Credit Acceptance Corporation
NASDAQ:CACC
475.69 (USD) • At close January 15, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||||
| Net Income
| 286.1 | 535.8 | 958.3 | 421 | 656.1 | 574 | 470.2 | 332.8 | 299.7 | 266.2 | 253.1 | 219.7 | 188.044 | 170.077 | 146.255 | 67.177 | 54.916 | 58.64 | 72.677 | 57.325 | 28.181 | 31.118 | 29.203 | 23.65 | -10.7 | 25 | 1.5 | 41.5 | 29.6 | 20.6 | 12.4 | 8.6 |
| Depreciation & Amortization
| 26.6 | 25.6 | 26.3 | 23.8 | 22.4 | 19.5 | 16.4 | 15.3 | 14.2 | 13.2 | 13.2 | 12.2 | 10.049 | 11.08 | 5.139 | 5.342 | 4.105 | 4.624 | 5.209 | 5.781 | 8.679 | 4.718 | 4.652 | 3.727 | 4.697 | 3.793 | 2.55 | 1.369 | 0.9 | 0.6 | 0.3 | 0.2 |
| Deferred Income Tax
| -38 | -7.7 | 44.7 | 68.3 | 85.5 | 49.3 | -85.6 | 24.2 | 35.6 | 56.1 | 8.8 | 25 | 15.309 | 13.863 | 17.74 | 11.777 | 20.346 | 0.636 | 11.961 | 12.857 | 12.712 | 0.999 | -0.066 | 0.934 | -1.298 | -3.518 | 5.628 | 0.964 | 2.8 | 1.3 | 1.2 | 0.5 |
| Stock Based Compensation
| 39.1 | 36.5 | 24.8 | 6.2 | 7.6 | 10.3 | 15.4 | 7.4 | 12.4 | 15.3 | 8.5 | 12.2 | 1.881 | 4.127 | 6.805 | 4.309 | 4.659 | 0.087 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 151.4 | 166.8 | 7.3 | -97.7 | -37.3 | -5.9 | 20.2 | 37.2 | 0.5 | -20.4 | 20.1 | 15.5 | 31.381 | -9.913 | -11.095 | 20.772 | -6.277 | 11.452 | 12.886 | 0.806 | -12.942 | -9.129 | 11.777 | 12.966 | -9.993 | 16.128 | -31.147 | 16.018 | 15.8 | 12.4 | 2.4 | 4.6 |
| Accounts Receivables
| 4.4 | 100.5 | 37.8 | -80.8 | -58.3 | -5.7 | 0.1 | 7.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.248 | -3.425 | 0.11 | 0.621 | -7.97 | 0.981 | 0.003 | 11.775 | -12.5 | 13.7 | -21.9 | -0.2 | -1 | -2.4 | -0.3 | -0.2 |
| Inventory
| 0 | -100.5 | -37.8 | 80.8 | 58.3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10.226 | 0 | 7.464 | 12.336 | -4.095 | -9.909 | 11.61 | 11.989 | -8.932 | 15.761 | -28.17 | 10.642 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 49.7 | 67.9 | -10.7 | -18.4 | 17.3 | 41.6 | 10.3 | 11.8 | 13 | 0.6 | 8 | 10 | 20.737 | -0.73 | -4.029 | 0.046 | 1.453 | 22.589 | 7.354 | 11.715 | 1.081 | -10.11 | 16.705 | 1.191 | 2.5 | 2.6 | -9.2 | 16.2 | 8.9 | 8.6 | 1.5 | 2.5 |
| Other Working Capital
| 97.3 | 98.9 | 18 | -79.3 | -54.6 | -47.5 | 9.9 | 25.4 | -12.5 | -21 | 12.1 | 5.5 | 10.644 | -9.183 | -7.066 | 20.726 | 1.248 | -7.712 | -2.042 | -23.866 | -1.958 | 9.909 | -16.541 | -11.989 | 8.939 | -15.933 | 28.123 | -10.624 | 7.9 | 6.2 | 1.2 | 2.3 |
| Other Non Cash Items
| 738.6 | 481.7 | 8 | 563.6 | 78 | 56.7 | 129.4 | 90.3 | 41.8 | 34.8 | 22 | 24 | 28.984 | 11.464 | -12.064 | 46.103 | 20.143 | 10.735 | 2.244 | 7.051 | 27.425 | 31.924 | 23.222 | 18.107 | 52.977 | 14.309 | 86.088 | 13.08 | -0.8 | -2.5 | 0.4 | -0.5 |
| Operating Cash Flow
| 1,203.8 | 1,238.7 | 1,069.4 | 985.2 | 812.3 | 703.9 | 566 | 507.2 | 404.2 | 365.2 | 325.7 | 308.6 | 275.648 | 200.698 | 152.78 | 155.48 | 97.892 | 86.174 | 104.977 | 83.82 | 64.055 | 59.63 | 68.788 | 59.384 | 35.683 | 55.712 | 64.619 | 72.931 | 48.3 | 32.4 | 16.7 | 13.4 |
| Investing Activities: | ||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -4 | -3.1 | -7.6 | -8.5 | -26.8 | -25.1 | -8.4 | -5.5 | -4 | -4.3 | -5.6 | -8.8 | -6.334 | -3.44 | -2.925 | -6.341 | -7.659 | -1.536 | -2.863 | -3.567 | -3.062 | -6.439 | -5.88 | -3.902 | -4.821 | -3.581 | -8.943 | -5.985 | -1.9 | -2.8 | -6.8 | -0.3 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 65.4 | 105.7 | 57.1 | -85.184 | -44.22 | -44.269 | -58.503 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16.147 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -43.3 | -50.1 | -38.8 | -43.2 | -40.1 | -43.8 | -34.5 | -39.1 | -34.1 | -65.4 | -105.7 | -57.1 | -0.532 | -1.063 | -1.451 | -1.514 | -0.55 | -0.795 | -3.239 | -0.928 | 0 | 0 | 0 | 0 | -1.378 | -0.218 | -3.653 | -3.8 | -1.1 | 0 | 0 | -8.7 |
