Chemung Financial Corporation
NASDAQ:CHMG
49.9 (USD) • At close July 2, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||||
| Net Income
| 23.671 | 25 | 28.783 | 26.425 | 19.262 | 15.609 | 19.626 | 7.43 | 10.027 | 9.433 | 8.157 | 8.731 | 11.022 | 10.538 | 10.102 | 5.233 | 8.354 | 7.259 | 6.589 | 6.59 | 8.733 | 6.953 | 6.54 | 8.493 | 8.755 | 8.392 | 7.297 | 6.857 | 6.158 | 5.602 | 4.648 | 4.494 |
| Depreciation & Amortization
| 2.016 | 2.802 | 3.026 | 3.503 | 4.258 | 4.433 | 4.171 | 4.563 | 5.191 | 5.18 | 5.171 | 4.157 | 3.993 | 3.903 | 3.509 | 3.726 | 4.041 | 3.298 | 3.114 | 3.033 | 3.092 | 3.994 | 3.07 | 2.043 | 2.239 | 2.529 | 2.047 | 1.483 | 1.441 | 1.25 | 0.986 | 0.971 |
| Deferred Income Tax
| 1.121 | -1.609 | 1.722 | 0.57 | -0.086 | -1.564 | 2.153 | 4.251 | -2.564 | 0.774 | -2.263 | -0.121 | 0.647 | 3.416 | 0.153 | -1.949 | -0.185 | 0.471 | 3.98 | 0.392 | 0.413 | -1.083 | -1.464 | -0.238 | 0.365 | 0.046 | -0.554 | -0.261 | -0.387 | -0.169 | 0.099 | -0.11 |
| Stock Based Compensation
| 1.238 | 1.139 | 0.795 | 0.667 | 0.773 | 0.603 | 0.494 | 0.41 | 0.402 | 0.407 | 0.268 | 0.243 | 0.16 | 0.083 | 0.056 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 2.606 | 0.844 | 26.183 | 8.269 | -1.655 | 1.455 | -3.221 | -3.147 | 5.23 | -4.518 | 7.408 | 5.049 | 7.057 | -9.782 | 2.479 | -4.556 | 0.14 | 3.598 | -3.727 | 3.062 | 4.511 | 1.467 | 3.566 | -1.541 | 0.171 | -3.044 | 0.237 | 0.039 | 0.094 | 0.165 | 0.216 | -0.111 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0.487 | 2.115 | 0.654 | -0.053 | -0.037 | 0.067 | 0.084 | -0.062 | 0.001 | -0.028 | -0.099 | -0.108 | -0.348 | -0.288 | -0.345 | -0.334 | -0.026 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.039 | 0.094 | 0.165 | 0.216 | -0.111 |
| Other Working Capital
| 2.119 | -1.271 | 25.529 | 8.322 | -1.618 | 1.388 | -3.305 | -3.085 | 5.229 | -4.49 | 7.507 | 5.157 | 7.405 | -9.494 | 2.823 | -4.222 | 0.165 | 3.598 | -3.727 | 3.062 | 4.511 | 1.467 | 3.566 | -1.541 | 0.171 | -3.044 | 0.237 | 0 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| -0.837 | 2.705 | -25.462 | -3.973 | 6.107 | 5.869 | 4.549 | 10.138 | 3.855 | 2.847 | -0.298 | 4.913 | 1.683 | 1.009 | 1.525 | 6.227 | 6.01 | 0.613 | 0.352 | 1.588 | 0.065 | 3.675 | 3.893 | 0.747 | 0.693 | 0.522 | 2.361 | -3.123 | 4.067 | 3.006 | -2.532 | 0.915 |
| Operating Cash Flow
| 29.815 | 30.881 | 35.047 | 35.461 | 28.659 | 26.405 | 27.772 | 23.645 | 22.141 | 14.123 | 18.443 | 22.972 | 24.562 | 9.167 | 17.824 | 8.68 | 18.359 | 15.238 | 10.307 | 14.665 | 16.814 | 15.007 | 15.605 | 9.504 | 12.224 | 8.445 | 11.388 | 4.996 | 11.372 | 9.854 | 3.416 | 6.159 |
| Investing Activities: | ||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -3.626 | -0.462 | -0.426 | -0.367 | -0.867 | -0.883 | -1.77 | -1.482 | -1.696 | -1.154 | -2.586 | -3.711 | -3.668 | -2.552 | -2.085 | -1.82 | -4.183 | -4.117 | -5.619 | -3.909 | -2.008 | -2.161 | -4.631 | -2.727 | -2.985 | -3.506 | -1.325 | -1.99 | -0.863 | -3.014 | -2 | -0.534 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 170.905 | 0 | 25.147 | 0 | 2.876 | 43.293 | -5.302 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -5.157 | -3.209 | -24.723 | -403.871 | -331.197 | -119.294 | -18.443 | -43.273 | -99 | -193.137 | -26.15 | -180.483 | -82.177 | -131.968 | -141.689 | -173.504 | -121.01 | -14.132 | -3.722 | -64.823 | -72.533 | -191.806 | -171.959 | -163.999 | -42.679 | -86.084 | -186.907 | -63.608 | -131.732 | -88.576 | -168.748 | -108.319 |
