
UMB Financial Corporation
NASDAQ:UMBF
105.16 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 2,636.962 | 2,244.49 | 1,583.159 | 1,241.989 | 1,295.488 | 1,219.714 | 1,069.168 | 978.672 | 868.78 | 744.903 | 786.916 | 764.002 | 728.462 | 692.4 | 644.661 | 666.393 | 700.756 | 703.201 | 624.028 | 523.784 | 447.557 | 482.328 | 526.689 | 608.399 | 627.492 | 591.51 | 573.8 | 532.748 | 500.3 | 474.1 | 466.7 | 415.3 | 366.9 | 396.9 | 407.4 | 384.9 | 0 | 0 | 0 | 0 |
Cost of Revenue
| 1,231.167 | 959.816 | 261.623 | 66.001 | 207.76 | 224.837 | 192.265 | 98.999 | 60.208 | 34.114 | 30.816 | 32.572 | 37.129 | 48.88 | 67.404 | 85.332 | 130.772 | 191.062 | 160.593 | 89.396 | 45.72 | 54.689 | 93.19 | 159.892 | 205.578 | 191.982 | 197.9 | 183.729 | 175.2 | 162.9 | 138.7 | 123 | 126.8 | 177.7 | 203.5 | 187.7 | 0 | 0 | 0 | 0 |
Gross Profit
| 1,405.795 | 1,284.674 | 1,321.536 | 1,175.988 | 1,087.728 | 994.877 | 876.903 | 879.673 | 808.572 | 710.789 | 756.1 | 731.43 | 691.333 | 643.52 | 577.257 | 581.061 | 569.984 | 512.139 | 463.435 | 434.388 | 401.837 | 427.639 | 433.499 | 448.507 | 421.914 | 399.528 | 375.9 | 349.019 | 325.1 | 311.2 | 328 | 292.3 | 240.1 | 219.2 | 203.9 | 197.2 | 0 | 0 | 0 | 0 |
Gross Profit Ratio
| 0.533 | 0.572 | 0.835 | 0.947 | 0.84 | 0.816 | 0.82 | 0.899 | 0.931 | 0.954 | 0.961 | 0.957 | 0.949 | 0.929 | 0.895 | 0.872 | 0.813 | 0.728 | 0.743 | 0.835 | 0.898 | 0.887 | 0.823 | 0.737 | 0.672 | 0.679 | 0.661 | 0.655 | 0.65 | 0.656 | 0.708 | 0.704 | 0.654 | 0.552 | 0.5 | 0.512 | 0 | 0 | 0 | 0 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 593.913 | 553.421 | 524.431 | 504.442 | 521.28 | 491.633 | 447.889 | 446.53 | 422.772 | 397.719 | 389.425 | 369.207 | 350.344 | 327.317 | 299.502 | 261.056 | 252.159 | 230.318 | 193.98 | 190.197 | 189.876 | 196.893 | 203.458 | 198.684 | 184.004 | 166.582 | 164 | 141.6 | 131.4 | 122.6 | 120.1 | 106.3 | 87.9 | 80.8 | 75.4 | 70.2 | 0 | 0 | 0 | 0 |
Selling & Marketing Expenses
| 28.439 | 25.749 | 25.699 | 18.533 | 14.679 | 26.257 | 24.372 | 21.469 | 21.208 | 21.996 | 24.148 | 22.703 | 24.604 | 20.15 | 18.348 | 15.446 | 19.431 | 15.443 | 14.835 | 13.309 | 15.306 | 13.55 | 14.832 | 14.834 | 20.94 | 16.785 | 17.4 | 17.7 | 15.3 | 13.1 | 15.6 | 13.6 | 10.6 | 8.4 | 11.1 | 11.1 | 0 | 0 | 0 | 0 |
SG&A
