Citizens Financial Group, Inc.
NYSE:CFG
42.21 (USD) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||||||||||||||||||||
| Net Income
| 392 | 334 | 189 | 430 | 478 | 511 | 653 | 636 | 364 | 420 | 530 | 530 | 648 | 611 | 456 | 314 | 253 | 34 | 450 | 449 | 453 | 439 | 465 | 443 | 425 | 388 | 666 | 348 | 318 | 320 | 282 | 297 | 243 | 223 | 221 | 220 | 190 | 209 | 197 | 189 | 313 | 166 | 152 | 144 | -3,905 | 183 | 101 |
| Depreciation & Amortization
| 143 | 102 | 126 | 122 | 112 | 118 | 117 | 121 | 260 | 67 | 172 | 136 | 165 | 152 | 159 | 103 | 112 | 204 | 193 | 165 | 141 | 134 | 132 | 114 | 121 | 122 | 114 | 131 | 132 | 125 | 136 | 142 | 133 | 112 | 121 | 116 | 121 | 113 | 73 | 117 | 100 | 96 | 100 | 99 | 102 | 103 | 51 |
| Deferred Income Tax
| -32 | 0 | -181 | -21 | 23 | -63 | -67 | 46 | 125 | -47 | -643 | 15 | 119 | 80 | 13 | -43 | -74 | -134 | 105 | -31 | -9 | -1 | 74 | 13 | 2 | 8 | -113 | -3 | -59 | 39 | 10 | 49 | 64 | 30 | 173 | 20 | 42 | 14 | 110 | -5 | -22 | 58 | 57 | 76 | -186 | 0 | 0 |
| Stock Based Compensation
| 21 | 34 | 14 | 18 | 22 | 33 | 16 | 16 | 19 | 33 | 12 | 12 | 13 | 22 | 14 | 11 | 2 | 21 | -3 | 12 | 12 | 20 | 1 | 12 | 10 | 18 | 13 | 8 | 9 | 18 | 8 | 4 | 7 | 4 | 2 | 7 | 9 | 6 | 24 | 119 | 72 | 109 | 96 | 170 | 4,497 | 10 | 29 |
| Change In Working Capital
| 214 | -253 | 287 | -184 | -307 | 477 | 265 | 1,874 | -3,181 | 184 | 598 | 322 | -1,092 | -790 | -587 | -236 | -963 | -1,192 | -135 | -75 | -7 | -308 | -335 | -753 | 98 | 76 | -328 | 330 | -726 | 103 | -90 | -46 | -123 | -74 | -317 | -111 | 37 | -237 | -272 | -195 | 185 | 226 | 499 | -370 | 44 | 283 | 0 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 214 | -253 | 287 | -184 | -307 | 477 | 265 | 1,874 | -3,181 | 184 | 598 | 322 | -1,092 | -790 | -587 | -236 | -963 | -1,192 | -149 | -73 | 7 | -307 | -335 | -753 | 98 | 76 | -328 | 330 | -726 | 103 | -90 | -46 | -123 | -74 | -317 | -111 | 37 | -237 | -279 | -169 | 185 | 207 | 472 | -370 | 44 | 0 | 0 |
| Other Non Cash Items
| 403 | 404 | 235 | 643 | -203 | 82 | 457 | 307 | 322 | 897 | 436 | 265 | 727 | -765 | 811 | 509 | 584 | -260 | 117 | -127 | -485 | 188 | 223 | -37 | 55 | 92 | 81 | 99 | 10 | 248 | -54 | 48 | 6 | 79 | 198 | 64 | 18 | -7 | 58 | -46 | -327 | 45 | 109 | 122 | 121 | 153 | 191 |
| Operating Cash Flow
| 834 | 383 | 670 | 1,008 | 125 | 1,158 | 1,441 | 3,000 | -1,876 | 1,554 | 1,105 | 1,280 | 580 | -690 | 866 | 658 | -86 | -1,327 | 727 | 393 | 105 | 472 | 560 | -208 | 711 | 704 | 433 | 913 | -316 | 853 | 292 | 494 | 330 | 374 | 398 | 316 | 417 | 98 | 190 | 179 | 321 | 700 | 1,013 | 241 | 673 | 722 | 343 |
