Provident Financial Holdings, Inc.
NASDAQ:PROV
14.75 (USD) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 58.671 | 41.06 | 36.311 | 35.212 | 40.921 | 50.681 | 58.195 | 66.559 | 69.39 | 73.662 | 62.398 | 108.557 | 79.88 | 74.106 | 61.837 | 63.977 | 46.647 | 59.337 | 70.263 | 66.931 | 56.385 | 57.214 | 42.922 | 39.945 | 37.773 | 43.2 | 29.8 | 26.7 | 11.712 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 58.671 | 41.06 | 36.311 | 35.212 | 40.921 | 50.681 | 58.195 | 66.559 | 69.39 | 73.662 | 62.398 | 108.557 | 79.88 | 74.106 | 61.837 | 63.977 | 46.647 | 59.337 | 70.263 | 66.931 | 56.385 | 57.214 | 42.922 | 39.945 | 37.773 | 43.2 | 29.8 | 26.7 | 11.712 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 18.422 | 18.394 | 16.376 | 15.709 | 19.14 | 30.739 | 35.57 | 42.515 | 43.627 | 42.592 | 38.989 | 51.516 | 40.579 | 32.576 | 26.367 | 19.556 | 18.994 | 22.032 | 20.48 | 21.633 | 19.063 | 17.965 | 16.851 | 15.689 | 15.024 | 15.3 | 12.5 | 11.3 | 11.444 |
| Selling & Marketing Expenses
| 0.709 | 0.622 | 0.642 | 0.68 | 0.773 | 0.98 | 1.039 | 1.323 | 1.331 | 1.643 | 1.761 | 1.859 | 1.187 | 0.672 | 0.623 | 0.509 | 0.524 | 0.945 | 1.125 | 0.895 | 0.912 | 0.9 | 0.78 | 1.13 | 1.055 | 0.8 | 0 | 0 | 0 |
| SG&A
| 19.131 | 19.016 | 17.018 | 16.389 | 19.913 | 31.719 | 36.609 | 43.838 | 44.958 | 44.235 | 40.75 | 53.375 | 41.766 | 33.248 | 26.99 | 20.065 | 19.518 | 22.977 | 21.605 | 22.528 | 19.975 | 18.865 | 17.631 | 16.819 | 16.079 | 16.1 | 12.5 | 11.3 | 11.444 |
| Other Expenses
| -6.003 | -47.66 | -5.611 | -41.414 | -49.932 | -70.272 | -82.865 | -10.535 | -9.501 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12.932 | 7.439 | -6.8 | -4.2 | -11.4 | 6.251 |
| Operating Expenses
| 6.003 | -28.644 | 0.642 | -25.025 | -30.019 | -38.553 | -46.256 | 1.323 | 1.331 | 1.643 | 1.761 | 1.859 | 1.187 | 0.672 | 0.623 | 0.509 | 0.524 | 0.945 | 1.125 | 0.895 | 0.912 | 0.9 | 0.78 | 29.751 | 23.518 | 9.3 | 8.3 | -0.1 | 17.695 |
| Operating Income
| 11.167 | 12.416 | 15.993 | 10.187 | 10.902 | 12.128 | 11.939 | -0.557 | -0.095 | 23.501 | 0.018 | 0.916 | -0.12 | -1.351 | 0.016 | -2.469 | -2.683 | 79.602 | 78.789 | 65.758 | 52.705 | 56.659 | 54.779 | 69.696 | 61.291 | 52.5 | 38.1 | 26.6 | 29.407 |
| Operating Income Ratio
| 0.19 | 0.302 | 0.44 | 0.289 | 0.266 | 0.239 | 0.205 | -0.008 | -0.001 | 0.319 | 0 | 0.008 | -0.002 | -0.018 | 0 | -0.039 | -0.058 | 1.342 | 1.121 | 0.982 | 0.935 | 0.99 | 1.276 | 1.745 | 1.623 | 1.215 | 1.279 | 0.996 | 2.511 |
