Ponce Financial Group, Inc.
NASDAQ:PDLB
14.1 (USD) • At close July 1, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 167.295 | 134.467 | 87.12 | 77.577 | 60.962 | 52.482 | 48.306 | 41.354 | 35.312 | 35.327 |
| Cost of Revenue
| 87.491 | 61.574 | 40.195 | 10.969 | 13.812 | 12.616 | 10.739 | 8.499 | 5.879 | 6.003 |
| Gross Profit
| 79.804 | 72.893 | 46.925 | 66.608 | 47.15 | 39.866 | 37.567 | 32.855 | 29.433 | 29.324 |
| Gross Profit Ratio
| 0.477 | 0.542 | 0.539 | 0.859 | 0.773 | 0.765 | 0.778 | 0.794 | 0.832 | 0.83 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 33.638 | 33.189 | 29.488 | 24.455 | 22.882 | 19.591 | 18.585 | 17.667 | 16.269 | 15.061 |
| Selling & Marketing Expenses
| 0.714 | 0.825 | 0.593 | 0.206 | 0.488 | 0.158 | 0.215 | 0.308 | 0.198 | 0 |
| SG&A
| 34.352 | 34.014 | 30.081 | 24.661 | 23.37 | 19.749 | 18.8 | 17.975 | 16.467 | 15.061 |
| Other Expenses
| 29.767 | 33.026 | 53.69 | 8.323 | 18.545 | 26.166 | 14.969 | 17.843 | 10.536 | 10.43 |
| Operating Expenses
| 64.119 | 67.04 | 83.771 | 32.984 | 41.915 | 45.915 | 33.769 | 35.818 | 27.003 | 25.491 |
| Operating Income
| 15.685 | 5.853 | -36.846 | 33.624 | 5.235 | -6.049 | 3.798 | -2.963 | 2.43 | 3.833 |
| Operating Income Ratio
| 0.094 | 0.044 | -0.423 | 0.433 | 0.086 | -0.115 | 0.079 | -0.072 | 0.069 | 0.109 |
| Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 15.685 | 5.853 | -36.846 | 33.624 | 5.235 | -6.049 | 3.798 | -2.963 | 2.43 | 3.833 |
| Income Before Tax Ratio
| 0.094 | 0.044 | -0.423 | 0.433 | 0.086 | -0.115 | 0.079 | -0.072 | 0.069 | 0.109 |
| Income Tax Expense
| 4.713 | 2.501 | -6.845 | 8.209 | 1.382 | -0.924 | 1.121 | 1.424 | 1.005 | 1.315 |
| Net Income
| 10.972 | 3.352 | -30.001 | 25.415 | 3.853 | -5.125 | 2.677 | -4.387 | 1.425 | 2.518 |
| Net Income Ratio
| 0.066 | 0.025 | -0.344 | 0.328 | 0.063 | -0.098 | 0.055 | -0.106 | 0.04 | 0.071 |
| EPS
| 0.46 | 0.15 | -1.32 | 1.52 | 0.23 | -0.29 | 0.15 | -0.16 | 0.17 | 0.3 |
| EPS Diluted
| 0.46 | 0.15 | -1.32 | 1.51 | 0.23 | -0.29 | 0.15 | -0.16 | 0.17 | 0.3 |
| EBITDA
| 20.422 | 10.379 | -32.58 | 36.097 | 7.754 | -3.827 | 5.596 | -1.335 | 4.238 | 5.794 |
| EBITDA Ratio
| 0.122 | 0.077 | -0.374 | 0.465 | 0.127 | -0.073 | 0.116 | -0.032 | 0.12 | 0.164 |