Pathfinder Bancorp, Inc.
NASDAQ:PBHC
15.38 (USD) • At close January 14, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 41.179 | 46.411 | 43.701 | 38.128 | 33.147 | 29.601 | 27.302 | 24.472 | 22.939 | 20.844 | 19.035 | 17.92 | 17.455 | 16.351 | 14.667 | 11.226 | 11.709 | 10.961 | 10.782 | 11.952 | 11.945 | 10.884 | 9.712 | 8.519 | 8.9 | 8.7 | 1.64 | 1.616 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 41.179 | 46.411 | 43.701 | 38.128 | 33.147 | 28.726 | 27.302 | 24.472 | 22.939 | 20.844 | 19.035 | 17.92 | 17.455 | 16.351 | 14.667 | 11.226 | 11.709 | 10.961 | 10.782 | 11.952 | 11.945 | 10.884 | 9.712 | 8.519 | 8.9 | 8.7 | 1.64 | 1.616 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 0.97 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 16.805 | 16.628 | 17.813 | 16.563 | 16.42 | 15.791 | 14.169 | 12.799 | 11.704 | 10.741 | 9.94 | 9.244 | 8.636 | 7.498 | 6.884 | 5.172 | 5.094 | 5.007 | 5.123 | 4.798 | 4.455 | 3.757 | 2.983 | 2.914 | 3.3 | 3.1 | 2.917 | 2.344 |
| Selling & Marketing Expenses
| 0.671 | 0.905 | 1.198 | 0.941 | 0.962 | 0.935 | 0.809 | 0.73 | 0.518 | 0.537 | 0.537 | 0.453 | 0.437 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 17.476 | 17.533 | 19.011 | 17.504 | 17.382 | 16.726 | 14.978 | 13.529 | 12.222 | 11.278 | 10.477 | 9.697 | 9.073 | 7.498 | 6.884 | 5.172 | 5.094 | 5.007 | 5.123 | 4.798 | 4.455 | 3.757 | 2.983 | 2.914 | 3.3 | 3.1 | 2.917 | 2.344 |
| Other Expenses
| 25.6 | -9.472 | -46.806 | -47.387 | -45.088 | -31.831 | -6.981 | -6.402 | -5.979 | 0 | -22.995 | -20.132 | -18.82 | -15.529 | 0.693 | -8.252 | -6.655 | -7.155 | -9.138 | -9.27 | -8.199 | -6.074 | -2.063 | -2.348 | -3.9 | -3.1 | 4.951 | 4.231 |
| Operating Expenses
| 43.076 | 0.905 | -27.795 | -29.883 | -27.706 | -15.105 | 0.809 | 0.73 | 0.518 | 0.537 | -12.518 | -10.435 | -9.747 | -8.031 | 7.577 | -3.08 | -1.561 | -2.148 | -4.015 | -4.472 | -3.744 | -2.317 | 0.92 | 0.566 | -0.6 | 0 | 7.868 | 6.576 |
| Operating Income
| 11.784 | 24.211 | 15.906 | 8.245 | 5.441 | 13.621 | 10.703 | 8.187 | 6.617 | 6.512 | 6.517 | 7.485 | 7.708 | 8.32 | 8.694 | 8.146 | 10.148 | 8.813 | 6.767 | 7.48 | 8.201 | 8.567 | 10.631 | 9.085 | 8.3 | 8.7 | 9.508 | 8.191 |
| Operating Income Ratio
