SLM Corporation
NASDAQ:SLM
32.79 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 1,440.535 | 1,463.866 | 1,189.966 | 2,409.293 | 1,718.309 | 1,672.242 | 1,361.169 | 1,126.319 | 960.154 | 831.118 | 674.294 | 4,053 | 3,549 | 3,355 | 4,501.552 | 4,758.365 | 1,836.247 | 2,085.359 | 3,628.388 | 3,458.797 | 3,783.831 | 3,138.32 | 2,233.699 | 1,843.458 | 1,329.42 | 1,144.6 | 1,139.7 | 1,299.7 | 1,013.3 | 673 | 709.1 | 936.8 | 802.7 | 559.2 | 478.9 | 417.6 | 0 | 0 | 0 | 0 |
| Cost of Revenue
| 349.387 | 573.44 | 530.523 | 349.121 | 233.635 | 263.172 | 271.844 | 206.351 | 182.202 | 349.095 | 274.881 | 1,042 | 996 | 1,100 | 685.476 | 1,255.306 | 710.835 | 773.863 | 703.21 | 625.024 | 497.17 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 2,269.659 | 890.426 | 1,501.057 | 2,060.172 | 1,577.807 | 1,409.07 | 1,089.325 | 919.968 | 777.952 | 535.997 | 460.882 | 3,011 | 2,553 | 2,255 | 4,546.213 | 1,853.766 | 1,784.012 | 1,311.496 | 2,925.178 | 2,833.773 | 3,286.661 | 3,138.32 | -374,148.301 | 1,843.458 | 1,329.42 | 1,144.6 | 1,139.7 | 1,258.6 | 1,013.3 | 673 | 709.1 | 936.8 | 802.7 | 559.2 | 478.9 | 417.6 | 0 | 0 | 0 | 0 |
| Gross Profit Ratio
| 1.576 | 0.608 | 1.261 | 0.855 | 0.918 | 0.843 | 0.8 | 0.817 | 0.81 | 0.645 | 0.684 | 0.743 | 0.719 | 0.672 | 1.01 | 0.39 | 0.972 | 0.629 | 0.806 | 0.819 | 0.869 | 1 | -167.502 | 1 | 1 | 1 | 1 | 0.968 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 400.993 | 372.32 | 291.293 | 281.689 | 304.453 | 311.081 | 285.132 | 242.269 | 203.205 | 173.323 | 135.859 | 504 | 491 | 493 | 561.128 | 540 | 570.43 | 728.095 | 703.21 | 625.024 | 497.17 | 435.93 | 376.382 | 362.904 | 280.886 | 184.1 | 189.9 | 224.6 | 206.3 | 74.7 | 68 | 62.3 | 54.8 | 52.9 | 48.8 | 44.2 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 400.993 | 372.32 | 291.293 | 281.689 | 304.453 | 311.081 | 285.132 | 242.269 | 203.205 | 158.975 | 129.709 | 504 | 491 | 521 | 561.128 | 540 | 570.43 | 728.095 | 703.21 | 625.024 | 497.17 | 435.93 | 376.382 | 362.904 | 280.886 | 184.1 | 189.9 | 224.6 | 206.3 | 74.7 | 68 | 62.3 | 54.8 | 52.9 | 48.8 | 44.2 | 0 | 0 | 0 | 0 |
| Other Expenses
| 240.906 | 313.25 | 267.948 | 238.219 | 538.088 | -1,239.583 | 1,038.868 | 700.731 | 528.795 | 409.025 | 326.291 | -75 | -75 | 2,765 | 5,039.872 | 4,723.863 | 3,131.186 | 8,815.137 | 6,052.79 | 3,774.976 | 1,115.78 | 2,702.39 | 1,857.317 | 1,480.554 | 1,048.534 | 1,006 | 957.711 | 1,075.1 | 827.5 | 598.3 | 641.1 | 874.5 | 747.9 | 506.3 | 430.1 | 373.4 | 225.1 | 181 | 144.6 | 123.3 |
