CreditAccess Grameen Limited
NSE:CREDITACC.NS
920.5 (INR) • At close November 8, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q1 | 2012 Q4 | 2012 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets: | |||||||||||||||||||||||||||||||||||||||||||
| Current Assets: | |||||||||||||||||||||||||||||||||||||||||||
| Cash & Cash Equivalents
| 5,208.4 | 8,877 | 13,139.1 | 11,685 | 12,779.8 | 0 | 13,414 | 10,021 | 6,646.6 | 0 | 15,805.5 | 0 | 13,208.6 | 12,749 | 23,600.9 | 0 | 17,436.4 | 0 | 6,448.7 | 0 | 6,598.6 | 0 | 5,737.3 | 0 | 2,304.9 | 0 | 1,300.304 | 2,016.22 | 0 | 3,636.881 | 3,636.881 | 0 | 2,549.15 | 2,549.15 | 0 | 2,797.745 | 2,797.745 | 0 | 3,250.31 | 756.68 | 0 | 912.424 | 912.424 |
| Short Term Investments
| 2,123.7 | 0 | 2,066.2 | 0 | 1,303.2 | 0 | 6,991.3 | 2,825 | 932 | 0 | 992.1 | 0 | 1,950.4 | 71 | 1,066.3 | 0 | 1,117.5 | 0 | 887.8 | 0 | 181.2 | 0 | 760.3 | 0 | 1,807.6 | 0 | -15,946.787 | 1,665.34 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash and Short Term Investments
| 7,332.1 | 8,877 | 13,139.1 | 11,685 | 14,083 | 0 | 20,405.3 | 10,021 | 7,578.6 | 0 | 16,797.6 | 0 | 15,159 | 12,749 | 24,667.2 | 0 | 18,553.9 | 0 | 7,336.5 | 0 | 6,779.8 | 0 | 6,497.6 | 0 | 4,112.5 | 0 | 1,300.304 | 3,681.56 | 0 | 3,636.881 | 3,636.881 | 0 | 2,549.15 | 2,549.15 | 0 | 2,797.745 | 2,797.745 | 0 | 3,250.31 | 756.68 | 0 | 912.424 | 912.424 |
| Net Receivables
| 0 | 0 | 785.5 | 0 | 0 | 0 | 1,188.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 263,959.8 | 0 | 0 | 0 | 189,374.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets
| 235,613.4 | -8,877 | -13,139.1 | -11,685 | -14,083 | 0 | 186.3 | -10,021 | -7,578.6 | 0 | 99.4 | 0 | 118,239.5 | 107,525 | 123.3 | 0 | 102,072.8 | 0 | 66,041.6 | 0 | 517.4 | 0 | 33.1 | 0 | 48.3 | 0 | 13.941 | 0.19 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets
| 242,945.5 | 0 | 264,745.3 | 0 | 223,242.5 | 0 | 211,155 | 174,044 | 160,147.6 | 0 | 106,979.7 | 0 | 133,398.5 | 120,274 | 99,919 | 0 | 120,626.7 | 0 | 73,378.1 | 0 | 81,369.2 | 0 | 51,749.4 | 0 | 4,160.8 | 0 | 35,697.638 | 33,128.96 | 0 | 3,636.881 | 3,636.881 | 0 | 2,549.15 | 2,549.15 | 0 | 2,797.745 | 2,797.745 | 0 | 3,250.31 | 756.68 | 0 | 912.424 | 912.424 |
| Non-Current Assets: | |||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment, Net
