Pioneer Bancorp, Inc.
NASDAQ:PBFS
11.23 (USD) • At close January 15, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 22.015 | 27.246 | 27.349 | 20.371 | 20.156 | 19.364 | 20.766 | 3.102 | 18.479 | 15.443 | 13.645 | 14.44 | 13.435 | 13.702 | 14.585 | 15.402 | 13.878 | 14.534 | 14.718 | 18.066 | 17.227 | 16.805 | 16.432 | 15.353 | 15.496 | 15.18 | 14.139 | 12.917 | 12.917 |
| Cost of Revenue
| 0 | 0 | 0 | 4.835 | 0 | 1.987 | 1.987 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 22.015 | 27.246 | 27.349 | 15.536 | 20.156 | 17.377 | 18.779 | 3.102 | 18.479 | 15.443 | 13.645 | 14.44 | 13.435 | 13.702 | 14.585 | 15.402 | 13.878 | 14.534 | 14.718 | 18.066 | 17.227 | 16.805 | 16.432 | 15.353 | 15.496 | 15.18 | 14.139 | 12.917 | 12.917 |
| Gross Profit Ratio
| 1 | 1 | 1 | 0.763 | 1 | 0.897 | 0.904 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 8.177 | 7.971 | 7.879 | 7.953 | 2.587 | 7.055 | 7.537 | 7.599 | 6.994 | 7.858 | 6.701 | 1.434 | 6.417 | 7.003 | 6.984 | 6.646 | 6.716 | 6.344 | 6.332 | 6.451 | 5.976 | 6.041 | 5.937 | 5.465 | 5.878 | 5.756 | 5.765 | 0.794 | 0.794 |
| Selling & Marketing Expenses
| 0.224 | 0.212 | 0.164 | 0.212 | 0.141 | 0.214 | 0.176 | 0.294 | 0.141 | 0.134 | 0.149 | 0.163 | 0.074 | 0.094 | 0.198 | 0.199 | 0.127 | 0.127 | 0.162 | 0.185 | 0.204 | 0.205 | 0.282 | 0.242 | 0.196 | 0.208 | 0.222 | 0.151 | 0.151 |
| SG&A
| 8.401 | 8.183 | 8.043 | 8.165 | 2.728 | 7.269 | 7.713 | 7.893 | 7.135 | 7.992 | 6.85 | 1.597 | 6.491 | 7.097 | 7.182 | 6.845 | 6.843 | 6.471 | 6.494 | 6.636 | 6.18 | 6.246 | 6.219 | 5.707 | 6.074 | 5.964 | 5.987 | 7.612 | 7.612 |
| Other Expenses
| 0 | 5.03 | -5.491 | -5.792 | -4.98 | -20.912 | -4.118 | 0 | 0 | -3.153 | -2.908 | -1.408 | -2.799 | -23.524 | -2.594 | 0 | 0 | -18.437 | 0 | 0 | 0 | -15.266 | 0 | -14.543 | -14.903 | -14.798 | -14.866 | 0 | 0 |
| Operating Expenses
| 12.905 | 5.03 | 5.491 | 5.792 | 2.728 | -13.643 | 1.378 | 1.392 | 11.868 | 3.153 | 2.908 | 0.862 | 0.921 | -16.427 | 1.055 | 1.127 | 1.142 | -11.966 | 1.128 | 1.588 | 0.699 | -9.02 | 0.282 | -8.836 | -8.829 | -8.834 | -8.879 | 8.963 | 8.963 |
| Operating Income
| 8.196 | 5.03 | 6.056 | 4.014 | 4.309 | 5.721 | 8.27 | 8.819 | 6.662 | 3.094 | 1.456 | 8.421 | 2.152 | -2.725 | 2.075 | 3.008 | 2.412 | 2.568 | 2.295 | 6.112 | -16.047 | 7.785 | 7.355 | 6.517 | 6.667 | 6.346 | 5.26 | 4.156 | 4.156 |
| Operating Income Ratio
| 0.372 | 0.185 | 0.221 | 0.197 | 0.214 | 0.295 | 0.398 | 2.843 | 0.361 | 0.2 | 0.107 | 0.583 | 0.16 | -0.199 | 0.142 | 0.195 | 0.174 | 0.177 | 0.156 | 0.338 | -0.932 | 0.463 | 0.448 | 0.424 | 0.43 | 0.418 | 0.372 | 0.322 | 0.322 |
