Provident Financial Holdings, Inc. (PROV) - Quarterly Income Statement

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PROV
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15.61 (USD) • At close July 3, 2025

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1	2004 Q4	2004 Q3	2004 Q2	2004 Q1	2003 Q4	2003 Q3	2003 Q2	2003 Q1	2002 Q4	2002 Q3	2002 Q2	2002 Q1	2001 Q4	2001 Q3	2001 Q2	2001 Q1	2000 Q4	2000 Q3	2000 Q2	2000 Q1	1999 Q4	1999 Q3	1999 Q2	1999 Q1	1998 Q4	1998 Q3	1998 Q2	1998 Q1	1997 Q4	1997 Q3	1997 Q2	1997 Q1
Revenue Numbers are in millions	15.336	14.866	14.974	15.383	14.655	14.54	14.093	14.05	12.989	12.127	10.901	10.38	9.372	9.879	9.815	9.584	9.629	9.883	10.678	10.732	11.531	12.565	12.148	12.12	14.185	15.035	15.549	15.502	15.902	16.106	17.097	17.476	17.071	18.635	20.056	21.028	18.07	16.961	20.306	21.105	21.206	19.153	18.619	18.829	15.949	16.657	18.299	27.703	26	31.652	34.006	28.498	23.763	20.765	21.559	20.821	22.69	25.297	26.238	22.325	19.382	24.343	26.372	30.106	26.878	23.66	25.489	24.232	25.631	25.986	25.111	27.362	29.843	29.743	31.581	27.317	25.624	32.639	27.256	27.096	24.89	24.743	23.184	22.362	20.991	19.363	19.587	21.835	21.731	21.389	20.672	19.69	19.006	21.149	22.265	24.581	23.477	23.252	23.091	23.718	22.272	21.2	19.4	25	17.87	18.2	17.3	16.1	15	14.4	13.8	12.7	12.1	12.8	12.6
Cost of Revenue Numbers are in millions	4.826	5.848	4.762	5.453	5.372	4.171	4.748	3.625	2.776	1.977	1.003	0.298	0.075	-0.219	0.519	0.198	0.773	1.31	1.573	1.885	2.414	1.56	1.315	1.41	1.525	1.392	1.406	1.414	1.063	1.603	1.796	1.235	1.468	1.368	1.566	1.055	1.04	1.412	1.753	1.64	1.448	1.192	0.754	0.924	0.859	0.96	1.213	0.964	2.029	2.868	3.444	5.119	5.1	5.078	5.185	5.35	7.547	6.54	6.968	6.335	9.234	10.393	26.466	22.384	23.361	27.631	17.452	18.47	16.458	16.611	15.882	14.808	16.682	18.73	14.068	11.56	11.516	10.235	10.396	9.818	8.893	8.131	7.781	6.667	6.863	6.73	6.478	6.778	7.067	7.883	7.74	8.554	8.99	10.294	11.875	13.366	13.584	13.837	13.669	13.43	13.538	11.9	10.1	8.6	8.4	8.9	8.9	8.2	7.9	7.7	6.8	6.4	6.2	6.3	6
Gross Profit Numbers are in millions	10.51	9.018	10.212	9.93	9.283	10.369	9.345	10.425	10.213	10.15	9.898	10.082	9.297	10.098	9.296	9.386	8.856	8.573	9.105	8.847	9.117	11.005	10.833	10.71	12.66	13.643	14.143	14.088	14.839	14.503	15.301	16.241	15.603	17.267	18.49	19.973	17.03	15.549	18.553	19.465	19.758	17.961	17.865	17.905	15.09	15.697	17.086	26.739	23.971	28.784	30.562	23.379	18.663	15.687	16.374	15.471	15.143	18.757	19.27	15.99	10.148	13.95	-0.094	7.722	3.517	-3.971	8.037	5.762	9.173	9.375	9.229	12.554	13.161	11.013	17.513	15.757	14.108	22.404	16.86	17.278	15.997	16.612	15.403	15.695	14.128	12.633	13.109	15.057	14.664	13.506	12.932	11.136	10.016	10.855	10.39	11.215	9.893	9.415	9.422	10.288	8.734	9.3	9.3	16.4	9.47	9.3	8.4	7.9	7.1	6.7	7	6.3	5.9	6.5	6.6