| Investing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -30 | -10 | -48 | -33 | -39 | -52 | 15 | -85 | -5 | -51 | -65 | -27 | -22 | -10 | 53 | 53 | -37 | -16 | -138 | -89 | -77 | -62 | -137 | -122 | -137 | -89 | -187 | -106 | -94 | -53 | -133 | -63 | -54 | -53 | -103 | -61 | -70 | -65 | -147 | -47 | -70 | -47 | -121 | -90 | -83 | -74 | 69 |
| Acquisitions Net
| 0 | 0 | 48 | 33 | 39 | 0 | -20 | -1 | -91 | -143 | -151 | -14 | 22 | 10 | -53 | 0 | 37 | -3 | -3,029 | -752 | 170 | -129 | -533 | -1,906 | -2,019 | -1,027 | -39 | -1,673 | -1,142 | -720 | -2,108 | -1,713 | -2,877 | -2,621 | -1,730 | -972 | -2,002 | -1,464 | -2,938 | -1,968 | -706 | -1,592 | -1,473 | -781 | 3,549 | -618 | 0 |
| Purchases Of Investments
| -1,430 | -3,057 | -4,511 | -2,370 | -1,983 | -1,223 | -1,004 | -1,134 | -5,982 | -2,656 | -3,737 | -2,256 | -2,157 | -4,256 | -3,724 | -2,236 | -1,089 | -2,222 | -4,689 | -652 | -2,130 | -2,179 | -1,412 | -1,017 | -1,462 | -1,295 | -1,439 | -1,982 | -937 | -1,933 | -3,014 | -3,054 | -1,737 | -794 | -1,592 | -1,457 | -2,537 | -2,377 | -2,685 | -1,328 | -689 | -4,871 | -2,393 | -5,580 | -1,330 | -1,921 | 0 |
| Sales Maturities Of Investments
| 910 | 1,435 | 1,196 | 1,577 | 930 | 2,000 | 963 | 949 | 1,626 | 2,097 | 2,637 | 2,014 | 2,379 | 2,576 | 2,963 | 2,392 | 1,929 | 1,141 | 5,818 | 816 | 2,174 | 1,941 | 1,719 | 1,306 | 1,296 | 1,249 | 1,566 | 1,677 | 1,400 | 1,535 | 2,601 | 1,740 | 1,323 | 1,114 | 1,691 | 3,224 | 1,342 | 2,127 | 2,999 | 1,526 | 862 | 1,445 | 1,456 | 1,692 | 2,231 | 3,123 | 0 |
| Other Investing Activites
| 15 | 23 | 3,540 | 1,175 | 4,202 | 767 | -112 | 1,154 | -644 | -3,161 | -6,183 | -1,001 | -853 | 608 | 124 | 1,944 | 329 | -7,668 | -51 | 179 | 46 | -1,042 | -1,651 | 49 | 67 | 44 | 39 | 45 | 31 | 28 | 27 | 28 | 29 | 33 | 25 | 40 | 37 | 39 | -103 | 27 | 29 | 29 | -140 | 43 | 19 | 38 | 1,129 |
| Investing Cash Flow
| 179 | 1,210 | 225 | 382 | 3,149 | 1,492 | -158 | 883 | -9,448 | -3,914 | -7,499 | -1,284 | -631 | -1,072 | -637 | 2,100 | 1,169 | -8,768 | -2,089 | -498 | 183 | -1,471 | -2,014 | -1,690 | -2,255 | -1,118 | -60 | -2,039 | -742 | -1,143 | -2,627 | -3,062 | -3,316 | -2,321 | -1,709 | 774 | -3,230 | -1,740 | -2,874 | -1,790 | -574 | -5,036 | -2,671 | -4,716 | 4,386 | 548 | 1,198 |
| Financing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||
| Debt Repayment
| -738 | -168 | -8,652 | -5,762 | -11,252 | -2,752 | -13,596 | -4,434 | -752 | -1,004 | -150 | -1 | -1,353 | -4 | -803 | -5 | -8,753 | -4,500 | -4,301 | -1,551 | -2,003 | -7,002 | -4,504 | -2,749 | -4,334 | -3,250 | -1,250 | -1,750 | -5,751 | -4,000 | -2,301 | -2,497 | -3,002 | -629 | -758 | -2 | -3 | -3 | -1 | -2 | -2 | -3 | -3 | -333 | -291 | -3 | -22,988 |
