Poonawalla Fincorp Limited
NSE:POONAWALLA.NS
397.4 (INR) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 9,938.9 | 9,217.3 | 7,303.9 | 7,105.8 | 6,650.2 | 942.3 | 6,573.5 | 5,887.3 | 5,364.2 | 5,021.182 | 5,014.039 | 4,987.868 | 4,697.076 | 5,264.931 | 5,579.185 | 5,863.663 | 5,586.452 | 5,803.399 | 5,869.389 | 6,216.391 | 6,231.837 | 5,058.284 | 6,247.306 | 6,242.861 | 5,861.802 | 5,809.271 | 5,805.818 | 5,315.47 | 5,489.97 | 5,599.496 | 5,806.214 | 6,001.685 | 6,037.352 | 6,330.074 | 6,214.331 | 6,101.984 | 6,061.713 | 7,263.933 | 6,168.194 | 5,724.341 | 5,443.156 | 6,540.559 | 5,134.508 | 4,867.851 | 4,852.046 | 4,442.529 | 4,239.469 | 3,818.805 | 3,252.473 | -3,291.355 | 2,731.54 |
| Cost of Revenue
| 3,346.1 | 2,949.9 | 3,366.9 | 3,248.2 | 3,350.6 | -250.6 | 4,101.9 | 3,896.8 | 3,352.7 | 2,538.113 | 3,169.061 | 2,990.352 | 3,183.606 | 3,076.876 | 3,572.692 | 3,824.767 | 3,953.703 | 8,730.249 | 4,202.556 | 5,753.714 | 5,773.296 | 9,441.232 | 2,869.221 | 4,683.241 | 3,748.365 | 3,125.807 | 0 | 3,170.898 | 3,288.491 | 3,233.516 | 3,490.145 | 3,630.181 | 3,833.809 | 3,674.169 | 3,739.649 | 3,769.179 | 3,905.13 | -3,225.52 | 4,109.762 | 3,902.981 | 3,758.126 | -3,420.985 | 3,669.451 | 3,461.935 | 3,367.517 | -3,135.615 | 3,013.265 | 2,691.713 | 2,329.104 | 0 | 2,102.341 |
| Gross Profit
| 6,592.8 | 6,267.4 | 3,937 | 3,857.6 | 3,299.6 | 1,192.9 | 2,471.6 | 1,990.5 | 2,011.5 | 2,483.069 | 1,844.978 | 1,997.516 | 1,513.47 | 2,188.055 | 2,006.493 | 2,038.896 | 1,632.749 | -2,926.85 | 1,666.833 | 462.677 | 458.541 | -4,382.948 | 3,378.085 | 1,559.62 | 2,113.437 | 2,683.464 | 5,805.818 | 2,144.572 | 2,201.479 | 2,365.98 | 2,316.069 | 2,371.504 | 2,203.543 | 2,655.905 | 2,474.682 | 2,332.805 | 2,156.583 | 10,489.453 | 2,058.432 | 1,821.36 | 1,685.03 | 9,961.544 | 1,465.057 | 1,405.916 | 1,484.529 | 7,578.144 | 1,226.204 | 1,127.092 | 923.369 | -3,291.355 | 629.199 |
| Gross Profit Ratio
| 0.663 | 0.68 | 0.539 | 0.543 | 0.496 | 1.266 | 0.376 | 0.338 | 0.375 | 0.495 | 0.368 | 0.4 | 0.322 | 0.416 | 0.36 | 0.348 | 0.292 | -0.504 | 0.284 | 0.074 | 0.074 | -0.866 | 0.541 | 0.25 | 0.361 | 0.462 | 1 | 0.403 | 0.401 | 0.423 | 0.399 | 0.395 | 0.365 | 0.42 | 0.398 | 0.382 | 0.356 | 1.444 | 0.334 | 0.318 | 0.31 | 1.523 | 0.285 | 0.289 | 0.306 | 1.706 | 0.289 | 0.295 | 0.284 | 1 | 0.23 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 711.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 982.755 | 0 | 0 | 0 | 1,094.188 | 0 | 0 | 0 | 5,223.365 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,906.514 | 0 | 0 | 0 | 300.841 | 43.102 | 0 | 0 | 386.917 | 0 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 459.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 31.293 | 0 | 0 | 0 | 49.682 | 0 | 0 | 0 | 44.353 | 0 | 0 | 0 | 241.177 | 246.963 | 241.658 | 228.619 | 290.245 | 269.039 | 0 | 0 | 294.704 | 298.085 | 0 | 0 | 52.099 | 0 | 0 | 0 | 72.314 | 0 | 0 | 267.529 | 95.27 | 0 | 0 | 179.222 | 0 | 0 |