| 622.352 | 579.17 | 550.13 | 522.975 | 535.959 | 517.89 | 472.261 | 467.999 | 443.98 | 419.715 | 413.573 | 391.91 | 374.948 | 347.467 | 317.85 | 276.502 | 271.59 | 245.761 | 208.815 | 203.506 | 205.182 | 210.443 | 218.29 | 213.518 | 204.944 | 183.367 | 181.4 | 159.3 | 146.7 | 135.7 | 135.7 | 119.9 | 98.5 | 89.2 | 86.5 | 81.3 | 0 | 0 | 0 | 0 |
Other Expenses
| 242.17 | 283.902 | 239.395 | 223.953 | 212.879 | 191.022 | 181.048 | 175.328 | 166.003 | 162.786 | 176.464 | 155.122 | 146.161 | 149.694 | 132.556 | 184.083 | 158.563 | 161.403 | 172.602 | 154.563 | 144.92 | 141.209 | 142.659 | 144.055 | 128.863 | 129.109 | 118.5 | 99.919 | 92.9 | 97.9 | 121.9 | 111.2 | 86.5 | 76.6 | 69 | 67.9 | 34.5 | 32.3 | 31.1 | 30.3 |
Operating Expenses
| 864.522 | 863.072 | 789.525 | 746.928 | 748.838 | 708.912 | 653.309 | 643.327 | 609.983 | 582.501 | 590.037 | 547.032 | 521.109 | 497.161 | 450.406 | 460.585 | 430.153 | 407.164 | 381.417 | 358.069 | 350.102 | 351.652 | 360.949 | 357.573 | 333.807 | 312.476 | 299.9 | 259.219 | 239.6 | 233.6 | 257.6 | 231.1 | 185 | 165.8 | 155.5 | 149.2 | 34.5 | 32.3 | 31.1 | 30.3 |
Operating Income
| 541.273 | 421.602 | 532.011 | 429.06 | 338.89 | 285.965 | 223.594 | 236.346 | 198.589 | 128.288 | 166.063 | 184.398 | 170.224 | 146.359 | 126.851 | 120.476 | 139.831 | 104.975 | 81.225 | 76.319 | 51.735 | 75.987 | 72.55 | 90.934 | 88.107 | 87.052 | 76 | 89.8 | 85.5 | 77.6 | 70.4 | 61.2 | 55.1 | 53.4 | 48.4 | 48 | 34.5 | 32.3 | 31.1 | 30.3 |
Operating Income Ratio
| 0.205 | 0.188 | 0.336 | 0.345 | 0.262 | 0.234 | 0.209 | 0.241 | 0.229 | 0.172 | 0.211 | 0.241 | 0.234 | 0.211 | 0.197 | 0.181 | 0.2 | 0.149 | 0.13 | 0.147 | 0.116 | 0.158 | 0.138 | 0.149 | 0.14 | 0.147 | 0.132 | 0.169 | 0.171 | 0.164 | 0.151 | 0.147 | 0.15 | 0.135 | 0.119 | 0.125 | 0 | 0 | 0 | 0 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 541.273 | 421.602 | 532.011 | 429.06 | 338.89 | 285.965 | 223.594 | 236.346 | 198.589 | 128.288 | 166.063 | 183.424 | 170.224 | 146.359 | 126.851 | 120.476 | 139.831 | 104.975 | 82.018 | 76.319 | 51.735 | 75.987 | 72.55 | 90.934 | 88.107 | 87.052 | 76 | 89.8 | 85.5 | 77.6 | 70.4 | 61.2 | 55.1 | 53.4 | 48.4 | 48 | 0 | 0 | 0 | 0 |
Income Before Tax Ratio
| 0.205 | 0.188 | 0.336 | 0.345 | 0.262 | 0.234 | 0.209 | 0.241 | 0.229 | 0.172 | 0.209 | 0.24 | 0.234 | 0.211 | 0.197 | 0.181 | 0.2 | 0.149 | 0.131 | 0.147 | 0.116 | 0.158 | 0.138 | 0.149 | 0.14 | 0.147 | 0.132 | 0.169 | 0.171 | 0.164 | 0.151 | 0.147 | 0.15 | 0.135 | 0.119 | 0.125 | 0 | 0 | 0 | 0 |
