Pioneer Bancorp, Inc.
NASDAQ:PBFS
13 (USD) • At close September 3, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q4 | 2025 Q3 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets: | |||||||||||||||||||||||||||||
| Current Assets: | |||||||||||||||||||||||||||||
| Cash & Cash Equivalents
| 29.594 | 137.856 | 222.563 | 151.552 | 245.345 | 136.396 | 214.171 | 148.311 | 141.783 | 141.254 | 399.352 | 372.594 | 461.58 | 346.912 | 475.295 | 324.783 | 326.451 | 193.815 | 261.008 | 155.521 | 186.195 | 114.563 | 184.092 | 228.026 | 152.349 | 53.339 | 0 | 111.411 | 120.28 |
| Short Term Investments
| 288.22 | 132.673 | 262.533 | 257.409 | 296.893 | 320.397 | 412.275 | 431.667 | 504.167 | 507.611 | 513.87 | 481.79 | 417.743 | 365.638 | 310.699 | 264.602 | 200.167 | 130.44 | 81.761 | 75.768 | 73.631 | 87.984 | 91.182 | 86.695 | 94.163 | 107.144 | 0 | 88.063 | 0 |
| Cash and Short Term Investments
| 317.814 | 270.529 | 485.096 | 408.961 | 542.238 | 456.793 | 626.446 | 579.978 | 645.95 | 648.865 | 913.222 | 854.384 | 879.323 | 712.55 | 785.994 | 589.385 | 526.618 | 324.255 | 342.769 | 231.289 | 259.826 | 202.547 | 275.274 | 314.721 | 246.512 | 160.483 | 0 | 199.474 | 120.28 |
| Net Receivables
| 1,551.564 | 8.379 | 7.667 | 7.559 | 7.688 | 7.678 | 7.124 | 7.194 | 8.152 | 7.52 | 5.895 | 4.623 | 4.391 | 4.109 | 3.869 | 4.046 | 4.107 | 4.152 | 4.118 | 3.467 | 4.026 | 4.252 | 4.32 | 4.374 | 4.276 | 4.269 | 0 | 3.854 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 380.683 | 474.157 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets
| 1,869.378 | 278.908 | 492.763 | 416.52 | 549.926 | 464.471 | 633.57 | 587.172 | 654.102 | 656.385 | 919.117 | 859.007 | 883.714 | 716.659 | 789.863 | 593.431 | 530.725 | 328.407 | 346.887 | 234.756 | 263.852 | 206.799 | 279.594 | 319.095 | 250.788 | 164.752 | 0 | 203.328 | 120.28 |
| Non-Current Assets: | |||||||||||||||||||||||||||||
| Property, Plant & Equipment, Net
| 35.725 | 35.81 | 39.718 | 40.105 | 40.701 | 41.105 | 41.455 | 41.617 | 42.175 | 42.646 | 43.322 | 38.018 | 37.773 | 38.231 | 38.486 | 38.918 | 39.305 | 39.739 | 40.274 | 40.863 | 41.332 | 41.54 | 41.642 | 41.71 | 41.835 | 42.01 | 0 | 42.902 | 42.902 |
| Goodwill
| 10.879 | 10.879 | 10.879 | 10.879 | 10.879 | 10.879 | 10.879 | 8.799 | 8.799 | 8.799 | 8.799 | 8.799 | 8.799 | 8.622 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 7.292 | 0 | 7.292 | 7.292 |
| Intangible Assets
| 2.464 | 2.584 | 2.828 | 2.951 | 3.083 | 3.216 | 3.351 | 2.096 | 2.193 | 2.291 | 2.391 | 2.494 | 2.597 | 2.582 | 1.767 | 1.843 | 1.921 | 2 | 2.08 | 2.159 | 2.25 | 2.341 | 2.432 | 2.523 | 2.618 | 2.713 | 0 | 2.874 | 2.874 |
| Goodwill and Intangible Assets
| 13.343 | 13.463 | 13.707 | 13.83 | 13.962 | 14.095 | 14.23 | 10.895 | 10.992 | 11.09 | 11.19 | 11.293 | 11.396 | 11.204 | 9.059 | 9.135 | 9.213 | 9.292 | 9.372 | 9.451 | 9.542 | 9.633 | 9.724 | 9.815 | 9.91 | 10.005 | 0 | 10.166 | 10.166 |