| Common Stock Issued
| 391 | 0 | -663 | 0 | 259 | 404 | -3,035 | 0 | 0 | 0 | 296 | 2 | 296 | 4,009 | 4,016 | 0 | 0 | 15,742 | 0 | 0 | 2,600 | 292 | 0 | 0 | 0 | 4,787 | 0 | 1,145 | 0 | 4,800 | 0 | 0 | 0 | 0 | 27 | 0 | 0 | 0 | 13 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| -200 | -300 | 26 | -243 | -259 | -404 | -151 | 0 | -2 | -23 | -200 | -250 | 0 | -95 | 270 | 1 | -1 | -270 | -400 | -500 | -120 | -200 | -300 | -400 | -150 | -175 | -335 | -225 | -130 | -130 | -180 | -250 | 0 | 0 | -250 | -250 | -250 | 0 | -334 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -224 | -228 | -230 | -231 | -229 | -238 | -233 | -243 | -218 | -198 | -193 | -200 | -191 | -199 | -193 | -196 | -190 | -191 | -175 | -180 | -163 | -164 | -134 | -129 | -114 | -108 | -96 | -90 | -78 | -72 | -69 | -62 | -71 | -53 | -53 | -60 | -53 | -55 | -55 | -383 | -343 | -25 | -374 | -383 | -388 | -40 | -55 |
| Other Financing Activities
| 6 | -12 | 4,215 | 8,679 | 11,800 | -2,233 | 18,119 | 2,440 | -1 | 4,340 | 2,083 | 1,528 | -424 | -22 | -2 | -787 | 11,248 | -14 | 5,782 | 3,143 | -3 | 6,435 | 6,475 | 5,302 | 6,148 | -13 | 2,220 | -1 | 7,191 | -19 | 5,674 | 4,637 | 7,859 | 1,399 | 3,674 | -1,891 | 734 | 3,428 | 3,448 | -471 | 3,102 | 4,459 | 2,210 | 2,954 | -3,283 | -901 | -4,477 |
| Financing Cash Flow
| -841 | -1,622 | -4,667 | 2,443 | 319 | -5,223 | 1,104 | -2,237 | 7,902 | 3,138 | 1,836 | 1,079 | -1,968 | 3,689 | 3,288 | -988 | 2,305 | 10,767 | 906 | 912 | 311 | -639 | 1,537 | 2,024 | 1,550 | 1,241 | 539 | -921 | 1,232 | 579 | 3,124 | 1,828 | 4,786 | 717 | 2,640 | -2,203 | 678 | 3,370 | 3,071 | -856 | 2,757 | 4,431 | 1,833 | 2,571 | -3,962 | -944 | -4,532 |
| Other Information: | |||||||||||||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 3,656 | 0 | -3,656 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| 172 | -29 | -3,772 | 3,833 | 3,593 | -2,573 | 2,387 | 1,646 | -3,422 | 778 | -4,558 | 1,075 | -2,019 | 1,927 | 3,517 | 1,770 | 3,388 | 672 | -456 | 807 | 599 | -1,638 | 83 | 126 | 6 | 827 | 912 | -2,047 | 174 | 289 | 789 | -740 | 1,800 | -1,230 | 1,329 | -1,113 | -2,135 | 1,728 | 387 | -2,467 | 2,504 | 95 | 175 | -1,904 | 1,097 | 326 | -2,991 |
| Cash At End Of Period
| 11,771 | 11,599 | 11,628 | 15,400 | 11,567 | 7,974 | 10,547 | 8,160 | 6,514 | 9,936 | 9,158 | 13,716 | 12,641 | 14,660 | 12,733 | 9,216 | 7,446 | 4,058 | 3,386 | 3,842 | 3,035 | 2,436 | 4,074 | 3,991 | 3,865 | 3,859 | 3,032 | 2,120 | 4,167 | 3,993 | 3,704 | 2,915 | 3,655 | 1,855 | 3,085 | 1,756 | 2,869 | 5,004 | 3,276 | 2,889 | 5,356 | 2,852 | 2,757 | 2,582 | 4,486 | 3,389 | 3,063 |