Navient Corporation
NASDAQ:NAVI
13.41 (USD) • At close March 17, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 3,809 | 1,279 | 1,737 | 2,211 | 1,688 | 1,996 | 1,923 | 2,211 | 2,523 | 3,102 | 3,574 | 4,011 | 3,307 |
| Cost of Revenue
| 316 | -3,123 | 553 | 1,207 | 964 | 984 | 984 | 966 | 951 | 918 | 987 | 0 | 0 |
| Gross Profit
| 3,493 | 4,402 | 1,184 | 1,004 | 724 | 1,012 | 939 | 1,245 | 1,572 | 2,184 | 2,587 | 4,011 | 3,307 |
| Gross Profit Ratio
| 0.917 | 3.442 | 0.682 | 0.454 | 0.429 | 0.507 | 0.488 | 0.563 | 0.623 | 0.704 | 0.724 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 316 | 401 | 444 | 569 | 497 | 488 | 507 | 519 | 500 | 467 | 458 | 504 | 457 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 316 | 401 | 444 | 569 | 497 | 488 | 507 | 519 | 500 | 467 | 458 | 504 | 457 |
| Other Expenses
| 680 | 0 | 748 | -1,844 | -1,653 | -1,721 | 1,766 | 966 | 951 | 918 | 987 | -111 | 234 |
| Operating Expenses
| 680 | 1,279 | 1,192 | -1,275 | -1,156 | -1,233 | 2,273 | 966 | 951 | 918 | 987 | 393 | 691 |
| Operating Income
| 2,813 | 346 | 2,929 | 936 | 532 | 763 | 4,196 | 292 | 681 | 996 | 1,149 | 4,404 | 3,998 |
| Operating Income Ratio
| 0.739 | 0.271 | 1.686 | 0.423 | 0.315 | 0.382 | 2.182 | 0.132 | 0.27 | 0.321 | 0.321 | 1.098 | 1.209 |
| Total Other Income Expenses Net
| -2,639 | -33 | -42 | 702 | -15 | 39 | 6 | 472 | 427 | 584 | 688 | -272 | -74 |
| Income Before Tax
| 174 | 313 | 827 | 936 | 532 | 763 | 528 | 764 | 1,108 | 1,600 | 1,837 | 2,087 | 1,437 |
| Income Before Tax Ratio
| 0.046 | 0.245 | 0.476 | 0.423 | 0.315 | 0.382 | 0.275 | 0.346 | 0.439 | 0.516 | 0.514 | 0.52 | 0.435 |
| Income Tax Expense
| 43 | 85 | 182 | 219 | 120 | 166 | 133 | 472 | 427 | 604 | 688 | 776 | 498 |
| Net Income
| 131 | 228 | 645 | 717 | 412 | 597 | 395 | 292 | 681 | 997 | 1,149 | 1,418 | 939 |
| Net Income Ratio
| 0.034 | 0.178 | 0.371 | 0.324 | 0.244 | 0.299 | 0.205 | 0.132 | 0.27 | 0.321 | 0.321 | 0.354 | 0.284 |
| EPS
| 1.2 | 1.87 | 4.54 | 4.22 | 2.13 | 2.6 | 1.52 | 1.06 | 2.15 | 2.66 | 2.74 | 3.18 | 1.93 |
| EPS Diluted
| 1.2 | 1.85 | 4.48 | 4.17 | 2.11 | 2.56 | 1.5 | 1.04 | 2.12 | 2.61 | 2.69 | 3.12 | 1.9 |
| EBITDA
| 2,813 | 3,951 | 2,929 | 2,656 | 0 | 749 | 5,667 | 292 | 681 | 0 | 2,742 | 4,340 | 0 |
| EBITDA Ratio
| 0.739 | 3.089 | 1.686 | 0.423 | 0.328 | 0.395 | 2.198 | 1.7 | 1.418 | 1.189 | 1.091 | 1.101 | 1.209 |