
PT Bank Mandiri (Persero) Tbk
IDX:BMRI.JK
4750 (IDR) • At close July 1, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) IDR.
2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | |
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Operating Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Net Income
| 0 | 0 | 15,466,714 | 13,848,462 | 12,702,178 | 15,996,514 | 13,831,656 | 12,671,716 | 12,560,171 | 10,517,851 | 10,443,576 | 10,177,683 | 10,031,527 | 8,799,080 | 6,727,941 | 6,582,761 | 5,918,373 | 2,771,502 | 3,735,174 | 2,376,970 | 7,915,869 | 7,232,125 | 6,719,391 | 6,297,523 | 7,233,094 | 6,923,151 | 5,913,795 | 6,318,194 | 5,859,881 | 5,570,453 | 5,606,226 | 5,384,021 | 4,078,983 | 1,793,364 | 4,932,822 | 3,263,424 | 3,816,955 | 5,752,445 | 4,658,084 | 4,786,107 | 5,138,332 | 5,418,358 | 4,868,110 | 4,660,876 | 4,924,529 | 5,400,362 | 4,509,381 | 3,990,656 | 4,303,354 | 4,384,659 | 3,972,536 | 3,744,123 | 3,402,749 | 3,073,424 | 2,849,702 | 2,542,855 | 3,780,063 |
Depreciation & Amortization
| 0 | 0 | 1,076,651 | 1,256,291 | 1,026,707 | 1,312,492 | 1,079,580 | 1,117,387 | 1,057,443 | 1,396,284 | 1,124,211 | 1,129,763 | 863,379 | 802,989 | 1,018,751 | -188,176 | 1,936,057 | 1,259,978 | 905,477 | 886,044 | 882,193 | 972,127 | 352,410 | 369,355 | 365,528 | 292,787 | 349,314 | 332,016 | 337,564 | 350,349 | 325,222 | 713,576 | 0 | 356,971 | 352,159 | 341,202 | 327,324 | 321,278 | 304,013 | 296,428 | 266,076 | 241,374 | 235,580 | 254,033 | 229,818 | 219,664 | 215,657 | 198,129 | 188,743 | 127,024 | 237,565 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Income Tax
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock Based Compensation
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Change In Working Capital
| 0 | 0 | -60,912,748 | -105,466,917 | -20,752,584 | -92,497,507 | -36,554,395 | -79,454,312 | 6,089,767 | -50,138,343 | -44,357,788 | -56,968,577 | -2,860,276 | -47,175,444 | 331,544 | -8,386,652 | -5,487,902 | -21,839,312 | -50,852,590 | 19,242,829 | 7,251,420 | -66,652,033 | -13,680,443 | -47,517,444 | 27,529,898 | -42,412,739 | -17,937,208 | -55,761,949 | 19,951,259 | -44,536,758 | -13,598,440 | -25,699,640 | 7,366,684 | -45,811,642 | -21,281,101 | -13,130,730 | 3,236,793 | -32,422,392 | -845,880 | -32,010,756 | 11,602,836 | -40,277,332 | -24,971,872 | -22,707,279 | 15,807,966 | -26,363,097 | -18,559,690 | -37,837,614 | 8,978,425 | 0 | 0 | -869,066 | -25,984,328 | 29,602,559 | -6,397,433 | -6,801,418 | -9,898,419 |
Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Change In Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Working Capital
| 0 | 0 | -60,912,748 | -105,466,917 | -20,752,584 | -92,497,507 | -36,554,395 | -79,454,312 | 6,089,767 | -50,138,343 | -44,357,788 | -56,968,577 | -2,860,276 | -47,175,444 | 331,544 | -8,386,652 | -5,487,902 | -21,839,312 | -50,852,590 | 19,242,829 | 7,251,420 | -66,652,033 | -13,680,443 | -47,517,444 | 27,529,898 | -42,412,739 | -17,937,208 | -55,761,949 | 19,951,259 | -44,536,758 | -13,598,440 | -25,699,640 | 7,366,684 | -45,811,642 | -21,281,101 | -13,130,730 | 3,236,793 | -32,422,392 | -845,880 | -32,010,756 | 11,602,836 | -40,277,332 | -24,971,872 | -22,707,279 | 15,807,966 | -26,363,097 | -18,559,690 | -37,837,614 | 8,978,425 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non Cash Items
