University Bancorp, Inc.
OTC:UNIB
13.7 (USD) • At close November 17, 2023
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 108.383 | 86.423 | 127.835 | 132.306 | 65.574 | 52.855 | 51.203 | 50.788 | 43.558 | 36.419 | 38.633 | 9.71 | 7.227 | 8.211 | 5.783 | 7.823 | 6.596 | 5.694 | 3.891 | 3.5 | 7.7 | 6.7 | 4.2 | 1.3 | 5.6 | 3 | 2.5 | 1.5 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 108.383 | 86.423 | 127.835 | 132.306 | 65.574 | 52.855 | 51.203 | 50.788 | 43.558 | 36.419 | 38.633 | 9.71 | 7.227 | 8.211 | 5.783 | 7.823 | 6.596 | 5.694 | 3.891 | 3.5 | 7.7 | 6.7 | 4.2 | 1.3 | 5.6 | 3 | 2.5 | 1.5 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 55.706 | 60.565 | 74.322 | 72.898 | 46.165 | 37.738 | 35.38 | 39.515 | 33.996 | 29.302 | 30.524 | 4.099 | 3.443 | 3.001 | 2.867 | 3.358 | 2.93 | 3.251 | 1.928 | 1.7 | 4.5 | 4.8 | 2.8 | 0.7 | 1 | 0.9 | 0.7 | 0.6 |
| Selling & Marketing Expenses
| 1.023 | 1.028 | 1.062 | 0.502 | 0.879 | 0.92 | 0.922 | 0.866 | 0.831 | 0.73 | 0.62 | 0.255 | 0.239 | 0.162 | 0.146 | 0.143 | 0.093 | 0.112 | 0.103 | 0.1 | 0.1 | 0.1 | 0.1 | 0 | 0.1 | 0.1 | 0.1 | 0 |
| SG&A
| 56.73 | 61.593 | 75.384 | 73.401 | 47.043 | 38.658 | 36.303 | 40.381 | 34.827 | 30.032 | 31.144 | 4.354 | 3.682 | 3.163 | 3.012 | 3.501 | 3.022 | 3.363 | 2.031 | 1.8 | 4.6 | 4.9 | 2.9 | 0.7 | 1.1 | 1 | 0.8 | 0.6 |
| Other Expenses
| -21.765 | -141.279 | -169.917 | -169.503 | -107.924 | -94.456 | -82.814 | -85.082 | -73.424 | -65.464 | -66.098 | -13.216 | -11.196 | -9.485 | -9.3 | -11.31 | -9.413 | -9.363 | -6.837 | -4.2 | -12.6 | -9.8 | -8 | -2.4 | -4.1 | -3.8 | -2.9 | -2.2 |
| Operating Expenses
| 21.765 | -79.686 | -94.534 | -96.103 | -60.88 | -49.723 | -46.511 | -44.701 | -38.597 | -35.432 | -34.954 | -8.862 | -7.514 | -6.322 | -6.288 | -7.809 | -6.391 | -6 | -4.806 | -2.4 | -8 | -4.9 | -5.1 | -1.7 | -3 | -2.8 | -2.1 | -1.6 |
| Operating Income
| -1.373 | 6.737 | 33.301 | 36.203 | 4.694 | 3.132 | 4.692 | 6.088 | 4.961 | 0.987 | 3.679 | 0.848 | -0.287 | 1.889 | -0.505 | 0.014 | 0.206 | -0.307 | -0.915 | 1.1 | -0.3 | 1.8 | -0.9 | -0.4 | 2.6 | 0.2 | 0.4 | -0.1 |
| Operating Income Ratio
| -0.013 | 0.078 | 0.26 | 0.274 | 0.072 | 0.059 | 0.092 | 0.12 | 0.114 | 0.027 | 0.095 | 0.087 | -0.04 | 0.23 | -0.087 | 0.002 | 0.031 | -0.054 | -0.235 | 0.314 | -0.039 | 0.269 | -0.214 | -0.308 | 0.464 | 0.067 | 0.16 | -0.067 |
