Synchrony Financial

NYSE:SYF

72.9 (USD) • At close July 25, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

2025 Q22025 Q12024 Q42024 Q32024 Q22024 Q12023 Q42023 Q32023 Q22023 Q12022 Q42022 Q32022 Q22022 Q12021 Q42021 Q32021 Q22021 Q12020 Q42020 Q32020 Q22020 Q12019 Q42019 Q32019 Q22019 Q12018 Q42018 Q32018 Q22018 Q12017 Q42017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q12014 Q42014 Q32014 Q22014 Q12013 Q42013 Q1
Assets:
Current Assets:
Cash & Cash Equivalents 19,45721,62914,71117,93418,63220,02114,25915,64312,70615,30310,29411,96210,68210,5418,3379,80611,11716,62011,52413,55216,34413,70412,14711,46111,75512,9639,39612,06815,67513,04411,60213,91512,02011,3929,32113,58811,78712,50012,32512,27110,62111,21811,82814,8086,7825,3312,3190
Short Term Investments 02,7243,0792,3452,6933,0053,7992,8824,2944,0084,8795,0825,0124,6775,2835,4445,7286,5507,4698,4326,6236,1465,9114,5846,1475,5066,0627,2816,7796,2594,4733,3023,9825,3135,0953,3412,7082,9343,1273,5813,6673,1061,5833102832502210
Cash and Short Term Investments 19,45724,35317,79020,27921,32523,02618,05818,52517,00019,31115,17317,04415,69415,21813,62015,25016,84523,17018,99321,98422,96719,85018,05816,04517,90218,46915,45819,34922,45419,30316,07517,21716,00216,70514,41616,92914,49515,43415,45215,85214,28814,32413,41115,1187,0655,5812,5400
Net Receivables 000000000000000000000000000000000000000000000000
Inventory 000000000000000000000000000000000000000000000000
Other Current Assets -19,45700000000000000000000000000000000000000000000000
Total Current Assets 024,35317,79020,27921,32523,02618,05818,52517,00019,31115,17317,04415,69415,21813,62015,25016,84523,17018,99321,98422,96719,85018,05816,04517,90218,46915,45819,34922,45419,30316,07517,21716,00216,70514,41616,92914,49515,43415,45215,85214,28814,32413,41115,1187,0655,5812,5400
Non-Current Assets:
Property, Plant & Equipment, Net 000000000000000000000000000000000000000000000000
Goodwill 1,2741,2741,2741,2741,2741,0731,0181,1051,1051,1051,1051,1051,1051,1051,1051,1051,1051,1041,0781,0781,0781,0781,0781,0781,0781,0761,0241,0241,0249919919919919929499499499499499499499499499499499499490
Intangible Assets 08478547657768008151,1691,2261,2977421,0331,1181,1491,1681,0901,0981,1691,1251,0911,1661,2081,2651,1771,2151,2591,1371,1058637807497727878267127337047027016465755575194494634643000
Goodwill and Intangible Assets 2,1362,1212,1282,0392,0501,8731,8332,2742,3312,4021,8472,1382,2232,2542,2732,1952,2032,2732,2032,1692,2442,2862,3432,2552,2932,3352,1612,1291,8871,7711,7401,7631,7781,8181,6611,6821,6531,6511,6501,5951,5241,5061,4681,3981,4121,4131,2490
Long Term Investments 099,608104,721102,193102,284101,733103,24497,87394,80191,12992,47085,79982,46682,96285,10179,83878,37476,88181,87278,52578,31782,47487,94091,38989,89288,45793,13987,52178,87977,85381,94776,94375,47373,36576,35270,65968,29765,86468,30563,53561,44658,62261,63358,27556,34654,30057,2690
Tax Assets 000000000000000000000000000000000000000000000000
Other Non-Current Assets -2,136-4,056-5,176-5,282-5,170-5,459-5,656-5,733-5,435-4,989-4,926-4,215-5,183-5,167-5,246-5,346-5,405-6,470-7,120-7,020-6,984-6,572-3,515-3,746-3,699-3,877-3,966-4,454-4,098-3,368-3,954-3,375-2,113-2,838-2,222-2,111-2,061-1,293-1,417-1,540-1,508-1,731-805-1,322-1,648-2,049-1,9730
Total Non-Current Assets 097,673101,67398,95099,16498,14799,42194,41491,69788,54289,39183,72279,50680,04982,12876,68775,17272,68476,95573,67473,57778,18886,76889,89888,48686,91591,33485,19676,66876,25679,73375,33175,13872,34575,79170,23067,88966,22268,53863,59061,46258,39762,29658,35156,11053,66456,5450
Total Assets 120,505122,026119,463119,229120,489121,173117,479112,939108,697107,853104,564100,76695,20095,26795,74891,93792,01795,85495,94895,65896,54498,038104,826105,943106,388105,384106,792104,54599,12295,55995,80892,54891,14089,05090,20787,15982,38481,65683,99079,44275,75072,72175,70773,46963,17559,24559,0850
Liabilities & Equity:
Current Liabilities:
