CreditAccess Grameen Limited
NSE:CREDITACC.NS
1264 (INR) • At close September 16, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 51,249.6 | 33,466.4 | 25,470.3 | 23,022.2 | 16,320.5 | 12,117.4 | 8,567.985 | 6,950.26 | 4,460.07 | 2,584.35 | 1,358.62 | 829.43 |
| Cost of Revenue
| 17,874.9 | 17,299.2 | 13,516.6 | 12,447.8 | 8,036 | 5,674.9 | 4,159.8 | 3,686.26 | 2,625.64 | 1,687.17 | 1,005.25 | 634.85 |
| Gross Profit
| 33,374.7 | 16,167.2 | 11,953.7 | 10,574.4 | 8,284.5 | 6,442.5 | 4,408.184 | 3,264 | 1,834.43 | 897.18 | 353.37 | 194.58 |
| Gross Profit Ratio
| 0.651 | 0.483 | 0.469 | 0.459 | 0.508 | 0.532 | 0.514 | 0.47 | 0.411 | 0.347 | 0.26 | 0.235 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 461.3 | 468.6 | 322.3 | 337.7 | 358.7 | 171.7 | 100.946 | 76.14 | 58.64 | 37.44 | 29.93 | 31.72 |
| Selling & Marketing Expenses
| 6,233 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 6,694.3 | 468.6 | 322.3 | 337.7 | 358.7 | 171.7 | 100.946 | 76.14 | 58.64 | 37.44 | 29.93 | 31.72 |
| Other Expenses
| -9,942.1 | 56.7 | 73.1 | 53.4 | 11.1 | 21.1 | 10.141 | 7.39 | 16.96 | 21.18 | 6.78 | 3.71 |
| Operating Expenses
| 9,942.1 | 3,144.3 | 2,240.3 | 1,248.8 | 1,851.1 | 1,339.8 | 2,005.686 | 1,633.97 | 576.95 | 326.89 | 204.02 | 162.5 |
| Operating Income
| 23,432.6 | 11,054.2 | 4,807.9 | 1,804.1 | 4,615.4 | 6,081.5 | 2,579.173 | 1,762.65 | 1,457.27 | 787.97 | 256.87 | 81.87 |
| Operating Income Ratio
| 0.457 | 0.33 | 0.189 | 0.078 | 0.283 | 0.502 | 0.301 | 0.254 | 0.327 | 0.305 | 0.189 | 0.099 |
| Total Other Income Expenses Net
| -4,040.8 | -16,255.4 | -4,274.4 | -0.1 | 0.6 | -1,104.1 | -650.586 | -519.67 | -161.84 | -38.79 | -8.87 | -6.54 |
| Income Before Tax
| 19,391.8 | 11,054.2 | 4,807.9 | 1,804 | 4,616 | 4,977.4 | 1,928.588 | 1,242.98 | 1,295.43 | 749.18 | 248 | 75.33 |
| Income Before Tax Ratio
| 0.378 | 0.33 | 0.189 | 0.078 | 0.283 | 0.411 | 0.225 | 0.179 | 0.29 | 0.29 | 0.183 | 0.091 |
| Income Tax Expense
| 4,932.5 | 2,793.6 | 1,236.9 | 490 | 1,261.1 | 1,759.8 | 682.174 | 440 | 463.02 | 261.86 | 81.74 | -3.89 |
| Net Income
| 14,459.3 | 8,260.6 | 3,530.7 | 1,340.2 | 3,335.5 | 3,217.6 | 1,246.414 | 802.98 | 832.41 | 487.32 | 166.26 | 79.22 |
| Net Income Ratio
| 0.282 | 0.247 | 0.139 | 0.058 | 0.204 | 0.266 | 0.145 | 0.116 | 0.187 | 0.189 | 0.122 | 0.096 |
| EPS
| 90.88 | 52.04 | 22.29 | 8.96 | 23.2 | 23.37 | 12.26 | 9.38 | 8.19 | 4.79 | 1.64 | 0.78 |
| EPS Diluted
| 90.41 | 51.82 | 22.2 | 8.9 | 23 | 23.15 | 12.11 | 9.26 | 8.09 | 4.74 | 1.62 | 0.77 |
| EBITDA
| 23,944.1 | 15,546.7 | 10,562.4 | 9,987.5 | 6,674.3 | 5,266.4 | 2,524.001 | 1,767.05 | 1,439.95 | 751.75 | 232.33 | 85.07 |
| EBITDA Ratio
| 0.467 | 0.465 | 0.415 | 0.434 | 0.409 | 0.435 | 0.295 | 0.254 | 0.323 | 0.291 | 0.171 | 0.103 |