Cholamandalam Investment and Finance Company Limited
NSE:CHOLAFIN.NS
1205.05 (INR) • At close November 13, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 63,223.4 | 58,567.5 | 54,991.6 | 26,137.7 | 24,910 | 21,469.3 | 21,003.7 | 18,647.5 | 17,269.6 | 16,654.8 | 15,549.6 | 15,117.6 | 14,192 | 13,782.6 | 13,727.9 | 13,801.5 | 12,728 | 9,950.4 | 10,407.3 | 10,975 | 10,348.8 | 9,584.4 | 9,082 | 9,103.3 | 8,460.1 | 8,479.2 | 9,177.8 | 8,148.1 | 7,568.5 | 7,066.1 | 6,776.6 | 6,193.9 | 6,041.4 | 5,677.3 | 8,185.586 | 5,498.8 | 5,127.3 | 4,955.5 | 6,835.631 | 4,712.7 | 4,276.9 | 4,002.8 | 5,471.208 | 3,791.9 | 3,634.4 | 3,693.5 | 5,273.454 | 2,958.8 | 2,660.7 | 2,486.3 | -3,523.989 | 4,756.2 | 1,777.8 | 1,863.1 | 3,578.411 | 3,010.3 |
| Cost of Revenue
| 31,212 | 28,553.2 | 26,545.8 | 24,867.8 | 22,426.7 | 20,447.8 | 17,697 | 15,733.7 | 13,680.9 | 11,579.6 | 10,988.8 | 10,698.1 | 11,010.6 | 11,285.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3,418.1 | -3,127.5 | -8,756.643 | 0 | -2,383 | -1,763.4 | 0 | 0 |
| Gross Profit
| 32,011.4 | 30,014.3 | 28,445.8 | 1,269.9 | 2,483.3 | 1,021.5 | 3,306.7 | 2,913.8 | 3,588.7 | 5,075.2 | 4,560.8 | 4,419.5 | 3,181.4 | 2,497.2 | 13,727.9 | 13,801.5 | 12,728 | 9,950.4 | 10,407.3 | 10,975 | 10,348.8 | 9,584.4 | 9,082 | 9,103.3 | 8,460.1 | 8,479.2 | 9,177.8 | 8,148.1 | 7,568.5 | 7,066.1 | 6,776.6 | 6,193.9 | 6,041.4 | 5,677.3 | 8,185.586 | 5,498.8 | 5,127.3 | 4,955.5 | 6,835.631 | 4,712.7 | 4,276.9 | 4,002.8 | 5,471.208 | 3,791.9 | 3,634.4 | 3,693.5 | 5,273.454 | 2,958.8 | 6,078.8 | 5,613.8 | 5,232.654 | 4,756.2 | 4,160.8 | 3,626.5 | 3,578.411 | 3,010.3 |
| Gross Profit Ratio
| 0.506 | 0.512 | 0.517 | 0.049 | 0.1 | 0.048 | 0.157 | 0.156 | 0.208 | 0.305 | 0.293 | 0.292 | 0.224 | 0.181 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2.285 | 2.258 | -1.485 | 1 | 2.34 | 1.946 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 7,511.3 | 0 | 0 | 0 | 4,300.9 | 0 | 0 | 0 | 3,248.2 | 0 | 0 | 0 | 2,866.7 | 0 | 0 | 0 | 1,820.1 | 0 | 1,881.4 | 0 | 2,026.1 | 0 | 1,821.9 | 0 | 2,077.54 | 0 | 0 | 0 | 1,620.371 | 0 | 0 | 0 | 1,015.578 | 0 | 0 | 0 | 918.955 | 0 | 0 | 0 | 492.88 | 0 | 0 | 0 | 521.534 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 0 | 240.6 | 0 | 0 | 0 | 151 | 0 | 0 | 0 | 130.2 | 0 | 0 | 0 | 130.1 | 0 | 0 | 0 | 148.1 | 0 | 76.4 | 0 | 163.4 | 0 | 40.8 | 0 | 90.633 | 0 | 0 | 0 | 80.577 | 0 | 0 | 0 | 56.409 | 0 | 0 | 0 | 27.745 | 0 | 0 | 0 | 15.185 | 0 | 0 | 0 | 25.859 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| -12,734 | 6,938.8 | 7,751.9 | 6,948.3 | 6,374.4 | 3,711.4 | 4,451.9 | 3,727.1 | 3,120.5 | 2,655.4 | 3,378.4 | 2,371.5 | 2,463.9 | 1,602.6 | 2,996.8 | 1,642.7 | 1,814.7 | 1,648.5 | 1,968.2 | 1,888.6 | 1,957.8 | 1,576.7 | 2,189.5 | 1,544 | 1,862.7 | 1,451.8 | 2,168.173 | 1,319.3 | 1,331 | 1,177.3 | 1,700.948 | 1,029 | 1,123.9 | 740.5 | 1,071.987 | 614.9 | 714 | 592.4 | 946.7 | 625.7 | 573.4 | 499.4 | 1,299.669 | 531.3 | 480.8 | 474.6 | 1,350.832 | 400.3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Expenses
| 0 | -11,452.3 | -12,300.9 | -10,526.4 | -9,875.8 | -7,978.4 | -7,883.6 | -7,499 | -6,586.4 | 6,028 | 6,013 | 5,534.7 | 5,392.8 | 3,825.2 | 5,413.1 | 3,827 | 3,694.3 | 3,568.1 | 4,265.2 | 4,386.5 | 4,164.4 | 3,642.4 | 4,078.3 | 3,358 | 3,224.9 | 3,235.9 | 4,034.2 | 3,444.9 | 3,253.3 | 2,892.9 | 2,851.8 | 2,673 | 2,614.4 | 2,316.1 | 4,217.269 | 2,188.6 | 2,130.3 | 2,168.3 | 4,204.059 | 2,006.9 | 1,941.8 | 1,761.2 | 3,256.22 | 1,688.4 | 1,568.1 | 1,720.1 | 3,485.835 | 1,426.9 | 1,622 | 1,445.5 | 1,450.932 | 1,333.3 | 1,107.9 | 300 | -1,065.337 | 1,413.9 |
| Operating Expenses
| -12,734 | 12,041.9 | 12,300.9 | 10,984.3 | 10,260.9 | 8,364.2 | 8,238.6 | 7,799.3 | 6,866.7 | 6,028 | 6,013 | 5,534.7 | 5,392.8 | 3,825.2 | 5,413.1 | 3,827 | 3,694.3 | 3,568.1 | 4,265.2 | 4,386.5 | 4,164.4 | 3,642.4 | 4,078.3 | 3,358 | 3,224.9 | 3,235.9 | 4,034.2 | 3,444.9 | 3,253.3 | 2,892.9 | 2,851.8 | 2,673 | 2,614.4 | 2,316.1 | 4,217.269 | 2,188.6 | 2,130.3 | 2,168.3 | 4,204.059 | 2,006.9 | 1,941.8 | 1,761.2 | 3,256.22 | 1,688.4 | 1,568.1 | 1,720.1 | 3,485.835 | 1,426.9 | 1,395.3 | 1,316.2 | 1,920.788 | 1,333.3 | 1,066.7 | 921.7 | -1,065.337 | 1,413.9 |
| Operating Income
| 19,277.4 | 18,562 | 16,144.9 | 11,563.9 | 10,617 | 9,558.1 | 11,625.7 | 9,228.4 | 7,586 | 18,891.9 | 19,792.3 | 17,554 | 18,993.4 | 15,468.9 | 14,312 | 16,928.5 | 17,708.5 | 17,125.5 | 11,790.7 | 17,147 | 17,006.1 | 15,714.9 | 14,370.5 | 14,284.1 | 13,120 | 12,295 | 10,558.4 | 9,701.8 | 9,046.5 | 8,599.2 | 8,868 | 8,172.9 | 8,295.4 | 8,032.3 | 6,203.992 | 7,342.6 | 6,952.7 | 6,668.5 | 4,646.134 | 6,699.6 | 6,454.3 | 6,185.8 | 4,396.902 | 6,098.9 | 5,848.9 | 5,358.8 | 3,205.909 | 4,960.9 | 4,456.8 | 4,168.3 | 3,781.722 | 3,422.9 | 3,052.9 | 2,257.2 | 4,643.748 | 1,596.4 |
| Operating Income Ratio