Gross Profit Ratio Numbers are in millions	0.685	0.607	0.682	0.646	0.633	0.713	0.663	0.738	0.786	0.837	0.914	0.971	0.992	1.022	0.947	0.979	0.92	0.867	0.853	0.824	0.791	0.874	0.892	0.882	0.893	0.907	0.91	0.909	0.933	0.9	0.895	0.929	0.914	0.927	0.922	0.95	0.942	0.917	0.914	0.917	0.932	0.938	0.96	0.951	0.946	0.942	0.934	0.965	0.922	0.91	0.899	0.82	0.785	0.755	0.759	0.743	0.667	0.741	0.734	0.716	0.524	0.573	-0.004	0.256	0.131	-0.168	0.315	0.238	0.358	0.361	0.368	0.459	0.441	0.37	0.555	0.577	0.551	0.686	0.621	0.638	0.643	0.671	0.664	0.708	0.673	0.652	0.669	0.693	0.675	0.631	0.626	0.566	0.527	0.513	0.467	0.456	0.421	0.405	0.408	0.437	0.392	0.439	0.479	0.656	0.53	0.511	0.486	0.491	0.473	0.465	0.507	0.496	0.488	0.508	0.524
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	4.971	5.016	4.816	4.603	4.73	4.778	4.311	5.047	4.55	4.523	4.274	4.189	4.339	4.591	3.257	2.295	4.395	4.442	4.577	4.093	5.02	5.058	4.969	5.525	9.416	7.383	8.415	8.269	8.997	8.851	9.453	9.868	10.559	10.526	11.562	11.47	10.882	10.221	11.054	11.373	11.177	10.188	9.854	10.12	9.062	9.141	10.666	13.258	11.76	12.974	13.524	12	10.713	8.841	9.025	8.6	7.865	8.229	8.058	6.776	6.875	6.81	5.758	3.975	5.521	4.813	4.625	4.532	4.816	4.522	4.982	5.616	5.641	5.359	5.416	5.194	5.105	4.977	5.204	5.953	5.289	5.314	5.077	5.035	4.781	4.666	4.581	4.571	4.557	4.56	4.277	4.443	4.256	4.054	4.098	4.367	3.67	3.666	3.986	4.08	3.58	3.4	4	4	4	3.8	3.4	3.5	3	3.1	2.9	2.7	2.4	3.1	3.1
Selling & Marketing Expenses Numbers are in millions	0.181	0.187	0.173	0.193	0.167	0.181	0.168	0.118	0.182	0.175	0.147	0.165	0.186	0.149	0.142	0.21	0.13	0.227	0.113	0.267	0.177	0.212	0.117	0.312	0.246	0.253	0.169	0.322	0.213	0.301	0.203	0.353	0.421	0.253	0.296	0.379	0.356	0.334	0.262	0.455	0.458	0.399	0.331	0.537	0.418	0.391	0.415	0.51	0.513	0.416	0.42	0.495	0.315	0.178	0.199	0	0.202	0.16	0.134	0	0	0.148	0	0	0	0.119	0.181	0.109	0.112	0.13	0.173	0.221	0.247	0.216	0.261	0.409	0.242	0.255	0.219	0.217	0.227	0.269	0.182	0.206	0.17	0.306	0.23	0.249	0.203	0.216	0.232	0.225	0.109	0.26	0.186	0.354	0.234	0.274	0.268	0.192	0.237	0.4	0.3	0	0.13	0	0.3	0	0	0	0	0	0	0	0