| Long Term Investments
| 0 | 1,696.97 | 1,424.314 | 1,369.159 | 1,335.506 | 1,290.104 | 1,229.905 | 1,170.531 | 1,112.401 | 1,074.673 | 1,045.485 | 1,008.557 | 994.021 | 1,017.678 | 1,070.173 | 1,095.556 | 1,153.26 | 1,125.524 | 1,157.851 | 1,163.754 | 1,109.02 | 1,087.116 | 1,061.512 | 1,050.669 | 1,044.77 | 1,033.195 | 0 | 991.199 | 0 |
| Tax Assets
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets
| 0 | 43.834 | 44.1 | 55.79 | 41.739 | 43.112 | 44.247 | 45.976 | 44.628 | 49.725 | 50.476 | 47.354 | 47.228 | 59.416 | 60.078 | 59.212 | 55.954 | 71.189 | 74.633 | 77.588 | 75.968 | 46.71 | 57.475 | 46.996 | 38.239 | 37.005 | 0 | 36.533 | 1,110.78 |
| Total Non-Current Assets
| 49.068 | 1,790.077 | 1,521.839 | 1,478.884 | 1,431.908 | 1,388.416 | 1,329.837 | 1,269.019 | 1,210.196 | 1,178.134 | 1,150.473 | 1,105.222 | 1,090.418 | 1,126.529 | 1,177.796 | 1,202.821 | 1,257.732 | 1,245.744 | 1,282.13 | 1,291.656 | 1,235.862 | 1,184.999 | 1,170.353 | 1,149.19 | 1,134.754 | 1,122.215 | 0 | 1,080.8 | 1,163.848 |
| Total Assets
| 2,096.425 | 2,068.985 | 2,014.602 | 1,895.404 | 1,981.834 | 1,852.887 | 1,963.407 | 1,856.191 | 1,864.298 | 1,834.519 | 2,069.59 | 1,970.468 | 1,974.132 | 1,843.188 | 1,967.659 | 1,796.252 | 1,788.457 | 1,574.151 | 1,629.017 | 1,526.412 | 1,499.714 | 1,391.798 | 1,449.947 | 1,479.992 | 1,385.542 | 1,286.967 | 0 | 1,284.128 | 1,284.128 |
| Liabilities & Equity: | |||||||||||||||||||||||||||||
| Current Liabilities: | |||||||||||||||||||||||||||||
| Account Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.758 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short Term Debt
| 0 | 0 | 0 | 0.756 | 0.769 | 0.768 | 0.767 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities
| 0 | 1,728.155 | 1,679.134 | 1,559.197 | 1,653.224 | 1,528.597 | 1,641.592 | 1,549.739 | 1,569.024 | 1,543.78 | 1,781.714 | 1,685.869 | 1,714.876 | 1,583.66 | 1,706.718 | 1,536.707 | 1,538.026 | 1,327.57 | 1,383.825 | 1,276.194 | 1,241.38 | 1,145.043 | 1,217.512 | 1,337.362 | 1,247.322 | 1,119.754 | 0 | 1,155.644 | 0 |
| Total Current Liabilities
| 0 | 1,728.155 | 1,679.134 | 1,559.953 | 1,653.993 | 1,529.365 | 1,642.359 | 1,549.739 | 1,569.024 | 1,543.78 | 1,781.714 | 1,685.869 | 1,714.876 | 1,583.66 | 1,706.718 | 1,536.707 | 1,538.026 | 1,327.57 | 1,383.825 | 1,283.952 | 1,241.38 | 1,145.043 | 1,217.512 | 1,337.362 | 1,247.322 | 1,119.754 | 0 | 1,155.644 | 0 |
| Non-Current Liabilities: | |||||||||||||||||||||||||||||
| Long Term Debt
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue Non-Current
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities Non-Current
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9.548 | 0 | 0 | 0 | 6.239 | 0 | 0 | 0 | 6.679 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities
