Pioneer Bancorp, Inc.
NASDAQ:PBFS
12.31 (USD) • At close July 2, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|
| Revenue
| 98.696 | 85.181 | 57.916 | 59.677 | 69.201 | 68.566 | 59.418 | 48.518 |
| Cost of Revenue
| 24.503 | 5.492 | 0.914 | 6.16 | 11.521 | 22.63 | 5.156 | 4.806 |
| Gross Profit
| 74.193 | 79.689 | 56.452 | 53.517 | 57.68 | 45.936 | 54.134 | 43.712 |
| Gross Profit Ratio
| 0.752 | 0.936 | 0.975 | 0.897 | 0.834 | 0.67 | 0.911 | 0.901 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 31.228 | 29.186 | 22.41 | 27.775 | 25.1 | 23.323 | 22.462 | 22.034 |
| Selling & Marketing Expenses
| 0.729 | 0.825 | 0.52 | 0.618 | 0.678 | 0.925 | 0.732 | 0.669 |
| SG&A
| 31.957 | 30.011 | 22.93 | 28.393 | 25.778 | 24.248 | 23.194 | 22.703 |
| Other Expenses
| 22.827 | 21.823 | 20.734 | 22.464 | 25.907 | 13.642 | 13.131 | 12.663 |
| Operating Expenses
| 54.784 | 51.834 | 43.664 | 50.857 | 51.685 | 37.89 | 36.325 | 35.366 |
| Operating Income
| 19.409 | 27.855 | 13.338 | 2.66 | 5.995 | 8.046 | 17.811 | 8.346 |
| Operating Income Ratio
| 0.197 | 0.327 | 0.23 | 0.045 | 0.087 | 0.117 | 0.3 | 0.172 |
| Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 19.409 | 27.855 | 13.338 | 2.66 | 5.995 | 8.046 | 17.809 | 8.346 |
| Income Before Tax Ratio
| 0.197 | 0.327 | 0.23 | 0.045 | 0.087 | 0.117 | 0.3 | 0.172 |
| Income Tax Expense
| 4.149 | 5.907 | 3.059 | 1.583 | 0.797 | 0.737 | 6.31 | 2.715 |
| Net Income
| 15.26 | 21.948 | 10.279 | 1.077 | 5.198 | 7.309 | 11.499 | 5.631 |
| Net Income Ratio
| 0.155 | 0.258 | 0.177 | 0.018 | 0.075 | 0.107 | 0.194 | 0.116 |
| EPS
| 0.61 | 0.87 | 0.41 | 0.04 | 0.21 | 0.65 | 1.03 | 0.5 |
| EPS Diluted
| 0.61 | 0.87 | 0.41 | 0.04 | 0.21 | 0.65 | 1.03 | 0.5 |
| EBITDA
| 22.005 | 30.553 | 16.082 | 5.517 | 8.901 | 10.86 | 20.575 | 10.307 |
| EBITDA Ratio
| 0.223 | 0.359 | 0.278 | 0.092 | 0.129 | 0.158 | 0.346 | 0.212 |