| 1,428.6 | 1,416 | 1,213.5 | 1,075 | 1,020.2 | 0 | 968.1 | 980 | 994.4 | 0 | 1,065.6 | 0 | 929.4 | 944 | 916.5 | 0 | 886.6 | 0 | 862.9 | 0 | 844.3 | 0 | 187.4 | 0 | 144.2 | 0 | 94.803 | 67.2 | 0 | 66.838 | 66.838 | 0 | 53.18 | 53.18 | 0 | 25.672 | 25.672 | 0 | 24.778 | 25.66 | 0 | 26.227 | 26.227 |
| Goodwill
| 3,756.8 | 3,757 | 3,756.8 | 3,757 | 3,756.8 | 0 | 3,756.8 | 3,176 | 3,175.8 | 0 | 3,175.8 | 0 | 3,175.8 | 0 | 3,175.8 | 0 | 3,175.8 | 0 | 3,175.8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets
| 1,093.5 | 0 | 1,165.9 | 0 | 1,208.5 | 0 | 1,304.6 | 1,347 | 1,396 | 0 | 1,497.2 | 0 | 1,576.8 | 0 | 1,641.6 | 0 | 1,681 | 0 | 1,754.7 | 0 | 114.1 | 0 | 60.1 | 0 | 83.2 | 0 | 77.421 | 77.85 | 0 | 86.094 | 86.094 | 0 | 60.18 | 60.18 | 0 | 36.45 | 36.45 | 0 | 3.814 | 1.71 | 0 | 2.581 | 2.581 |
| Goodwill and Intangible Assets
| 4,850.3 | 3,757 | 4,922.7 | 3,757 | 4,965.3 | 0 | 5,061.4 | 4,523 | 4,571.8 | 0 | 4,673 | 0 | 4,752.6 | 1,731 | 4,817.4 | 0 | 4,856.8 | 0 | 4,930.5 | 0 | 114.1 | 0 | 60.1 | 0 | 83.2 | 0 | 77.421 | 77.85 | 0 | 86.094 | 86.094 | 0 | 60.18 | 60.18 | 0 | 36.45 | 36.45 | 0 | 3.814 | 1.71 | 0 | 2.581 | 2.581 |
| Long Term Investments
| 11,863.8 | 0 | 15,968.4 | 13,902 | 7,476.8 | 0 | -2,160 | 4,378 | 3,895.3 | 0 | -615.5 | 0 | 17.7 | 5,980 | -806.7 | 0 | -164.1 | 0 | -765.2 | 0 | 141.8 | 0 | -638.7 | 0 | -1,429.2 | 0 | 15,948.787 | -1,663.34 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax Assets
| 2,433.7 | 0 | 1,369.2 | 0 | 919.5 | 0 | 809.3 | -4,378 | 831 | 0 | 1,324.8 | 0 | 1,472.8 | -5,980 | 1,040.9 | 0 | 1,077.2 | 0 | 574.4 | 0 | 428.2 | 0 | 431.4 | 0 | 370.3 | 0 | 355.831 | 491.58 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets
| 2,604.3 | -5,173 | 242.5 | -18,734 | 1,913.2 | 0 | 2,746.8 | 7,203 | 1,399.3 | 0 | 60,520 | 0 | 2,092.6 | 6,051 | 44,705.3 | 0 | 1,302.2 | 0 | 46,915.2 | 0 | 268.9 | 0 | 21,784.1 | 0 | 58,723.4 | 0 | 9 | 12,185.42 | 0 | 31,850.907 | 31,850.907 | 0 | 25,417.25 | 25,417.25 | 0 | 14,453.3 | 14,453.3 | 0 | 7,339.728 | 6,081.7 | 0 | 4,512.44 | -28.807 |
| Total Non-Current Assets
| 23,180.7 | -211,539.2 | 23,716.3 | 22,049 | 16,295 | 0 | 7,425.6 | 12,706 | 11,691.8 | 0 | 66,967.9 | 0 | 9,265.1 | 8,726 | 50,673.4 | 0 | 7,958.7 | 0 | 52,517.8 | 0 | 1,797.3 | 0 | 21,824.3 | 0 | 57,891.9 | 0 | 16,485.842 | 11,158.71 | 0 | 32,003.839 | 32,003.839 | 0 | 25,530.61 | 25,530.61 | 0 | 14,515.422 | 14,515.422 | 0 | 7,368.321 | 6,109.07 | 0 | 4,541.247 | 28.807 |