| SG&A
| 1,022.3 | 1,170.9 | 1,129.8 | 1,093.1 | 1,050.4 | 1,194.1 | 1,761.4 | 1,806.5 | 1,619.1 | 481.714 | 1,354.6 | 1,225.572 | 1,188.414 | 1,014.048 | 876.321 | 975.568 | 999.884 | 1,143.87 | 1,099.317 | 1,108.594 | 0 | 5,267.718 | 1,112.051 | 1,064.06 | 1,097.715 | 241.177 | 246.963 | 241.658 | 228.619 | 290.245 | 269.039 | 728.204 | 772.005 | 294.704 | 298.085 | 814.646 | 860.418 | 2,958.613 | 941.313 | 820.993 | 823.395 | 373.155 | 43.102 | 552.657 | 267.529 | 1,638.878 | 491.008 | 0 | 179.222 | 0 | 0 |
| Other Expenses
| 233.5 | -2,173.3 | 172 | 133 | 210.4 | 46 | 257.8 | 343.8 | 326.6 | -26.189 | 140.041 | 118.953 | 132.622 | -168.551 | 142.108 | 162.81 | 112.557 | -462.152 | 344.203 | 222.959 | 287.65 | -185.261 | 91.94 | 150.18 | 195.501 | 92.603 | 2,428.107 | 181.675 | 192.458 | 139.393 | 135.021 | 158.529 | 116.826 | 91.593 | 71.871 | 98.81 | 79.08 | -141.185 | 71.402 | 81.837 | 93.76 | -588.187 | 221.207 | 241.575 | 244.936 | -214.232 | 215.411 | 162.735 | 266.387 | 976.408 | 50.619 |
| Operating Expenses
| 1,394.2 | 2,173.3 | 868.5 | 835.9 | 783.3 | 321.1 | 925.2 | 888.4 | 747.8 | 817.214 | 623.937 | 558.733 | 388.852 | 456.867 | 439.627 | 404.269 | 391.022 | 473.973 | 636.25 | 637.264 | 573.593 | -4,794.531 | 2,274.254 | 641.454 | 1,421.962 | 1,995.765 | 2,675.07 | 1,529.402 | 1,714.579 | 4,020.808 | 1,887.09 | 1,764.268 | 1,666.786 | 1,732.119 | 1,806.434 | 1,701.139 | 1,663.415 | 1,529.998 | 1,585.822 | 1,424.069 | 1,265.918 | 1,507.134 | 1,265.489 | 1,231.768 | 1,100.713 | 972.582 | 878.04 | 866.734 | 705.13 | 1,393.398 | 474.164 |
| Operating Income
| 4,321.4 | 4,094.1 | 2,741.4 | -5,069.5 | 2,569.5 | 720.1 | 914 | 370.2 | 1,263.7 | 1,281.4 | 1,221.041 | 1,438.783 | 1,124.618 | 2,007.135 | 1,803.686 | 1,634.627 | 1,241.727 | -3,839.402 | 1,140.308 | 154.267 | -115.052 | 411.583 | 1,103.831 | 918.166 | 691.475 | 687.699 | 924.058 | 615.17 | 486.9 | -1,515.435 | 564 | 765.765 | 653.583 | 1,015.379 | 740.119 | 730.476 | 572.248 | 3,843.075 | 3,712.461 | 479.128 | 512.872 | 511.568 | 420.775 | 415.723 | 3,203.779 | 653.502 | 563.575 | 423.093 | 2,071.301 | 275.335 | 205.654 |
| Operating Income Ratio
