Ponce Financial Group, Inc.
NASDAQ:PDLB
11.52 (USD) • At close September 18, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 41.115 | 41.426 | 35.949 | 21.8 | 17.429 | 16.652 | 16.149 | 18.97 | 17.162 | 18.69 | 19.461 | 17.978 | 16.746 | 15.113 | 15.874 | 13.254 | 9.896 | 10.334 | 10.056 | 10.161 | 9.848 | 10.059 | 10.205 | 9.696 | 9.505 | 9.407 | 9 | 8.927 | 8.783 | 7.861 | 7.416 | 7.304 | 7.178 | 7.453 |
| Cost of Revenue
| 1.585 | 20.716 | 2.45 | 1.223 | 1.112 | 0 | 0 | 1.58 | 0 | 0.856 | 2.2 | 0 | 0 | 0 | -0.235 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.002 | 0 | 0 | 0 | 0.017 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 39.53 | 20.71 | 33.499 | 20.577 | 16.317 | 16.652 | 16.149 | 17.39 | 17.162 | 17.834 | 17.261 | 17.978 | 16.746 | 15.113 | 16.109 | 13.254 | 9.896 | 10.334 | 10.056 | 10.161 | 9.848 | 10.059 | 10.207 | 9.696 | 9.505 | 9.407 | 8.983 | 8.927 | 8.783 | 7.861 | 7.416 | 7.304 | 7.178 | 7.453 |
| Gross Profit Ratio
| 0.961 | 0.5 | 0.932 | 0.944 | 0.936 | 1 | 1 | 0.917 | 1 | 0.954 | 0.887 | 1 | 1 | 1 | 1.015 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.998 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 8.163 | 3.278 | 8.685 | 7.99 | 7.833 | 7.866 | 6.883 | 7.763 | 7.234 | 7.343 | 7.188 | 6.641 | 4.424 | 5.879 | 7.081 | 5.761 | 4.842 | 5.198 | 4.897 | 4.882 | 4.698 | 5.248 | 4.604 | 4.702 | 4.728 | 4.615 | 5.172 | 4.386 | 4.093 | 3.977 | 4.368 | 3.834 | 0.66 | 4.026 |
| Selling & Marketing Expenses
| 0.145 | 0.1 | 0.146 | 0.248 | 0.303 | 0.128 | 0.256 | 0.214 | 0.052 | 0.071 | 0.069 | 0.051 | 0.048 | 0.038 | -0.018 | 0.127 | 0.145 | 0.234 | 0.039 | 0.046 | 0.047 | 0.026 | 0.068 | 0.04 | 0.055 | 0.052 | 0.308 | 0 | 0 | 0 | 0.198 | 0 | 5.185 | 0 |
| SG&A
| 8.308 | 15.142 | 8.831 | 8.238 | 8.136 | 7.994 | 7.139 | 7.977 | 7.286 | 7.414 | 7.257 | 6.692 | 4.472 | 5.917 | 7.081 | 5.888 | 4.987 | 5.432 | 4.936 | 4.928 | 4.745 | 5.274 | 4.672 | 4.702 | 4.728 | 4.615 | 5.172 | 4.386 | 4.093 | 3.977 | 4.566 | 3.834 | 5.845 | 4.026 |
| Other Expenses
| -4.9 | -5.484 | -5.683 | -25.72 | -25.867 | -13.4 | 23.442 | -5.547 | 0 | -34.192 | 21.081 | -19.315 | -11.26 | -15.561 | -18.439 | -11.234 | -12.622 | -14.082 | -21.155 | -10.905 | -10.2 | -11.438 | -11.027 | -11.318 | -11.118 | -10.78 | -13.086 | -18.165 | -9.49 | -10.93 | -11.584 | -10.617 | 0 | -10.181 |
| Operating Expenses
| 4.9 | 5.484 | 5.683 | -17.482 | -17.731 | -5.406 | 4.697 | 1.465 | 16.567 | -26.778 | 7.835 | -12.623 | -6.788 | -9.644 | -11.358 | -5.346 | -7.635 | -8.65 | -16.219 | -5.977 | -5.455 | -6.164 | -6.355 | -6.616 | -6.39 | -6.165 | -7.914 | -13.779 | -5.397 | -6.953 | -7.018 | -6.783 | 6.965 | -6.155 |
| Operating Income
| 4.324 | 3.707 | 30.266 | 4.318 | -0.302 | 11.246 | -5.931 | -11.535 | 1.783 | -8.088 | 21.094 | 5.355 | 9.958 | 5.469 | 4.751 | 7.908 | 2.261 | 1.684 | -6.163 | 4.184 | 4.393 | 3.895 | 3.852 | 3.08 | 3.115 | 3.242 | 1.069 | -4.852 | 3.386 | 0.908 | 0.398 | 0.521 | 0.432 | 1.298 |
| Operating Income Ratio
