ChoiceOne Financial Services, Inc.
NASDAQ:COFS
35.89 (USD) • At close December 20, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 80.641 | 81.386 | 79.835 | 73.768 | 36.894 | 28.984 | 27.466 | 27.224 | 26.064 | 24.665 | 23.998 | 24.564 | 24.061 | 22.658 | 21.464 | 19.414 | 21.624 | 11.625 | 10.625 | 10.242 | 10.884 | 11.763 | 3.649 | 3.429 | 2.609 | 2.723 | 2.308 | 2.078 | 0.82 | 0.723 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 80.641 | 81.386 | 79.835 | 73.768 | 36.894 | 28.984 | 27.466 | 27.224 | 26.064 | 24.665 | 23.998 | 24.564 | 24.061 | 22.658 | 21.464 | 19.414 | 21.624 | 11.625 | 10.625 | 10.242 | 10.884 | 11.763 | 3.649 | 3.429 | 2.609 | 2.723 | 2.308 | 2.078 | 0.82 | 0.723 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 33.147 | 30.391 | 29.3 | 26.539 | 14.401 | 10.997 | 10.248 | 9.982 | 9.273 | 8.793 | 8.24 | 8.25 | 7.836 | 9.829 | 9.79 | 7.14 | 7.709 | 4.664 | 3.877 | 3.83 | 4.019 | 4.087 | 3.522 | 3.414 | 3.099 | 2.948 | 2.829 | 2.366 | 1.74 | 1.592 |
| Selling & Marketing Expenses
| 0.721 | 0.764 | 0.848 | 0.588 | 0.528 | 0.308 | 0.298 | 0.222 | 0.253 | 0.275 | 0.239 | 0.212 | 0.16 | 0.168 | 0.124 | 0.152 | 0.306 | 0.111 | 0.154 | 0.12 | 0.149 | 0.172 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 33.868 | 30.391 | 29.3 | 26.539 | 14.401 | 10.997 | 10.248 | 9.982 | 9.273 | 8.793 | 8.24 | 8.25 | 7.996 | 9.997 | 9.914 | 7.292 | 8.015 | 4.775 | 4.031 | 3.95 | 4.168 | 4.259 | 3.522 | 3.414 | 3.099 | 2.948 | 2.829 | 2.366 | 1.74 | 1.592 |
| Other Expenses
| 0 | -16.898 | -82.637 | -81.422 | -42.83 | -32.138 | -6.189 | -6.402 | 0 | 0 | 0 | 0 | -27.484 | 0.094 | 0.047 | -25.478 | -25.12 | -13.673 | -11.71 | -11.643 | -12.236 | -13.716 | -5.123 | -4.643 | -2.869 | -2.876 | -2.768 | -2.094 | -0.585 | -0.716 |
| Operating Expenses
| 48.328 | 2.939 | -53.337 | -54.883 | -28.429 | -18.035 | 6.189 | 6.402 | 18.276 | 16.794 | 16.664 | 16.444 | -19.488 | 10.091 | 9.961 | -18.186 | -17.105 | -8.898 | -7.679 | -7.693 | -8.068 | -9.457 | -1.601 | -1.229 | 0.23 | 0.072 | 0.061 | 0.272 | 1.155 | 0.876 |
| Operating Income
| 25.567 | 35.404 | 26.498 | 18.885 | 8.465 | 10.949 | 8.555 | 8.251 | 7.688 | 7.771 | 6.877 | 5.605 | 4.573 | 3.365 | 1.283 | 1.228 | 4.519 | 2.727 | 2.946 | 2.549 | 2.816 | 2.306 | 2.048 | 2.2 | 2.839 | 2.795 | 2.369 | 2.35 | 1.975 | 1.599 |
| Operating Income Ratio
| 0.317 | 0.435 | 0.332 | 0.256 | 0.229 | 0.378 | 0.311 | 0.303 | 0.295 | 0.315 | 0.287 | 0.228 | 0.19 | 0.149 | 0.06 | 0.063 | 0.209 | 0.235 | 0.277 | 0.249 | 0.259 | 0.196 | 0.561 | 0.642 | 1.088 | 1.026 | 1.026 | 1.131 | 2.409 | 2.212 |
| Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.249 | 0 | -0.094 | -3.262 | -13.043 | 0.726 | -0.16 | 0 | 0 | -5.716 | -7.517 | 0 | -9.708 | 2.839 | 2.795 | 2.369 | 2.35 | 1.975 | 1.599 |
| Income Before Tax
| 25.567 | 27.658 | 26.498 | 18.885 | 8.465 | 8.488 | 8.555 | 8.251 | 7.688 | 7.771 | 6.877 | 5.605 | 4.573 | 3.365 | 1.283 | 1.228 | 4.519 | 2.727 | 2.946 | 2.549 | 2.816 | 2.306 | 2.048 | 2.2 | 2.839 | 2.795 | 2.369 | 2.35 | 1.975 | 1.599 |
| Income Before Tax Ratio
| 0.317 | 0.34 | 0.332 | 0.256 | 0.229 | 0.293 | 0.311 | 0.303 | 0.295 | 0.315 | 0.287 | 0.228 | 0.19 | 0.149 | 0.06 | 0.063 | 0.209 | 0.235 | 0.277 | 0.249 | 0.259 | 0.196 | 0.561 | 0.642 | 1.088 | 1.026 | 1.026 | 1.131 | 2.409 | 2.212 |
| Income Tax Expense
| 4.306 | 4.018 | 4.456 | 3.272 | 1.294 | 1.155 | 2.387 | 2.161 | 1.945 | 2.076 | 1.783 | 1.343 | 1.06 | 0.654 | -0.195 | -0.207 | 0.939 | 0.639 | 0.78 | 0.695 | 0.715 | 0.663 | 0.59 | 0.674 | 0.887 | 0.873 | 0.632 | 0.655 | 0.511 | 0.356 |
| Net Income
| 21.261 | 23.64 | 22.042 | 15.613 | 7.171 | 7.333 | 6.168 | 6.09 | 5.743 | 5.695 | 5.094 | 4.262 | 3.513 | 2.711 | 1.478 | 1.435 | 3.58 | 2.088 | 2.166 | 1.854 | 2.101 | 1.643 | 1.458 | 1.526 | 1.952 | 1.922 | 1.737 | 1.695 | 1.464 | 1.243 |
| Net Income Ratio
| 0.264 | 0.29 | 0.276 | 0.212 | 0.194 | 0.253 | 0.225 | 0.224 | 0.22 | 0.231 | 0.212 | 0.174 | 0.146 | 0.12 | 0.069 | 0.074 | 0.166 | 0.18 | 0.204 | 0.181 | 0.193 | 0.14 | 0.4 | 0.445 | 0.748 | 0.706 | 0.753 | 0.816 | 1.785 | 1.719 |
| EPS
| 2.82 | 3.15 | 2.87 | 2.08 | 1.58 | 2.03 | 1.7 | 1.68 | 1.58 | 1.57 | 1.41 | 1.17 | 0.97 | 0.75 | 0.41 | 0.4 | 1.01 | 0.99 | 1.19 | 0.98 | 1.17 | 0.92 | 0.78 | 0.86 | 1.16 | 1.13 | 1.02 | 0.49 | 0.46 | 0.38 |
| EPS Diluted
| 2.81 | 3.14 | 2.86 | 2.07 | 1.58 | 2.02 | 1.7 | 1.68 | 1.58 | 1.56 | 1.4 | 1.17 | 0.97 | 0.75 | 0.41 | 0.4 | 1 | 0.99 | 1.19 | 0.98 | 1.17 | 0.92 | 0.78 | 0.86 | 1.16 | 1.13 | 1.02 | 0.49 | 0.46 | 0.38 |
| EBITDA
| 0 | 41 | 38.923 | 26.591 | 11.592 | 10.564 | 11.005 | 10.861 | 10.171 | 10.25 | 9.44 | -0.825 | 5.965 | 4.716 | 4.545 | 0 | 7.734 | 4.573 | 3.92 | 4.589 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0 | 0.449 | 0.348 | 0.276 | 0.314 | 0.449 | 0.401 | 0.399 | 0.39 | 0.416 | 0.393 | 0.329 | 0.283 | 0.24 | 0.156 | 0.158 | 0.293 | 0.331 | 0.382 | 0.359 | 0.365 | 0.311 | 0.8 | 0.88 | 1.285 | 1.166 | 1.165 | 1.269 | 2.693 | 2.53 |