| Total Assets
| 266,126.2 | 65,699.8 | 288,461.6 | 255,810 | 239,536.6 | 0 | 218,580.6 | 186,750 | 171,839.4 | 0 | 173,947.5 | 0 | 142,663.6 | 129,002 | 150,592.4 | 0 | 128,585.4 | 0 | 125,895.9 | 0 | 83,166.5 | 0 | 73,573.7 | 0 | 62,052.7 | 0 | 52,183.48 | 44,287.67 | 0 | 35,640.72 | 35,640.72 | 0 | 28,079.76 | 28,079.76 | 0 | 17,313.167 | 17,313.167 | 0 | 10,618.631 | 6,865.75 | 0 | 5,453.671 | 5,453.671 |
| Liabilities & Equity: | |||||||||||||||||||||||||||||||||||||||||||
| Current Liabilities: | |||||||||||||||||||||||||||||||||||||||||||
| Account Payables
| 595.4 | 0 | 365.2 | 0 | 600.3 | 0 | 440.5 | 0 | 777.7 | 0 | 404.6 | 0 | 577.4 | 0 | 625.5 | 0 | 248.8 | 0 | 356 | 0 | 81.8 | 0 | 80 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short Term Debt
| 0 | 0 | 98,890.2 | 0 | 0 | 0 | 163,122.6 | 0 | 0 | 0 | 71,295.8 | 0 | 0 | 0 | 62,229.4 | 0 | 0 | 0 | 55,610.3 | 0 | 0 | 0 | 26,070.9 | 0 | 0 | 0 | 21,228.593 | 18,176.86 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax Payables
| 489.8 | 0 | 0 | 0 | 323.3 | 0 | 5.6 | 0 | 0 | 0 | 15.6 | 0 | 23.8 | 0 | 0 | 0 | 535.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 45.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue
| 0 | 0 | -98,890.2 | 0 | 0 | 0 | 2,596.5 | 0 | 0 | 0 | 297.2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 857.2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities
| 2,174.1 | 0 | 2,198.3 | 0 | 2,791.1 | 0 | 789 | 0 | 1,722.6 | 0 | 2,185.6 | 0 | 1,627.1 | 0 | 1,677.6 | 0 | 1,336.3 | 0 | 155.5 | 0 | 862 | 0 | 1,121.8 | 0 | 0 | 0 | 869.78 | 1,260.42 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities
| 2,769.5 | 0 | 2,563.5 | 0 | 3,391.4 | 0 | 166,948.6 | 0 | 2,500.3 | 0 | 74,183.2 | 0 | 2,204.5 | 0 | 64,532.5 | 0 | 1,585.1 | 0 | 56,979 | 0 | 943.8 | 0 | 27,272.7 | 0 | 45.6 | 0 | 22,098.374 | 19,437.28 | 0 | 603.168 | 603.168 | 0 | 570.73 | 570.73 | 0 | 267.083 | 267.083 | 0 | 172.105 | 0 | 0 | 119.018 | 119.018 |
| Non-Current Liabilities: | |||||||||||||||||||||||||||||||||||||||||||
| Long Term Debt
| 191,536.7 | 202,666 | 218,410.1 | 189,805 | 176,685.6 | 0 | 84,194.6 | 136,539 | 123,081.6 | 0 | 58,761.1 | 0 | 100,540.5 | 97,028 | 47,937.3 | 0 | 95,088.2 | 0 | 40,350.5 | 0 | 56,418.7 | 0 | 22,594.7 | 0 | 39,076.5 | 0 | 14,800.024 | 15,556.75 | 0 | 11,758.818 | 11,758.818 | 0 | 11,221.46 | 11,221.46 | 0 | 5,849.798 | 5,849.798 | 0 | 3,700.177 | 5,302.39 | 0 | 1,470.053 | 1,470.053 |