Income Tax Expense
| 100.03 | 71.578 | 100.329 | 76.042 | 52.388 | 42.365 | 27.334 | 53.37 | 44.955 | 31.73 | 45.408 | 50.433 | 47.507 | 39.887 | 35.849 | 30.992 | 41.756 | 30.762 | 22.251 | 20.001 | 8.896 | 17.108 | 15.377 | 25.704 | 22.996 | 22.975 | 21.8 | 28.1 | 28 | 25.4 | 22.6 | 20.1 | 15.7 | 13.9 | 11.2 | 10.4 | -34.5 | -32.3 | -31.1 | -30.3 |
Net Income
| 441.243 | 350.024 | 431.682 | 353.018 | 286.502 | 243.6 | 195.513 | 247.105 | 158.801 | 116.073 | 120.655 | 133.965 | 122.717 | 106.472 | 91.002 | 89.484 | 98.075 | 74.213 | 59.767 | 56.318 | 42.839 | 58.879 | 57.173 | 65.23 | 65.111 | 64.077 | 54.2 | 61.7 | 57.5 | 52.2 | 47.8 | 41.1 | 39.4 | 39.5 | 37.2 | 40.1 | 34.5 | 32.3 | 31.1 | 30.3 |
Net Income Ratio
| 0.167 | 0.156 | 0.273 | 0.284 | 0.221 | 0.2 | 0.183 | 0.252 | 0.183 | 0.156 | 0.153 | 0.175 | 0.168 | 0.154 | 0.141 | 0.134 | 0.14 | 0.106 | 0.096 | 0.108 | 0.096 | 0.122 | 0.109 | 0.107 | 0.104 | 0.108 | 0.094 | 0.116 | 0.115 | 0.11 | 0.102 | 0.099 | 0.107 | 0.1 | 0.091 | 0.104 | 0 | 0 | 0 | 0 |
EPS
| 9.05 | 7.22 | 8.93 | 7.31 | 5.95 | 4.99 | 3.96 | 5.02 | 3.25 | 2.46 | 2.69 | 3.25 | 3.07 | 2.66 | 2.27 | 2.22 | 2.41 | 1.78 | 1.4 | 0.66 | 0.99 | 0.68 | 1.3 | 1.48 | 1.39 | 0.67 | 0.45 | 0.52 | 0.45 | 0.35 | 0.89 | 0.27 | 0.3 | 0.3 | 0.26 | 0.27 | 0.77 | 0.75 | 0.72 | 0.7 |
EPS Diluted
| 8.99 | 7.18 | 8.86 | 7.24 | 5.93 | 4.96 | 3.93 | 4.96 | 3.22 | 2.44 | 2.65 | 3.2 | 3.04 | 2.64 | 2.26 | 2.2 | 2.38 | 1.77 | 1.4 | 0.65 | 0.99 | 0.68 | 1.29 | 1.48 | 1.39 | 0.67 | 0.45 | 0.51 | 0.45 | 0.35 | 0.89 | 0.27 | 0.3 | 0.3 | 0.26 | 0.27 | 0.77 | 0.75 | 0.72 | 0.7 |
EBITDA
| 594.044 | 480.325 | 586.033 | 484.807 | 401.693 | 342.271 | 276.71 | 291.221 | 253.145 | 181.039 | 212.418 | 228.619 | 211.071 | 189.29 | 166.227 | 159.895 | 179.21 | 142.36 | 115.739 | 122.175 | 112.359 | 134.007 | 113.722 | 117.847 | 125.751 | 88.506 | 89.5 | 129 | 131.3 | 101 | 92.7 | 117.3 | 69.1 | 65.9 | 61.5 | 61.8 | 34.5 | 32.3 | 31.1 | 30.3 |
EBITDA Ratio
| 0.225 | 0.214 | 0.37 | 0.39 | 0.31 | 0.281 | 0.259 | 0.298 | 0.291 | 0.243 | 0.27 | 0.299 | 0.29 | 0.273 | 0.258 | 0.24 | 0.256 | 0.202 | 0.185 | 0.235 | 0.251 | 0.278 | 0.216 | 0.194 | 0.2 | 0.15 | 0.156 | 0.242 | 0.262 | 0.213 | 0.199 | 0.282 | 0.188 | 0.166 | 0.151 | 0.161 | 0 | 0 | 0 | 0 |