SG&A Numbers are in millions	5.152	5.203	4.989	4.796	4.897	4.959	4.479	5.165	4.732	4.698	4.421	4.354	4.525	4.74	3.399	2.505	4.525	4.669	4.69	4.36	5.197	5.27	5.086	5.837	9.662	7.636	8.584	8.591	9.21	9.152	9.656	10.221	10.98	10.779	11.858	11.849	11.238	10.555	11.316	11.828	11.635	10.587	10.185	10.657	9.48	9.532	11.081	13.768	12.273	13.39	13.944	12.495	11.028	9.019	9.224	8.6	8.067	8.389	8.192	7.399	6.875	6.958	5.758	4.484	5.521	4.932	4.806	4.641	4.928	4.652	5.155	5.837	5.888	5.575	5.677	5.603	5.347	5.232	5.423	6.17	5.516	5.583	5.259	5.24	4.951	4.972	4.811	4.82	4.76	4.776	4.509	4.668	4.365	4.314	4.284	4.721	3.904	3.94	4.254	4.272	3.817	3.8	4.3	4.8	4.13	3.8	3.7	3.5	3	3.1	2.9	2.7	2.4	3.1	3.1
Other Expenses Numbers are in millions	2.704	2.591	2.534	2.376	2.271	2.385	2.377	2.442	2.192	2.1	2.52	2.095	2.374	2.159	2.269	2.418	2.384	2.247	2.295	2.243	2.308	2.284	2.152	3.82	3.338	3.239	3.12	3.227	3.229	4.061	6.078	4.496	2.788	3.889	3.774	3.706	3.247	3.304	3.044	3.322	3.533	3.325	3.554	3.557	3.073	3.339	3.449	3.751	3.456	3.379	3.382	3.496	3.569	3.455	3.079	3.208	2.945	2.953	3.018	3.07	2.673	2.613	2.793	2.945	2.427	2.307	2.558	3.283	2.371	2.668	2.471	2.945	2.704	2.648	2.557	3.346	2.695	2.537	2.73	2.748	2.431	2.456	2.351	2.359	2.049	2.243	2.154	2.337	2.22	2.305	2.186	2.334	2.226	2.28	2.335	1.73	2.029	1.958	2.169	2.151	2.207	2.3	2.2	2.4	1.94	2.7	1.9	2.3	2	1.5	1.5	1.9	1.5	2	5.4
Operating Expenses Numbers are in millions	7.856	7.794	7.523	7.172	7.168	7.344	6.856	7.607	6.924	6.798	6.941	6.449	6.899	6.899	5.668	4.923	6.909	6.916	6.985	6.603	7.505	7.554	7.238	9.657	13	10.875	11.704	11.818	12.439	13.213	15.734	14.717	13.768	14.668	15.632	15.555	14.485	13.859	14.36	15.15	15.168	13.912	13.739	14.214	12.553	12.871	14.53	17.519	15.729	16.769	17.326	15.991	14.597	12.474	12.303	11.808	11.012	11.342	11.21	10.469	9.548	9.571	8.551	7.429	7.948	7.239	7.364	7.924	7.299	7.32	7.626	8.782	8.592	8.223	8.234	8.949	8.042	7.769	8.153	8.918	7.947	8.039	7.61	7.599	7	7.215	6.965	7.157	6.98	7.081	6.695	7.002	6.591	6.594	6.619	6.451	5.933	5.898	6.423	6.423	6.024	6.1	6.5	7.2	6.07	6.5	5.6	5.8	5	4.6	4.4	4.6	3.9	5.1	8.5
Operating Income Numbers are in millions	2.654	1.224	2.689	2.758	2.115	3.025	2.489	2.818	3.289	3.352	2.957	3.633	2.398	3.199	3.628	4.463	1.947	1.657	2.12	2.244	1.612	3.451	3.595	1.053	-0.34	2.768	2.439	2.27	2.4	1.29	-0.433	1.524	1.835	2.599	2.858	4.418	2.545	1.69	4.193	4.315	4.59	4.049	4.126	3.691	2.537	2.826	2.556	9.22	8.242	12.015	13.236	7.388	4.066	3.213	4.071	3.663	4.131	7.415	8.06	5.521	0.6	4.379	-8.645	0.293	-4.431	-11.21	0.673	-2.162	1.874	2.055	1.603	3.772	4.569	2.79	9.279	6.808	6.066	14.635	8.707	8.36	8.05	8.573	7.793	8.096	7.128	5.418	6.144	7.9	7.684	6.425	6.237	4.134	3.425	4.261	3.771	4.764	3.96	3.517	2.999	3.865	2.71	3.2	2.8	9.2	3.4	2.8	2.8	2.1	2.1	2.1	2.6	1.7	2	1.4	-1.9