| 0.105 | 0.089 | 0.842 | 0.198 | -0.017 | 0.675 | -0.367 | -0.608 | 0.104 | -0.433 | 1.084 | 0.298 | 0.595 | 0.362 | 0.299 | 0.597 | 0.228 | 0.163 | -0.613 | 0.412 | 0.446 | 0.387 | 0.377 | 0.318 | 0.328 | 0.345 | 0.119 | -0.544 | 0.386 | 0.116 | 0.054 | 0.071 | 0.06 | 0.174 |
| Total Other Income Expenses Net
| 4.389 | 3.76 | 0.96 | -26.024 | -28.038 | -10.369 | -5.872 | -4.023 | -1.5 | -1.68 | -1.87 | -1.985 | -2.112 | -2.285 | -2.639 | -2.752 | -2.872 | -3.106 | -3.18 | -3.188 | -3.07 | -2.92 | -2.719 | -2.49 | -2.25 | -2.033 | -1.853 | -6.415 | -1.621 | -0.066 | 0.008 | -0.102 | -0.219 | -0.225 |
| Income Before Tax
| 4.389 | 3.76 | 0.96 | 4.318 | -0.302 | 0.877 | -11.803 | -15.558 | 0.283 | -9.768 | 19.224 | 3.37 | 7.846 | 3.184 | 2.112 | 5.156 | -0.611 | -1.422 | -9.343 | 0.996 | 1.323 | 0.975 | 1.133 | 0.59 | 0.865 | 1.209 | -0.784 | -4.852 | 1.765 | 0.908 | 0.398 | 0.521 | 0.213 | 1.298 |
| Income Before Tax Ratio
| 0.107 | 0.091 | 0.027 | 0.198 | -0.017 | 0.053 | -0.731 | -0.82 | 0.016 | -0.523 | 0.988 | 0.187 | 0.469 | 0.211 | 0.133 | 0.389 | -0.062 | -0.138 | -0.929 | 0.098 | 0.134 | 0.097 | 0.111 | 0.061 | 0.091 | 0.129 | -0.087 | -0.544 | 0.201 | 0.116 | 0.054 | 0.071 | 0.03 | 0.174 |
| Income Tax Expense
| 1.197 | 1.346 | 0.442 | 1.728 | -0.215 | 0.546 | -2.589 | -0.82 | -0.488 | -2.948 | 4.245 | 1.318 | 1.914 | 0.732 | 0.484 | 1.147 | -0.04 | -0.209 | -1.891 | 0.287 | 0.373 | 0.307 | 0.498 | 0.188 | 0.166 | 0.268 | 2.081 | -1.643 | 0.641 | 0.345 | 0.159 | 0.239 | 0.117 | 0.49 |
| Net Income
| 3.192 | 2.414 | 0.518 | 2.59 | -0.087 | 0.331 | -9.214 | -14.738 | 0.771 | -6.82 | 14.979 | 2.052 | 5.932 | 2.452 | 1.628 | 4.009 | -0.571 | -1.213 | -7.452 | 0.709 | 0.95 | 0.668 | 0.636 | 0.402 | 0.699 | 0.941 | -2.865 | -3.209 | 1.124 | 0.461 | 0.239 | 0.282 | 0.096 | 0.808 |
| Net Income Ratio
| 0.078 | 0.058 | 0.014 | 0.119 | -0.005 | 0.02 | -0.571 | -0.777 | 0.045 | -0.365 | 0.77 | 0.114 | 0.354 | 0.162 | 0.103 | 0.302 | -0.058 | -0.117 | -0.741 | 0.07 | 0.096 | 0.066 | 0.062 | 0.041 | 0.074 | 0.1 | -0.318 | -0.359 | 0.128 | 0.059 | 0.032 | 0.039 | 0.013 | 0.108 |
| EPS
| 0.14 | 0.11 | 0.023 | 0.12 | -0.004 | 0.01 | -0.4 | -0.64 | 0.03 | -0.31 | 0.89 | 0.12 | 0.35 | 0.15 | 0.1 | 0.24 | -0.034 | -0.072 | -0.43 | 0.04 | 0.05 | 0.04 | 0.04 | 0.02 | 0.04 | 0.05 | -0.16 | -0.39 | 0.14 | 0.068 | 0.029 | 0.016 | 0 | 0.046 |
| EPS Diluted
| 0.14 | 0.11 | 0.023 | 0.12 | -0.004 | 0.01 | -0.4 | -0.64 | 0.03 | -0.31 | 0.89 | 0.12 | 0.35 | 0.15 | 0.1 | 0.24 | -0.034 | -0.072 | -0.43 | 0.04 | 0.05 | 0.04 | 0.04 | 0.02 | 0.04 | 0.05 | -0.16 | -0.39 | 0.14 | 0.068 | 0.029 | 0.016 | 0 | 0.046 |
| EBITDA
| -0.01 | 0.053 | 1.277 | 4.318 | -0.302 | 11.988 | -3.036 | -11.097 | -0.524 | -7.621 | 19.329 | 6.001 | 10.594 | 6.072 | 5.392 | 8.56 | 2.885 | 2.286 | -5.567 | 4.751 | 4.943 | 4.404 | 4.343 | 3.533 | 3.552 | 3.659 | 1.492 | -2.634 | 3.785 | 2.808 | 2.372 | 2.012 | -0.219 | 3.191 |
| EBITDA Ratio
| -0 | 0.001 | 0.036 | 0.198 | -0.017 | 0.72 | -0.188 | -0.585 | -0.031 | -0.408 | 0.993 | 0.334 | 0.633 | 0.402 | 0.34 | 0.646 | 0.292 | 0.221 | -0.554 | 0.468 | 0.502 | 0.438 | 0.426 | 0.364 | 0.374 | 0.389 | 0.166 | -0.295 | 0.431 | 0.357 | 0.32 | 0.275 | -0.031 | 0.428 |