CreditAccess Grameen Limited
NSE:CREDITACC.NS
1269.75 (INR) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||||||||||||||||||||
| Net Income
| 3,976.6 | 3,970.9 | 3,533.4 | 3,470.4 | 3,484.6 | 3,039.8 | 2,121.6 | 1,720.3 | 1,379 | 1,471.7 | 1,198.2 | 635.7 | 224.9 | 600.9 | -772.9 | 792.1 | 720 | 288.3 | 1,079.9 | 1,008.8 | 958.3 | 763.3 | 997.4 | 734.6 | 722.2 | 717.1 | 643.6 | 303.61 | 303.61 | 30.875 | 30.875 | 345.4 | 345.4 | 201.555 | 201.555 | 214.65 | 214.65 | 134.829 | 134.829 | 112.45 | 112.45 | 48.69 | 42.4 | 47 | 47 | 20.14 | 20.14 |
| Depreciation & Amortization
| 0 | 0 | 130.6 | 122.8 | 120.6 | 124.9 | 126.1 | 128.2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 50.925 | 50.925 | 50.925 | 50.925 | 0 | 19.475 | 19.475 | 19.475 | 0 | 12.922 | 12.922 | 12.922 | 6.16 | 6.16 | 11.083 | 11.083 | 0 | 6.515 | 6.515 | 6.515 | 4.808 | 4.808 | 4.808 | 4.808 | 1.318 | 1.318 | 1.318 | 1.318 | 1.513 | 1.513 | 1.513 | 1.513 |
| Deferred Income Tax
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 0 | 167.1 | 0 | 0 | 0 | 106.5 | 0 | 0 | 0 | 54.5 | 0 | 0 | 0 | 19.6 | 0 | 6.275 | 6.275 | 25.1 | 6.275 | 0 | 11.325 | 45.3 | 11.325 | 0 | 5.277 | 39.8 | 5.277 | 5.835 | 5.835 | 3.11 | 3.11 | 0 | 0.6 | 1.2 | 1.2 | 0.975 | 0.975 | 1.95 | 1.95 | 0.148 | 0.148 | 0.587 | 0.148 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -6,868.575 | -6,868.575 | -6,868.575 | -6,868.575 | 0 | -4,477.75 | -4,477.75 | -4,477.75 | 0 | -5,010.361 | -5,010.361 | -5,010.361 | -4,073.1 | -4,073.1 | -1,488.448 | -1,488.448 | 0 | -2,600.99 | -2,600.99 | -2,600.99 | -1,891.928 | -1,891.928 | -1,891.928 | -1,891.928 | -739.563 | -739.563 | -739.563 | -739.563 | -369.51 | -369.51 | -369.51 | -369.51 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4,073.1 | -4,073.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| -3,976.6 | -4,138 | -3,533.4 | -3,470.4 | -3,484.6 | -3,146.3 | -2,121.6 | -1,720.3 | -1,379 | -1,526.2 | -1,198.2 | -635.7 | -224.9 | -620.5 | 772.9 | -792.1 | -720 | -313.4 | -1,079.9 | -1,008.8 | -958.3 | -808.6 | -997.4 | -734.6 | -722.2 | -756.9 | -643.6 | 138.59 | 138.59 | -33.985 | -33.985 | -345.4 | -345.4 | -202.755 | -202.755 | -214.65 | -214.65 | -136.779 | -136.779 | -112.45 | -112.45 | -49.277 | -42.4 | -47 | -47 | -20.14 | -20.14 |
| Operating Cash Flow
| 0 | 0 | 261.2 | 245.6 | 241.2 | 106.5 | 252.2 | 256.4 | 0 | 54.5 | 0 | 0 | 0 | 19.6 | 0 | -5,571.2 | -5,571.2 | -5,571.2 | -5,571.2 | 0 | -3,445.225 | -3,445.225 | -3,445.225 | 0 | -4,347.903 | -4,347.903 | -4,347.903 | -3,618.905 | -3,618.905 | -1,061.963 | -1,061.963 | 0 | -2,327.72 | -2,327.72 | -2,327.72 | -1,746.053 | -1,746.053 | -1,746.053 | -1,746.053 | -677.288 | -677.288 | -677.288 | -677.288 | -336.583 | -336.583 | -336.583 | -336.583 |
| Investing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -54.6 | -54.6 | -54.6 | -54.6 | 0 | -44.3 | -44.3 | -44.3 | 0 | -17.794 | -17.794 | -17.794 | -6.955 | -6.955 | -21.24 | -21.24 | 0 | -19.525 | -19.525 | -19.525 | -13.313 | -13.313 | -13.313 | -13.313 | -1.705 | -1.705 | -1.705 | -1.705 | -0.973 | -0.973 | -0.973 | -0.973 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 265.935 | 265.935 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -23,101.575 | -23,101.575 | -23,101.575 | -23,101.575 | 0 | -17,641.05 | -17,641.05 | -17,641.05 | 0 | -8,376.125 | -8,376.125 | -8,376.125 | 0 | -5,812.25 | -5,812.25 | -5,812.25 | 0 | -5,543.725 | -5,543.725 | -5,543.725 | -3,913.525 | -3,913.525 | -3,913.525 | -3,913.525 | -2,634.7 | -2,634.7 | -2,634.7 | -2,634.7 | -1,640.763 | -1,640.763 | -1,640.763 | -1,640.763 |
