Synchrony Financial
NYSE:SYF
55.25 (USD) • At close November 1, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 13,627 | 16,005 | 10,192 | 11,162 | 13,312 | 13,284 | 12,367 | 10,972 | 9,747 | 9,230 | 11,071 | 10,048 | 8,706 |
| Cost of Revenue
| 3,246 | 1,370 | 905 | 1,421 | 1,867 | 1,426 | 1,044 | 901 | 754 | 0 | 0 | 0 | 0 |
| Gross Profit
| 10,381 | 14,635 | 9,287 | 9,741 | 11,445 | 11,858 | 11,323 | 10,071 | 8,993 | 9,230 | 11,071 | 10,048 | 8,706 |
| Gross Profit Ratio
| 0.762 | 0.914 | 0.911 | 0.873 | 0.86 | 0.893 | 0.916 | 0.918 | 0.923 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 1,884 | 1,681 | 1,501 | 1,380 | 1,455 | 1,427 | 1,314 | 1,207 | 1,042 | 866 | 698 | 620 | 596 |
| Selling & Marketing Expenses
| 527 | 487 | 486 | 448 | 549 | 528 | 498 | 423 | 433 | 460 | 269 | 208 | 221 |
| SG&A
| 2,411 | 2,168 | 1,987 | 1,828 | 2,004 | 1,955 | 1,812 | 1,630 | 1,475 | 1,326 | 967 | 828 | 817 |
| Other Expenses
| -13,134 | -3,975 | -6,676 | -3,645 | -3,858 | -3,099 | -2,937 | -2,902 | -2,738 | -2,575 | -2,373 | -1,984 | -1,428 |
| Operating Expenses
| -10,723 | 1,319 | -4,689 | -1,817 | -1,854 | -1,144 | -1,125 | -1,272 | -1,263 | -1,249 | -1,406 | -1,156 | -611 |
| Operating Income
| 2,904 | 5,441 | 5,503 | 1,797 | 4,887 | 5,514 | 4,715 | 4,818 | 4,666 | 4,308 | 3,884 | 4,121 | 3,942 |
| Operating Income Ratio
| 0.213 | 0.34 | 0.54 | 0.161 | 0.367 | 0.415 | 0.381 | 0.439 | 0.479 | 0.467 | 0.351 | 0.41 | 0.453 |
| Total Other Income Expenses Net
| -6,724 | -1,479 | -1,192 | -5,968 | -4,905 | -1,870 | -1,391 | -1,248 | -1,135 | -922 | -742 | -745 | -932 |
| Income Before Tax
| 2,904 | 3,962 | 5,503 | 1,797 | 4,887 | 3,644 | 3,324 | 3,570 | 3,531 | 3,386 | 3,142 | 3,376 | 3,010 |
| Income Before Tax Ratio
| 0.213 | 0.248 | 0.54 | 0.161 | 0.367 | 0.274 | 0.269 | 0.325 | 0.362 | 0.367 | 0.284 | 0.336 | 0.346 |
| Income Tax Expense
| 666 | 946 | 1,282 | 412 | 1,140 | 854 | 1,389 | 1,319 | 1,317 | 1,277 | 1,163 | 1,257 | 1,120 |
| Net Income
| 2,238 | 3,016 | 4,221 | 1,385 | 3,747 | 2,790 | 1,935 | 2,251 | 2,214 | 2,109 | 1,979 | 2,119 | 1,890 |
| Net Income Ratio
| 0.164 | 0.188 | 0.414 | 0.124 | 0.281 | 0.21 | 0.156 | 0.205 | 0.227 | 0.228 | 0.179 | 0.211 | 0.217 |
| EPS
| 5.21 | 6.19 | 7.4 | 2.28 | 5.59 | 3.76 | 2.43 | 2.71 | 2.66 | 2.78 | 2.38 | 2.55 | 2.28 |
| EPS Diluted
| 5.19 | 6.15 | 7.34 | 2.27 | 5.56 | 3.74 | 2.42 | 2.71 | 2.65 | 2.78 | 2.38 | 2.55 | 2.28 |
| EBITDA
| 3,362 | 5,860 | 5,893 | 2,180 | 5,254 | 5,816 | 4,969 | 5,037 | 4,840 | 4,439 | 3,988 | 4,204 | 4,038 |
| EBITDA Ratio
| 0.247 | 0.366 | 0.578 | 0.195 | 0.395 | 0.438 | 0.402 | 0.459 | 0.497 | 0.481 | 0.36 | 0.418 | 0.464 |