Operating Income Ratio Numbers are in millions	0.173	0.082	0.18	0.179	0.144	0.208	0.177	0.201	0.253	0.276	0.271	0.35	0.256	0.324	0.37	0.466	0.202	0.168	0.199	0.209	0.14	0.275	0.296	0.087	-0.024	0.184	0.157	0.146	0.151	0.08	-0.025	0.087	0.107	0.139	0.143	0.21	0.141	0.1	0.206	0.204	0.216	0.211	0.222	0.196	0.159	0.17	0.14	0.333	0.317	0.38	0.389	0.259	0.171	0.155	0.189	0.176	0.182	0.293	0.307	0.247	0.031	0.18	-0.328	0.01	-0.165	-0.474	0.026	-0.089	0.073	0.079	0.064	0.138	0.153	0.094	0.294	0.249	0.237	0.448	0.319	0.309	0.323	0.346	0.336	0.362	0.34	0.28	0.314	0.362	0.354	0.3	0.302	0.21	0.18	0.201	0.169	0.194	0.169	0.151	0.13	0.163	0.122	0.151	0.144	0.368	0.19	0.154	0.162	0.13	0.14	0.146	0.188	0.134	0.165	0.109	-0.151
Total Other Income Expenses Net Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Numbers are in millions	2.654	1.224	2.689	2.758	2.115	3.025	2.489	2.818	3.289	3.352	2.957	3.633	2.398	3.199	3.628	4.463	1.947	1.657	2.12	2.244	1.612	3.451	3.595	1.053	-0.34	2.768	2.439	2.27	2.4	1.29	-0.433	1.524	1.835	2.599	2.858	4.418	2.545	1.69	4.193	4.315	4.59	4.049	4.126	3.691	2.537	2.826	2.556	9.22	8.242	12.015	13.236	7.388	4.066	3.213	4.071	3.663	4.131	7.415	8.06	5.521	0.6	4.379	-8.645	0.293	-4.431	-11.21	0.673	-2.162	1.874	2.055	1.603	3.772	4.569	2.79	9.279	6.808	6.066	14.635	8.707	8.36	8.05	8.573	7.793	8.096	7.128	5.418	6.144	7.9	7.684	6.425	6.237	4.134	3.425	4.261	3.771	4.764	3.96	3.517	2.999	3.865	2.71	3.2	2.8	9.2	3.4	2.8	2.8	2.1	2.1	2.1	2.6	1.7	2	1.4	-1.9
Income Before Tax Ratio Numbers are in millions	0.173	0.082	0.18	0.179	0.144	0.208	0.177	0.201	0.253	0.276	0.271	0.35	0.256	0.324	0.37	0.466	0.202	0.168	0.199	0.209	0.14	0.275	0.296	0.087	-0.024	0.184	0.157	0.146	0.151	0.08	-0.025	0.087	0.107	0.139	0.143	0.21	0.141	0.1	0.206	0.204	0.216	0.211	0.222	0.196	0.159	0.17	0.14	0.333	0.317	0.38	0.389	0.259	0.171	0.155	0.189	0.176	0.182	0.293	0.307	0.247	0.031	0.18	-0.328	0.01	-0.165	-0.474	0.026	-0.089	0.073	0.079	0.064	0.138	0.153	0.094	0.294	0.249	0.237	0.448	0.319	0.309	0.323	0.346	0.336	0.362	0.34	0.28	0.314	0.362	0.354	0.3	0.302	0.21	0.18	0.201	0.169	0.194	0.169	0.151	0.13	0.163	0.122	0.151	0.144	0.368	0.19	0.154	0.162	0.13	0.14	0.146	0.188	0.134	0.165	0.109	-0.151
