UMB Financial Corporation

NASDAQ:UMBF

105.16 (USD) • At close June 30, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

2024202320222021202020192018201720162015201420132012201120102009200820072006200520042003200220012000199919981997199619951994199319921991199019891988198719861985
Revenue 2,636.9622,244.491,583.1591,241.9891,295.4881,219.7141,069.168978.672868.78744.903786.916764.002728.462692.4644.661666.393700.756703.201624.028523.784447.557482.328526.689608.399627.492591.51573.8532.748500.3474.1466.7415.3366.9396.9407.4384.90000
Cost of Revenue 1,231.167959.816261.62366.001207.76224.837192.26598.99960.20834.11430.81632.57237.12948.8867.40485.332130.772191.062160.59389.39645.7254.68993.19159.892205.578191.982197.9183.729175.2162.9138.7123126.8177.7203.5187.70000
Gross Profit 1,405.7951,284.6741,321.5361,175.9881,087.728994.877876.903879.673808.572710.789756.1731.43691.333643.52577.257581.061569.984512.139463.435434.388401.837427.639433.499448.507421.914399.528375.9349.019325.1311.2328292.3240.1219.2203.9197.20000
Gross Profit Ratio 0.5330.5720.8350.9470.840.8160.820.8990.9310.9540.9610.9570.9490.9290.8950.8720.8130.7280.7430.8350.8980.8870.8230.7370.6720.6790.6610.6550.650.6560.7080.7040.6540.5520.50.5120000
Reseach & Development Expenses 0000000000000000000000000000000000000000
General & Administrative Expenses 593.913553.421524.431504.442521.28491.633447.889446.53422.772397.719389.425369.207350.344327.317299.502261.056252.159230.318193.98190.197189.876196.893203.458198.684184.004166.582164141.6131.4122.6120.1106.387.980.875.470.20000
Selling & Marketing Expenses 28.43925.74925.69918.53314.67926.25724.37221.46921.20821.99624.14822.70324.60420.1518.34815.44619.43115.44314.83513.30915.30613.5514.83214.83420.9416.78517.417.715.313.115.613.610.68.411.111.10000
SG&A 622.352579.17550.13522.975535.959517.89472.261467.999443.98419.715413.573391.91374.948347.467317.85276.502271.59245.761208.815203.506205.182210.443218.29213.518204.944183.367181.4159.3146.7135.7135.7119.998.589.286.581.30000
Other Expenses 242.17283.902239.395223.953212.879191.022181.048175.328166.003162.786176.464155.122146.161149.694132.556184.083158.563161.403172.602154.563144.92141.209142.659144.055128.863129.109118.599.91992.997.9121.9111.286.576.66967.934.532.331.130.3
Operating Expenses 864.522863.072789.525746.928748.838708.912653.309643.327609.983582.501590.037547.032521.109497.161450.406460.585430.153407.164381.417358.069350.102351.652360.949357.573333.807312.476299.9259.219239.6233.6257.6231.1185165.8155.5149.234.532.331.130.3
Operating Income 541.273421.602532.011429.06338.89285.965223.594236.346198.589128.288166.063184.398170.224146.359126.851120.476139.831104.97581.22576.31951.73575.98772.5590.93488.10787.0527689.885.577.670.461.255.153.448.44834.532.331.130.3
Operating Income Ratio 0.2050.1880.3360.3450.2620.2340.2090.2410.2290.1720.2110.2410.2340.2110.1970.1810.20.1490.130.1470.1160.1580.1380.1490.140.1470.1320.1690.1710.1640.1510.1470.150.1350.1190.1250000
Total Other Income Expenses Net 0000000000000000000000000000000000000000
Income Before Tax 541.273421.602532.011429.06338.89285.965223.594236.346198.589128.288166.063183.424170.224146.359126.851120.476139.831104.97582.01876.31951.73575.98772.5590.93488.10787.0527689.885.577.670.461.255.153.448.4480000
Income Before Tax Ratio 0.2050.1880.3360.3450.2620.2340.2090.2410.2290.1720.2090.240.2340.2110.1970.1810.20.1490.1310.1470.1160.1580.1380.1490.140.1470.1320.1690.1710.1640.1510.1470.150.1350.1190.1250000
Income Tax Expense 100.0371.578100.32976.04252.38842.36527.33453.3744.95531.7345.40850.43347.50739.88735.84930.99241.75630.76222.25120.0018.89617.10815.37725.70422.99622.97521.828.12825.422.620.115.713.911.210.4-34.5-32.3-31.1-30.3
Net Income 441.243350.024431.682353.018286.502243.6195.513247.105158.801116.073120.655133.965122.717106.47291.00289.48498.07574.21359.76756.31842.83958.87957.17365.2365.11164.07754.261.757.552.247.841.139.439.537.240.134.532.331.130.3
Net Income Ratio 0.1670.1560.2730.2840.2210.20.1830.2520.1830.1560.1530.1750.1680.1540.1410.1340.140.1060.0960.1080.0960.1220.1090.1070.1040.1080.0940.1160.1150.110.1020.0990.1070.10.0910.1040000
EPS 9.057.228.937.315.954.993.965.023.252.462.693.253.072.662.272.222.411.781.40.660.990.681.31.481.390.670.450.520.450.350.890.270.30.30.260.270.770.750.720.7
EPS Diluted 8.997.188.867.245.934.963.934.963.222.442.653.23.042.642.262.22.381.771.40.650.990.681.291.481.390.670.450.510.450.350.890.270.30.30.260.270.770.750.720.7
EBITDA 594.044480.325586.033484.807401.693342.271276.71291.221253.145181.039212.418228.619211.071189.29166.227159.895179.21142.36115.739122.175112.359134.007113.722117.847125.75188.50689.5129131.310192.7117.369.165.961.561.834.532.331.130.3
EBITDA Ratio 0.2250.2140.370.390.310.2810.2590.2980.2910.2430.270.2990.290.2730.2580.240.2560.2020.1850.2350.2510.2780.2160.1940.20.150.1560.2420.2620.2130.1990.2820.1880.1660.1510.1610000