| 0.435 | 0.444 | 0.375 | -0.713 | 0.386 | 0.764 | 0.139 | 0.063 | 0.236 | 0.255 | 0.244 | 0.288 | 0.239 | 0.381 | 0.323 | 0.279 | 0.222 | -0.662 | 0.194 | 0.025 | -0.018 | 0.081 | 0.177 | 0.147 | 0.118 | 0.118 | 0.159 | 0.116 | 0.089 | -0.271 | 0.097 | 0.128 | 0.108 | 0.16 | 0.119 | 0.12 | 0.094 | 0.529 | 0.602 | 0.084 | 0.094 | 0.078 | 0.082 | 0.085 | 0.66 | 0.147 | 0.133 | 0.111 | 0.637 | -0.084 | 0.075 |
| Total Other Income Expenses Net
| -424.9 | -239.4 | 826.2 | 16,315.4 | 2,673.5 | 349.4 | 1,522.6 | 1,807.6 | 1,826.1 | 525.744 | 1,304.603 | 1,264.56 | -314.325 | -10,642.955 | -1,630.061 | -1,130.349 | -771.496 | 3,798.301 | -844.797 | 253.424 | 270.725 | 837.776 | 64.598 | 121.001 | 275.179 | 92.602 | -2,206.69 | 181.675 | 192.458 | -2,569.086 | -3,768.685 | -2,901.977 | -3,939.634 | -2,979.882 | -2,936.83 | -2,954.533 | -3,044.712 | -3,144.189 | -3,168.449 | -3,081.988 | -2,934.731 | -2,978.71 | -3,062.767 | -189.286 | -2,575.027 | -301.254 | -215.411 | -162.735 | -1,586.675 | -90.214 | -50.619 |
| Income Before Tax
| 3,896.5 | 3,854.7 | 3,567.6 | 11,245.9 | 2,673.5 | 1,069.5 | 2,436.6 | 2,177.8 | 1,826.1 | 1,537.285 | 1,304.603 | 1,264.56 | 810.293 | -8,635.82 | 173.625 | 504.278 | 470.231 | -41.101 | 295.511 | 407.691 | 155.673 | 1,249.359 | 1,168.429 | 1,039.167 | 966.654 | 780.301 | 924.058 | 796.845 | 679.358 | -1,515.435 | 564 | 765.765 | 653.583 | 1,015.379 | 740.119 | 730.476 | 572.248 | 698.886 | 544.012 | 479.128 | 512.872 | 511.568 | 420.775 | 415.723 | 628.752 | 653.502 | 563.575 | 423.093 | 484.626 | 275.335 | 205.654 |
| Income Before Tax Ratio
| 0.392 | 0.418 | 0.488 | 1.583 | 0.402 | 1.135 | 0.371 | 0.37 | 0.34 | 0.306 | 0.26 | 0.254 | 0.173 | -1.64 | 0.031 | 0.086 | 0.084 | -0.007 | 0.05 | 0.066 | 0.025 | 0.247 | 0.187 | 0.166 | 0.165 | 0.134 | 0.159 | 0.15 | 0.124 | -0.271 | 0.097 | 0.128 | 0.108 | 0.16 | 0.119 | 0.12 | 0.094 | 0.096 | 0.088 | 0.084 | 0.094 | 0.078 | 0.082 | 0.085 | 0.13 | 0.147 | 0.133 | 0.111 | 0.149 | -0.084 | 0.075 |
| Income Tax Expense
| 980.1 | 537.7 | 916.2 | 2,699.8 | 672.9 | 236.2 | 612.2 | 546.6 | 416.9 | 348.37 | 339.869 | 309.498 | 164.904 | -2,158.616 | 43.725 | 123.763 | 93.086 | 313.979 | 71.63 | 112.388 | 49.243 | 396.362 | 428.572 | 273.195 | 285.417 | 65.528 | 273.858 | 308.3 | 228.635 | -296.288 | 199.145 | 259.863 | 177.857 | 355.785 | 216.947 | 243.018 | 107.685 | 157.617 | 92.628 | 56.78 | 55.214 | 52.755 | 59.073 | 94.102 | 174.57 | 197.354 | 182.91 | 140.719 | 154.393 | 20.541 | 66.699 |
| Net Income
