Fino Payments Bank Limited
NSE:FINOPB.NS
378.6 (INR) • At close November 5, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 4,303.6 | 4,368.6 | 4,013 | 3,486.1 | 3,397.1 | 3,483.1 | 3,091.3 | 3,005.2 | 2,915.3 | 2,813.6 | -3,346.318 | 2,709.6 | 2,387.2 | 750.98 | -2,340.46 | 2,268.4 | 1,740.3 | 618.9 |
| Cost of Revenue
| -250.5 | 0 | 0 | 0 | 0 | 154.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 4,554.1 | 4,368.6 | 4,013 | 3,486.1 | 3,397.1 | 3,328.6 | 3,091.3 | 3,005.2 | 2,915.3 | 2,813.6 | -3,346.318 | 2,709.6 | 2,387.2 | 750.98 | -2,340.46 | 2,268.4 | 1,740.3 | 618.9 |
| Gross Profit Ratio
| 1.058 | 1 | 1 | 1 | 1 | 0.956 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 270.755 | 0 | 0 | 0 | 248.779 | 0 | 0 | 81.1 | 171.251 | 0 | 0 | 67.26 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 116.242 | 0 | 0 | 0 | 161.515 | 0 | 0 | 44.77 | 86.363 | 0 | 0 | 19.53 |
| SG&A
| 0 | 497.7 | 462.9 | 442.9 | 440.5 | 427.4 | 1,519.393 | 380.4 | 382.5 | 394.2 | 1,376.433 | 340.7 | 329.4 | 125.87 | 1,263.269 | 292.8 | 282.6 | 86.79 |
| Other Expenses
| 4,044.3 | -3,389.3 | -3,067.3 | -2,815.2 | -2,755.8 | -2,714.2 | -2,471.5 | -2,433.8 | -2,394.8 | 2,712.6 | 2,630.6 | 2,568.6 | -1,978.9 | 593.84 | -2,419.28 | 2,191.9 | 0 | 512.36 |
| Operating Expenses
| 4,044.3 | 3,389.3 | 3,067.3 | 3,258.1 | 3,196.3 | 2,714.2 | 2,870.5 | 2,814.2 | 2,777.3 | 2,712.6 | -3,525.867 | 2,568.6 | 2,308.3 | 719.71 | -2,419.28 | 2,191.9 | 1,695.1 | 599.15 |
| Operating Income
| 259.3 | 242.7 | 252.8 | 228 | 195.2 | 187 | 220.87 | 191 | 138 | 177.9 | 176.208 | 141 | -5.84 | 61.86 | 103.16 | 83.3 | 45.2 | 47.69 |
| Operating Income Ratio
| 0.06 | 0.056 | 0.063 | 0.065 | 0.057 | 0.054 | 0.071 | 0.064 | 0.047 | 0.063 | -0.053 | 0.052 | -0.002 | 0.082 | -0.044 | 0.037 | 0.026 | 0.077 |
| Total Other Income Expenses Net
| 259.3 | 242.7 | 252.9 | 228 | 195.2 | 187 | 220.87 | 191 | 138 | -76.9 | 176.208 | 141 | 78.9 | -30.59 | -27.43 | -18.1 | 45.2 | -29.18 |
| Income Before Tax
| 259.3 | 242.7 | 252.9 | 228 | 195.2 | 187 | 220.8 | 191 | 138 | 101 | 176.245 | 141 | 78.9 | 31.27 | 75.73 | 65.2 | 45.2 | 18.51 |
| Income Before Tax Ratio
| 0.06 | 0.056 | 0.063 | 0.065 | 0.057 | 0.054 | 0.071 | 0.064 | 0.047 | 0.036 | -0.053 | 0.052 | 0.033 | 0.042 | -0.032 | 0.029 | 0.026 | 0.03 |
| Income Tax Expense
| 47.8 | 0 | 0.8 | 456 | 390.4 | 374 | 441.74 | 382 | 276 | 101 | 0.037 | 282 | -5.84 | -0.01 | -0.01 | 65.2 | 90.4 | 0 |
| Net Income
| 211.5 | 242.7 | 252 | 228 | 195.2 | 187 | 220.87 | 191 | 138 | 101 | 176.208 | 141 | 78.9 | 31.28 | 75.74 | 65.2 | 45.2 | 18.51 |
| Net Income Ratio
| 0.049 | 0.056 | 0.063 | 0.065 | 0.057 | 0.054 | 0.071 | 0.064 | 0.047 | 0.036 | -0.053 | 0.052 | 0.033 | 0.042 | -0.032 | 0.029 | 0.026 | 0.03 |
| EPS
| 2.54 | 2.92 | 3.03 | 2.74 | 2.35 | 2.25 | 2.65 | 2.3 | 1.66 | 1.21 | 2.2 | 1.74 | 1.01 | 0.4 | 0.97 | 0.84 | 0.58 | 0.24 |
| EPS Diluted
| 2.53 | 2.91 | 3.02 | 2.74 | 2.35 | 2.25 | 2.65 | 2.3 | 1.66 | 1.21 | 2.12 | 1.74 | 1.01 | 0.4 | 0.97 | 0.84 | 0.58 | 0.24 |
| EBITDA
| 259.3 | -242.7 | -252.8 | 228 | 195.2 | 187 | 220.87 | 191 | 138 | 177.9 | 176.208 | 141 | 78.9 | 129.72 | 103.16 | 83.3 | 45.2 | 102.82 |
| EBITDA Ratio
| 0.06 | -0.056 | -0.063 | 0.065 | 0.057 | 0.054 | 0.071 | 0.064 | 0.047 | 0.063 | -0.053 | 0.052 | 0.033 | 0.173 | -0.044 | 0.037 | 0.026 | 0.166 |