Citizens Financial Group, Inc.
NYSE:CFG
39.12 (USD) • At close May 9, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 7,794 | 8,224 | 8,052 | 6,647 | 6,905 | 6,491 | 6,128 | 5,707 | 5,255 | 4,824 | 4,691 | 4,690 | 4,894 | 5,031 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 7,794 | 8,224 | 8,052 | 6,647 | 6,905 | 6,491 | 6,128 | 5,707 | 5,255 | 4,824 | 4,691 | 4,690 | 4,894 | 5,031 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 2,819 | 2,989 | 2,645 | 2,198 | 2,189 | 2,026 | 1,984 | 1,903 | 1,834 | 1,751 | 1,773 | 1,737 | 1,841 | 1,740 |
| Selling & Marketing Expenses
| 170 | 187 | 166 | 111 | 100 | 112 | 129 | 105 | 98 | 101 | 86 | 76 | 86 | 102 |
| SG&A
| 2,989 | 3,176 | 2,811 | 2,309 | 2,289 | 2,138 | 2,113 | 2,008 | 1,932 | 1,852 | 1,859 | 1,813 | 1,927 | 1,842 |
| Other Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,345 | 1,943 | 2,411 |
| Operating Expenses
| 2,989 | 5,507 | 4,892 | 4,081 | 3,991 | 3,847 | 3,619 | 3,474 | 3,352 | 3,259 | 3,099 | 8,158 | 3,870 | 4,253 |
| Operating Income
| 1,830 | 2,030 | 2,655 | 2,977 | 1,298 | 2,251 | 2,183 | 1,912 | 1,534 | 1,263 | 1,231 | -3,468 | 1,024 | 778 |
| Operating Income Ratio
| 0.235 | 0.247 | 0.33 | 0.448 | 0.188 | 0.347 | 0.356 | 0.335 | 0.292 | 0.262 | 0.262 | -0.739 | 0.209 | 0.155 |
| Total Other Income Expenses Net
| 58 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 37 | 0 | 0 | 0 |
| Income Before Tax
| 1,888 | 2,030 | 2,655 | 2,977 | 1,298 | 2,251 | 2,183 | 1,912 | 1,534 | 1,263 | 1,268 | -3,468 | 1,024 | 778 |
| Income Before Tax Ratio
| 0.242 | 0.247 | 0.33 | 0.448 | 0.188 | 0.347 | 0.356 | 0.335 | 0.292 | 0.262 | 0.27 | -0.739 | 0.209 | 0.155 |
| Income Tax Expense
| 379 | 422 | 582 | 658 | 241 | 460 | 462 | 260 | 489 | 423 | 403 | -42 | 381 | 272 |
| Net Income
| 1,509 | 1,608 | 2,073 | 2,319 | 1,057 | 1,791 | 1,721 | 1,652 | 1,045 | 840 | 865 | -3,426 | 643 | 506 |
| Net Income Ratio
| 0.194 | 0.196 | 0.257 | 0.349 | 0.153 | 0.276 | 0.281 | 0.289 | 0.199 | 0.174 | 0.184 | -0.73 | 0.131 | 0.101 |
| EPS
| 3.04 | 3.14 | 4.12 | 5.18 | 2.22 | 3.82 | 3.54 | 3.26 | 1.97 | 1.55 | 1.55 | -6.12 | 1.15 | 0.9 |
| EPS Diluted
| 3.03 | 3.13 | 4.1 | 5.16 | 2.22 | 3.81 | 3.52 | 3.25 | 1.97 | 1.55 | 1.55 | -6.12 | 1.15 | 0.9 |
| EBITDA
| 0 | 2,508 | 3,220 | 3,602 | 1,876 | 2,884 | 2,672 | 2,399 | 2,049 | 1,734 | 1,654 | -3,064 | 1,491 | 1,212 |
| EBITDA Ratio
| 0 | 0.305 | 0.4 | 0.542 | 0.272 | 0.444 | 0.436 | 0.42 | 0.39 | 0.359 | 0.353 | -0.653 | 0.305 | 0.241 |