| Sales Maturities Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23,214.3 | 23,214.3 | 23,214.3 | 23,214.3 | 0 | 17,667.425 | 17,667.425 | 17,667.425 | 0 | 8,394.767 | 8,394.767 | 8,394.767 | 0 | 5,821.16 | 5,821.16 | 5,821.16 | 0 | 5,553.308 | 5,553.308 | 5,553.308 | 3,924.545 | 3,924.545 | 3,924.545 | 3,924.545 | 2,643.87 | 2,643.87 | 2,643.87 | 2,643.87 | 1,640.125 | 1,640.125 | 1,640.125 | 1,640.125 |
| Other Investing Activites
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -58.125 | -58.125 | -58.125 | -58.125 | 0 | 17.925 | 17.925 | 17.925 | 0 | -0.848 | -0.848 | -0.848 | -804.815 | -804.815 | 12.33 | 12.33 | 0 | 9.943 | 9.943 | 9.943 | 2.293 | 2.293 | 2.293 | 2.293 | -7.465 | -7.465 | -7.465 | -7.465 | 1.61 | 1.61 | 1.61 | 1.61 |
| Investing Cash Flow
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 58.125 | 58.125 | 58.125 | 58.125 | 0 | -17.925 | -17.925 | -17.925 | 0 | 133.814 | 133.814 | 133.814 | -545.835 | -545.835 | -12.33 | -12.33 | 0 | -9.943 | -9.943 | -9.943 | -2.293 | -2.293 | -2.293 | -2.293 | 7.465 | 7.465 | 7.465 | 7.465 | -1.61 | -1.61 | -1.61 | -1.61 |
| Financing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||
| Debt Repayment
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -462.725 | -462.725 | -462.725 | -462.725 | 0 | -279.475 | -279.475 | -279.475 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.975 | 8.975 | 8.975 | 8.975 | 0 | 1,577.425 | 1,577.425 | 1,577.425 | 0 | 883.896 | 883.896 | 883.896 | 0 | 375 | 375 | 375 | 0 | 0 | 0 | 0 | 300 | 300 | 300 | 300 | 200 | 200 | 200 | 200 | 133 | 133 | 133 | 133 |
| Common Stock Repurchased
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.04 | -0.04 | -0.04 | 0 | -0.325 | -0.325 | -0.325 | -0.423 | -0.423 | -0.423 | -0.423 | -1.6 | -1.6 | -1.6 | -1.6 | -1.43 | -1.43 | -1.43 | -1.43 |
| Dividends Paid
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 453.75 | 453.75 | 453.75 | 453.75 | 0 | -1,297.95 | -1,297.95 | -1,297.95 | 0 | -883.896 | -883.896 | -883.896 | 3,512.31 | 3,512.31 | -374.96 | -374.96 | 0 | 0.325 | 0.325 | 0.325 | -299.578 | -299.578 | -299.578 | -299.578 | -198.4 | -198.4 | -198.4 | -198.4 | -131.57 | -131.57 | -131.57 | -131.57 |
| Financing Cash Flow
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -453.75 | -453.75 | -453.75 | -453.75 | 0 | 1,297.95 | 1,297.95 | 1,297.95 | 0 | 872.279 | 872.279 | 872.279 | 3,512.31 | 3,512.31 | 360.453 | 360.453 | 0 | -21.063 | -21.063 | -21.063 | 280.253 | 280.253 | 280.253 | 280.253 | 183.115 | 183.115 | 183.115 | 183.115 | 123.935 | 123.935 | 123.935 | 123.935 |
| Other Information: | |||||||||||||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,102.9 | 6,102.9 | 6,102.9 | 6,102.9 | 0 | 3,274.45 | 3,274.45 | 3,274.45 | 0 | 0.084 | 0.084 | 0.084 | 0 | 1,087.4 | 1,087.4 | 1,087.4 | 0 | 2,357.035 | 2,357.035 | 2,357.035 | 1,213.385 | 1,213.385 | 1,213.385 | 1,213.385 | 1,041.173 | 1,041.173 | 1,041.173 | 1,041.173 | 356.765 | 356.765 | 356.765 | 356.765 |
| Net Change In Cash
| 0 | 0 | -1,094.8 | 245.6 | 241.2 | 3,393.1 | 3,374.4 | 256.4 | 0 | 54.5 | 0 | 0 | 0 | 19.6 | 0 | 136.075 | 136.075 | 136.075 | 136.075 | 0 | 1,109.25 | 1,109.25 | 1,109.25 | 0 | -505.194 | -505.194 | -505.194 | -652.43 | 373.56 | 373.56 | 373.56 | 0 | -1.69 | -1.69 | -1.69 | -254.708 | -254.708 | -254.708 | -254.708 | 554.465 | 554.465 | 554.465 | 554.465 | 142.508 | 142.508 | 142.508 | 142.508 |
| Cash At End Of Period
| 0 | 0 | 11,685 | 12,779.8 | 13,655.3 | 13,414.1 | 10,021 | 6,646.6 | 0 | 54.5 | 0 | 0 | 0 | 19.6 | 0 | 1,612.175 | 1,612.175 | 1,612.175 | 1,612.175 | 0 | 1,434.325 | 1,434.325 | 1,434.325 | 0 | 325.076 | 325.076 | 325.076 | -652.43 | 830.268 | 830.268 | 830.268 | 0 | 456.71 | 456.71 | 456.71 | 458.4 | 458.4 | 458.4 | 458.4 | 713.108 | 713.108 | 713.108 | 713.108 | 158.643 | 158.643 | 158.643 | 158.643 |