| Sales Maturities Of Investments
| 8.5 | 35.4 | 40.5 | 37.8 | 41 | 31.2 | 33.4 | 41.7 | 38.5 | 49.6 | 86.2 | 9.6 | 0.454 | 1.256 | 1.661 | 1.094 | 0.898 | 0.58 | 475.809 | 398.019 | 349.105 | 337.157 | 0 | 0.375 | 5.192 | 0 | 0 | 0.005 | 0 | 0.7 | 6.6 | 0 |
| Other Investing Activites
| -1,378 | -442.8 | 443.2 | -659.6 | -998.3 | -1,200.6 | -893.2 | -932.6 | -639.9 | -408.7 | -414.2 | -401.7 | -362.399 | -115.783 | 22.223 | -201.026 | -233.088 | -105.835 | -520.134 | -457.805 | -384.458 | -304.114 | -111.317 | -29.94 | 9.07 | 132.225 | 367.184 | 278.371 | 186.4 | 131.1 | 84.6 | 45 |
| Investing Cash Flow
| -1,416.8 | -460.6 | 437.3 | -673.5 | -1,024.2 | -1,238.3 | -902.7 | -935.5 | -639.5 | -363.4 | -333.6 | -400.9 | -453.995 | -163.25 | -24.761 | -266.29 | -240.399 | -107.586 | -50.427 | -64.281 | -38.415 | 26.604 | -117.197 | -33.467 | 24.21 | 128.426 | 354.588 | 268.591 | 183.4 | 129 | 84.4 | 36 |
| Financing Activities: | ||||||||||||||||||||||||||||||||
| Debt Repayment
| 490.5 | -29 | 8.5 | 67.1 | 726.8 | 749.7 | 470.9 | 535.8 | 332 | 364.1 | 141.9 | 253 | 303.776 | 178.1 | -134.735 | 109.584 | 139.392 | 244.242 | -47.196 | 84.419 | -46.961 | -59.32 | 45.856 | 102.204 | -59.813 | -172.8 | 102.8 | 193.1 | 16.1 | 75.1 | -102.3 | -2.7 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.584 | 12.091 | 0.21 | 5.022 | 2.037 | 3.615 | 2.033 | 0.124 | 0.38 | 1.4 | 2.9 | 1.5 | 3.3 | 0.5 | 0.1 | 0 |
| Common Stock Repurchased
| -202.6 | -784.5 | -1,471.8 | -480.8 | -300.4 | -129.1 | -123.5 | -121.7 | -86.5 | -343.7 | -135.2 | -152.5 | -130.886 | -202.247 | -0.541 | -0.066 | -9.53 | -247.168 | 0 | -107.236 | -5.316 | -7.011 | -3.262 | -18.851 | -1.51 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| -21.7 | 18.9 | -5.4 | -19.5 | -26.1 | -20.7 | -17.1 | 22.5 | -10.3 | -20 | -3.6 | -3.9 | 6.236 | -11.723 | 6.282 | 3.456 | 5.096 | 25.761 | 0 | 5.022 | 43.555 | -33.368 | 0 | -104.516 | 0 | -0.038 | -0.1 | -540.03 | -250.9 | -239.2 | 0 | -43.2 |
| Financing Cash Flow
| 266.2 | -794.6 | -1,468.7 | -433.2 | 400.3 | 599.9 | 330.3 | 436.6 | 235.2 | 0.4 | 3.1 | 96.6 | 179.212 | -35.823 | -128.994 | 112.974 | 134.958 | 22.835 | -46.986 | -17.795 | -6.685 | -96.084 | 44.627 | -21.084 | -60.943 | -171.438 | -417.457 | -345.43 | -231.5 | -163.6 | -102.2 | -45.9 |
| Other Information: | ||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.296 | 0 | -0.003 | -0.009 | 0.278 | -0.267 | 0.015 | -1.088 | -2.266 | 3.623 | 7.543 | -1.761 | -5.672 | -1.603 | 0.726 | -1.63 | 4.136 | -0.3 | -161.4 | -101.1 | -49.4 |
| Net Change In Cash
| 53.2 | -16.5 | 38 | -121.5 | 188.4 | 65.5 | -6.4 | 8.3 | -0.1 | 2.2 | -4.8 | 4.3 | 0.865 | 1.622 | -0.984 | 2.442 | -7.816 | 1.438 | 6.476 | -0.522 | 22.578 | -2.307 | -5.543 | -0.839 | -2.653 | 13.426 | 0.12 | 0.228 | -0.1 | -163.6 | -102.2 | -45.9 |
| Cash At End Of Period
| 470.9 | 417.7 | 434.2 | 396.2 | 517.7 | 329.3 | 8.2 | 14.6 | 6.3 | 6.4 | 4.2 | 9 | 4.657 | 3.792 | 2.17 | 3.154 | 0.712 | 8.528 | 7.09 | 0.614 | 36.044 | 13.466 | 15.773 | 20.726 | 11.122 | 13.775 | 0.349 | 0.229 | 0 | -161.3 | -98.7 | -45.9 |