
UMB Financial Corporation
NASDAQ:UMBF
91.51 (USD) • At close April 17, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | |
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Revenue
| 2,171.009 | 1,420.742 | 1,359.436 | 1,195.988 | 808.489 | 1,027.727 | 1,133.659 | 616.912 | 523.031 | 767.226 | 773.1 | 748.93 | 708.833 | 731.305 | 670.983 | 613.161 | 387.973 | 521.472 | 369.083 | 520.184 | 447.263 | 439.644 | 450.237 | 463.252 | 431.115 | 401.758 | 379 | 366.3 | 342.9 | 343.3 | 330.6 | 295.6 | 243.1 | 225.2 | 210.5 | 200.2 | 0 | 0 | 0 | 0 |
Cost of Revenue
| 0 | 94.841 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -199.861 | 0 | -103.086 | 80.021 | 40.35 | -3.002 | 0 | 1.484 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 2,171.009 | 1,325.901 | 1,359.436 | 1,195.988 | 808.489 | 1,027.727 | 1,133.659 | 616.912 | 523.031 | 767.226 | 773.1 | 748.93 | 708.833 | 731.305 | 670.983 | 613.161 | 587.834 | 521.472 | 472.169 | 440.163 | 406.913 | 442.646 | 450.237 | 461.768 | 431.115 | 401.758 | 379 | 366.3 | 342.9 | 343.3 | 330.6 | 295.6 | 243.1 | 225.2 | 210.5 | 200.2 | 0 | 0 | 0 | 0 |
Gross Profit Ratio
| 1 | 0.933 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1.515 | 1 | 1.279 | 0.846 | 0.91 | 1.007 | 1 | 0.997 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 593.913 | 553.421 | 524.431 | 504.442 | 521.28 | 491.633 | 447.889 | 446.53 | 422.772 | 397.719 | 389.425 | 369.207 | 350.344 | 327.317 | 299.502 | 261.056 | 252.159 | 230.318 | 193.98 | 190.197 | 189.876 | 196.893 | 203.458 | 198.684 | 184.004 | 166.582 | 164 | 141.6 | 131.4 | 122.6 | 120.1 | 106.3 | 87.9 | 80.8 | 75.4 | 70.2 | 0 | 0 | 0 | 0 |
Selling & Marketing Expenses
| 28.439 | 25.749 | 25.699 | 18.533 | 14.679 | 26.257 | 24.372 | 21.469 | 22.342 | 23.73 | 24.148 | 22.703 | 24.604 | 20.15 | 18.348 | 15.446 | 19.431 | 15.443 | 14.835 | 13.309 | 15.306 | 13.55 | 14.832 | 14.834 | 20.94 | 16.785 | 17.4 | 17.7 | 15.3 | 13.1 | 15.6 | 13.6 | 10.6 | 8.4 | 11.1 | 11.1 | 0 | 0 | 0 | 0 |
SG&A
| 28.439 | 579.17 | 550.13 | 522.975 | 535.959 | 517.89 | 472.261 | 467.999 | 443.98 | 419.715 | 413.573 | 391.91 | 374.948 | 347.467 | 317.85 | 276.502 | 271.59 | 245.761 | 208.815 | 203.506 | 205.182 | 210.443 | 218.29 | 213.518 | 204.944 | 183.367 | 181.4 | 159.3 | 146.7 | 135.7 | 135.7 | 119.9 | 98.5 | 89.2 | 86.5 | 81.3 | 0 | 0 | 0 | 0 |
Other Expenses
| 0 | 746.731 | 0 | 0 | 682.269 | 509.837 | 475.392 | 452.674 | 0 | 0 | 0 | 0 | 0 | 318.253 | 290.917 | 336.659 | 316.244 | 0 | 263.354 | 236.657 | 202.025 | 229.201 | 231.947 | 0 | 226.171 | 224.82 | 205.3 | 201.619 | -239.5 | 180.6 | 194.9 | 175.7 | -162.7 | 136 | 124 | 118.9 | 34.5 | 32.3 | 31.1 | 30.3 |
Operating Expenses
| 28.439 | 846.316 | 25.699 | 763.673 | 1,218.228 | 1,027.727 | 947.653 | 920.673 | 597.2 | 568.57 | 573.39 | 547.773 | 581.754 | 665.72 | 18.348 | 15.446 | 19.431 | 15.443 | 472.169 | 440.163 | 407.207 | 439.644 | 450.237 | 463.252 | 431.115 | -131.383 | -115.9 | -104.7 | -92.8 | -107.9 | 330.6 | 295.6 | -64.2 | 225.2 | 210.5 | 200.2 | 34.5 | 32.3 | 31.1 | 30.3 |
Operating Income
| 2,142.57 | 0 | 532.011 | 429.06 | 286.502 | 285.965 | 196.26 | 182.976 | 195.894 | 218.56 | 212.795 | 164.376 | 185.746 | 154.159 | 126.851 | 120.476 | 125.843 | 286.704 | 81.225 | 72.719 | 51.735 | 118.671 | 149.002 | 236.073 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 225.1 | 0 | 0 | 34.5 | 32.3 | 31.1 | 30.3 |