| 0.286 | 0.522 | 0.364 | 0.216 | 0.164 | 0.46 | 0.392 | 0.335 | 0.288 | 0.312 | 0.342 | 0.418 | 0.442 | 0.509 | 0.593 | 0.726 | 0.867 | 0.804 | 0.628 | 0.626 | 0.687 | 0.787 | 1.095 | 1.066 | 0.933 | 1 | 5.796 | 5.07 |
| Total Other Income Expenses Net
| 0 | -0.25 | -0.888 | -1.378 | 0 | 0 | 0 | 0 | 0 | 0 | -2.335 | -0.319 | 0 | 0 | -0.693 | -2.253 | 0 | 0 | -0.395 | 0 | -5.948 | -7.023 | -8.485 | -8.532 | -7 | -7 | -6.892 | -6.414 |
| Income Before Tax
| 11.784 | 15.689 | 16.009 | 8.341 | 5.451 | 4.555 | 4.345 | 4.409 | 4.003 | 3.954 | 3.252 | 3.577 | 3.367 | 3.512 | 2.665 | 0.471 | 1.506 | 1.27 | 0.411 | 1.907 | 2.253 | 1.544 | 2.146 | 0.552 | 1.3 | 1.7 | 2.616 | 1.778 |
| Income Before Tax Ratio
| 0.286 | 0.338 | 0.366 | 0.219 | 0.164 | 0.154 | 0.159 | 0.18 | 0.175 | 0.19 | 0.171 | 0.2 | 0.193 | 0.215 | 0.182 | 0.042 | 0.129 | 0.116 | 0.038 | 0.16 | 0.189 | 0.142 | 0.221 | 0.065 | 0.146 | 0.195 | 1.595 | 1.1 |
| Income Tax Expense
| 2.362 | 2.656 | 3.499 | 1.295 | 1.165 | 0.546 | 1.407 | 1.111 | 1.071 | 1.153 | 0.847 | 0.929 | 1.044 | 1.007 | 1.05 | 0.103 | 0.384 | 0.242 | -0.051 | 0.502 | 0.601 | 0.388 | 0.544 | 0.196 | 0.4 | 0.5 | 0.762 | 0.506 |
| Net Income
| 9.293 | 9.723 | 12.407 | 5.405 | 4.276 | 4.031 | 3.006 | 3.272 | 2.889 | 2.745 | 2.406 | 2.648 | 2.323 | 2.505 | 1.615 | 0.368 | 1.122 | 1.028 | 0.462 | 1.405 | 1.652 | 1.156 | 1.602 | 0.356 | 0.9 | 1.2 | 1.854 | 1.272 |
| Net Income Ratio
| 0.226 | 0.209 | 0.284 | 0.142 | 0.129 | 0.136 | 0.11 | 0.134 | 0.126 | 0.132 | 0.126 | 0.148 | 0.133 | 0.153 | 0.11 | 0.033 | 0.096 | 0.094 | 0.043 | 0.118 | 0.138 | 0.106 | 0.165 | 0.042 | 0.101 | 0.138 | 1.13 | 0.787 |
| EPS
| 1.16 | 1.64 | 2.38 | 1.17 | 0.8 | 0.97 | 0.74 | 0.79 | 0.67 | 0.64 | 0.58 | 0.53 | 0.32 | 0.5 | 0.37 | 0.091 | 0.27 | 0.25 | 0.12 | 0.35 | 0.41 | 0.27 | 0.38 | 0.085 | 0.21 | 0.27 | 0.4 | 0.18 |
| EPS Diluted
| 1.16 | 1.64 | 2.38 | 1.17 | 0.8 | 0.94 | 0.72 | 0.78 | 0.66 | 0.63 | 0.58 | 0.53 | 0.32 | 0.5 | 0.37 | 0.091 | 0.27 | 0.25 | 0.12 | 0.35 | 0.41 | 0.27 | 0.38 | 0.085 | 0.21 | 0.25 | 0.4 | 0.18 |
| EBITDA
| 0 | 16.389 | 18.714 | 9.719 | 0 | 0 | 0 | 5.456 | 0 | 0 | 3.836 | 4.365 | 5.195 | 5.579 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0 | 0.545 | 0.405 | 0.252 | 0.21 | 0.501 | 0.432 | 0.377 | 0.333 | 0.352 | 0.381 | 0.462 | 0.485 | 0.548 | 0.638 | 0.8 | 0.962 | 0.919 | 0.761 | 0.74 | 0.753 | 0.835 | 1.175 | 1.16 | 1.045 | 1.057 | 6.132 | 5.419 |