| Total Other Income Expenses Net
| 0 | 19.409 | 0 | 5.95 | 0 | 29.819 | 0 | 0 | 0 | -1.377 | -0.987 | 5.091 | 0 | -0.724 | 0 | 0 | -0.004 | -1.068 | -0.007 | 0.001 | -0.706 | -1.287 | -0.027 | -1.282 | -1.217 | -0.724 | -0.643 | -1.351 | -1.351 |
| Income Before Tax
| 8.196 | 5.03 | 6.056 | 4.014 | 4.309 | 5.721 | 7.668 | 7.975 | 6.491 | 3.05 | 0.456 | 8.061 | 1.771 | -3.123 | 1.637 | 2.449 | 1.697 | 1.675 | 1.06 | 4.835 | -17.374 | 6.498 | 6.216 | 5.465 | 5.666 | 5.435 | 4.466 | 3.954 | 3.954 |
| Income Before Tax Ratio
| 0.372 | 0.185 | 0.221 | 0.197 | 0.214 | 0.295 | 0.369 | 2.571 | 0.351 | 0.198 | 0.033 | 0.558 | 0.132 | -0.228 | 0.112 | 0.159 | 0.122 | 0.115 | 0.072 | 0.268 | -1.009 | 0.387 | 0.378 | 0.356 | 0.366 | 0.358 | 0.316 | 0.306 | 0.306 |
| Income Tax Expense
| 1.888 | 1.1 | 1.337 | 0.822 | 0.89 | 1.214 | 1.644 | 1.792 | 1.257 | 0.687 | 0.154 | 1.804 | 0.414 | 0.43 | 0.296 | 0.554 | 0.303 | 0.199 | 0.211 | 0.985 | -4.69 | 1.504 | 1.437 | 0.665 | 1.223 | 1.297 | 1.05 | 1.982 | 1.982 |
| Net Income
| 6.308 | 3.93 | 4.719 | 3.192 | 3.419 | 4.507 | 6.024 | 6.183 | 5.234 | 2.363 | 0.302 | 6.257 | 1.357 | -3.553 | 1.341 | 1.895 | 1.394 | 1.476 | 0.849 | 3.85 | -12.684 | 4.994 | 4.779 | 4.8 | 4.443 | 4.138 | 3.416 | 1.973 | 1.973 |
| Net Income Ratio
| 0.287 | 0.144 | 0.173 | 0.157 | 0.17 | 0.233 | 0.29 | 1.993 | 0.283 | 0.153 | 0.022 | 0.433 | 0.101 | -0.259 | 0.092 | 0.123 | 0.1 | 0.102 | 0.058 | 0.213 | -0.736 | 0.297 | 0.291 | 0.313 | 0.287 | 0.273 | 0.242 | 0.153 | 0.153 |
| EPS
| 0.25 | 0.16 | 0.19 | 0.13 | 0.14 | 0.18 | 0.24 | 0.25 | 0.21 | 0.094 | 0.012 | 0.25 | 0.05 | -0.14 | 0.05 | 0.08 | 0.06 | 0.059 | 0.03 | 0.15 | -0.52 | 0.2 | 0.43 | 0.43 | 0.4 | 0.37 | 0.31 | 0.177 | 0.177 |
| EPS Diluted
| 0.25 | 0.16 | 0.19 | 0.13 | 0.14 | 0.18 | 0.24 | 0.25 | 0.21 | 0.094 | 0.012 | 0.25 | 0.05 | -0.14 | 0.05 | 0.08 | 0.06 | 0.059 | 0.03 | 0.15 | -0.51 | 0.2 | 0.43 | 0.43 | 0.4 | 0.37 | 0.31 | 0.177 | 0.177 |
| EBITDA
| 0 | 5.671 | 6.695 | 4.659 | 4.98 | 6.375 | 8.329 | 8.666 | 7.183 | 3.75 | 0 | 8.68 | 2.449 | -2.399 | 2.34 | 3.17 | 2.414 | 0 | 1.787 | 5.58 | -16.668 | 7.219 | 6.955 | 6.727 | 6.324 | 6.159 | 5.109 | -0.202 | -0.202 |
| EBITDA Ratio
| 0 | 0.185 | 0.221 | 0.197 | 0.214 | 0.329 | 0.43 | 3.066 | -0.009 | 0.245 | 0.157 | 0.63 | 0.211 | -0.146 | 0.19 | 0.242 | 0.225 | 0.227 | 0.205 | 0.38 | -0.891 | 0.506 | 0.491 | 0.472 | 0.473 | 0.463 | 0.417 | -0.016 | -0.016 |