
Pathfinder Bancorp, Inc.
NASDAQ:PBHC
14.96 (USD) • At close June 27, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 83.481 | 71.82 | 56.356 | 51.032 | 48.249 | 45.859 | 37.77 | 32.566 | 28.276 | 25.596 | 23.458 | 22.299 | 21.828 | 21.796 | 21.159 | 20.696 | 21.154 | 20.351 | 18.504 | 17.138 | 17.525 | 17.893 | 17.906 | 18.202 | 17.024 | 15.929 | 15.7 | 8.526 | 8.029 |
Cost of Revenue
| 48.341 | 31.674 | 12.449 | 8.554 | 15.571 | 15.494 | 10.541 | 8.059 | 4.757 | 4.006 | 3.819 | 4.296 | 4.733 | 5.281 | 5.858 | 6.905 | 8.495 | 9.007 | 7.566 | 6.667 | 6.311 | 6.546 | 8.398 | 9.193 | 8.777 | 7.4 | 7.4 | 7.153 | 7.05 |
Gross Profit
| 35.14 | 40.146 | 43.907 | 42.478 | 32.678 | 30.365 | 27.229 | 24.507 | 23.519 | 21.59 | 19.639 | 18.003 | 17.095 | 16.515 | 15.301 | 13.791 | 12.659 | 11.344 | 10.938 | 10.471 | 11.214 | 11.347 | 9.509 | 9.009 | 8.247 | 8.529 | 8.3 | 1.373 | 0.979 |
Gross Profit Ratio
| 0.421 | 0.559 | 0.779 | 0.832 | 0.677 | 0.662 | 0.721 | 0.753 | 0.832 | 0.843 | 0.837 | 0.807 | 0.783 | 0.758 | 0.723 | 0.666 | 0.598 | 0.557 | 0.592 | 0.611 | 0.64 | 0.634 | 0.531 | 0.495 | 0.484 | 0.535 | 0.529 | 0.161 | 0.122 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 18.726 | 16.805 | 16.628 | 15.258 | 16.563 | 16.42 | 15.12 | 14.169 | 12.799 | 11.704 | 10.741 | 9.94 | 9.244 | 8.864 | 7.755 | 6.884 | 6.502 | 5.094 | 5.007 | 5.123 | 4.798 | 4.455 | 3.757 | 2.983 | 2.914 | 3.3 | 3.1 | 2.917 | 2.344 |
Selling & Marketing Expenses
| 0.604 | 0.671 | 0.905 | 1.198 | 0.941 | 0.962 | 0.92 | 0.809 | 0.73 | 0.518 | 0.537 | 0.537 | 0.453 | 0.437 | 0.268 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SG&A
| 19.33 | 17.476 | 17.533 | 16.456 | 17.504 | 17.382 | 16.04 | 14.978 | 13.529 | 12.222 | 11.278 | 10.477 | 9.697 | 9.301 | 8.023 | 6.884 | 6.502 | 5.094 | 5.007 | 5.123 | 4.798 | 4.455 | 3.757 | 2.983 | 2.914 | 3.3 | 3.1 | 2.917 | 2.344 |
Other Expenses
| 10.65 | 10.886 | 10.685 | 10.013 | 6.833 | 7.532 | 6.634 | 5.184 | 5.581 | 5.365 | 4.407 | 4.274 | 3.821 | 3.847 | 3.766 | 4.242 | 5.686 | 4.744 | 4.661 | 4.937 | 4.509 | 4.639 | 4.207 | 3.88 | 4.781 | 3.878 | 3.5 | -4.161 | -3.142 |
Operating Expenses
| 29.98 | 28.362 | 28.218 | 26.469 | 24.337 | 24.914 | 22.674 | 20.162 | 19.11 | 17.587 | 15.685 | 14.751 | 13.518 | 13.148 | 11.789 | 11.126 | 12.188 | 9.838 | 9.668 | 10.06 | 9.307 | 9.094 | 7.964 | 6.863 | 7.695 | 7.178 | 6.6 | -1.244 | -0.798 |
Operating Income
| 5.16 | 11.784 | 15.689 | 15.906 | 8.341 | 5.441 | 4.555 | 4.345 | 4.409 | 4.003 | 3.954 | 3.252 | 3.577 | 3.367 | 3.512 | 2.665 | 0.471 | 1.506 | 1.27 | 0.411 | 1.907 | 2.253 | 1.544 | 2.146 | 0.552 | 1.351 | 1.7 | 2.616 | 1.778 |