| 20,242,157 | -13,474,146 | -16,585,772 | -5,691,165 | 341,422 | -1,578,641 | -10,806,643 | 5,810,592 | -6,201,167 | -1,469,636 | 3,613,819 | 14,559,575 | -10,300,752 | 10,959,961 | 11,545,822 | 110,081 | -11,283,942 | 660,640 | 70,019 | 692,410 | 6,678,635 | -8,821,437 | 15,064,075 | 1,325,322 | -10,201,482 | 8,097,138 | 2,415,375 | 2,702,498 | -1,119,014 | 1,613,871 | 4,065,277 | 566,346 | 476,014 | 4,020,546 | 10,141,190 | 5,717,495 | -1,873,447 | -5,449,155 | 8,721,712 | 3,477,765 | 1,291,736 | -3,775,080 | 510,280 | 1,137,654 | -8,997,170 | -5,082,761 | 4,266,320 | 480,934 | -2,999,669 | -32,725,017 | -7,696,628 | 1,575,538 | 2,143,355 | -1,060,555 | 1,647,849 | 569,434 | 532,579 |
Operating Cash Flow
| 20,242,157 | -13,474,146 | -60,955,155 | -96,053,329 | -6,682,277 | -76,767,142 | -32,449,802 | -59,854,617 | 13,506,214 | -39,693,844 | -29,176,182 | -31,101,556 | -2,266,122 | -26,613,414 | 19,624,058 | -1,881,986 | -8,917,414 | -17,147,192 | -46,141,920 | 23,198,253 | 22,728,117 | -67,269,218 | 8,455,433 | -39,525,244 | 24,927,038 | -27,099,663 | -9,258,724 | -46,409,241 | 25,029,690 | -37,002,085 | -3,601,715 | -19,035,697 | 11,921,681 | -39,640,761 | -5,854,930 | -3,808,609 | 5,507,625 | -31,797,824 | 12,837,929 | -23,450,456 | 18,298,980 | -38,392,680 | -19,357,902 | -16,654,716 | 11,965,143 | -25,825,832 | -9,568,332 | -33,167,895 | 10,470,853 | -28,213,334 | -3,486,527 | 4,450,595 | -20,438,224 | 31,615,428 | -1,899,882 | -3,689,129 | -5,585,777 |
Investing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Investments In Property Plant And Equipment
| -622,975 | -2,199,498 | -1,631,895 | -524,452 | -409,004 | -1,913,770 | -712,040 | -281,133 | -179,434 | -1,890,976 | -1,342,789 | -58,747 | -715,335 | -1,451,233 | -347,354 | -282,576 | -201,451 | -1,721,245 | -504,093 | -71,532 | -509,965 | -2,146,462 | -492,920 | -440,588 | -605,596 | -1,313,214 | -544,359 | -390,435 | -184,958 | -1,150,084 | -324,381 | -204,627 | -107,344 | -722,851 | -256,846 | -1,108,378 | -61,472 | -386,906 | -181,983 | -410,334 | -156,454 | -1,147,537 | -479,220 | -544,233 | -63,194 | -901,567 | -337,565 | -198,730 | -98,811 | -836,598 | -599,651 | -8,985 | -258,974 | -885,373 | -251,089 | -270,136 | -134,272 |
Acquisitions Net
| -1,000 | -758,716 | 0 | 0 | -15,072 | 987,278 | -144,282 | -822,816 | -49,950 | 749,357 | -1,724 | -1,007,595 | -48,352 | -63,415 | -53,657 | -462,205 | -22,551 | -1,718,601 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -117,431 | 120,658 | 0 | 0 | 200,365 | -199,949 |
Purchases Of Investments
| -159,463 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1,711,854 | -272,259 | 0 | 0 | 49,820 | -487,168 |
Sales Maturities Of Investments
| 11,236,277 | 1,260,689 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -187 | 857 | 0 | 0 | -199,147 | 200,020 |
Other Investing Activites
