Pathfinder Bancorp, Inc.
NASDAQ:PBHC
14.96 (USD) • At close June 27, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||
| Net Income
| 3.383 | 9.293 | 12.932 | 12.407 | 6.95 | 4.276 | 4.031 | 3.491 | 3.272 | 2.889 | 2.745 | 2.406 | 2.648 | 2.323 | 2.505 | 1.615 | 0.368 | 1.122 | 1.028 | 0.462 | 1.405 | 1.652 | 1.156 | 1.602 | 0.356 | 0.9 | 1.2 | 1.854 | 1.272 |
| Depreciation & Amortization
| 1.337 | 1.34 | 0.7 | 1.817 | 1.378 | 1.558 | 1.209 | 1.079 | 1.047 | 1.028 | 0.831 | 0.726 | 0.788 | 0.75 | 0.672 | 0.657 | 0.698 | 1.12 | 1.264 | 1.437 | 1.359 | 0.796 | 0.524 | 0.781 | 0.795 | 1 | 0.5 | 0.551 | 0.564 |
| Deferred Income Tax
| -0.417 | -0.367 | 0.139 | 0.481 | -1.305 | -0.016 | 0.343 | -0.1 | -0.249 | 0.116 | 0.352 | 0.202 | -0.276 | 1.193 | 0.263 | 0.704 | -0.388 | 0.465 | -0.067 | 0.107 | 0.502 | 0.307 | 0.293 | -0.296 | -0.061 | -0.1 | 0.5 | -0.077 | -0.063 |
| Stock Based Compensation
| 0.247 | 0.462 | 0.626 | 0.617 | 0.57 | 0.63 | 0.773 | 0.712 | 0.557 | 0.354 | 0.279 | 0.243 | 0.193 | 0.112 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| -2.189 | 0.458 | 2.053 | 0.146 | -2.191 | -0.407 | 0.241 | -1.761 | 0.095 | 0.396 | -0.527 | 0.291 | 0.703 | -1.117 | -0.064 | -3.007 | -0.304 | 0.272 | -0.217 | -0.173 | -0.231 | 0.341 | 0.131 | 0.213 | -0.247 | 0.3 | -0.3 | 0.023 | 0.004 |
| Accounts Receivables
| 0.405 | -1.118 | -1.648 | 0.029 | -0.837 | -0.644 | -0.021 | -0.515 | -0.479 | -0.204 | -0.134 | 0.002 | -0.032 | 0.024 | -0.227 | 0.196 | -0.005 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.023 | 0.004 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| -2.594 | 1.577 | 3.701 | 0.117 | -1.354 | 0.237 | 0.262 | -1.246 | 0.574 | 0.6 | -0.393 | 0.289 | 0.735 | -1.141 | 0.163 | -3.203 | -0.299 | 0.272 | -0.217 | -0.173 | -0.231 | 0.341 | 0.131 | 0.213 | -0.247 | 0.3 | -0.3 | 0 | 0 |
| Other Non Cash Items
| 8.848 | 4.246 | 5.283 | 4.705 | 41.159 | 2.079 | 2.385 | 3.421 | 1.649 | 1.528 | 1.347 | 1.243 | -1.29 | 0.749 | 1.008 | 1.132 | 3.122 | -0.055 | 0.437 | 8.789 | -0.654 | 0.299 | 1.92 | -5.53 | 2.11 | 3.1 | -1.4 | 0.42 | 0.57 |
| Operating Cash Flow
| 11.209 | 15.432 | 21.733 | 20.154 | 46.561 | 8.12 | 8.982 | 6.842 | 6.371 | 6.311 | 5.027 | 5.111 | 2.766 | 4.01 | 4.384 | 1.101 | 3.496 | 2.924 | 2.445 | 10.622 | 2.381 | 3.395 | 4.024 | -3.229 | 2.949 | 5.2 | 0.5 | 2.765 | 2.346 |
| Investing Activities: | |||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -2.062 | -1.966 | -5.209 | -1.212 | -1.261 | -3.596 | -5.692 | -1.975 | -1.362 | -2.632 | -2.361 | -2.263 | -0.192 | -1.993 | -2.928 | -0.383 | -0.341 | -0.944 | -0.318 | -1.137 | -1.52 | -1.571 | -0.911 | -0.783 | -0.314 | -0.8 | -1 | -0.571 | -0.813 |
| Acquisitions Net
| 1.155 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.225 | 0 | -0.356 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -118.221 | -114.366 | -116.569 | -200.462 | -240.267 | -164.443 | -83.743 | -154.625 | -162.208 | -73.951 | -37.418 | -40.469 | -50.662 | -60.641 | -60.459 | -43.666 | -31.756 | -24.052 | -13.03 | -23.361 | -35.61 | -25.78 | -21.453 | -2.153 | -8.745 | -27.4 | -15.6 | -8.482 | -28.604 |