| 0.305 | 0.317 | 0.294 | 0.442 | 0.426 | 0.445 | 0.554 | 0.495 | 0.439 | 1.134 | 1.273 | 1.161 | 1.338 | 1.122 | 1.043 | 1.227 | 1.391 | 1.721 | 1.133 | 1.562 | 1.643 | 1.64 | 1.582 | 1.569 | 1.551 | 1.45 | 1.15 | 1.191 | 1.195 | 1.217 | 1.309 | 1.32 | 1.373 | 1.415 | 0.758 | 1.335 | 1.356 | 1.346 | 0.68 | 1.422 | 1.509 | 1.545 | 0.804 | 1.608 | 1.609 | 1.451 | 0.608 | 1.677 | 1.675 | 1.677 | -1.073 | 0.72 | 1.717 | 1.212 | 1.298 | 0.53 |
| Total Other Income Expenses Net
| -6,235.3 | -4,658.7 | -4,109.2 | -3,563.7 | -3,194.1 | -3,799.9 | -3,002.3 | -3,583.6 | -3,279 | -3,166.4 | -2,668.6 | -3,164.7 | -2,920.9 | -7,745.9 | 6,291.4 | -6,630.6 | -5,055.7 | -2,481.5 | -7,894.3 | -3,857.4 | -3,217.8 | -3,161.2 | -2,259.8 | -2,777.7 | -2,115.5 | -2,689.3 | -6,344.7 | -2,125.6 | -1,922.3 | -1,715.6 | -5,584.3 | 3.1 | 6.1 | 2.9 | 8,789.798 | 0.9 | 3.2 | 1.7 | 6,657.247 | 0.7 | 3.4 | 0.9 | 5,474.482 | 15.7 | 43.8 | 10.8 | -91.472 | 4.9 | -3,431.8 | -3,137.8 | -2,799.011 | -2,741.9 | -2,393.1 | -1,687.5 | -4,149.835 | -1,489.3 |
| Income Before Tax
| 13,042.1 | 12,745.3 | 14,279.6 | 11,563.9 | 10,617 | 9,523.7 | 11,625.7 | 9,228.4 | 7,586 | 7,587.6 | 9,328.3 | 7,097 | 8,218.3 | 4,432.4 | 3,276.4 | 5,525.2 | 5,857.6 | 5,819.8 | 576.6 | 5,229 | 5,230.1 | 4,846.5 | 4,651 | 4,781.6 | 4,544.6 | 4,338.1 | 4,360.8 | 3,801.2 | 3,483.9 | 3,191.7 | 3,393.3 | 2,518.2 | 2,605.3 | 2,557.5 | 2,987.098 | 2,240.5 | 1,849.2 | 1,717.7 | 2,046.447 | 1,708.7 | 1,471.2 | 1,435.9 | 1,392.182 | 1,404.6 | 1,358 | 1,390 | 1,241.386 | 1,225.1 | 1,025 | 1,030.5 | 982.711 | 681 | 659.8 | 569.7 | 493.913 | 107.1 |
| Income Before Tax Ratio
| 0.206 | 0.218 | 0.26 | 0.442 | 0.426 | 0.444 | 0.554 | 0.495 | 0.439 | 0.456 | 0.6 | 0.469 | 0.579 | 0.322 | 0.239 | 0.4 | 0.46 | 0.585 | 0.055 | 0.476 | 0.505 | 0.506 | 0.512 | 0.525 | 0.537 | 0.512 | 0.475 | 0.467 | 0.46 | 0.452 | 0.501 | 0.407 | 0.431 | 0.45 | 0.365 | 0.407 | 0.361 | 0.347 | 0.299 | 0.363 | 0.344 | 0.359 | 0.254 | 0.37 | 0.374 | 0.376 | 0.235 | 0.414 | 0.385 | 0.414 | -0.279 | 0.143 | 0.371 | 0.306 | 0.138 | 0.036 |
| Income Tax Expense
| 3,370.8 | 3,279.1 | 3,789.4 | 2,843.7 | 2,888.3 | 2,424.3 | 3,073.7 | 2,380.2 | 1,957.8 | 1,967.5 | 2,407.1 | 1,819.9 | 2,113.2 | 1,146.9 | 819.8 | 1,427.3 | 1,511.2 | 1,506.8 | 147.9 | 1,337.4 | 2,160.7 | 1,694.8 | 1,666.8 | 1,590 | 1,557.2 | 1,531.9 | 1,469.9 | 1,304 | 1,203.9 | 1,121.8 | 1,188 | 888.6 | 931.9 | 886.6 | 1,049.236 | 760.2 | 631.9 | 606.7 | 680.785 | 580.8 | 479.9 | 479.4 | 468.565 | 474 | 449.9 | 469.5 | 367.284 | 410 | 333.2 | 332.4 | 375.008 | 275.4 | 306.8 | 246.1 | 128.968 | 35.8 |
| Net Income