| -170,891 | -5,504,345 | 13,983,902 | 3,515,852 | 10,013,234 | -14,463,041 | 5,988,709 | 26,978,953 | 622,066 | -3,625,247 | 5,628,095 | -10,453,278 | -29,123,340 | -24,085,676 | -62,474,746 | -7,890,809 | -35,141,379 | -15,817,475 | -4,490,317 | -14,335,803 | -2,389,372 | -5,424,220 | -3,342,897 | 2,231,348 | -6,030,553 | -11,391,059 | -3,048,139 | 562,842 | -4,731,867 | -319,155 | -4,933,691 | 5,034,304 | -3,271,233 | -1,474,294 | -5,473,499 | -3,129,139 | 6,063,698 | 1,594,451 | -3,639,260 | -4,717,608 | -21,051,229 | 1,331,264 | 2,665,392 | -861,808 | -7,984,666 | -1,807,233 | -1,928,813 | -3,171,740 | -4,117,206 | -424,406 | 2,553,511 | -122,390 | 131,328 | 100,796 | 1,792,314 | 90,505 | 91,906 |
Investing Cash Flow
| 10,281,948 | -7,201,870 | 12,352,007 | 2,991,400 | 9,589,158 | -15,389,533 | 5,132,387 | 25,875,004 | 392,682 | -4,766,866 | 4,283,582 | -11,519,620 | -29,887,027 | -25,600,324 | -62,875,757 | -8,635,590 | -35,365,381 | -19,257,321 | -4,994,410 | -14,407,335 | -2,899,337 | -7,570,682 | -3,835,817 | 1,790,760 | -6,636,149 | -12,704,273 | -3,592,498 | 172,407 | -4,916,825 | -1,469,239 | -5,258,072 | 4,829,677 | -3,378,577 | -2,197,145 | -5,730,345 | -4,237,517 | 6,002,226 | 1,207,545 | -3,821,243 | -5,127,942 | -21,207,683 | 183,727 | 2,186,172 | -1,406,041 | -8,047,860 | -2,708,800 | -2,266,378 | -3,370,470 | -4,216,017 | -1,261,004 | 1,953,860 | -1,960,847 | -278,390 | -784,577 | 1,541,225 | -128,593 | -529,463 |
Financing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Debt Repayment
| 22,074,058 | 32,219,341 | 14,034,867 | -5,308,349 | -761,525 | 20,250,405 | 739,212 | 24,755,860 | 2,427,560 | 25,275,861 | -12,197,038 | -3,862,311 | 18,765,137 | 5,267,361 | -2,145,529 | 5,450,518 | -1,736,257 | -5,566,483 | -5,516,861 | 9,885,008 | 3,330,466 | 1,025,207 | -15,261,513 | 20,655,914 | -1,520,123 | 11,965,730 | -19,190,380 | 27,472,476 | 5,502,202 | -2,731,151 | -9,087,487 | 20,627,137 | -1,396,249 | -8,449,953 | 6,731,134 | 7,468,538 | -1,077,622 | 9,537,776 | -2,012,663 | 1,406,974 | -5,258,881 | 11,941,106 | -4,521,847 | 166,071 | -881,662 | 8,293,083 | 0 | 0 | 0 | 0 | 0 | -88,749 | -2,186,214 | 2,458,372 | 4,645,466 | 1,917,907 | -2,422,521 |
Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3,481 | 11,431,636 |
Common Stock Repurchased
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -136,315 | -14,580 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10,755 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Dividends Paid
| 0 | 0 | 0 | 0 | -33,036,034 | 0 | 0 | -24,702,382 | 0 | 0 | 0 | -16,816,893 | 0 | 0 | 0 | 0 | -10,271,552 | -76,827 | 0 | 0 | -16,489,280 | 0 | 0 | -11,256,759 | 0 | 0 | 0 | -9,287,857 | 0 | 0 | 0 | -6,212,954 | 0 | 0 | 0 | -6,100,490 | 0 | 0 | 0 | -4,967,968 | 0 | 0 | 0 | 0 | -5,461,126 | 0 | 0 | -4,651,220 | 0 | 0 | 491,674 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Financing Activities
| -46,115,885 | 23,071,432 | 37,489,464 | 89,797,382 | -2,050,798 | 128,278,372 | 18,933,933 | 42,334,713 | -103,604,151 | 108,406,028 | 61,218,724 | 56,555,525 | -21,802,704 | 75,429,323 | 44,805,593 | -9,475,196 | 36,921,529 | 35,594,173 | 42,308,080 | 39,607,796 | 9,940,022 | 35,834,385 | 44,868,091 | 19,472,345 | -3,309,682 | 2,811,261 | 30,147,322 | 29,891,624 | -36,385,872 | 38,404,022 | 15,296,690 | 11,963,104 | -13,462,099 | 67,832,440 | -1,624,331 | 24,690,185 | -6,126,629 | 1,446,049 | -5,405,612 | 35,508,204 | 4,837,266 | 31,610,980 | 35,063,492 | 33,862,048 | -14,750,985 | 26,819,309 | 15,333,161 | 33,078,613 | -4,705,110 | 40,528,178 | 12,913,126 | -431,092 | 0 | -516,238 | 135,166 | -3,891,946 | 1,065,659 |