Operating Income Ratio
| 0.062 | 0.164 | 0.278 | 0.312 | 0.173 | 0.119 | 0.121 | 0.133 | 0.156 | 0.156 | 0.169 | 0.146 | 0.164 | 0.154 | 0.166 | 0.129 | 0.022 | 0.074 | 0.069 | 0.024 | 0.109 | 0.126 | 0.086 | 0.118 | 0.032 | 0.085 | 0.108 | 0.307 | 0.221 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 5.16 | 11.784 | 15.689 | 16.009 | 8.341 | 5.451 | 4.555 | 4.345 | 4.409 | 4.003 | 3.954 | 3.252 | 3.577 | 3.367 | 3.512 | 2.665 | 0.471 | 1.506 | 1.27 | 0.411 | 1.907 | 2.253 | 1.544 | 2.146 | 0.552 | 1.351 | 1.7 | 2.616 | 1.778 |
Income Before Tax Ratio
| 0.062 | 0.164 | 0.278 | 0.314 | 0.173 | 0.119 | 0.121 | 0.133 | 0.156 | 0.156 | 0.169 | 0.146 | 0.164 | 0.154 | 0.166 | 0.129 | 0.022 | 0.074 | 0.069 | 0.024 | 0.109 | 0.126 | 0.086 | 0.118 | 0.032 | 0.085 | 0.108 | 0.307 | 0.221 |
Income Tax Expense
| 0.332 | 2.362 | 2.656 | 3.499 | 1.295 | 1.165 | 0.546 | 0.922 | 1.111 | 1.071 | 1.153 | 0.847 | 0.929 | 1.044 | 1.007 | 1.05 | 0.103 | 0.384 | 0.242 | -0.051 | 0.502 | 0.601 | 0.388 | 0.544 | 0.196 | 0.42 | 0.5 | 0.542 | 0.506 |
Net Income
| 3.383 | 9.293 | 12.932 | 12.407 | 6.95 | 4.276 | 4.031 | 3.491 | 3.272 | 2.889 | 2.745 | 2.406 | 2.648 | 2.323 | 2.505 | 1.615 | 0.368 | 1.122 | 1.028 | 0.462 | 1.405 | 1.652 | 1.156 | 1.602 | 0.356 | 0.93 | 1.2 | 1.854 | 1.272 |
Net Income Ratio
| 0.041 | 0.129 | 0.229 | 0.243 | 0.144 | 0.093 | 0.107 | 0.107 | 0.116 | 0.113 | 0.117 | 0.108 | 0.121 | 0.107 | 0.118 | 0.078 | 0.017 | 0.055 | 0.056 | 0.027 | 0.08 | 0.092 | 0.065 | 0.088 | 0.021 | 0.058 | 0.076 | 0.218 | 0.158 |
EPS
| -0.76 | 1.51 | 2.13 | 2.07 | 1.19 | 0.8 | 0.97 | 0.74 | 0.79 | 0.67 | 0.64 | 0.58 | 0.53 | 0.32 | 0.5 | 0.37 | 0.091 | 0.27 | 0.25 | 0.12 | 0.35 | 0.41 | 0.27 | 0.38 | 0.085 | 0.21 | 0.27 | 0.4 | 0.18 |
EPS Diluted
| -0.76 | 1.51 | 2.13 | 2.07 | 1.19 | 0.8 | 0.94 | 0.72 | 0.78 | 0.66 | 0.63 | 0.58 | 0.53 | 0.32 | 0.5 | 0.37 | 0.091 | 0.27 | 0.25 | 0.12 | 0.35 | 0.41 | 0.27 | 0.38 | 0.085 | 0.21 | 0.25 | 0.4 | 0.18 |
EBITDA
| 6.497 | 13.124 | 16.389 | 17.826 | 9.719 | 7.009 | 5.764 | 5.424 | 5.456 | 5.031 | 4.785 | 3.978 | 4.365 | 4.117 | 4.184 | 3.322 | 1.169 | 2.626 | 2.534 | 1.848 | 3.266 | 3.048 | 2.068 | 2.928 | 1.343 | 2.351 | 2.2 | 3.167 | 2.341 |
EBITDA Ratio
| 0.078 | 0.183 | 0.291 | 0.349 | 0.201 | 0.153 | 0.153 | 0.167 | 0.193 | 0.197 | 0.204 | 0.178 | 0.2 | 0.189 | 0.198 | 0.161 | 0.055 | 0.129 | 0.137 | 0.108 | 0.186 | 0.17 | 0.116 | 0.161 | 0.079 | 0.148 | 0.14 | 0.372 | 0.292 |