| Deferred Revenue Non-Current
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities Non-Current
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities
| 1,935.9 | -268,365.8 | 1,788.2 | 4,320 | 1,482.2 | 0 | -83,632 | 3,144 | 1,325.9 | 0 | 242.7 | 0 | 1,213.3 | 2,698 | 158.8 | 0 | 1,961.6 | 0 | 134.7 | 0 | 252.5 | 0 | 55.7 | 0 | 799.2 | 0 | 1,006.185 | 1,198.97 | 0 | 16,370.766 | 16,370.766 | 0 | 11,688.8 | 11,688.8 | 0 | 7,387.248 | 7,387.248 | 0 | 4,635.767 | -5,302.39 | 0 | 2,739.696 | -1,470.053 |
| Total Non-Current Liabilities
| 193,472.6 | -65,699.8 | 220,198.3 | 194,125 | 178,167.8 | 0 | 562.6 | 139,683 | 124,407.5 | 0 | 59,003.8 | 0 | 101,753.8 | 99,726 | 48,096.1 | 0 | 97,049.8 | 0 | 40,485.2 | 0 | 56,671.2 | 0 | 22,650.4 | 0 | 39,875.7 | 0 | 15,806.209 | 16,755.72 | 0 | 28,129.584 | 28,129.584 | 0 | 22,910.26 | 22,910.26 | 0 | 13,237.045 | 13,237.045 | 0 | 8,335.945 | 5,302.39 | 0 | 4,209.749 | 1,470.053 |
| Total Liabilities
| 196,242.1 | -65,699.8 | 222,761.8 | 194,125 | 181,559.2 | 0 | 167,511.2 | 139,683 | 126,907.8 | 0 | 133,187 | 0 | 103,958.3 | 99,726 | 112,628.6 | 0 | 98,634.9 | 0 | 97,464.2 | 0 | 57,615 | 0 | 49,923.1 | 0 | 39,921.3 | 0 | 37,904.583 | 36,193 | 0 | 28,732.752 | 28,732.752 | 0 | 23,480.99 | 23,480.99 | 0 | 13,504.128 | 13,504.128 | 0 | 8,508.049 | 5,302.39 | 0 | 4,328.767 | 4,328.767 |
| Equity: | |||||||||||||||||||||||||||||||||||||||||||
| Preferred Stock
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock
| 1,594.6 | 0 | 1,593.8 | 0 | 1,591.1 | 0 | 1,589.1 | 1,561.7 | 1,561.1 | 0 | 1,558.7 | 0 | 1,557.4 | 0 | 1,555.8 | 0 | 1,441.1 | 0 | 1,439.9 | 0 | 1,438 | 0 | 1,435.5 | 0 | 1,433.6 | 0 | 1,284.273 | 905.71 | 0 | 856.813 | 856.813 | 0 | 729.53 | 729.53 | 0 | 729.534 | 729.534 | 0 | 529.534 | 396.2 | 0 | 396.201 | 396.201 |
| Retained Earnings
| 0 | 0 | 30,110.7 | 0 | 0 | 0 | 18,551 | 0 | 0 | 0 | 12,113 | 0 | 0 | 0 | 9,242.2 | 0 | 0 | 0 | 8,185.3 | 0 | 0 | 0 | 5,535.5 | 0 | 0 | 0 | 2,908.429 | 2,397.07 | 0 | 2,378.254 | 2,378.254 | 0 | 1,575.28 | 1,575.28 | 0 | 787.943 | 787.943 | 0 | 293.385 | 0 | 0 | 108.295 | 108.295 |
| Accumulated Other Comprehensive Income/Loss