| Total Other Income Expenses Net
| 10.387 | 12.416 | -3.135 | 10.187 | 10.902 | -6.208 | -6.412 | 9.373 | 12.941 | -6.421 | 11.592 | 41.797 | 18.858 | 24.62 | 1.839 | -12.206 | 5.911 | -59.192 | -42.573 | -32.982 | -25.919 | -28.413 | -39.188 | -54.456 | -48.725 | -34.4 | -29.4 | -23.5 | -25.269 |
| Income Before Tax
| 10.387 | 12.416 | 12.858 | 10.187 | 10.902 | 5.92 | 5.527 | 8.816 | 13.26 | 17.08 | 11.61 | 42.713 | 18.738 | 23.269 | 1.855 | -14.675 | 3.228 | 20.41 | 36.216 | 32.776 | 26.786 | 28.246 | 15.591 | 15.24 | 12.566 | 18.1 | 8.7 | 3.1 | 4.138 |
| Income Before Tax Ratio
| 0.177 | 0.302 | 0.354 | 0.289 | 0.266 | 0.117 | 0.095 | 0.132 | 0.191 | 0.232 | 0.186 | 0.393 | 0.235 | 0.314 | 0.03 | -0.229 | 0.069 | 0.344 | 0.515 | 0.49 | 0.475 | 0.494 | 0.363 | 0.382 | 0.333 | 0.419 | 0.292 | 0.116 | 0.353 |
| Income Tax Expense
| 3.036 | 3.824 | 3.765 | 2.626 | 3.213 | 1.503 | 3.396 | 3.609 | 5.546 | 7.277 | 5.004 | 16.916 | 7.928 | 10.049 | 0.74 | -7.236 | 2.368 | 9.124 | 15.676 | 14.077 | 11.717 | 11.357 | 6.482 | 6.354 | 5.31 | 7.6 | 3.7 | 1.2 | 1.332 |
| Net Income
| 7.351 | 8.592 | 9.093 | 7.561 | 7.689 | 4.417 | 2.131 | 5.207 | 7.714 | 9.803 | 6.606 | 25.797 | 10.81 | 13.22 | 1.115 | -7.439 | 0.86 | 11.286 | 20.54 | 18.699 | 15.069 | 16.889 | 9.109 | 8.886 | 7.256 | 10.5 | 5 | 1.9 | 2.806 |
| Net Income Ratio
| 0.125 | 0.209 | 0.25 | 0.215 | 0.188 | 0.087 | 0.037 | 0.078 | 0.111 | 0.133 | 0.106 | 0.238 | 0.135 | 0.178 | 0.018 | -0.116 | 0.018 | 0.19 | 0.292 | 0.279 | 0.267 | 0.295 | 0.212 | 0.222 | 0.192 | 0.243 | 0.168 | 0.071 | 0.24 |
| EPS
| 1.06 | 1.2 | 1.23 | 1.01 | 1.03 | 0.59 | 0.28 | 0.66 | 0.92 | 1.09 | 0.67 | 2.43 | 0.96 | 1.16 | 0.12 | -1.2 | 0.14 | 1.72 | 3.1 | 2.84 | 2.24 | 2.37 | 1.18 | 1.13 | 0.88 | 1.14 | 0.51 | 0.18 | 0.24 |
| EPS Diluted
| 1.06 | 1.19 | 1.22 | 1 | 1.01 | 0.58 | 0.28 | 0.64 | 0.9 | 1.07 | 0.65 | 2.38 | 0.96 | 1.16 | 0.12 | -1.2 | 0.14 | 1.69 | 2.98 | 2.64 | 2.09 | 2.2 | 1.12 | 1.1 | 0.87 | 1.13 | 0.49 | 0.18 | 0.24 |
| EBITDA
| -0.78 | 12.416 | 20.842 | 16.453 | 14.293 | 15.203 | 15.069 | 18.135 | 21.73 | 25.358 | 20.604 | 55.263 | 34.8 | 45.626 | 33.974 | 29.502 | 59.907 | 81.814 | 81.984 | 69.267 | 57.123 | 62.632 | 57.071 | 71.977 | 63.415 | 52.9 | 38 | 27.8 | 30.465 |
| EBITDA Ratio
| -0.013 | 0.302 | 0.574 | 0.467 | 0.349 | 0.3 | 0.259 | 0.272 | 0.313 | 0.344 | 0.33 | 0.509 | 0.436 | 0.616 | 0.549 | 0.461 | 1.284 | 1.379 | 1.167 | 1.035 | 1.013 | 1.095 | 1.33 | 1.802 | 1.679 | 1.225 | 1.275 | 1.041 | 2.601 |