| Operating Expenses
| 636.57 | 685.57 | 559.241 | 519.908 | 538.088 | -928.502 | 1,324 | 448.62 | 385.407 | 568 | 456 | 1,042 | 996 | 1,100 | 4,501 | 3,056 | 1,836.247 | 2,033.723 | 1,346.152 | 1,138.328 | 1,115.78 | 3,138.32 | 2,233.699 | 1,843.458 | 1,329.42 | 1,144.6 | 1,147.611 | 1,299.7 | 1,033.8 | 673 | 709.1 | 1,234 | 1,617.7 | 2,472.7 | 2,945.3 | 2,681.3 | 225.1 | 181 | 144.6 | 123.3 |
| Operating Income
| 1,633.089 | 1,399.657 | 637.553 | 1,540.264 | 1,249.937 | 1,006.912 | 559.329 | 782.332 | 509.637 | 132.928 | 124.532 | 584.245 | 3,854 | 599 | 597.53 | 482.675 | 5,525.218 | -103.796 | 2,152.274 | 2,746.811 | 1,120.045 | 3,334.846 | 1,145,607 | 2,731.433 | 3,537.768 | 2,855.7 | 2,664.5 | 3,277 | 3,179.7 | 3,658.4 | 2,711.8 | 2,170.8 | 2,420.4 | 3,031.9 | 3,424.2 | 3,098.9 | 225.1 | 181 | 144.6 | 123.3 |
| Operating Income Ratio
| 1.134 | 0.956 | 0.536 | 0.639 | 0.727 | 0.602 | 0.411 | 0.695 | 0.531 | 0.16 | 0.185 | 0.144 | 1.086 | 0.179 | 0.133 | 0.101 | 3.009 | -0.05 | 0.593 | 0.794 | 0.296 | 1.063 | 512.874 | 1.482 | 2.661 | 2.495 | 2.338 | 2.521 | 3.138 | 5.436 | 3.824 | 2.317 | 3.015 | 5.422 | 7.15 | 7.421 | 0 | 0 | 0 | 0 |
| Total Other Income Expenses Net
| -834.453 | -313.25 | -267.948 | 777.358 | -95.931 | 0 | 0 | -206.82 | -173.108 | 306.136 | 209.22 | 776 | 497 | 328 | 492.769 | 238.364 | -6,001.193 | -3,002.968 | -3,406.221 | -378 | 781.724 | 2,182.969 | -365,112 | -348.165 | 700.897 | 740.9 | 739.5 | 749.1 | 589.6 | 507.6 | 569.3 | 690.1 | 608.2 | 2,382.9 | 400.1 | 347.8 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 798.636 | 778.296 | 630.725 | 1,540.264 | 1,154.006 | 743.74 | 559.329 | 491.465 | 414.436 | 439.064 | 333.752 | 2,087 | 1,433 | 927 | 1,090.299 | 721.039 | -376.268 | -481.796 | 1,995.274 | 2,111.051 | 1,901.769 | 2,182.969 | 780,495 | 607.318 | 700.897 | 740.9 | 739.5 | 750.8 | 602.9 | 507.6 | 569.3 | 690.1 | 608.2 | 469.4 | 400.1 | 347.8 | 0 | 0 | 0 | 0 |
| Income Before Tax Ratio
| 0.554 | 0.532 | 0.53 | 0.639 | 0.672 | 0.445 | 0.411 | 0.436 | 0.432 | 0.528 | 0.495 | 0.515 | 0.404 | 0.276 | 0.242 | 0.152 | -0.205 | -0.231 | 0.55 | 0.61 | 0.503 | 0.696 | 349.418 | 0.329 | 0.527 | 0.647 | 0.649 | 0.578 | 0.595 | 0.754 | 0.803 | 0.737 | 0.758 | 0.839 | 0.835 | 0.833 | 0 | 0 | 0 | 0 |