Operating Income Ratio
| 0.987 | 0 | 0.391 | 0.359 | 0.354 | 0.278 | 0.173 | 0.297 | 0.375 | 0.285 | 0.275 | 0.219 | 0.262 | 0.211 | 0.189 | 0.196 | 0.324 | 0.55 | 0.22 | 0.14 | 0.116 | 0.27 | 0.331 | 0.51 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Other Income Expenses Net
| -1,601.297 | 421.602 | 0 | 0 | 52.388 | 0 | 27.334 | 53.37 | 2.695 | -59.275 | -47.978 | 19.048 | -15.522 | -7.8 | 0 | 0 | 13.988 | -181.729 | 0.793 | 3.6 | 0 | -42.684 | -76.452 | -145.139 | 88.107 | 87.052 | 76 | 89.8 | 85.5 | 77.6 | 70.4 | 61.2 | 55.1 | -171.7 | 48.4 | 48 | 0 | 0 | 0 | 0 |
Income Before Tax
| 541.273 | 421.602 | 532.011 | 429.06 | 338.89 | 285.965 | 223.594 | 236.346 | 198.589 | 159.285 | 164.817 | 183.424 | 170.224 | 146.359 | 126.851 | 120.476 | 139.831 | 104.975 | 82.018 | 76.319 | 51.735 | 75.987 | 72.55 | 90.934 | 88.107 | 87.052 | 76 | 89.8 | 85.5 | 77.6 | 70.4 | 61.2 | 55.1 | 53.4 | 48.4 | 48 | 0 | 0 | 0 | 0 |
Income Before Tax Ratio
| 0.249 | 0.297 | 0.391 | 0.359 | 0.419 | 0.278 | 0.197 | 0.383 | 0.38 | 0.208 | 0.213 | 0.245 | 0.24 | 0.2 | 0.189 | 0.196 | 0.36 | 0.201 | 0.222 | 0.147 | 0.116 | 0.173 | 0.161 | 0.196 | 0.204 | 0.217 | 0.201 | 0.245 | 0.249 | 0.226 | 0.213 | 0.207 | 0.227 | 0.237 | 0.23 | 0.24 | 0 | 0 | 0 | 0 |
Income Tax Expense
| 100.03 | 71.578 | 100.329 | 76.042 | 52.388 | 42.365 | 27.334 | 53.37 | 44.955 | 43.212 | 44.162 | 49.459 | 47.507 | 39.887 | 35.849 | 30.992 | 41.756 | 30.762 | 22.251 | 20.001 | 8.896 | 17.108 | 15.377 | 25.704 | 22.996 | 22.975 | 21.8 | 28.1 | 28 | 25.4 | 22.6 | 20.1 | 15.7 | 13.9 | 11.2 | 10.4 | -34.5 | -32.3 | -31.1 | -30.3 |
Net Income
| 441.243 | 350.024 | 431.682 | 353.018 | 286.502 | 243.6 | 195.513 | 247.105 | 158.801 | 116.073 | 120.655 | 133.965 | 122.717 | 106.472 | 91.002 | 89.484 | 98.075 | 74.213 | 59.767 | 56.318 | 42.839 | 58.879 | 57.173 | 65.23 | 65.111 | 64.077 | 54.2 | 61.7 | 57.5 | 52.2 | 47.8 | 41.1 | 39.4 | 39.5 | 37.2 | 40.1 | 34.5 | 32.3 | 31.1 | 30.3 |
Net Income Ratio
| 0.203 | 0.246 | 0.318 | 0.295 | 0.354 | 0.237 | 0.172 | 0.401 | 0.304 | 0.151 | 0.156 | 0.179 | 0.173 | 0.146 | 0.136 | 0.146 | 0.253 | 0.142 | 0.162 | 0.108 | 0.096 | 0.134 | 0.127 | 0.141 | 0.151 | 0.159 | 0.143 | 0.168 | 0.168 | 0.152 | 0.145 | 0.139 | 0.162 | 0.175 | 0.177 | 0.2 | 0 | 0 | 0 | 0 |
EPS
| 9.05 | 7.22 | 8.93 | 7.31 | 5.95 | 4.99 | 3.96 | 5.02 | 3.25 | 2.46 | 2.69 | 3.25 | 3.07 | 2.66 | 2.27 | 2.22 | 2.41 | 1.78 | 1.4 | 0.66 | 0.99 | 0.68 | 1.3 | 1.48 | 1.39 | 0.67 | 0.45 | 0.52 | 0.45 | 0.35 | 0.89 | 0.27 | 0.3 | 0.3 | 0.26 | 0.27 | 0.77 | 0.75 | 0.72 | 0.7 |
EPS Diluted
| 8.99 | 7.18 | 8.86 | 7.24 | 5.93 | 4.96 | 3.93 | 4.96 | 3.22 | 2.44 | 2.65 | 3.2 | 3.04 | 2.64 | 2.26 | 2.2 | 2.38 | 1.77 | 1.4 | 0.65 | 0.99 | 0.68 | 1.29 | 1.48 | 1.39 | 0.67 | 0.45 | 0.51 | 0.45 | 0.35 | 0.89 | 0.27 | 0.3 | 0.3 | 0.26 | 0.27 | 0.77 | 0.75 | 0.72 | 0.7 |
EBITDA
| 0 | 0 | 0 | 0 | 401.693 | 342.271 | 276.71 | 291.221 | 0 | 0 | 0 | 0 | 211.071 | 189.29 | 166.227 | 159.895 | 179.21 | 0 | 0 | 122.175 | 112.359 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 34.5 | 32.3 | 31.1 | 30.3 |
EBITDA Ratio
| 0 | 0 | 0 | 0 | 0.497 | 0.333 | 0.244 | 0.472 | 0 | 0 | 0 | 0 | 0.298 | 0.259 | 0.248 | 0.261 | 0.462 | 0 | 0 | 0.235 | 0.251 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |