Pepper Money Limited
ASX:PPM.AX
1.43 (AUD) • At close October 17, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) AUD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 1,523.7 | 427.8 | 395.7 | 774.1 | 34.402 | 1,080.239 | 794.262 | 370.353 | 293.513 | 232.355 | 148.3 | 92.3 |
| Cost of Revenue
| 76.5 | 76.1 | 71.7 | 69.2 | 3.37 | 16.927 | 14.901 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 1,447.2 | 351.7 | 324 | 704.9 | 31.032 | 1,063.312 | 779.361 | 370.353 | 293.513 | 232.355 | 148.3 | 92.3 |
| Gross Profit Ratio
| 0.95 | 0.822 | 0.819 | 0.911 | 0.902 | 0.984 | 0.981 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 23.8 | 23.8 | 19.9 | 19.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 138.2 | 123.8 | 109.4 | 39.5 | 308.755 | 297.515 | 230.072 | 209.694 | 208.806 | 121.413 | 0 | 0 |
| Selling & Marketing Expenses
| 14.9 | 13.8 | 10.8 | 10.4 | 16.165 | 13.475 | 11.748 | 9.668 | 6.581 | 3.894 | 0 | 0 |
| SG&A
| 153.1 | 137.6 | 120.2 | 133.3 | 324.92 | 310.99 | 241.82 | 219.362 | 215.387 | 125.307 | 58.4 | 26.5 |
| Other Expenses
| -188.2 | 37.3 | 17.1 | 439.5 | 439.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 188.2 | 174.9 | 137.3 | 208 | 548.325 | 437.146 | 352.427 | 291.045 | 283.316 | 187.619 | 105.2 | 56.5 |
| Operating Income
| 1,259 | 202.2 | 368.5 | 568.7 | 16.962 | 471.096 | 338.636 | 70.278 | 7.054 | 51.976 | 43 | 35.8 |
| Operating Income Ratio
| 0.826 | 0.473 | 0.931 | 0.735 | 0.493 | 0.436 | 0.426 | 0.19 | 0.024 | 0.224 | 0.29 | 0.388 |
| Total Other Income Expenses Net
| -1,110.3 | -0.5 | -182.2 | -427.2 | -12.799 | -457.275 | -291.481 | 9.03 | 3.143 | -7.24 | 0.1 | 0 |
| Income Before Tax
| 148.7 | 201.7 | 186.3 | 141.5 | 4.162 | 13.821 | 47.155 | 79.308 | 10.197 | 44.736 | 43.1 | 35.8 |
| Income Before Tax Ratio
| 0.098 | 0.471 | 0.471 | 0.183 | 0.121 | 0.013 | 0.059 | 0.214 | 0.035 | 0.193 | 0.291 | 0.388 |
| Income Tax Expense
| 40 | 61.2 | 55.6 | 42.1 | 0.811 | 3.613 | 16.182 | 17.659 | 6.792 | 6.738 | 14.5 | 11.2 |
| Net Income
| 110.7 | 141 | 312.9 | -29.6 | 3.351 | 20.513 | 41.431 | 61.664 | 3.457 | 38.103 | 28.8 | 24.6 |
| Net Income Ratio
| 0.073 | 0.33 | 0.791 | -0.038 | 0.097 | 0.019 | 0.052 | 0.167 | 0.012 | 0.164 | 0.194 | 0.267 |
| EPS
| 0.25 | 0.32 | 0.34 | -0.067 | 0.008 | 0.047 | 0.094 | 0.35 | 0.026 | 0.37 | 134.483 | 114.871 |
| EPS Diluted
| 0.24 | 0.31 | 0.34 | -0.067 | 0.008 | 0.047 | 0.094 | 0.35 | 0.025 | 0.37 | 135.849 | 116.038 |
| EBITDA
| 1,280.9 | 222.6 | 389 | 593.1 | 8.738 | 488.023 | 353.537 | 9.045 | 3.195 | -7.135 | 0.3 | 0 |
| EBITDA Ratio
| 0.841 | 0.52 | 0.983 | 0.766 | 0.254 | 0.452 | 0.445 | 0.024 | 0.011 | -0.031 | 0.002 | 0 |