| Income Tax Expense
| 190.311 | 196.905 | 161.711 | 379.751 | 273.316 | 165.464 | 71.853 | 202.531 | 164.109 | 164.78 | 139.967 | 776 | 497 | 328 | 492.769 | 238.364 | -167.574 | 412.283 | 834.311 | 728.767 | 642.689 | 779.38 | 431.403 | 223.322 | 235.88 | 240.1 | 238 | 242.9 | 183.5 | 141.3 | 166.5 | 260 | 214.3 | 124.3 | 99.2 | 90.2 | -225.1 | -181 | -144.6 | -123.3 |
| Net Income
| 608.325 | 581.391 | 469.014 | 1,160.513 | 880.69 | 578.276 | 487.476 | 288.934 | 250.327 | 274.284 | 194.219 | 258.945 | 217.62 | 633 | 530.382 | 324.138 | -212.626 | -896.394 | 1,156.956 | 1,382.284 | 1,913.27 | 1,533.56 | 791.996 | 383.996 | 465.017 | 500.8 | 501.5 | 507.9 | 408.7 | 496.4 | 402.8 | 430.1 | 393.9 | 345.1 | 300.9 | 257.6 | 225.1 | 181 | 144.6 | 123.3 |
| Net Income Ratio
| 0.422 | 0.397 | 0.394 | 0.482 | 0.513 | 0.346 | 0.358 | 0.257 | 0.261 | 0.33 | 0.288 | 0.064 | 0.061 | 0.189 | 0.118 | 0.068 | -0.116 | -0.43 | 0.319 | 0.4 | 0.506 | 0.489 | 0.355 | 0.208 | 0.35 | 0.438 | 0.44 | 0.391 | 0.403 | 0.738 | 0.568 | 0.459 | 0.491 | 0.617 | 0.628 | 0.617 | 0 | 0 | 0 | 0 |
| EPS
| 2.73 | 2.44 | 1.78 | 3.67 | 2.27 | 1.35 | 1.08 | 0.63 | 0.54 | 0.6 | 0.43 | 3.18 | 1.93 | 1.19 | 0.94 | 0.38 | -0.69 | -2.17 | 2.73 | 3.25 | 4.39 | 3.39 | 1.69 | 0.78 | 0.95 | 1.04 | 1 | 0.93 | 0.7 | 0.69 | 0.47 | 0.46 | 0.4 | 0.34 | 0.28 | 0.24 | 0.21 | 0.17 | 0.13 | 0.11 |
| EPS Diluted
| 2.73 | 2.41 | 1.76 | 3.61 | 2.25 | 1.34 | 1.07 | 0.62 | 0.53 | 0.59 | 0.42 | 3.12 | 1.9 | 1.18 | 0.94 | 0.38 | -0.69 | -2.17 | 2.63 | 3.05 | 4.02 | 3.31 | 1.64 | 0.76 | 0.92 | 1.02 | 0.98 | 0.93 | 0.7 | 0.69 | 0.47 | 0.46 | 0.4 | 0.34 | 0.28 | 0.24 | 0.21 | 0.17 | 0.13 | 0.11 |
| EBITDA
| 816.288 | 796.107 | 648.056 | 1,556.307 | 1,249.937 | 758.409 | 0 | 503.105 | 424.934 | 132.928 | 124.532 | 0 | 3,873.962 | 919 | 659.902 | 0 | 5,678.925 | 8,112.769 | 4,527.61 | 2,746.811 | 3,989.655 | 3,334.846 | 2,426.019 | 2,731.433 | 3,537.768 | 2,855.7 | 2,664.5 | 3,277 | 0 | 0 | 2,711.8 | 2,170.8 | 2,420.4 | 3,031.9 | 3,424.2 | 3,098.9 | 225.1 | 181 | 144.6 | 123.3 |
| EBITDA Ratio
| 0.567 | 0.544 | 0.545 | 0.646 | 0.727 | 0.454 | 0 | 0.447 | 0.443 | 0.16 | 0.185 | 0 | 1.092 | 0.274 | 0.147 | 0 | 3.093 | 3.89 | 1.248 | 0.794 | 1.054 | 1.063 | 1.086 | 1.482 | 2.661 | 2.495 | 2.338 | 2.521 | 0 | 0 | 3.824 | 2.317 | 3.015 | 5.422 | 7.15 | 7.421 | 0 | 0 | 0 | 0 |