| Sales Maturities Of Investments
| 126.869 | 66.102 | 57.656 | 145.939 | 172.892 | 164.521 | 86.003 | 112.987 | 105.393 | 58.503 | 24.164 | 29.337 | 42.857 | 47.263 | 47.402 | 45.231 | 22.164 | 21.319 | 25.727 | 21.954 | 17.179 | 29.073 | 13.12 | 14.68 | 12.928 | 11.1 | 20.1 | 7.799 | 10.394 |
| Other Investing Activites
| -30.169 | -4.238 | -67.038 | -14.216 | -80.587 | -159.293 | -48.593 | -90.33 | -63.28 | -43.18 | -48.861 | -7.691 | -29.548 | -22.424 | -23.528 | -12.989 | -27.332 | -19.726 | -12.583 | -9.744 | -0.473 | -7.313 | 4.97 | -14.815 | -19.521 | -4.9 | -6.3 | -9.162 | 1.723 |
| Investing Cash Flow
| -22.398 | -54.788 | -131.16 | -69.951 | -149.223 | -162.811 | -52.025 | -133.943 | -121.457 | -61.485 | -64.476 | -21.442 | -37.545 | -37.795 | -39.278 | -11.807 | -37.265 | -23.403 | -0.204 | -12.288 | -20.424 | -5.591 | -4.274 | -3.071 | -15.652 | -22 | -2.8 | -10.417 | -17.301 |
| Financing Activities: | |||||||||||||||||||||||||||||
| Debt Repayment
| -87.531 | 59.602 | 38.899 | -14.952 | 13.142 | -24.837 | 44.646 | 14.881 | 17.111 | -14.964 | 25.247 | 5.889 | 8.89 | -14.926 | 5 | -15.975 | 13.565 | 12.05 | -5 | -4 | -5.6 | -1.9 | -6.581 | 2.211 | 4.35 | 24.2 | 0 | 5.224 | 7.671 |
| Common Stock Issued
| 18.792 | 0.623 | 14.103 | 6.866 | 3.907 | 4.199 | 6.597 | -0.605 | 0.143 | 1.03 | 24.913 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.114 | 0.023 | 0.213 | 0.14 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| 0 | 0 | 0 | -6.866 | -3.907 | 0 | 43.891 | 135.261 | -14.755 | 71.762 | 0 | 0 | 0 | -6.771 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.11 |
| Dividends Paid
| -2.378 | -2.187 | -2.037 | -1.601 | -1.414 | -1.23 | -1.025 | -0.884 | -0.915 | -0.739 | -0.378 | -0.386 | -0.808 | -0.756 | -0.637 | -0.538 | -0.694 | -0.695 | -0.686 | -0.682 | -0.664 | -0.651 | -0.415 | -0.531 | -0.615 | -0.6 | -0.5 | -0.351 | -0.278 |
| Other Financing Activities
| 83.938 | -4.609 | 70.698 | 60.035 | 114.238 | 170.403 | 3.747 | 112.676 | 107.819 | 74.766 | 4.448 | 18.738 | 25.144 | 45.922 | 29.663 | 34.172 | 18.353 | 5.5 | 9.25 | -0.295 | 29.778 | 2.372 | 13.383 | 8.13 | 9.023 | -7.8 | 7.8 | -1.247 | 0.674 |
| Financing Cash Flow
| -5.971 | 52.806 | 107.56 | 43.482 | 125.966 | 148.535 | 47.368 | 126.673 | 122.26 | 59.063 | 54.23 | 24.241 | 33.226 | 30.24 | 34.026 | 17.659 | 31.234 | 16.969 | 3.587 | -4.764 | 23.654 | -2.831 | 6.396 | 9.738 | 12.579 | 14.6 | 4.5 | 3.626 | 7.957 |
| Other Information: | |||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.783 |
| Net Change In Cash
| -17.16 | 13.45 | -1.867 | -6.315 | 23.304 | -6.156 | 4.325 | -0.428 | 7.174 | 3.889 | -5.219 | 7.91 | -1.553 | -3.545 | -0.868 | 6.953 | -2.535 | -3.51 | 5.828 | -6.43 | 5.611 | -5.027 | 6.146 | 3.439 | -0.125 | -2.2 | 2.2 | -4.019 | -4.214 |
| Cash At End Of Period
| 31.572 | 48.732 | 35.282 | 37.149 | 43.464 | 20.16 | 26.316 | 21.991 | 22.419 | 15.245 | 11.356 | 16.575 | 8.665 | 10.218 | 13.763 | 14.631 | 7.678 | 10.213 | 13.723 | 7.895 | 14.325 | 8.714 | 13.74 | 7.594 | 4.155 | 4.3 | 6.5 | 4.334 | 8.353 |