| 2,916.4 | 3,313.9 | 2,651.4 | 8,601.7 | 2,257.4 | 1,983.8 | 1,821.1 | 1,628.1 | 1,406.8 | 1,186.591 | 964.119 | 955.062 | 645.389 | -6,477.204 | 129.9 | 380.515 | 377.145 | -355.08 | 223.881 | 295.303 | 106.43 | 852.997 | 739.857 | 765.972 | 681.237 | 714.773 | 650.2 | 487.733 | 451.535 | -1,140.221 | 371.89 | 504.097 | 468.774 | 653.01 | 522.271 | 486.248 | 452.242 | 522.484 | 440.049 | 410.116 | 434.025 | 421.746 | 352.417 | 306.931 | 437.193 | 441.457 | 364.27 | 266.2 | 310.502 | 276.103 | 132.169 |
| Net Income Ratio
| 0.293 | 0.36 | 0.363 | 1.211 | 0.339 | 2.105 | 0.277 | 0.277 | 0.262 | 0.236 | 0.192 | 0.191 | 0.137 | -1.23 | 0.023 | 0.065 | 0.068 | -0.061 | 0.038 | 0.048 | 0.017 | 0.169 | 0.118 | 0.123 | 0.116 | 0.123 | 0.112 | 0.092 | 0.082 | -0.204 | 0.064 | 0.084 | 0.078 | 0.103 | 0.084 | 0.08 | 0.075 | 0.072 | 0.071 | 0.072 | 0.08 | 0.064 | 0.069 | 0.063 | 0.09 | 0.099 | 0.086 | 0.07 | 0.095 | -0.084 | 0.048 |
| EPS
| 3.78 | 4.31 | 3.45 | 11.19 | 2.94 | 2.59 | 2.38 | 2.13 | 1.84 | 1.55 | 1.26 | 1.25 | 1.12 | -24.09 | 0.48 | 1.41 | 1.4 | -1.32 | 0.83 | 1.1 | 0.4 | 3.17 | 2.75 | 2.84 | 2.57 | 3.02 | 1.89 | 3.08 | 1.64 | -4.81 | 1.57 | 2.13 | 1.98 | 2.75 | 2.17 | 1.99 | 1.96 | 2.56 | 2.16 | 2 | 2.13 | 2.02 | 1.69 | 1.43 | 2.11 | 2.1 | 1.73 | 1.26 | 1.49 | 1.46 | 0.51 |
| EPS Diluted
| 3.77 | 4.26 | 3.41 | 11.07 | 2.91 | 2.57 | 2.35 | 2.1 | 1.82 | 1.49 | 1.26 | 1.25 | 1.12 | -23.93 | 0.48 | 1.41 | 1.4 | -1.32 | 0.83 | 1.1 | 0.39 | 3.17 | 2.73 | 2.83 | 2.56 | 3.02 | 1.89 | 3.08 | 1.64 | -4.81 | 1.57 | 2.12 | 1.97 | 2.74 | 2.16 | 1.98 | 1.95 | 2.56 | 2.15 | 1.99 | 2.13 | 2.02 | 1.68 | 1.43 | 2.11 | 2.1 | 1.73 | 1.26 | 1.49 | 1.46 | 0.51 |
| EBITDA
| 4,466.5 | 4,233.4 | 2,892.9 | -4,922.1 | 2,724.4 | 860.5 | 1,094.2 | 526.8 | 1,164.8 | 1,322.085 | 1,362.607 | 1,895.895 | 1,732.754 | -1,583.432 | 3,242.713 | 3,104.774 | 2,305.715 | -6,074.453 | 2,321.948 | -307.675 | 73.865 | 1,855.399 | 1,224.28 | 1,042.664 | 812.917 | 815.924 | 3,549.281 | 732.132 | 615.425 | -1,531.841 | 565.724 | 724.378 | 644.896 | 1,013.493 | 775.261 | 733.408 | 589.549 | 7,900.26 | 556.352 | 470.103 | 487.727 | 7,273.922 | 276.461 | 263.103 | 470.235 | 7,491.23 | 436.803 | 336.046 | 340.929 | 920.144 | 218.315 |
| EBITDA Ratio
| 0.449 | 0.459 | 0.396 | -0.693 | 0.41 | 0.913 | 0.166 | 0.089 | 0.217 | 0.263 | 0.272 | 0.38 | 0.369 | -0.301 | 0.581 | 0.529 | 0.413 | -1.047 | 0.396 | -0.049 | 0.012 | 0.367 | 0.196 | 0.167 | 0.139 | 0.14 | 0.611 | 0.138 | 0.112 | -0.274 | 0.097 | 0.121 | 0.107 | 0.16 | 0.125 | 0.12 | 0.097 | 1.088 | 0.09 | 0.082 | 0.09 | 1.112 | 0.054 | 0.054 | 0.097 | 1.686 | 0.103 | 0.088 | 0.105 | -0.28 | 0.08 |