| Sales Maturities Of Investments
| 54.696 | 62.465 | 88.541 | 144.13 | 69.895 | 86.258 | 65.496 | 55.045 | 132.156 | 125.714 | 90.161 | 67.899 | 124.508 | 123.907 | 154.663 | 135.731 | 91.516 | 36.913 | 55.689 | 75.384 | 103.935 | 159.478 | 155.958 | 150.108 | 58.695 | 82.239 | 19.174 | 0 | 0 | 0 | 95.579 | 135.239 |
| Other Investing Activites
| -103.636 | -141.175 | -316.012 | 17.624 | -233.679 | 1.208 | -1.364 | -116.932 | -32.189 | -46.071 | -132.563 | -101.097 | -95.52 | -19.597 | -19.848 | 25.417 | -18.656 | -59.774 | -71.344 | -36.318 | -3.589 | 39.294 | -9.809 | -29.934 | -38.105 | -31.225 | 88.837 | 53.046 | 94.29 | 91.234 | -9.888 | -4.717 |
| Investing Cash Flow
| -57.723 | -82.381 | -252.62 | -242.484 | -495.848 | -32.711 | 43.919 | -106.642 | -0.729 | -114.648 | -71.138 | -46.487 | -56.857 | -5.064 | -8.958 | -11.299 | -9.04 | -46.412 | -24.996 | -29.666 | 25.805 | 4.806 | -30.441 | -46.552 | -25.074 | -38.576 | -80.22 | -12.551 | -38.304 | -0.356 | -85.056 | 21.669 |
| Financing Activities: | ||||||||||||||||||||||||||||||||
| Debt Repayment
| 77.919 | -64.167 | 80.973 | 14.315 | -0.236 | -0.219 | -59.913 | 50.402 | -24.196 | -17.14 | 24.336 | -1.983 | -16.119 | -0.91 | 0 | 0 | -62.4 | 50.688 | -38.732 | -27.649 | 9.47 | -15.376 | 2.354 | 34.25 | -16.84 | 22.8 | 10.6 | 0 | 10 | 0 | -2.342 | 3.694 |
| Common Stock Issued
| 0.43 | 0.601 | 0.424 | 0.426 | 1.018 | 0.585 | 0.643 | 0.582 | 0.438 | 0.438 | 0 | 0.071 | 0.257 | 0.218 | 0.153 | 0.23 | 0.237 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.067 | 0 | 0.202 | 0 | 0.173 | 0.048 |
| Common Stock Repurchased
| -0.344 | -0.316 | -0.933 | -1.616 | -7.589 | 0 | 0 | 0 | 0 | 0 | 0 | -0.093 | -0.636 | -0.501 | -0.426 | -0.156 | -0.93 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.984 | -0.108 | -0.515 | -0.3 | 0 | -0.066 |
| Dividends Paid
| -7.365 | -5.84 | -5.797 | -5.318 | -5.006 | -5.029 | -4.969 | -4.917 | -4.878 | -4.833 | -4.796 | -3.584 | -5.714 | -4.057 | -3.519 | -3.517 | -3.519 | -3.383 | -3.437 | -3.485 | -3.415 | -3.46 | -3.592 | -3.559 | -3.436 | -2.945 | -2.685 | -2.445 | -2.143 | -1.981 | -1.751 | -1.624 |
| Other Financing Activities
| -32.544 | 102.2 | 172.218 | 118.085 | 465.636 | 2.901 | 91.791 | -6.503 | 55.201 | 119.082 | 10.709 | 40.481 | 41.845 | -6.571 | -24.193 | 62.15 | 51.566 | -12.492 | 60.155 | 21.177 | -31.492 | 9.286 | 21.078 | 9.299 | 29.614 | 14.993 | 56.235 | 12.772 | 13.76 | -2.214 | 52.885 | 3.695 |
| Financing Cash Flow
| 38.096 | 32.478 | 246.461 | 125.466 | 453.823 | -1.762 | 27.552 | 39.564 | 26.565 | 97.547 | 30.249 | 34.884 | 19.634 | -11.822 | -27.985 | 58.707 | -15.046 | 33.962 | 15.721 | -12.244 | -27.885 | -10.806 | 14.507 | 38.277 | 8.941 | 33.384 | 63.233 | 10.219 | 21.304 | -4.495 | 48.965 | 5.747 |
| Other Information: | ||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| 10.188 | -19.022 | 28.888 | -81.557 | -13.366 | -8.068 | 99.243 | -43.433 | 47.977 | -2.978 | -22.446 | 11.368 | -12.661 | -7.718 | -19.119 | 56.087 | -5.727 | 2.788 | 1.032 | -27.245 | 14.733 | 9.006 | -0.329 | 1.229 | -3.909 | 3.253 | -5.599 | 2.663 | -5.629 | 5.003 | -32.675 | 33.576 |
| Cash At End Of Period
| 47.035 | 36.847 | 55.869 | 26.981 | 108.538 | 121.904 | 129.972 | 30.729 | 74.162 | 26.185 | 29.163 | 51.609 | 40.241 | 52.902 | 60.62 | 79.738 | 23.651 | 29.378 | 26.59 | 25.558 | 52.803 | 38.07 | 30.052 | 29.393 | 28.164 | 32.073 | 28.82 | 34.418 | 31.755 | 37.384 | 32.381 | 65.056 |