| 0 | 65,699.8 | 64,106 | 57,977.4 | 56,386.3 | 51,069.7 | 6,143.4 | 44,416.3 | 42,328 | 39,776.5 | 1,776.7 | 37,717.4 | 36,160 | 36,915.5 | 545.3 | 28,837.4 | 27,396.3 | 27,342.2 | -309.6 | 25,551.5 | 24,113.5 | 23,650.6 | -151.6 | 22,131.4 | 20,697.8 | 14,374.8 | -105.308 | -87.11 | 6,907.96 | 13.104 | 13.104 | 4,649.197 | 6.88 | 6.88 | 3,809.039 | 4.487 | 4.487 | 2,110.581 | 0.587 | 865.11 | 1,124.904 | -0 | 0 |
| Other Total Stockholders Equity
| 68,289.5 | 0 | -30,110.7 | 3,707.6 | 0 | 0 | 24,785.9 | 0 | 0 | 984 | 24,328.1 | 987.9 | 0 | -8,750.5 | 25,572.2 | 1,113.1 | 0 | 1,089.5 | 18,026.6 | 0 | 0 | 0 | 16,831.2 | 0 | 0 | 0 | 10,191.503 | 4,879 | 0 | 3,659.796 | 3,659.796 | 0 | 2,287.08 | 2,287.08 | 0 | 2,287.075 | 2,287.075 | 0 | 1,287.075 | 0 | 0 | 620.409 | 620.409 |
| Total Shareholders Equity
| 69,884.1 | 65,699.8 | 65,699.8 | 61,685 | 57,977.4 | 51,069.7 | 51,069.4 | 45,978 | 43,889.1 | 40,760.5 | 39,776.5 | 38,705.3 | 37,717.4 | 28,165 | 36,915.5 | 29,950.5 | 28,837.4 | 28,431.7 | 27,342.2 | 25,551.5 | 25,551.5 | 23,650.6 | 23,650.6 | 22,131.4 | 22,131.4 | 14,374.8 | 14,278.897 | 8,094.67 | 6,907.96 | 6,907.967 | 6,907.967 | 4,649.197 | 4,598.77 | 4,598.77 | 3,809.039 | 3,809.039 | 3,809.039 | 2,110.581 | 2,110.581 | 1,261.31 | 1,124.904 | 1,124.904 | 1,124.904 |
| Total Equity
| 69,884.1 | 65,699.8 | 65,699.8 | 61,685 | 57,977.4 | 51,069.7 | 51,069.4 | 47,066 | 44,931.6 | 40,760.5 | 40,760.5 | 38,705.3 | 38,705.3 | 29,276 | 37,963.8 | 29,950.5 | 29,950.5 | 28,431.7 | 28,431.7 | 25,551.5 | 25,551.5 | 23,650.6 | 23,650.6 | 22,131.4 | 22,131.4 | 14,374.8 | 14,278.897 | 8,094.67 | 6,907.96 | 6,907.967 | 6,907.967 | 4,649.197 | 4,598.77 | 4,598.77 | 3,809.039 | 3,809.039 | 3,809.039 | 2,110.581 | 2,110.581 | 1,261.31 | 1,124.904 | 1,124.904 | 1,124.904 |
| Total Liabilities & Shareholders Equity
| 266,126.2 | 65,699.8 | 288,461.6 | 255,810 | 239,536.6 | 51,069.7 | 218,580.6 | 186,750 | 171,839.4 | 40,760.5 | 173,947.5 | 38,705.3 | 142,663.6 | 129,002 | 150,592.4 | 29,950.5 | 128,585.4 | 28,431.7 | 125,895.9 | 25,551.5 | 83,166.5 | 23,650.6 | 73,573.7 | 22,131.4 | 62,052.7 | 14,374.8 | 52,183.48 | 44,287.67 | 6,907.96 | 35,640.72 | 35,640.72 | 4,649.197 | 28,079.76 | 28,079.76 | 3,809.039 | 17,313.167 | 17,313.167 | 2,110.581 | 10,618.631 | 6,563.7 | 1,124.904 | 5,453.671 | 0 |