Fino Payments Bank Limited
NSE:FINOPB.NS
283.46 (INR) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||
| Net Income
| 925.3 | 863.013 | 650.8 | 427.408 | 204.74 | -320.36 | -623.84 | -673.43 |
| Depreciation & Amortization
| 621.5 | 534.456 | 418.6 | 354.504 | 535.83 | 235.66 | 182.59 | 160.896 |
| Deferred Income Tax
| 0 | 0 | 69.9 | 1,251.455 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 124.2 | 43.988 | 76.3 | 31.857 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| -6,291.4 | -904.72 | -1,416.8 | 1,295.199 | -1,232.36 | -860.23 | 636.28 | -1,534.307 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| -6,291.4 | -904.72 | -1,416.8 | 1,295.199 | -1,232.36 | -860.23 | 553.15 | -1,534.307 |
| Other Non Cash Items
| 113.3 | -4,922.82 | 0.2 | -1,286.006 | 169.55 | 108.2 | 91.34 | -158.682 |
| Operating Cash Flow
| -4,507.1 | -4,386.083 | -201 | 2,074.417 | -322.24 | -836.73 | 286.37 | -2,205.523 |
| Investing Activities: | ||||||||
| Investments In Property Plant And Equipment
| -1,645.1 | -1,037.856 | -943.4 | -643.543 | -690.38 | -309.34 | -137.81 | -336.169 |
| Acquisitions Net
| 0 | 0 | -25 | 0.43 | 0.92 | 3.92 | 1.6 | 0 |
| Purchases Of Investments
| 0 | 0 | -5,150.577 | -1,278.405 | -3,752.88 | -550.68 | -94.29 | 0 |
| Sales Maturities Of Investments
| 0 | 0 | 5,150.577 | 1,277.975 | 3,751.96 | 546.76 | 92.69 | 0 |
| Other Investing Activites
| 0.6 | 0.259 | 3.1 | 0.43 | 0.92 | 3.92 | 1.6 | 0 |
| Investing Cash Flow
| -1,644.5 | -1,037.597 | -965.3 | -643.113 | -689.46 | -305.42 | -136.21 | -336.169 |
| Financing Activities: | ||||||||
| Debt Repayment
| 1,268.1 | 2,785.855 | 1,844.11 | 688.577 | 700.074 | 278.88 | 349.65 | -0.581 |
| Common Stock Issued
| 0 | 0 | 0 | 2,833.575 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| 5,269.9 | 4,953.93 | 4,144.77 | 2,578.511 | 0 | 0 | 83.13 | 1,884.984 |
| Financing Cash Flow
| 6,538 | 7,739.785 | 1,844.1 | 3,522.152 | 700.07 | 278.88 | 349.65 | 1,884.403 |
| Other Information: | ||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | -0.037 | 0 | 0.006 | 0 | 0.004 | 4,040.545 |
| Net Change In Cash
| 386.4 | 2,316.105 | 677.8 | 4,953.456 | -311.63 | -863.27 | 499.81 | 3,383.256 |
| Cash At End Of Period
| 11,041.9 | 10,655.5 | 8,339.4 | 7,661.632 | 2,708.17 | 3,019.8 | 3,883.07 | 3,383.256 |