Income Tax Expense Numbers are in millions	0.797	0.352	0.789	0.805	0.62	0.884	0.727	1.01	0.966	0.981	0.867	1.17	0.699	0.935	0.961	1.124	0.386	0.481	0.635	0.66	0.467	1.053	1.033	0.266	-0.189	0.81	0.616	0.87	0.667	2.067	-0.208	0.56	0.69	1.095	1.264	1.863	1.051	0.708	1.75	1.83	1.99	1.721	1.736	1.6	1.138	1.223	1.043	3.963	3.372	5.075	4.506	3.082	1.734	1.359	1.753	1.562	1.796	3.16	3.531	2.319	0.229	1.821	-3.629	-1.02	-1.861	-4.699	0.344	-0.409	0.917	1.011	0.845	1.777	2.031	1.295	4.021	2.984	2.666	6.252	3.774	3.53	3.47	3.539	3.538	3.813	3.014	2.327	2.563	3.182	3.096	2.536	2.543	1.706	1.428	1.775	1.573	1.986	1.62	1.482	1.266	1.649	1.128	1.4	1.2	3.8	1.4	1.2	1.2	0.9	0.9	0.9	1.1	0.6	0.9	0.6	-0.8
Net Income Numbers are in millions	1.857	0.872	1.9	1.953	1.495	2.141	1.762	1.808	2.323	2.371	2.09	2.463	1.699	2.264	2.667	3.339	1.561	1.176	1.485	1.584	1.145	2.398	2.562	0.787	-0.151	1.958	1.823	1.4	1.733	-0.777	-0.225	0.964	1.145	1.504	1.594	2.555	1.494	0.982	2.443	2.485	2.6	2.328	2.39	2.091	1.399	1.603	1.513	5.257	4.87	6.94	8.73	4.306	2.332	1.854	2.318	2.101	2.335	4.255	4.529	3.202	0.371	2.558	-5.016	1.313	-2.57	-6.511	0.329	-1.753	0.957	1.044	0.758	1.995	2.538	1.495	5.258	3.824	3.4	8.383	4.933	4.83	4.58	5.034	4.255	4.283	4.114	3.091	3.581	4.718	4.588	3.889	3.694	2.428	1.997	2.486	2.198	2.778	2.34	2.035	1.733	2.216	1.582	1.8	1.6	5.4	2	1.6	1.6	1.2	1.2	1.2	1.5	1.1	1.1	0.8	-1.1
Net Income Ratio Numbers are in millions	0.121	0.059	0.127	0.127	0.102	0.147	0.125	0.129	0.179	0.196	0.192	0.237	0.181	0.229	0.272	0.348	0.162	0.119	0.139	0.148	0.099	0.191	0.211	0.065	-0.011	0.13	0.117	0.09	0.109	-0.048	-0.013	0.055	0.067	0.081	0.079	0.122	0.083	0.058	0.12	0.118	0.123	0.122	0.128	0.111	0.088	0.096	0.083	0.19	0.187	0.219	0.257	0.151	0.098	0.089	0.108	0.101	0.103	0.168	0.173	0.143	0.019	0.105	-0.19	0.044	-0.096	-0.275	0.013	-0.072	0.037	0.04	0.03	0.073	0.085	0.05	0.166	0.14	0.133	0.257	0.181	0.178	0.184	0.203	0.184	0.192	0.196	0.16	0.183	0.216	0.211	0.182	0.179	0.123	0.105	0.118	0.099	0.113	0.1	0.088	0.075	0.093	0.071	0.085	0.082	0.216	0.112	0.088	0.092	0.075	0.08	0.083	0.109	0.087	0.091	0.063	-0.087
EPS Numbers are in millions	0.28	0.13	0.28	0.28	0.22	0.31	0.25	0.26	0.33	0.33	0.29	0.34	0.23	0.3	0.35	0.44	0.21	0.16	0.2	0.21	0.15	0.32	0.34	0.1	-0.02	0.26	0.25	0.19	0.23	-0.1	-0.03	0.12	0.14	0.19	0.2	0.34	0.18	0.12	0.29	0.29	0.29	0.26	0.26	0.22	0.14	0.16	0.15	0.51	0.46	0.65	0.73	0.39	0.21	0.16	0.2	0.18	0.2	0.37	0.4	0.28	0.03	0.37	-0.82	0.21	-0.41	-1.05	0.05	-0.29	0.16	0.17	0.12	0.32	0.4	0.23	0.79	0.57	0.51	1.28	0.75	0.73	0.69	0.77	0.64	0.64	0.61	0.46	0.53	0.69	0.66	0.55	0.49	0.32	0.26	0.32	0.28	0.36	0.3	0.26	0.22	0.28	0.2	0.22	0.19	0.63	0.21	0.17	0.17	0.13	0.12	0.12	0.14	0.1	0.11	0.071	-0.11
EPS Diluted Numbers are in millions	0.28	0.13	0.28	0.28	0.22	0.31	0.25	0.26	0.33	0.33	0.29	0.34	0.23	0.3	0.35	0.44	0.21	0.16	0.2	0.21	0.15	0.31	0.33	0.1	-0.02	0.26	0.24	0.18	0.23	-0.1	-0.03	0.12	0.14	0.18	0.2	0.34	0.18	0.11	0.28	0.28	0.29	0.25	0.25	0.22	0.14	0.16	0.14	0.49	0.45	0.64	0.72	0.39	0.21	0.16	0.2	0.18	0.2	0.37	0.4	0.28	0.03	0.37	-0.82	0.21	-0.41	-1.05	0.05	-0.28	0.15	0.17	0.12	0.32	0.39	0.22	0.77	0.57	0.49	1.23	0.71	0.73	0.64	0.71	0.6	0.64	0.57	0.43	0.49	0.69	0.61	0.51	0.46	0.32	0.25	0.31	0.26	0.36	0.29	0.25	0.21	0.28	0.2	0.22	0.18	0.63	0.21	0.17	0.16	0.13	0.12	0.12	0.14	0.1	0.11	0.071	-0.11
EBITDA Numbers are in millions	3.388	2.138	3.591	3.607	2.897	3.792	3.246	3.594	4.065	4.099	3.846	4.453	3.609	4.653	4.992	6.192	3.688	3.187	3.386	3.288	2.603	4.017	4.416	2.083	0.041	3.504	3.367	3.171	3.047	2.208	0.231	2.216	2.449	3.236	3.555	4.995	3.016	2.244	4.5	4.693	5.028	4.479	4.737	4.132	2.891	3.193	3.052	9.705	8.655	12.383	13.716	7.623	4.396	3.553	4.523	4.053	4.426	7.787	8.42	5.841	0.982	4.778	-8.212	0.749	-3.903	-10.677	1.177	-1.503	2.433	2.633	2.173	4.461	5.075	3.353	9.733	7.514	6.716	15.47	9.711	9.198	8.888	9.505	8.694	9.462	7.868	6.292	7.582	9.471	9.51	7.949	7.289	4.849	3.891	4.482	4.661	5.623	4.413	3.981	3.504	4.362	3.437	3.6	3.3	9.3	3.4	2.8	2.8	1.7	1.9	2.3	2.9	3.3	1	1.7	-1.6
EBITDA Ratio Numbers are in millions	0.221	0.144	0.24	0.234	0.198	0.261	0.23	0.256	0.313	0.338	0.353	0.429	0.385	0.471	0.509	0.646	0.383	0.322	0.317	0.306	0.226	0.32	0.364	0.172	0.003	0.233	0.217	0.205	0.192	0.137	0.014	0.127	0.143	0.174	0.177	0.238	0.167	0.132	0.222	0.222	0.237	0.234	0.254	0.219	0.181	0.192	0.167	0.35	0.333	0.391	0.403	0.267	0.185	0.171	0.21	0.195	0.195	0.308	0.321	0.262	0.051	0.196	-0.311	0.025	-0.145	-0.451	0.046	-0.062	0.095	0.101	0.087	0.163	0.17	0.113	0.308	0.275	0.262	0.474	0.356	0.339	0.357	0.384	0.375	0.423	0.375	0.325	0.387	0.434	0.438	0.372	0.353	0.246	0.205	0.212	0.209	0.229	0.188	0.171	0.152	0.184	0.154	0.17	0.17	0.372	0.19	0.154	0.162	0.106	0.127	0.16	0.21	0.26	0.083	0.133	-0.127

Provident Financial Holdings, Inc.

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NASDAQ:PROV