Pathfinder Bancorp, Inc.

NASDAQ:PBHC

14.96 (USD) • At close June 27, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

20242023202220212020201920182017201620152014201320122011201020092008200720062005200420032002200120001999199819971996
Revenue 83.48171.8256.35651.03248.24945.85937.7732.56628.27625.59623.45822.29921.82821.79621.15920.69621.15420.35118.50417.13817.52517.89317.90618.20217.02415.92915.78.5268.029
Cost of Revenue 48.34131.67412.4498.55415.57115.49410.5418.0594.7574.0063.8194.2964.7335.2815.8586.9058.4959.0077.5666.6676.3116.5468.3989.1938.7777.47.47.1537.05
Gross Profit 35.1440.14643.90742.47832.67830.36527.22924.50723.51921.5919.63918.00317.09516.51515.30113.79112.65911.34410.93810.47111.21411.3479.5099.0098.2478.5298.31.3730.979
Gross Profit Ratio 0.4210.5590.7790.8320.6770.6620.7210.7530.8320.8430.8370.8070.7830.7580.7230.6660.5980.5570.5920.6110.640.6340.5310.4950.4840.5350.5290.1610.122
Reseach & Development Expenses 00000000000000000000000000000
General & Administrative Expenses 18.72616.80516.62815.25816.56316.4215.1214.16912.79911.70410.7419.949.2448.8647.7556.8846.5025.0945.0075.1234.7984.4553.7572.9832.9143.33.12.9172.344
Selling & Marketing Expenses 0.6040.6710.9051.1980.9410.9620.920.8090.730.5180.5370.5370.4530.4370.26800000000000000
SG&A 19.3317.47617.53316.45617.50417.38216.0414.97813.52912.22211.27810.4779.6979.3018.0236.8846.5025.0945.0075.1234.7984.4553.7572.9832.9143.33.12.9172.344
Other Expenses 10.6510.88610.68510.0136.8337.5326.6345.1845.5815.3654.4074.2743.8213.8473.7664.2425.6864.7444.6614.9374.5094.6394.2073.884.7813.8783.5-4.161-3.142
Operating Expenses 29.9828.36228.21826.46924.33724.91422.67420.16219.1117.58715.68514.75113.51813.14811.78911.12612.1889.8389.66810.069.3079.0947.9646.8637.6957.1786.6-1.244-0.798
Operating Income 5.1611.78415.68915.9068.3415.4414.5554.3454.4094.0033.9543.2523.5773.3673.5122.6650.4711.5061.270.4111.9072.2531.5442.1460.5521.3511.72.6161.778
Operating Income Ratio 0.0620.1640.2780.3120.1730.1190.1210.1330.1560.1560.1690.1460.1640.1540.1660.1290.0220.0740.0690.0240.1090.1260.0860.1180.0320.0850.1080.3070.221
Total Other Income Expenses Net 00000000000000000000000000000
Income Before Tax 5.1611.78415.68916.0098.3415.4514.5554.3454.4094.0033.9543.2523.5773.3673.5122.6650.4711.5061.270.4111.9072.2531.5442.1460.5521.3511.72.6161.778
Income Before Tax Ratio 0.0620.1640.2780.3140.1730.1190.1210.1330.1560.1560.1690.1460.1640.1540.1660.1290.0220.0740.0690.0240.1090.1260.0860.1180.0320.0850.1080.3070.221
Income Tax Expense 0.3322.3622.6563.4991.2951.1650.5460.9221.1111.0711.1530.8470.9291.0441.0071.050.1030.3840.242-0.0510.5020.6010.3880.5440.1960.420.50.5420.506
Net Income 3.3839.29312.93212.4076.954.2764.0313.4913.2722.8892.7452.4062.6482.3232.5051.6150.3681.1221.0280.4621.4051.6521.1561.6020.3560.931.21.8541.272
Net Income Ratio 0.0410.1290.2290.2430.1440.0930.1070.1070.1160.1130.1170.1080.1210.1070.1180.0780.0170.0550.0560.0270.080.0920.0650.0880.0210.0580.0760.2180.158
EPS -0.761.512.132.071.190.80.970.740.790.670.640.580.530.320.50.370.0910.270.250.120.350.410.270.380.0850.210.270.40.18
EPS Diluted -0.761.512.132.071.190.80.940.720.780.660.630.580.530.320.50.370.0910.270.250.120.350.410.270.380.0850.210.250.40.18
EBITDA 6.49713.12416.38917.8269.7197.0095.7645.4245.4565.0314.7853.9784.3654.1174.1843.3221.1692.6262.5341.8483.2663.0482.0682.9281.3432.3512.23.1672.341
EBITDA Ratio 0.0780.1830.2910.3490.2010.1530.1530.1670.1930.1970.2040.1780.20.1890.1980.1610.0550.1290.1370.1080.1860.170.1160.1610.0790.1480.140.3720.292