9745.6485.4350.262000.3439.9589.9822.44322.4422.43322.47422.73722.77448.848.64251.38462.50339.89188.47988.614135.963167.22757.727117.678
Tax Assets 002.2512.5853.0754.0582.6412.2692.003121.6352.2482.3152.8682.9311.9432.941000000000000000000000000000000000000
Other Non-Current Assets -211.181-351.2274,233.0564,122.6534,138.434-4.058-2.641-2.269-2.003-141.564-2.248-2.315-2.868-2.931-1.943-2.941-22.619-19.075-13.844-14.027-33.224-17.972-18.04-18.242-18.358-18.407-10.973-13.744-13.468-8.2821,573.5751,581.588-6.943-14.288-9.98-22.443-19.5-26.782-15.1-15.1-16.3-53.307-15.3-15.6-16.4-44.562-18.3-88.614-135.963-171.886-57.727-122.864
Total Non-Current Assets 4,425.544,612.2774,424.6834,161.8914,177.977187.401210.49467.24276.827141.564154.94921.46221.78222.2422.69123.13722.61919.07513.84414.02733.22417.97218.0418.24218.35818.40710.97313.74413.4688.2821,581.21,588.9416.94314.2889.9822.44322.4426.78222.47422.73722.77453.30748.64251.38462.50344.56288.47988.614135.963171.88657.727122.864
Total Assets 4,971.7324,838.4844,516.4364,388.324,309.6354,201.613,980.8453,729.3933,531.693,264.3863,075.3432,692.1462,415.3462,415.0862,285.7712,139.7572,044.9761,943.8851,930.2561,966.3691,854.7651,785.3811,776.6591,796.1921,746.2781,809.131,815.2341,750.6971,706.6131,725.0491,684.5231,688.8521,773.0041,704.41,685.2941,698.3051,702.0151,625.8061,563.1021,525.6191,518.7951,445.861,355.0871,386.0381,437.2881,404.6081,407.3421,390.0151,433.5851,534.1681,538.7691,485.734
Liabilities & Equity:
Current Liabilities:
Account Payables 000007.4664.5272.77307.662000117.657102.631102.2199.59796.06489.543101.345105.25697.00194.52592.63196.6796.16194.17892.15890.7488.7780081.37682.56477.68374.02266.38961.00352.34447.367036.83600014.1320005.63303.901
Short Term Debt 0000000000000000000000000000000000000000000000000000
Tax Payables 4.3510.8933.1094.1022.4267.4664.5272.7731.8295.7973.1572.1261.9752.9492.0531.449000000000000000000000000000000000000
Deferred Revenue 000008.9460006.954000116.98800000000000000000000000000000000000000
Other Current Liabilities -4.351-0.893-3.109-4.102-2.426-14.197-9.054-5.546-1.829-13.459-3.157-2.126-1.975-120.606-104.684-103.659-99.597-96.064-89.543-101.345-105.256-97.001-94.525-92.631-96.67-96.161-94.178-92.158-90.74-88.77800-81.376-82.564-77.683-74.022-66.389-61.003-52.344-47.3670-36.836000-14.132000-5.6330-3.901
Total Current Liabilities 003.10924.9189.9699.6817.2654.0455.4827.6628.3175.8496.155117.657108.959107.716106.008100.29792.183104.223107.826100.98498.0995.31298.62999.63597.30994.04493.12892.5150092.58587.10485.0780.08371.564.57857.6151.48039.4810002.5210005.63303.901
Non-Current Liabilities:
Long Term Debt 109.676108.579104.871104.522106.949110.621105.529108.652107.06109.422103.35103.075102.67100.385100.95999.8310.48916.71816.9216.98541.43538.24738.39738.21443.34943.15443.29143.09743.23443.04243.18147.35447.47757.65257.72457.56657.63957.48457.55957.40557.48157.32957.40757.25657.33563.74263.80863.64693.3449.81549.77349.651
Deferred Revenue Non-Current 0003,671.9913,632.28100002,914.537000134.031116.119114.74200.62900000000000000000000000000000000000
Deferred Tax Liabilities Non-Current 0.1180.14100.3550.7090.7310.6590.6810.7040.7860.7690.8120.8550.8980.840.8620.89800000000000000000000000000000000000
Other Non-Current Liabilities -109.794-108.724,005.81-104.522-106.949-110.621-105.529-108.652-107.06-109.422-103.35-103.075-102.67-100.385-100.959-99.83-10.489-16.718-16.92-16.985-41.435-38.247-38.397-38.214-43.349-43.154-43.291-43.097-43.234-43.04200-47.477-57.652-57.724-57.566-57.639-57.484-57.559-57.405-57.481-57.329-57.407-57.256-57.335-63.742-63.808-63.646-93.34-44.182-49.773-45.75