Account Payables 000000000000000000000000000000000000000000000000
Short Term Debt 000000000000000000000000000000000000000000000000
Tax Payables 000000000000000000000000000000000000000000000000
Deferred Revenue 000000000000000000000000000000000000000000000000
Other Current Liabilities 5,28283,43582,06282,28483,10083,55481,15383,94181,08679,72677,50073,43369,65068,48967,58665,24164,36367,25567,47267,78868,57668,82069,87270,46070,41068,78468,11866,80862,94360,18860,77558,24756,09954,49355,86453,01149,37447,97647,10743,40340,48037,62537,76935,94433,80930,49928,8040
Total Current Liabilities 5,28283,43582,06282,28483,10083,55481,15383,94181,08679,72677,50073,43369,65068,48967,58665,24164,36367,25567,47267,78868,57668,82069,87270,46070,41068,78468,11866,80862,94360,18860,77558,24756,09954,49355,86453,01149,37447,97647,10743,40340,48037,62537,76935,94433,80930,49928,8040
Non-Current Liabilities:
Long Term Debt 16,00917,00915,46215,63215,63716,13315,98215,23114,23114,93414,19114,32112,15713,36014,50712,76013,45715,16015,77515,77116,06917,24819,86620,36321,24421,89123,99623,74121,72121,01520,79919,89920,70920,19420,14720,16719,29520,47624,27923,88123,69224,06027,46027,58422,97322,70424,3210
Deferred Revenue Non-Current 000000000000000000000000000000000000000000000000
Deferred Tax Liabilities Non-Current 000000000000000000000000000000000000000000000000
Other Non-Current Liabilities -16,0095,0015,3595,3336,2126,2046,44100000000000000000000000000000000000000000
Total Non-Current Liabilities 022,01020,82120,96521,84922,33722,42315,23114,23114,93414,19114,32112,15713,36014,50712,76013,45715,16015,77515,77116,06917,24819,86620,36321,24421,89123,99623,74121,72121,01520,79919,89920,70920,19420,14720,16719,29520,47624,27923,88123,69224,06027,46027,58422,97322,70424,3210
Total Liabilities 103,553105,445102,883103,249104,949105,891103,57699,17295,31794,66091,69187,75481,80781,84982,09378,00177,82082,41583,24783,55984,64586,06889,73890,82391,65490,67592,11490,54984,66481,20381,57478,14676,80874,68776,01173,17868,66968,45271,38667,28464,17261,68565,22963,52856,78253,20353,1250
Equity:
Preferred Stock 1,2221,2221,2221,2221,2221,2227347347347347347347347347347347347347347347347347340000000000000000000000000
Common Stock 111111111111111111111111111111111111111111111000
Retained Earnings 23,03622,20921,63520,97520,31019,79018,66218,33817,82817,36916,71616,25215,67915,00314,24513,56212,56011,47010,62110,0249,8529,96012,11711,53310,6279,9398,9868,3557,9067,3346,8096,5436,1095,7245,3304,8614,3643,8753,2932,7462,1721,6311,0795480000
Accumulated Other Comprehensive Income/Loss -45-53-59-50-73-69-68-96-96-102-125-187-149-121-69-64-56-56-51-31-37-49-58-44-43-56-62-99-93-86-64-40-49-55-53-24-20-31-41-20-17-14-10-9-7-10-134,582
Other Total Stockholders Equity -7,262-6,798-6,219-6,168-5,920-5,662-5,426-5,210-5,087-4,809-4,453-3,788-2,872-2,199-1,256-2979581,2901,3961,3711,3491,3242,2943,6304,1494,8255,7535,7396,6447,1077,4887,8988,2718,6938,9189,1439,3709,3599,3519,4319,4229,4189,4089,4016,3996,0525,9730
Total Shareholders Equity 16,95216,58116,58015,98015,54015,28213,90313,76713,38013,19312,87313,01213,39313,41813,65513,93614,19713,43912,70112,09911,89911,97015,08815,12014,73414,70914,67813,99614,45814,35614,23414,40214,33214,36314,19613,98113,71513,20412,60412,15811,57811,03610,4789,9416,3936,0425,9604,582
Total Equity 16,95216,58116,58015,98015,54015,28213,90313,76713,38013,19312,87313,01213,39313,41813,65513,93614,19713,43912,70112,09911,89911,97015,08815,12014,73414,70914,67813,99614,45814,35614,23414,40214,33214,36314,19613,98113,71513,20412,60412,15811,57811,03610,4789,9416,3936,0425,9604,582
Total Liabilities & Shareholders Equity 120,505122,026119,463119,229120,489121,173117,479112,939108,697107,853104,564100,76695,20095,26795,74891,93792,01795,85495,94895,65896,54498,038104,826105,943106,388105,384106,792104,54599,12295,55995,80892,54891,14089,05090,20787,15982,38481,65683,99079,44275,75072,72175,70773,46963,17559,24559,0854,582