| Total Other Income Expenses Net
| 9.071 | -1.405 | 2.721 | 2.713 | 0.2 | 0.043 | 0.129 | 0.043 | 4.961 | -0.001 | -0 | -0.27 | -0.135 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.1 | -3.2 | 0 | 0 | 0 | 0 | 0.1 | 0 |
| Income Before Tax
| 9.071 | 5.332 | 36.022 | 38.917 | 4.893 | 3.175 | 4.82 | 6.13 | 4.961 | 0.987 | 3.679 | 0.578 | -0.422 | 1.889 | -0.505 | 0.014 | 0 | 0 | 0 | 0 | -0.4 | -1.4 | -0.9 | -0.4 | 2.6 | 0 | 0.5 | 0 |
| Income Before Tax Ratio
| 0.084 | 0.062 | 0.282 | 0.294 | 0.075 | 0.06 | 0.094 | 0.121 | 0.114 | 0.027 | 0.095 | 0.06 | -0.058 | 0.23 | -0.087 | 0.002 | 0 | 0 | 0 | 0 | -0.052 | -0.209 | -0.214 | -0.308 | 0.464 | 0 | 0.2 | 0 |
| Income Tax Expense
| 2.271 | 1.119 | 7.981 | 8.2 | 1.077 | 0.744 | -0.573 | 2.122 | 1.712 | 0.361 | 1.246 | -0.066 | -0.02 | -0.1 | 0.08 | -0.08 | 1.039 | 1.805 | 2.074 | 2 | -0.2 | -0.3 | -0.4 | -0.1 | 0.8 | 1.7 | 0.1 | 2.3 |
| Net Income
| 5.427 | 3.789 | 25.32 | 28.003 | 3.617 | 2.23 | 5.124 | 3.806 | 3.249 | 0.755 | 1.826 | 0.645 | -0.402 | 1.989 | -0.585 | 0.094 | 0.206 | -0.307 | -0.915 | -0.9 | -0.2 | -1.1 | -0.5 | -0.3 | 1.8 | 0.1 | 0.4 | -0.1 |
| Net Income Ratio
| 0.05 | 0.044 | 0.198 | 0.212 | 0.055 | 0.042 | 0.1 | 0.075 | 0.075 | 0.021 | 0.047 | 0.066 | -0.056 | 0.242 | -0.101 | 0.012 | 0.031 | -0.054 | -0.235 | -0.257 | -0.026 | -0.164 | -0.119 | -0.231 | 0.321 | 0.033 | 0.16 | -0.067 |
| EPS
| 1.07 | 0.74 | 4.9 | 5.39 | 0.64 | 0.43 | 0.99 | 0.75 | 0.62 | 0.16 | 0.38 | 0.14 | -0.095 | 0.48 | -0.14 | 0.02 | 0.05 | -0.13 | -0.45 | -0.45 | -0.1 | -0.39 | -0.27 | -0.17 | 1.03 | 0.08 | 0.21 | -0.03 |
| EPS Diluted
| 1.07 | 0.73 | 4.84 | 5.31 | 0.63 | 0.43 | 0.98 | 0.75 | 0.62 | 0.16 | 0.38 | 0.14 | -0.095 | 0.47 | -0.14 | 0.02 | 0.05 | -0.13 | -0.45 | -0.45 | -0.1 | -0.39 | -0.27 | -0.17 | 1.03 | 0.08 | 0.21 | -0.03 |
| EBITDA
| 0.334 | 8.632 | 35.201 | 38.427 | 6.693 | 4.743 | 5.7 | 7.089 | 6.042 | 2.243 | 4.222 | 2.614 | 1.494 | 3.318 | 1.303 | 2.133 | 2.069 | 2.209 | 1.823 | 1.6 | 2.3 | 2.5 | 2.4 | 1.7 | 5 | 2 | 2.5 | 2.3 |
| EBITDA Ratio
| 0.003 | 0.1 | 0.275 | 0.29 | 0.102 | 0.09 | 0.111 | 0.14 | 0.139 | 0.062 | 0.109 | 0.269 | 0.207 | 0.404 | 0.225 | 0.273 | 0.314 | 0.388 | 0.468 | 0.457 | 0.299 | 0.373 | 0.571 | 1.308 | 0.893 | 0.667 | 1 | 1.533 |