| 9,678 | 9,471.5 | 10,652.3 | 8,720.2 | 7,728.7 | 7,099.4 | 8,552 | 6,848.2 | 5,628.2 | 5,620.1 | 6,867.4 | 5,277.1 | 6,105.1 | 3,285.5 | 2,451.3 | 4,097.9 | 4,346.4 | 4,313 | 424.5 | 3,891.6 | 3,069.4 | 3,151.7 | 2,980.7 | 3,191.6 | 2,995.6 | 2,812.7 | 2,896.3 | 2,501.9 | 2,281.7 | 2,074.3 | 2,211.7 | 1,633.8 | 1,676.8 | 1,672 | 1,938.194 | 1,480.3 | 1,217.3 | 1,111 | 1,365.662 | 1,127.9 | 991.3 | 956.5 | 923.617 | 930.6 | 908.1 | 920.5 | 874.102 | 815.1 | 691.8 | 698.1 | 607.703 | 405.6 | 353 | 323.6 | 364.945 | 71.3 |
| Net Income Ratio
| 0.153 | 0.162 | 0.194 | 0.334 | 0.31 | 0.331 | 0.407 | 0.367 | 0.326 | 0.337 | 0.442 | 0.349 | 0.43 | 0.238 | 0.179 | 0.297 | 0.341 | 0.433 | 0.041 | 0.355 | 0.297 | 0.329 | 0.328 | 0.351 | 0.354 | 0.332 | 0.316 | 0.307 | 0.301 | 0.294 | 0.326 | 0.264 | 0.278 | 0.295 | 0.237 | 0.269 | 0.237 | 0.224 | 0.2 | 0.239 | 0.232 | 0.239 | 0.169 | 0.245 | 0.25 | 0.249 | 0.166 | 0.275 | 0.26 | 0.281 | -0.172 | 0.085 | 0.199 | 0.174 | 0.102 | 0.024 |
| EPS
| 11.52 | 11.27 | 12.68 | 10.4 | 9.4 | 8.63 | 10.4 | 8.33 | 6.85 | 6.84 | 8.36 | 6.43 | 7.44 | 4.01 | 2.99 | 5 | 5.3 | 5.26 | 0.53 | 4.98 | 3.93 | 4.03 | 3.63 | 4.08 | 3.82 | 3.59 | 3.71 | 3.2 | 2.92 | 2.65 | 2.83 | 2.09 | 2.15 | 2.14 | 2.48 | 1.9 | 1.63 | 1.53 | 1.67 | 1.55 | 1.38 | 1.34 | 1.13 | 1.3 | 1.27 | 1.29 | 1.07 | 1.23 | 1.04 | 1.05 | 0.74 | 0.68 | 0.59 | 0.54 | 0.67 | 0.12 |
| EPS Diluted
| 11.49 | 11.25 | 12.65 | 10.37 | 9.37 | 8.62 | 10.39 | 8.32 | 6.84 | 6.83 | 8.34 | 6.42 | 7.43 | 4 | 2.99 | 5 | 5.3 | 5.26 | 0.52 | 4.97 | 3.92 | 4.03 | 3.63 | 4.08 | 3.82 | 3.59 | 3.7 | 3.2 | 2.92 | 2.65 | 2.83 | 2.09 | 2.15 | 2.14 | 2.36 | 1.89 | 1.63 | 1.51 | 1.67 | 1.53 | 1.38 | 1.33 | 1.13 | 1.3 | 1.27 | 1.28 | 1.07 | 1.23 | 1.04 | 1.05 | 0.74 | 0.68 | 0.59 | 0.54 | 0.67 | 0.12 |
| EBITDA
| 19,903.7 | 19,151.6 | 16,896.7 | 15,611.3 | 15,034.2 | 0 | 13,120.1 | 11,148.5 | 10,683.2 | 10,902.1 | 9,429.7 | 9,824 | 9,034.7 | 10,206.3 | 8,567.4 | 10,228.5 | 0 | 0 | 6,418.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,705.5 | 0 | 0 | 0 | 8,977.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0.315 | 0.327 | 0.307 | 0.46 | 0.442 | -0.002 | 0.57 | 0.511 | 0.455 | 1.151 | 1.291 | 1.177 | 1.355 | 1.14 | 1.061 | 1.245 | 1.411 | 1.747 | 1.16 | 1.592 | 1.669 | 1.665 | 1.599 | 1.586 | 1.566 | 1.465 | 1.167 | 1.208 | 1.211 | 1.231 | 1.326 | 1.337 | 1.388 | 1.428 | 0.766 | 1.344 | 1.366 | 1.356 | 0.692 | 1.438 | 1.526 | 1.562 | 0.819 | 1.623 | 1.625 | 1.465 | 0.622 | 1.695 | 1.693 | 1.693 | -0.699 | 0.725 | 1.731 | 1.383 | 0.145 | 0.538 |