Total Non-Current Liabilities 004,110.6813,963.2993,910.632111.352106.188109.3335.4822,915.3238.3175.8496.155117.657108.959107.716106.008100.29792.183104.223107.826100.98498.0995.31298.62999.63597.30994.04493.12892.51543.18147.35492.58587.10485.0780.08371.564.57857.6151.481,364.82139.4811,218.7051,250.6371,303.1192.5211,282.3281,265.8771,339.3515.6331,444.783.901
Total Liabilities 4,450.4374,439.2814,107.4513,988.2173,920.6013,824.4523,615.8023,372.8743,180.5132,915.3232,728.6952,350.7322,078.3952,082.982,033.7391,892.3911,785.4681,688.5971,678.6441,718.0561,610.5311,545.2181,540.9291,564.4531,518.5681,585.5631,596.071,535.451,494.8611,516.50843.18147.3541,570.4211,518.5161,500.7571,515.6721,525.6411,451.1841,390.6921,354.1561,364.8211,293.3411,218.7051,250.6371,303.1191,271.4751,282.3281,265.8771,339.3511,441.0641,444.781,389.158
Equity:
Preferred Stock 0013.64713.64713.64713.64713.64713.64713.64713.64713.64713.64713.64713.64713.64713.64729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33729.33713.64713.6470000000000
Common Stock 330.489215.61214.824214.824214.824214.824214.544215.233218.865238.017227.674227.674227.674227.674152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612152.612147.224147.224147.224142.224142.224142.224142.224142.224142.224142.224142.224142.224142.224133.965133.965103.965103.96500
Retained Earnings 188.568181.238177.584168.776157.845146.043134.461125.398116.638109.335104.07199.28595.27690.64485.62680.96577.41473.19469.51866.21962.1458.06953.63649.64545.61641.47337.0733.15329.65826.44324.17222.0420.4869.1727.8275.9214.6642.9030.683-0.265-2.071-3.493-5.969-6.986-8.194-9.169-8.979-9.857-9.818-10.933-10.027-14.757
Accumulated Other Comprehensive Income/Loss -0.302-0.130.1410.1390.0730.1310.0520.0940.0720.0990.0670.0430.013-0.0040.002-0.0030000-0-00-0-0-000-00.0040.0010.0050.0030.0060.0040.0060.0040.0130.0250.0330.0460.0190.0190.0730.0670.0240.0280.030.0870.0720.0517.368
Other Total Stockholders Equity 2.542.4852.7892.7172.6452.5132.3392.1471.955-13.6471.1890.7650.341-27.1490.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1450.1410.1340.1280.1220.1080.090.0720.0540000103.965103.965
Total Shareholders Equity 521.295399.203408.985400.103389.034377.158365.043356.519351.177349.063346.648341.414336.951332.106252.032247.366259.508255.288251.612248.313244.234240.163235.73231.739227.71223.567219.164215.247211.752208.541206.267204.139202.583185.884184.537182.633176.374174.622172.41171.463153.974152.519136.382135.401134.169133.133125.014124.13894.23493.10493.98996.576
Total Equity 521.295399.203408.985400.103389.034377.158365.043356.519351.177349.063346.648341.414336.951332.106252.032247.366259.508255.288251.612248.313244.234240.163235.73231.739227.71223.567219.164215.247211.752208.541206.267204.139202.583185.884184.537182.633176.374174.622172.41171.463153.974152.519136.382135.401134.169133.133125.014124.13894.23493.10493.98996.576
Total Liabilities & Shareholders Equity 4,971.7324,838.4844,516.4364,388.324,309.6354,201.613,980.8453,729.3933,531.693,264.3863,075.3432,692.1462,415.3462,415.0862,285.7712,139.7572,044.9761,943.8851,930.2561,966.3691,854.7651,785.3811,776.6591,796.1921,746.2781,809.131,815.2341,750.6971,706.6131,725.049249.448251.4931,773.0041,704.41,685.2941,698.3051,702.0151,625.8061,563.1021,525.6191,518.7951,445.861,355.0871,386.0381,437.2881,404.6081,407.3421,390.0151,433.5851,534.1681,538.7691,485.734