Financing Cash Flow
| -24,041,827 | 55,290,773 | 51,524,331 | 84,489,033 | -35,848,357 | 148,528,777 | 19,673,145 | 42,388,191 | -101,176,591 | 133,681,889 | 49,021,686 | 35,876,321 | -3,037,567 | 80,696,684 | 42,660,064 | -4,024,678 | 24,913,720 | 29,950,863 | 36,791,219 | 49,356,489 | -3,233,372 | 36,859,592 | 29,606,578 | 28,871,500 | -4,829,805 | 14,776,991 | 10,956,942 | 48,076,243 | -30,883,670 | 35,672,871 | 6,209,203 | 26,377,287 | -14,858,348 | 59,382,487 | 5,106,803 | 26,058,233 | -7,204,251 | 10,983,825 | -7,418,275 | 31,947,210 | -421,615 | 43,552,086 | 30,541,645 | 34,028,119 | -21,093,773 | 35,112,392 | 13,663,350 | 33,060,161 | -4,657,058 | 40,528,178 | 13,404,800 | -519,841 | -2,186,214 | 1,942,134 | 4,780,632 | -1,977,520 | 10,074,774 |
Other Information: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effect Of Forex Changes On Cash
| 1,739,186 | -354,286 | 4,305 | 2,354,703 | 2,210,140 | 303,863 | 1,964,293 | -458,074 | -2,756,648 | 6,795,471 | 801,066 | 1,780,620 | 465,981 | -1,434,830 | -1,649,280 | -1,467,732 | 4,281,845 | -3,282,304 | 4,068,295 | -5,837,152 | 6,463,160 | 1,544,865 | -2,415,181 | -2,664,563 | 1,805,957 | -2,661,389 | -350,945 | 1,761,698 | 3,005,147 | -1,783,249 | 2,039,799 | 313,499 | 238,654 | 6,543,065 | -7,477,814 | -1,428,478 | 872,111 | 1,674,737 | 1,273,716 | -357,860 | 2,241,980 | -533,758 | -2,049,544 | 891,131 | 1,969,476 | 701,339 | 1,473,144 | 106,099 | 712,813 | 642,083 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Change In Cash
| 8,221,464 | 35,019,187 | 2,925,488 | -6,976,909 | -30,731,336 | 56,675,965 | -5,679,977 | 7,950,504 | -90,034,343 | 96,016,650 | 24,930,152 | -4,964,235 | -34,724,735 | 27,048,116 | -2,240,915 | -16,009,986 | -15,087,230 | 11,036,970 | -10,276,816 | 52,310,255 | 23,058,568 | -36,435,443 | 31,811,013 | -11,527,547 | 15,267,041 | -27,688,334 | -2,245,225 | 3,601,107 | -7,765,658 | -4,581,702 | -610,785 | 12,484,766 | -6,076,590 | 24,087,646 | -13,956,286 | 16,583,629 | 5,177,711 | -17,931,717 | 2,872,127 | 3,010,952 | -1,088,338 | 4,809,375 | 11,320,371 | 16,858,493 | -15,207,014 | 121,023,158 | 113,744,059 | 110,442,275 | 113,814,380 | 111,503,789 | 99,592,960 | 1,969,907 | -22,902,828 | 32,772,985 | 4,421,975 | -5,795,242 | 3,959,534 |
Cash At End Of Period
| 252,259,587 | 244,038,123 | 209,018,936 | 206,093,448 | 213,070,357 | 243,801,693 | 187,125,728 | 192,805,705 | 184,855,201 | 274,889,544 | 178,872,894 | 153,942,742 | 158,906,977 | 193,631,712 | 166,583,596 | 168,824,511 | 184,834,497 | 199,921,727 | 188,884,757 | 199,161,573 | 146,851,318 | 123,792,750 | 160,228,193 | 128,417,180 | 139,944,727 | 124,677,686 | 152,366,020 | 154,611,245 | 151,010,138 | 158,775,796 | 163,357,498 | 163,968,283 | 151,483,517 | 157,560,107 | 133,472,461 | 147,428,747 | 130,845,118 | 125,667,407 | 143,599,124 | 140,726,997 | 137,716,045 | 138,804,383 | 133,995,008 | 122,674,637 | 105,816,144 | 121,023,158 | 113,744,059 | 110,442,275 | 113,814,380 | 111,503,789 | 99,592,960 | 87,720,827 | 85,750,920 | 108,653,748 | 75,880,763 | 71,458,788 | 77,254,030 |