| 0 | 30.129 | 31.667 | 38.923 | 38.885 | 39.726 | 49.277 | 39.752 | 35.409 | 41.009 | 46.167 | 35.733 | 22.171 | 15.518 | 21.795 | 21.723 | 21.76 | 19.173 | 19.793 | 18.494 | 29.802 | 18.773 | 8.658 | 7.665 | 6.457 | 40.819 | 0 | 10.421 | 0 |
| Total Non-Current Liabilities
| 0 | 30.129 | 31.667 | 38.923 | 38.885 | 39.726 | 49.277 | 39.752 | 35.409 | 41.009 | 46.167 | 35.733 | 22.171 | 15.518 | 21.795 | 21.723 | 21.76 | 19.173 | 19.793 | 18.494 | 29.802 | 18.773 | 8.658 | 7.665 | 6.457 | 40.819 | 0 | 10.421 | 0 |
| Total Liabilities
| 1,782.176 | 1,758.284 | 1,710.801 | 1,598.876 | 1,692.878 | 1,569.091 | 1,691.636 | 1,599.039 | 1,604.433 | 1,584.789 | 1,827.881 | 1,727.841 | 1,737.047 | 1,599.178 | 1,728.513 | 1,558.43 | 1,559.786 | 1,346.743 | 1,403.618 | 1,302.446 | 1,271.182 | 1,163.816 | 1,226.17 | 1,345.027 | 1,253.779 | 1,160.573 | -118.063 | 1,166.065 | 1,166.065 |
| Equity: | |||||||||||||||||||||||||||||
| Preferred Stock
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock
| -8.955 | 0.258 | 0.261 | 0.263 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings
| 201.381 | 198.381 | 192.826 | 187.731 | 184.875 | 180.156 | 176.964 | 173.038 | 168.531 | 162.507 | 156.324 | 151.09 | 148.727 | 148.425 | 142.168 | 140.811 | 144.364 | 143.023 | 141.128 | 139.734 | 138.973 | 138.124 | 134.274 | 135.41 | 130.416 | 125.637 | 0 | 116.394 | 116.394 |
| Accumulated Other Comprehensive Income/Loss
| 7.052 | 7.001 | 6.64 | 4.942 | 0.5 | 0.181 | -8.54 | -9.568 | -11.784 | -15.755 | -17.454 | -11.18 | -14.23 | -6.863 | -5.312 | -5.125 | -17.677 | -17.456 | -17.442 | -17.37 | -11.925 | -11.452 | -11.461 | -11.103 | -9.311 | -9.901 | 118.063 | -8.989 | 1.669 |
| Other Total Stockholders Equity
| 114.771 | 105.061 | 104.074 | 103.592 | 103.321 | 103.199 | 103.087 | 102.97 | 102.858 | 102.718 | 102.579 | 102.457 | 102.328 | 102.188 | 102.03 | 101.876 | 101.724 | 101.581 | 101.453 | 101.342 | 101.224 | 101.05 | 100.704 | 0 | 10.658 | 10.658 | 0 | 10.658 | 0 |
| Total Shareholders Equity
| 314.249 | 310.701 | 303.801 | 296.528 | 288.956 | 283.796 | 271.771 | 266.7 | 259.865 | 249.73 | 241.709 | 242.627 | 237.085 | 244.01 | 239.146 | 237.822 | 228.671 | 227.408 | 225.399 | 223.966 | 228.532 | 227.982 | 223.777 | 123.258 | 131.763 | 126.394 | 118.063 | 118.063 | 118.063 |
| Total Equity
| 314.249 | 310.701 | 303.801 | 296.528 | 288.956 | 283.796 | 271.771 | 266.7 | 259.865 | 249.73 | 241.709 | 242.627 | 237.085 | 244.01 | 239.146 | 237.822 | 228.671 | 227.408 | 225.399 | 223.966 | 228.532 | 227.982 | 223.777 | 123.258 | 131.763 | 126.394 | 118.063 | 118.063 | 118.063 |
| Total Liabilities & Shareholders Equity
| 2,096.425 | 2,068.985 | 2,014.602 | 1,895.404 | 1,981.834 | 1,852.887 | 1,963.407 | 1,856.191 | 1,864.298 | 1,834.519 | 2,069.59 | 1,970.468 | 1,974.132 | 1,843.188 | 1,967.659 | 1,796.252 | 1,788.457 | 1,574.151 | 1,629.017 | 1,526.412 | 1,499.714 | 1,391.798 | 1,449.947 | 1,479.992 | 1,385.542 | 1,286.967 | 118.063 | 1,284.128 | 118.063 |